一、個(gè)人產(chǎn)品計(jì)劃書費(fèi)率招商信諾cigna mainland china

1、保障利益表神州計(jì)劃List of BenefitsPlan醫(yī)療保障Core Medical Benefit住院及日間醫(yī)療責(zé)任賠付限額Benefit LimitInpatient and Day-patient Medical Benefit每一保險(xiǎn)期間內(nèi)每一被保險(xiǎn)人的賠付限額Annual Benefit um per Benefiry 3,000,000Up to 3 million period of cover住院或日間的醫(yī)療費(fèi)modation for Inpatient or Day-Patient Treatment每晚以 1,200 為限Up to 1,200 per night外科

2、手術(shù)室及麻醉復(fù)蘇室費(fèi)用Operating Theatre and Recovery Room Costs涵蓋Included處方藥及敷料費(fèi)Prescribed Medicines and Dressings涵蓋Included重癥監(jiān)護(hù)室費(fèi)用ensive Care涵蓋Included父母或監(jiān)護(hù)人陪護(hù)床位費(fèi)Hospitalmodation for a Parentuardian每一保險(xiǎn)期間以 6,000 為限Up to 6,000 period of cover外科醫(yī)生及麻醉師費(fèi)用Surgeons and Anesthetists Fees涵蓋Included專科醫(yī)生診療費(fèi)Spelists Con

3、sulion Fees涵蓋Included、骨髓及干細(xì)胞移植費(fèi)用Transplant Serviforan, Bone Marrow and Stem Cell Transplants涵蓋Included腎透析費(fèi)用Kidney Dialysis涵蓋Included病理檢測(cè)、放射學(xué)檢查及其他性檢查化驗(yàn)費(fèi)用Pathology, Radiology and Other Diagnostic Tests涵蓋Included物理治療/補(bǔ)充治療及中醫(yī)/針灸治療費(fèi)Physiotherapy / Complementary Therapies and ChiMedicine / Acupunctures每一保

4、險(xiǎn)期間以 20,000 為限，每一保險(xiǎn)期間內(nèi)以 30 天為限Up to 20,000 period of cover, up to 30 days period of cover康復(fù)治療費(fèi)用Rehabiliion Treatment核磁、計(jì)算機(jī)斷層掃描及正電子發(fā)射斷層掃描費(fèi)用MRI, CT and PET scans每一保險(xiǎn)期間以 30,000 為限Up to 30,000 period of cover家庭護(hù)理費(fèi)用Horsing無e臨終及治療費(fèi)用無保障區(qū)域Area of Cover陸醫(yī)療服務(wù)網(wǎng)絡(luò)Medical Service Network公立醫(yī)院及優(yōu)選醫(yī)療機(jī)構(gòu)Public hospital

5、 and Selected Medical Provider您可選擇的免賠額Your Deductible Options擴(kuò)展醫(yī)療保障（可選保障）賠付限額Benefit LimitExtenal Medical Benefit Option每一保險(xiǎn)期間內(nèi)的賠付限額Annual Benefit um costs 50,000Up to 50,000 period of cover執(zhí)業(yè)醫(yī)生及?？漆t(yī)生診療費(fèi)Consulions with Medical Practitioners and Spelists每次以 600 為限Up to 600 per visit門診性檢查化驗(yàn)費(fèi)用Outpatient

6、 Diagnostic Testing每一保險(xiǎn)期間以 15,000 為限Up to 15,000 period of cover核磁、計(jì)算機(jī)斷層掃描及正電子發(fā)射斷層掃描費(fèi)用MRI, CT and PET Scans每一保險(xiǎn)期間以 30,000 為限Up to 30,000 period of cover物理治療/補(bǔ)充治療費(fèi)用Physiotherapy / Complementary Therapies每一保險(xiǎn)期間內(nèi)以 10 次為限，每一保險(xiǎn)期間以 5,000 為限Up toum of 10 visits per period of cover, up to 5,000 per period o

7、f cover中醫(yī)/針灸治療費(fèi)用ChiMedicine / Acupunctures每一保險(xiǎn)期間以 2,000 為限Up to 2,000 period of cover言語復(fù)健治療費(fèi)用Restorative Speech Therapy每一保險(xiǎn)期間以 10,000 為限Up to 10,000 period of cover處方藥及敷料費(fèi)每一保險(xiǎn)期間以 15,000 為限免賠額Deductible 0 / 10,000 / 20,000 / 50,000Hospice and Palliative Caree內(nèi)置修復(fù)體、設(shè)備及裝置費(fèi)用ernal Prosthetic, Deviand App

8、lian涵蓋Included外置修復(fù)體、設(shè)備及裝置費(fèi)用External Prosthetic, Deviand Applian每一假體設(shè)備以 20,000 為限 Up to 20,000 for each prosthetic device當(dāng)?shù)鼐茸o(hù)車費(fèi)用Local Ambulance涵蓋Included住院緊急牙科治療費(fèi)用Inpatient Emergent Dental Treatment涵蓋Included治療費(fèi)用Psychiatric Treatment每一保險(xiǎn)期間以 10,000 為限，每一保險(xiǎn)期間內(nèi)以 30 天為限Up to 10,000 period of cover, up to

9、 30 days period of cover成癮性嗜好治療費(fèi)用Addiction Treatment治療費(fèi)用Cancer Treatment涵蓋Included性疾病治療費(fèi)用Congenital Conditions無ePNSR0221801 醇享人生您可選擇的自負(fù)比例Your Copay Options綜合牙科保障（可選保障）Comprehensive Dental Benefit Option牙科治療費(fèi)用Dental Treatment賠付限額Benefit Limit每一保險(xiǎn)期間內(nèi)每一被保險(xiǎn)人所有保險(xiǎn)責(zé)任賠付限額Annual Benefits -um per Benefiry每一保險(xiǎn)

10、期間以 10,000 為限Up to 10,000 period of cover預(yù)防性牙科治療費(fèi)用Prevenive Dental Treatment每一保險(xiǎn)期間以 1,000 為限Up to 1,000 period of cover常規(guī)牙科治療費(fèi)用Routine Dental Treatment按 80%賠付 80% Refund牙科治療費(fèi)用Major Restorative Dental Treatment按 50%賠付 50% Refund非公立醫(yī)院自負(fù)比例Copay for-public Providers0%Prescribed Medicines and DressingsUp to 15,000 period of cover耐用醫(yī)療設(shè)備租賃費(fèi)Rental of Durable Medical Equipment涵蓋Included成人旅行接種費(fèi)用Adult Travel Vaccinations涵蓋I