美國(guó)加州理工學(xué)院獎(jiǎng)學(xué)金詳情介紹

1、美國(guó)加州理工學(xué)院獎(jiǎng)學(xué)金詳情介紹相信大家都知道加州理工學(xué)院是所以一所非常著名的大學(xué)院校， 所以每年都會(huì)有很多留學(xué)生申請(qǐng)這所大學(xué)，那么下面就和一起來(lái)了解一下美國(guó)加州理工學(xué)院獎(jiǎng)學(xué)金詳情介紹吧！一、加州理工學(xué)院本科學(xué)生經(jīng)濟(jì)援助經(jīng)濟(jì)援助是提供給所有學(xué)生，以幫助其負(fù)擔(dān)起加州理工學(xué)院學(xué)習(xí) 費(fèi)用的。在加州理工學(xué)院，提供單重主要類型的經(jīng)濟(jì)援助：Grants Scholarships - monetary gifts that are based on demonstrated financial needThe majority of financial aid awarded to Caltech under

2、graduates comes from grants. Grants are considered gift aid: they do not have to repaid or earned. Because of this, grants are the most beneficial form of financial aid.All scholarships and grants at Caltech are need-based, as the Institute does not have a merit aid program. Undergraduate students w

3、ho fill out a financial aid application will be automatically considered for scholarships and grants from Caltech and the federal government. Grants are also available from state governments, but the application process varies by state.1 .助學(xué)金和獎(jiǎng)學(xué)金-在證明所需資金基礎(chǔ)上提供的經(jīng)濟(jì)捐贈(zèng)授予給加州理工學(xué)院本科學(xué)生的大部分經(jīng)濟(jì)援助來(lái)源于助學(xué)金。助學(xué)金被認(rèn)為是一

4、種捐助援助：不需要償還或者是賺取。也正是因?yàn)?如此，助學(xué)金是所有經(jīng)濟(jì)援助中最有利的。加州理工學(xué)院所有的獎(jiǎng)學(xué)金和助學(xué)金都是按照需求頒發(fā)的， 因?yàn)?學(xué)校沒有優(yōu)異獎(jiǎng)學(xué)金計(jì)劃。填寫了經(jīng)濟(jì)援助申請(qǐng)的本科學(xué)生將會(huì)自動(dòng) 成為加州理工學(xué)院以及聯(lián)邦政府獎(jiǎng)學(xué)金和助學(xué)金的候選人。各州政府也可能會(huì)提供助學(xué)金，但是申請(qǐng)過程各不相同。Work-Study - an allotment of money that needs to be earned each year by working on-campus or at other eligible institutionsWork-Study is a financi

5、al aid program that allows students to earn money for their college expenses through work. Students who participate in the Work-Study program also gain valuable job experience.As a need-based program, all undergraduate students who submit a financial aid application will be considered for Work-Study

6、. Students are typically awarded $2,500 of Work-Study per year. Freshmen will only be awarded $1,350, since they are not permitted to work during the fall term.Federal Work-StudyFederal Work-Study is available to students who qualify for federal financial aid (most domestic students). Under the Fede

7、ral Work-Study program, students may earn money by working for:CaltechPublic agencies-including Caltechs Jet Propulsion Laboratory (JPL)Caltech YWages earned under the Federal Work-Study program are subsidized by the federal government. The government will pay 75% of a students wages, leaving the hi

8、ring department to pay the remaining 25%.Caltech Work-StudyThe Caltech Work-Study is designed to parallel the Federal Work-Study program, making Work-Study funds available to students who do not qualify for federal financial aid (including most international students). There are a few differences be

9、tween the two programs, though. Students who receive Caltech Work-Study may only earn money by working for:CaltechThe Jet Propulsion LaboratoryWages earned under the Caltech Work-Study program are subsidized by Caltechs financial aid fund. The fund will pay 60% of a students wages, leaving the hirin

10、g department to pay the remaining 40%.Student EmploymentStudent Employment is generally available to all students regardless of whether or not they apply for financial aid. The Caltech Career Development Center is happy to assist students in finding part-time jobs. Students typically work an average

11、 of 4-10 hours per week. Students may not work for more than 16 hours per week. First-year students may notwork during fall term.2 .勤工儉學(xué)-屬于分配的資金援助，但是需要通過每一年在校內(nèi) 或者其他符合要求的組織的勤工儉學(xué)來(lái)賺取勤工儉學(xué)是讓學(xué)生通過工作為自己的大學(xué)費(fèi)用獲得更多的資金 支持的一種經(jīng)濟(jì)援助計(jì)劃。參加了勤工儉學(xué)計(jì)劃的學(xué)生同時(shí)也獲得了 極具價(jià)值的工作經(jīng)驗(yàn)。作為一個(gè)按照學(xué)生需求分配的經(jīng)濟(jì)援助計(jì)劃， 遞交了經(jīng)濟(jì)援助申 請(qǐng)的所有本科學(xué)生都將成為勤工儉學(xué)計(jì)劃的候選人

12、。 通常學(xué)生一年勤 工儉學(xué)可以獲得$2,500,而大學(xué)新生一般只獲得$1,350,因?yàn)樗麄儾?允許在秋季學(xué)期勤工儉學(xué)。聯(lián)邦勤工儉學(xué)：聯(lián)邦勤工儉學(xué)計(jì)劃提供符合聯(lián)邦經(jīng)濟(jì)援助 （大部分國(guó)內(nèi)學(xué)生）的 學(xué)生。在聯(lián)邦勤工儉學(xué)計(jì)劃中，學(xué)生可以通過為以下組織工作來(lái)獲得 工資：- 加州理工學(xué)院；- 公立機(jī)構(gòu)一一包括加州理工學(xué)院白噴氣推進(jìn)實(shí)驗(yàn)室（JPL）;- 加州理工學(xué)院Y。在聯(lián)邦勤工儉學(xué)計(jì)劃中獲得的工資是由聯(lián)邦政府提供的津貼。政府將會(huì)支付75%的學(xué)生工資，雇傭部門單位將會(huì)支付剩下的25%.加州理工學(xué)院勤工儉學(xué)：加州理工學(xué)院勤工儉學(xué)計(jì)劃旨在與聯(lián)邦勤工儉學(xué)計(jì)劃對(duì)應(yīng)，提供勤工儉學(xué)機(jī)會(huì)給那么不符合聯(lián)邦勤工儉學(xué)經(jīng)濟(jì)援助的

13、學(xué)生（包括大部4分的國(guó)際學(xué)生）。這兩個(gè)項(xiàng)目之間存在著些許不同。獲得加州理工學(xué) 院勤工儉學(xué)機(jī)會(huì)的學(xué)生只有為以下組織單位工作才會(huì)獲得工資：- 加州理工學(xué)院；- 加州理工學(xué)院的噴氣推進(jìn)實(shí)驗(yàn)室（JPL）加州理工學(xué)院勤工儉學(xué)計(jì)劃中獲得的工資是由加州理工學(xué)院經(jīng) 濟(jì)援助基金提供的津貼。該基金將會(huì)支付60%的學(xué)生工資，雇傭部門 單位將會(huì)支付剩下的40%.學(xué)生雇用勞動(dòng)：學(xué)生雇用勞動(dòng)通常是提供給所有的學(xué)生，無(wú)論他是不是申請(qǐng)經(jīng)濟(jì)援助。加州理工學(xué)院職業(yè)發(fā)展中心很高興去幫助學(xué)生來(lái)找到兼職工作。 通常情況下，學(xué)生每一個(gè)星期平均工作 4-10個(gè)小時(shí)，并且每一個(gè)星 期的工作時(shí)間最多不能夠超過16個(gè)小時(shí)。第一年學(xué)生在秋季學(xué)期期

14、 間是不能夠工作兼職的。Loans - borrowed money that will need to be repaid with interest after leaving schoolLoans can be an invaluable resource for financing an education. While loans are a type of financial aid, they are not a gift like grants and scholarships, since loans need to be repaid eventually. Loans

15、are mostly a tool for liquidity management: they allow you to postpone paying for a portion of your education. For the class that graduated in 2021-15, 39 percent graduated with educational debt. The average debt at graduation was $20,667. See more borrowing statistics.All financial aid applicants a

16、re considered for a need-based loan from the Federal Perkins Loan or Caltech Loan programs. If you need additional funding, more federal loans are available through the Federal Stafford Loan and Federal PLUS Loan programs. You may also choose to search for loans on the private lending market.After f

17、illing out a financial aid application, undergraduate students will be considered for all three types of aid. Graduate students are only eligible for loan funding.3.貸款-借款，在完成學(xué)業(yè)離開學(xué)校之后需要連同利息一起償還 在一定程度上來(lái)說(shuō)，貸款是資助教育的一個(gè)及其有用的資金來(lái)源。雖然貸款也屬于一種經(jīng)濟(jì)援助類型，但是它不像助學(xué)金和獎(jiǎng)學(xué)金那樣 屬于捐助資金，因?yàn)橘J款最終是需要償還的。貸款主要是流動(dòng)資金管 理的一個(gè)工具：它允許你推遲支付你

18、的部分教育費(fèi)用。對(duì)于在2021-15 年畢業(yè)的學(xué)生來(lái)說(shuō)，39%的畢業(yè)生有教育債務(wù)。在畢業(yè)時(shí)的平均債務(wù) 為 $20,667。所有的經(jīng)濟(jì)援助申請(qǐng)者可以從聯(lián)邦帕金斯貸款或者加州理工學(xué) 院貸款項(xiàng)目中考慮按需分配的貸款。如果你需要額外的資助，更多的聯(lián)邦貸款計(jì)劃通過聯(lián)邦斯塔福德貸款以及聯(lián)邦PLUS貸款項(xiàng)目提供。當(dāng)然，你也可以選擇在私人貸款市場(chǎng)來(lái)搜索合適的貸款計(jì)劃。在填寫了經(jīng)濟(jì)援助申請(qǐng)之后，本科學(xué)生將會(huì)成為這三種類型的經(jīng) 濟(jì)援助的候選人。研究生學(xué)生只具備申請(qǐng)貸款資助的資格。OUTSIDE SCHOLARSHIPSOutside scholarships are gifts that are awarded

19、by external businesses and entities. Outside scholarships are similar to grants as they do not generally need to be repaid or earned through work. Award amounts, eligibility criteria and application procedures will vary by scholarship program.You may be awarded Work-Study and loans as part of your f

20、inancial aid package. These types of financial aid are considered self-help aid, as they need to be earned or repaid, respectively. Any outside scholarships you earn will be used to replace your Work-Study and loan funds. This will reduce (or even eliminate) the amount of money you will need to earn

21、 in school or repay afterwards.If you are receiving need-based financial aid from Caltech, outside scholarship funds cannot be used to reduce your familys expected contribution. Your total financial aid, including outside resources, cannot exceed your demonstrated financial need. Any scholarship fun

22、ds that remain after replacing all of the awards listed above will be used to offset a portion of your Caltech Scholarship.Because of these restrictions, adding an outside scholarship to your package cannot increase the quantity of funds available to you. Outside scholarships can only improve the qu

23、ality of your package by replacing your self-help aid with gift aid.二、外界獎(jiǎng)學(xué)金外部獎(jiǎng)學(xué)金是由外界企業(yè)或者實(shí)體捐贈(zèng)。外界獎(jiǎng)學(xué)金與助學(xué)金一樣，因?yàn)樗麄兺ǔＪ遣恍枰獌斶€或者是通過工作建筑賺取的資金。各個(gè)獎(jiǎng)學(xué)金項(xiàng)目的授予額度、條件標(biāo)準(zhǔn)以及申請(qǐng)程序各不相同。你可能會(huì)獲得勤工儉學(xué)或者貸款，作為你的經(jīng)濟(jì)援助方案的一部 分。這些類型的經(jīng)濟(jì)援助被認(rèn)為是自助援助，因?yàn)樗麄冃枰縿趧?dòng)賺取或者是需要償還。你獲得的任何外部獎(jiǎng)學(xué)金將會(huì)用來(lái)取代你的勤工 儉學(xué)和貸款資助。這將會(huì)減少你在學(xué)校需要賺取或者是日后需要償還 的資金額度。如果你從加州理工學(xué)院獲得了按需分配的經(jīng)濟(jì)援助，外部獎(jiǎng)學(xué)金 資助不能用來(lái)減少你家庭的預(yù)期貢獻(xiàn)。你的經(jīng)濟(jì)援助總額，包括外部 資金來(lái)源，不能夠超過你所證明的經(jīng)濟(jì)援助需求。在取代上述列出的所有獎(jiǎng)勵(lì)之后，剩下的任何獎(jiǎng)學(xué)金資金將會(huì)用來(lái)彌補(bǔ)你的部分加州理 工學(xué)院獎(jiǎng)學(xué)金。因?yàn)檫@些限制，增加一個(gè)外部獎(jiǎng)學(xué)金到你的經(jīng)濟(jì)援助計(jì)劃中不能 夠增加提供給你的資助數(shù)量