物流金融服務(wù)的評(píng)價(jià)[文獻(xiàn)翻譯]

1、本科畢業(yè)論文外文翻譯外文題目：review of financial service in logistics出 處：2008年國(guó)際會(huì)議論文集ieee服務(wù)運(yùn)作，物流及信息 作 者：xiaojing zhou, zhuo zhang, yin lu 原文：review of financial service in logistics abstractthis paper mainly analyzes the appearance, operation procedures, development trends, research orientation and the hot issue

2、of financial logistics, which is being applied as a new product of logistics service in both domestic logistic industry and international ones. moreover, the theory and practice development of financial logistics and the classification about the existent research results were discussed. some forecas

3、t about the future orientations based on the previous results was presented, our conclusions can help that design of intermediation warehouses, application of international settlements and ways to build logistics banks would be the main subjects in the future development of financial logistics. inde

4、x termsfinancial logistics (fl), financial services, logistics1. introduction the logistics industry which is developing rapidly, which has become a pillar industry of the national economy in recent years. at the same time, logistics and financial services have gradually is the necessary of chinas e

5、conomical development with a huge market demands. the logistics industry, however, was not fully supported by the financial systems in china at present, so it is important for the corporations in competition to do some innovation of service mode by integrating the logistics and financial services in

6、 such background. some of the world famous banks and logistics companies has realized the new proficial point in financial logistics (fl) and regard the fl as a new extension of financial products and logistics services. the development of fl is necessary trend, because it is the innovative products

7、 of financial services supply chain, coincide with the interests of all participants. there are a lot of inventories in the whole supply chain process from raw materials to final consumers. logistics companies may get into trouble because of stock and the use of large amounts of funds. lacking of ac

8、tive capital in small and medium-sized corporations always become the bottleneck of development. in order to solve these problems, they can change the enterprises existing inventory into capital resources. for financial institutions, how to reduce the risk in actual financing is the most important,

9、additionally, agency that control logistics activities of an enterprise should be the most direct and most effective spokesman in this time. there are many kinds of property right and operation right transaction such ascombination, annexation, recomposition, trusteeship and pool in the corporations,

10、 but the circulation channel of commodity will not change . in order to control the risk, it is necessary for financial institutions (banks) to do something to understand the nature of guaranty and the authenticity of identification, which are not only time-consuming, but also beyond the banks busin

11、ess areas in the ordinary courses. fl service can help logistics business make fully control of the supply chain to ensure the safe transportation of special products and stabilization of long-term customers. in the development of supply chain management, enterprises gradually emphasize on the integ

12、ration of cross-enterprise, which make customer relationship management to become increasingly significant.logistics management has been upgraded from single transportation to the value-added of project management. the traditional logistics are no longer meets the needs of modern logistics businesse

13、s, how to collaborate logistics enterprises and financial institutions to satisfy the urgent demands on financial services and third-party logistics services has soon become a hot issue, which is concerned not only by logistics and banks but also by researchers.2. the development and implication of

14、fl“financial logistics”, in a wide sense, refers to the entire processes of the logistics operations which applies various financial products to implement effective integration of the logistics, from capital flow and information flow, to organize and regulate the currency and capital movement in the

15、 supply chain operations to get a better capital efficiency of business activities. in a narrow sense, fl is a services process that the banking and the third-party logistics service providers in the supply chain operation provide financing and billing services. it also can be understood as the corp

16、orate finance services with the help of logistics enterprises, i.e., the inventory and accounts receivable financing in the participation of logistics enterprises. in accordance with the different objects of financing and the different phrases and ways of the production and operation of products, th

17、e mode of fl business can be divided into two categories, one of is fl mode based on the inventory, and the second is based on the trading financial contracts .fl business mode based on the inventory mainly refers to the enterprises which need financing, take their stock as mortgage and transfer the

18、 storage to intermediary companies (logistics enterprises) to obtain a credit loan. such operations can not only happen in the process of sale, but also be presented in the procurement. the fl business mode based on trade contracts mainly refers to the enterprises, which need short-term funds for it

19、s continuous development and ease the financial deficiency, that obtain the operation capitals through specific operating procedures by trade contracts.review the trend of chinas fl innovations development in recent years, it is easy to see that fl business mode based on the inventory develop quickl

20、y, while the mode based on the trade contracts is still in the process of introduction by foreign logistics enterprises. whereas, from the angle of the participants, the lenders have developed from purely commercial banks to the guarantee agencies and insurance agencies. the logistics enterprises, m

21、oreover, have developed from companies with single storage capital to the third-party logistics, agency and chain management. at the same time, the loan applier is extending, which is from circulating corporation to circulation and producer . clearly, the potential of fls development is enormous, wh

22、ich has far-reaching significance for materials circulation of the society.3. the significance of financial logistics businessin the processes of circulation, many different kinds of problems have been solved in the practice of fl, which can receive lots of economic and social benefits. fl means a l

23、ot for the logistics enterprises. on one hand, the new service not only increase the value of service but also improve the operating efficiency of the supply chain, finally stabilize and attract the customers; on the other hand, as a mutual trusted one by banks and customers, logistics corporations

24、can be better integrated into the customers supply chain, the alliance relationship among the banks will also be strengthened. in fact, for importers and exporters, logistics financial services effectively reduce the risk of settlement and financing, lower transaction costs and the financial burden

25、of both sides. the main risks especially for smes are insufficiency of flow capital in their processes of development, which become the bottleneck that constrains the development. fl services, which allow these smes to get business loans by using raw materials and commodities on the market, can reso

26、lve financing problems of expansion the operation scale and reuse the funds to improve the efficiency of capital circulation, ultimately improve the quality of economic operation .in conclusion, the function and role of lf in macro-economic structure should be paid attention by us , for it plays irr

27、eplaceable and significant leverage in improving the circulation service quality and reduces the overstock and consumption, ultimately speeds up the turnover rate of macroeconomic currency in national economic accounting system.4. conclusionsmodern logistics and finance logistics have brought a trem

28、endous impact on logistics enterprises and financial services industries. the development of their concept and technology has a clear feature of high-tech, of which the main characteristic is the informatization based on digital technology and network. to mobilize global resources and reduce invento

29、ries, internal logistics is combined with erp, crm and scm by using information and network, which exactly realizes the overall and multi-angle tracking of the whole logistics process. it makes the logistics enterprises management more accurately, quickly and efficiently. the quality of service is h

30、ighly improved.the development of logistics finance has gone through several phases. it means initial pledge of movables, pledge of warehouse receipts, pledge of the bill of lading, silver vendors and logistics bank ,which is now operated more perfectly. during the process, it generated abundant the

31、ories and practice as well as its operational models. based on the previous research, we can conclude that the further study basically on the financing of middle-small enterprises, operational models of logistics finance business, ways of providing financial services, risk control of bank credit, cu

32、stomer credit management, credit contract design and pledge materials management etc. also, under the guidance of the direction, it may find that the subject to the direction are to be the logistics financial business model innovation, credit contract optimization, applications of advanced managemen

33、t in business, comprehensive financial services of internet banking, broadening the financing modes of smes, new discussion of logistics financial operational model in the internationalclearance, the value of combining logistics finance with future delivery and logistics insurance.as a new kind of f

34、inancial product of modern logistics service, there is still some risks factors we should pay attention to. only by fully understanding business risks, could we take a effective measure to prevent and control risks in the operations to make the fl business a healthy and orderly development. with the

35、 development of the logistics industry and the continuous innovation of financial system, the two sides also need to up build smoother cooperation and more efficient operating system in higher level to get better interactive effects. we have reason to believe that with the continued accumulation of

36、fl experiences and further study of scholars, it will bring a wealth of research results and more accurately scientific theories to serve all the people in social life. fl services will definitely have a good future and high developmental potential.本科畢業(yè)論文外文翻譯外文題目：review of financial service in logis

37、tics 出 處：2008年國(guó)際會(huì)議論文集ieee服務(wù)運(yùn)作，物流及信息 作 者：xiaojing zhou, zhuo zhang, yin lu 譯 文：物流金融服務(wù)的評(píng)價(jià)摘要這篇文章主要分析物流金融的現(xiàn)狀、操作程序、發(fā)展趨勢(shì)、研究方向和熱點(diǎn)問(wèn)題，在國(guó)內(nèi)物流業(yè)和國(guó)際物流業(yè)中，物流金融都被當(dāng)作一種新的物流產(chǎn)品。物流金融的理論與實(shí)踐的發(fā)展和它的現(xiàn)存研究的分類(lèi)正受到各類(lèi)研究人員的廣泛的討論?；诂F(xiàn)在的研究結(jié)果，預(yù)測(cè)未來(lái)物流金融服務(wù)的發(fā)展方向。我們的結(jié)論能夠?yàn)樵O(shè)計(jì)中介倉(cāng)庫(kù)、國(guó)際結(jié)算和建立物流銀行的方式提供幫助，這些都是將來(lái)物流金融服務(wù)發(fā)展的主要研究對(duì)象。 關(guān)鍵詞：物流金融、金融服務(wù)、物流業(yè)一、引言最

38、近幾年物流業(yè)發(fā)展迅猛，已經(jīng)成為國(guó)民經(jīng)濟(jì)的支柱產(chǎn)業(yè)。與此同時(shí)，在一個(gè)巨大的需求市場(chǎng)下物流和金融服務(wù)也逐漸成為中國(guó)經(jīng)濟(jì)發(fā)展所必需的產(chǎn)業(yè)。不過(guò)到目前為止物流行業(yè)也不完全被中國(guó)金融系統(tǒng)所支持，因此企業(yè)在這樣的背景下通過(guò)整合物流和金融服務(wù)來(lái)做一些創(chuàng)新的服務(wù)模式是很重要的。世界著名的銀行和物流公司已實(shí)現(xiàn)了一些在金融物流上的創(chuàng)新點(diǎn)，并以此作為一種金融產(chǎn)品和物流服務(wù)在物流金融業(yè)務(wù)上的擴(kuò)展。物流金融的發(fā)展是必然趨勢(shì)，因?yàn)樗墙鹑诜?wù)創(chuàng)新產(chǎn)品的供應(yīng)鏈，配合各方面的利益參與者。從原材料到最終消費(fèi)者，在整個(gè)供應(yīng)鏈流程中可能存在很多庫(kù)存。物流公司可能因?yàn)楣善焙痛罅抠Y金的使用而陷入麻煩。資金缺乏在小型和中型公司的活動(dòng)發(fā)展

39、中始終成為瓶頸。為了解決這些問(wèn)題，他們可以改變企業(yè)現(xiàn)有庫(kù)存將資源轉(zhuǎn)化為資本。對(duì)于金融機(jī)構(gòu)，實(shí)際上如何降低融資風(fēng)險(xiǎn)是最重要的，此外，機(jī)構(gòu)，企業(yè)控制物流活動(dòng)應(yīng)該是在這個(gè)時(shí)候最直接，最有效的發(fā)言人。有很多種產(chǎn)權(quán)與經(jīng)營(yíng)權(quán)交易的方式，如合并，兼并，重構(gòu)，但商品流通渠道將不會(huì)改變。為了控制風(fēng)險(xiǎn)，金融機(jī)構(gòu)（銀行）做一些事來(lái)了解擔(dān)保的性質(zhì)和識(shí)別真?zhèn)问呛苡斜匾?，但這不僅費(fèi)時(shí)，而且也超出了銀行的普通的業(yè)務(wù)領(lǐng)域。物流金融的物流服務(wù)可以幫助企業(yè)做充分的供應(yīng)鏈的控制，以確?？蛻舻奶厥猱a(chǎn)品和長(zhǎng)期的穩(wěn)定安全的運(yùn)輸。在供應(yīng)鏈管理的發(fā)展中，企業(yè)逐漸重視對(duì)跨國(guó)企業(yè)的整合，因?yàn)檫@將有利于日益重要的客戶關(guān)系管理。二、物流金融的發(fā)展

40、與啟示物流金融：廣義上說(shuō)，是指在整個(gè)物流金融過(guò)程中，適用于各種金融產(chǎn)品，以實(shí)施有效的整合物流，從資金流和信息流到組織和管理在供應(yīng)鏈運(yùn)作的貨幣和資金的流動(dòng)中來(lái)獲得更好的資本經(jīng)營(yíng)活動(dòng)的效率。狹義上講，物流金融是一個(gè)服務(wù)過(guò)程，銀行和第三方物流服務(wù)提供商在供應(yīng)鏈運(yùn)作過(guò)程中提供融資和結(jié)算服務(wù)，這也可以理解為企業(yè)融資服務(wù)對(duì)物流企業(yè)的幫助，即庫(kù)存和賬目賬款融資在物流企業(yè)的參與，在于不同的融資對(duì)象和按照不同生產(chǎn)經(jīng)營(yíng)方式，物流金融的商業(yè)模式可以分為兩種，一類(lèi)是在物流金融的庫(kù)存模式的基礎(chǔ)上，另二類(lèi)是在金融合同交易的基礎(chǔ)上。物流金融經(jīng)營(yíng)模式基于庫(kù)存，主要是指需要融資的企業(yè)，把他們的股票作為抵押貸款和轉(zhuǎn)讓的倉(cāng)庫(kù)中介公司(物流企業(yè))獲得一個(gè)信貸。這些操作不僅可以發(fā)生在銷(xiāo)售過(guò)程中，還出現(xiàn)在采購(gòu)里。物流金融經(jīng)營(yíng)模式基于貿(mào)易合同，主要是指企業(yè)需要為其短期資金不斷發(fā)展，