常用金融英語詞匯翻譯

1、常用金融英語詞匯翻譯不景氣 slump （衰退 recession） 二板市場 the second board market中國創(chuàng)業(yè)板 China Growth Enterprise Market首次上市 IPOs (initial public offering)市場資本總額 market capitalization法人股 institutional shares內(nèi)部股（非上市招股） private company shares牛市 bull market 法律風(fēng)險 legal risk風(fēng)險管理 risk management堅持嚴(yán)格的貸款標(biāo)準(zhǔn) maintain strong under

2、writing standards六大風(fēng)險 risks in 6 key areas (U.S. Federal Reserve criterion)信用風(fēng)險 credit risk 供給學(xué)派 supply-side economist第一產(chǎn)業(yè)（農(nóng)業(yè)） agriculture (primary industry)第二產(chǎn)業(yè)（工業(yè)） manufacturing industry (secondary industry)第三產(chǎn)業(yè)（服務(wù)業(yè)） service industry (tertiary industry)主要經(jīng)濟指標(biāo) major economic indicators國內(nèi)生產(chǎn)總值 GDP gr

3、oss domestic product （商品和勞務(wù)幣值總和，不包括海外收入支出）國民生產(chǎn)總值 GNP gross national product（商品和勞務(wù)幣值總和，包括海外收入支出）人均國內(nèi)生產(chǎn)總值 GDP per capita 宏觀經(jīng)濟 macro economy 互助基金 mutual fund擴大內(nèi)需 expand domestic demand改善居民心理預(yù)期 inspire the general public's confidence in the future needs鼓勵增加即期消費 encourage more immediate consumption 長

4、期國債 long-term treasury bonds支付國債利息 to service treasury bonds財政赤字和債務(wù) deficits and the national debt按原口徑計算 calculate on the base line按不變價格計算 calculate at constant price按可比價格計算 calculate at comparable price列入財政預(yù)算支出 listed in the fiscal budget結(jié)售匯制度 the system of exchange, settlement and sales 經(jīng)常項目順差 fav

5、orable balance of current account, surplus of current account開辦人民幣業(yè)務(wù) engage in Renminbi (RMB) business 出口退稅制度 the system of refunding taxes on exported goods 保證金臺帳制度 Deposit account system for processing trade分期付款 pay by installment保值儲蓄 inflation-proof bank savings 抵押貸款 collateralised loans 住房抵押貸款 r

6、esidential mortgage loan 貨幣主義者 monetarist 計劃經(jīng)濟 planned economy 指令性計劃 mandatory plan 技術(shù)密集型 technology intensive大規(guī)模生產(chǎn) mass production 經(jīng)濟林 cash tree跟蹤審計 follow-up auditing 流動性風(fēng)險 liquidity risk操作風(fēng)險 operational risk 內(nèi)部審計 internal audit 拋售 bear sales 配套政策 supporting policies 中國人民銀行（中央銀行）The Peoples Bank o

7、f China（central bank）四大國有商業(yè)銀行 4 major state-owned commercial banks中國銀行 Bank of china 中國工商銀行 Industrial and Commercial Bank of China（）and中國建設(shè)銀行 Construction Bank of China中國農(nóng)業(yè)銀行 Agricultural Bank of China招商銀行 China Merchants Bank 疲軟股票 soft stock配股 allotment of shares 實際增長率 growth rate in real terms年均增

8、長率 average growth rate per annum投資回報率 rate of return on investment 外貿(mào)進出口總額 total foreign trade value實際利用外資 incoming overseas capital (investment) in place消費價格指數(shù) consumer price index (CPI)零售價格指數(shù) retail price index （RPI）生活費用價格總指數(shù) total price index of living cost生活費用 income available for living expense

9、s 扣除物價因素 in real terms / on inflation-adjusted basis 居民儲蓄存款 residents bank savings deposit恩格爾系數(shù)（食品開支占總支出的比例） Engel coefficient基尼系數(shù)（衡量地區(qū)差別） Gini coefficient購買力平價法 purchasing power parity (PPP) （衡量使用不同貨幣的兩個國家或地區(qū)的經(jīng)濟水平、收入水平的一種計算法，用相等的匯率比較兩種貨幣各自的國內(nèi)購買力）片面追求發(fā)展速度 excessive pursuit of growth 泡沫經(jīng)濟 bubble econ

10、omy 經(jīng)濟過熱 overheating of economy通貨膨脹 inflation 實體經(jīng)濟 the real economy 經(jīng)濟規(guī)律 laws of economics 市場調(diào)節(jié) market regulation優(yōu)化資源配置 optimize allocation of resources 規(guī)模經(jīng)營優(yōu)勢 advantage of economies of scale投薌?labor intensive 市場風(fēng)險 market risk 收緊銀根 tighten up monetary policy適度從緊的財政政策 moderately tight fiscal policy信用

11、緊縮 credit crunch 加強國有商業(yè)銀行內(nèi)部資金調(diào)度 In state commercial banks, internal capital allocation should be improved. 合理劃分貸款審批權(quán)限 Limits of authority for examining and approving loans should be rationally defined.保證有市場、有效益、守信用企業(yè)的流動資金貸款 ensure floating capital loans for well-performing and trustworthy enterprises which turn out the right products for the right markets啟動民間投資 attract investment from the