信貸管理系統(tǒng)的應(yīng)用設(shè)計指南

1、.wd.wd.wd.信貸管理系統(tǒng)的應(yīng)用設(shè)計指南目 錄第一局部 CMS查詢與分析 TOC o 1-3 h z HYPERLINK l _Toc54084005第1章 數(shù)據(jù)查詢 PAGEREF _Toc54084005 h 10HYPERLINK l _Toc540840061.1 熟悉WEB查詢 PAGEREF _Toc54084006 h 10HYPERLINK l _Toc540840071.1.1 登錄查詢系統(tǒng) PAGEREF _Toc54084007 h 10HYPERLINK l _Toc540840081.1.2 查詢主界面 PAGEREF _Toc54084008 h 11HYPE

2、RLINK l _Toc540840091.1.3 使用查詢條件 PAGEREF _Toc54084009 h 12HYPERLINK l _Toc540840101.1.4 查詢條件的使用 PAGEREF _Toc54084010 h 13HYPERLINK l _Toc540840111.1.5 查詢結(jié)果 PAGEREF _Toc54084011 h 13HYPERLINK l _Toc540840121.1.6 數(shù)據(jù)查詢方法 PAGEREF _Toc54084012 h 15HYPERLINK l _Toc540840131.2 用好查詢條件 PAGEREF _Toc54084013 h

3、 16HYPERLINK l _Toc540840141.2.1 轉(zhuǎn)登錄 PAGEREF _Toc54084014 h 16HYPERLINK l _Toc540840151.2.2 月終狀態(tài)查詢 PAGEREF _Toc54084015 h 16HYPERLINK l _Toc540840161.2.3 信貸員通訊錄 PAGEREF _Toc54084016 h 18HYPERLINK l _Toc540840171.2.4 全行最新信用余額查詢 PAGEREF _Toc54084017 h 20HYPERLINK l _Toc540840181.2.5 多頭開戶清單 PAGEREF _To

4、c54084018 h 23HYPERLINK l _Toc540840191.2.6 單客戶綜合查詢 PAGEREF _Toc54084019 h 24HYPERLINK l _Toc540840201.2.7 客戶擔保情況及被擔保情況查詢 PAGEREF _Toc54084020 h 25HYPERLINK l _Toc540840211.2.8 客戶信用明細按原幣種匯總 PAGEREF _Toc54084021 h 27HYPERLINK l _Toc540840221.2.9 到期信用查詢 PAGEREF _Toc54084022 h 28HYPERLINK l _Toc5408402

5、31.2.10 貸款發(fā)放查詢 PAGEREF _Toc54084023 h 30HYPERLINK l _Toc540840241.2.11 貸款收回查詢 PAGEREF _Toc54084024 h 32HYPERLINK l _Toc540840251.2.12 新增不良貸款查詢 PAGEREF _Toc54084025 h 36HYPERLINK l _Toc540840261.2.13 借新還舊貸款查詢 PAGEREF _Toc54084026 h 37HYPERLINK l _Toc540840271.2.14 管戶信貸員查詢 PAGEREF _Toc54084027 h 39HYP

6、ERLINK l _Toc540840281.2.15 查詢統(tǒng)計 PAGEREF _Toc54084028 h 39HYPERLINK l _Toc540840291.2.16 部門管理查詢 PAGEREF _Toc54084029 h 41HYPERLINK l _Toc540840301.2.17 期卡片查詢 PAGEREF _Toc54084030 h 42HYPERLINK l _Toc540840311.2.18 合作工程查詢 PAGEREF _Toc54084031 h 42HYPERLINK l _Toc540840321.2.19 貸款投向查詢 PAGEREF _Toc5408

7、4032 h 42HYPERLINK l _Toc540840331.2.20 貸款責任人查詢 PAGEREF _Toc54084033 h 44HYPERLINK l _Toc540840341.2.21 風險分類查詢 PAGEREF _Toc54084034 h 44HYPERLINK l _Toc540840351.2.22 歷史信用查詢 PAGEREF _Toc54084035 h 46HYPERLINK l _Toc540840361.2.23 數(shù)據(jù)質(zhì)量查詢 PAGEREF _Toc54084036 h 48HYPERLINK l _Toc540840371.3 上機操作 PAGER

8、EF _Toc54084037 h 49HYPERLINK l _Toc540840381.3.1 練習題 PAGEREF _Toc54084038 h 49HYPERLINK l _Toc54084039第2章 數(shù)據(jù)分析 PAGEREF _Toc54084039 h 50HYPERLINK l _Toc540840402.1 數(shù)據(jù)分析方法 PAGEREF _Toc54084040 h 50HYPERLINK l _Toc540840412.1.1 數(shù)據(jù)層次分析方法 PAGEREF _Toc54084041 h 50HYPERLINK l _Toc540840422.1.2 金額分析方法 PA

9、GEREF _Toc54084042 h 50HYPERLINK l _Toc540840432.1.3 占比及比照分析方法： PAGEREF _Toc54084043 h 51HYPERLINK l _Toc540840442.1.4 客戶特征分析方法： PAGEREF _Toc54084044 h 52HYPERLINK l _Toc540840452.1.5 信貸業(yè)務(wù)分析方法： PAGEREF _Toc54084045 h 58HYPERLINK l _Toc540840462.1.6 數(shù)據(jù)分析一般過程 PAGEREF _Toc54084046 h 60HYPERLINK l _Toc5

10、40840472.2 熟悉信貸報表 PAGEREF _Toc54084047 h 60HYPERLINK l _Toc540840482.2.1 信貸報表構(gòu)造方法 PAGEREF _Toc54084048 h 60HYPERLINK l _Toc540840492.2.2 信貸報表參數(shù)規(guī)那么 PAGEREF _Toc54084049 h 61HYPERLINK l _Toc540840502.2.3 信貸報表表號規(guī)那么 PAGEREF _Toc54084050 h 62HYPERLINK l _Toc540840512.2.4 操作信貸報表 PAGEREF _Toc54084051 h 65H

11、YPERLINK l _Toc540840522.3 貸款業(yè)務(wù)分析 PAGEREF _Toc54084052 h 69HYPERLINK l _Toc540840532.3.1 業(yè)務(wù)數(shù)據(jù)匯總與核對 PAGEREF _Toc54084053 h 69HYPERLINK l _Toc540840542.3.2 銀行分支機構(gòu)分析 PAGEREF _Toc54084054 h 70HYPERLINK l _Toc540840552.3.3 風險分類分析 PAGEREF _Toc54084055 h 72HYPERLINK l _Toc540840562.3.4 行業(yè)投向分析 PAGEREF _Toc5

12、4084056 h 74HYPERLINK l _Toc540840572.3.5 經(jīng)營狀況分析 PAGEREF _Toc54084057 h 75HYPERLINK l _Toc540840582.3.6 管理特征分析 PAGEREF _Toc54084058 h 76HYPERLINK l _Toc540840592.3.7 經(jīng)營規(guī)模分析 PAGEREF _Toc54084059 h 78HYPERLINK l _Toc540840602.3.8 經(jīng)濟類型分析 PAGEREF _Toc54084060 h 79HYPERLINK l _Toc540840612.3.9 信用等級分析 PAG

13、EREF _Toc54084061 h 80HYPERLINK l _Toc540840622.3.10 決策分析 PAGEREF _Toc54084062 h 81HYPERLINK l _Toc540840632.3.11 期限分析 PAGEREF _Toc54084063 h 81HYPERLINK l _Toc540840642.3.12 擔保方式 PAGEREF _Toc54084064 h 83HYPERLINK l _Toc540840652.3.13 集團客戶分析 PAGEREF _Toc54084065 h 85HYPERLINK l _Toc540840662.3.14 合

14、作工程分析 PAGEREF _Toc54084066 h 86HYPERLINK l _Toc540840672.3.15 客戶特征穿插分析 PAGEREF _Toc54084067 h 87HYPERLINK l _Toc540840682.3.16 部門管理分析 PAGEREF _Toc54084068 h 88HYPERLINK l _Toc540840692.3.17 客戶明細分析 PAGEREF _Toc54084069 h 89HYPERLINK l _Toc540840702.3.18 數(shù)據(jù)質(zhì)量分析 PAGEREF _Toc54084070 h 90HYPERLINK l _To

15、c540840712.4 信用總額分析 PAGEREF _Toc54084071 h 91HYPERLINK l _Toc540840722.4.1 存量數(shù)據(jù)分析 PAGEREF _Toc54084072 h 91HYPERLINK l _Toc540840732.4.2 增量數(shù)據(jù)分析 PAGEREF _Toc54084073 h 92HYPERLINK l _Toc540840742.5 客戶資料分析 PAGEREF _Toc54084074 h 92HYPERLINK l _Toc540840752.5.1 客戶資產(chǎn)情況分析 PAGEREF _Toc54084075 h 93HYPERLI

16、NK l _Toc540840762.5.2 客戶負債及所有者權(quán)益分析 PAGEREF _Toc54084076 h 93HYPERLINK l _Toc540840772.5.3 客戶經(jīng)營效益情況分析 PAGEREF _Toc54084077 h 93HYPERLINK l _Toc540840782.5.4 客戶現(xiàn)金流量分析 PAGEREF _Toc54084078 h 94HYPERLINK l _Toc540840792.6 業(yè)績及人員考核分析 PAGEREF _Toc54084079 h 94HYPERLINK l _Toc540840802.6.1 新老劃段 PAGEREF _To

17、c54084080 h 94HYPERLINK l _Toc540840812.6.2 離任審計 PAGEREF _Toc54084081 h 94HYPERLINK l _Toc540840822.6.3 管戶信貸員分析 PAGEREF _Toc54084082 h 95HYPERLINK l _Toc540840832.6.4 經(jīng)營質(zhì)量分析 PAGEREF _Toc54084083 h 95HYPERLINK l _Toc54084084第3章 分析報告 PAGEREF _Toc54084084 h 96HYPERLINK l _Toc540840853.1.1 存量信貸資產(chǎn)構(gòu)造與質(zhì)量分析

18、 PAGEREF _Toc54084085 h 96HYPERLINK l _Toc540840863.1.2 增量信貸資產(chǎn)監(jiān)管與質(zhì)量分析 PAGEREF _Toc54084086 h 101HYPERLINK l _Toc540840873.1.3 CMS數(shù)據(jù)質(zhì)量分析 PAGEREF _Toc54084087 h 101HYPERLINK l _Toc54084088第4章 圖形分析 PAGEREF _Toc54084088 h 101HYPERLINK l _Toc540840894.1 常用分析圖類型 PAGEREF _Toc54084089 h 101HYPERLINK l _Toc5

19、40840904.1.1 柱狀分析圖 PAGEREF _Toc54084090 h 101HYPERLINK l _Toc540840914.1.2 條形分析圖 PAGEREF _Toc54084091 h 101HYPERLINK l _Toc540840924.1.3 折線分析圖 PAGEREF _Toc54084092 h 101HYPERLINK l _Toc540840934.1.4 餅形分析圖 PAGEREF _Toc54084093 h 101HYPERLINK l _Toc540840944.2 常用圖形分析方法 PAGEREF _Toc54084094 h 101HYPERL

20、INK l _Toc540840954.2.1 簇狀分析法 PAGEREF _Toc54084095 h 101HYPERLINK l _Toc540840964.2.2 堆積分析法 PAGEREF _Toc54084096 h 101HYPERLINK l _Toc540840974.2.3 百分比堆積分析法 PAGEREF _Toc54084097 h 101HYPERLINK l _Toc540840984.2.4 機構(gòu)分析法 PAGEREF _Toc54084098 h 101HYPERLINK l _Toc540840994.2.5 年度分析法 PAGEREF _Toc5408409

21、9 h 101HYPERLINK l _Toc54084100第5章 EXCEL使用技巧 PAGEREF _Toc54084100 h 101HYPERLINK l _Toc540841015.1.1 凍結(jié)窗格 PAGEREF _Toc54084101 h 101HYPERLINK l _Toc540841025.1.2 隱藏數(shù)據(jù) PAGEREF _Toc54084102 h 101HYPERLINK l _Toc540841035.1.3 應(yīng)用公式 PAGEREF _Toc54084103 h 101HYPERLINK l _Toc540841045.1.4 改變CMS模板 PAGEREF

22、_Toc54084104 h 101HYPERLINK l _Toc540841055.1.5 拖放單元 PAGEREF _Toc54084105 h 101HYPERLINK l _Toc540841065.1.6 絕對地址與相對地址 PAGEREF _Toc54084106 h 101HYPERLINK l _Toc540841075.1.7 排序 PAGEREF _Toc54084107 h 101HYPERLINK l _Toc540841085.1.8 篩選 PAGEREF _Toc54084108 h 101HYPERLINK l _Toc540841095.1.9 分類匯總 PA

23、GEREF _Toc54084109 h 101HYPERLINK l _Toc540841105.1.10 合成信貸報表 PAGEREF _Toc54084110 h 101HYPERLINK l _Toc540841115.1.11 工作表間運算 PAGEREF _Toc54084111 h 101HYPERLINK l _Toc540841125.1.12 保護工作表 PAGEREF _Toc54084112 h 101HYPERLINK l _Toc540841135.1.13 二維表轉(zhuǎn)置 PAGEREF _Toc54084113 h 101HYPERLINK l _Toc540841

24、145.1.14 應(yīng)用宏 PAGEREF _Toc54084114 h 101HYPERLINK l _Toc540841155.1.15 簡單編程 PAGEREF _Toc54084115 h 101HYPERLINK l _Toc540841165.1.16 保護工作表 PAGEREF _Toc54084116 h 101HYPERLINK l _Toc540841175.1.17 二維表轉(zhuǎn)置 PAGEREF _Toc54084117 h 101HYPERLINK l _Toc54084118第6章 CMS報表應(yīng)用專題快速檢索 PAGEREF _Toc54084118 h 101HYPER

25、LINK l _Toc540841196.1.1 機構(gòu)分析 PAGEREF _Toc54084119 h 101HYPERLINK l _Toc540841206.1.2 明細分析 PAGEREF _Toc54084120 h 101HYPERLINK l _Toc540841216.1.3 信貸對象分析 PAGEREF _Toc54084121 h 101HYPERLINK l _Toc540841226.1.4 信用等級分析 PAGEREF _Toc54084122 h 101HYPERLINK l _Toc540841236.1.5 行業(yè)分類分析 PAGEREF _Toc54084123

26、 h 101HYPERLINK l _Toc540841246.1.6 管理特征分析 PAGEREF _Toc54084124 h 101HYPERLINK l _Toc540841256.1.7 經(jīng)濟類型分析 PAGEREF _Toc54084125 h 101HYPERLINK l _Toc540841266.1.8 個人客戶分析 PAGEREF _Toc54084126 h 101HYPERLINK l _Toc540841276.1.9 合作工程分析 PAGEREF _Toc54084127 h 101HYPERLINK l _Toc540841286.1.10 集團客戶分析 PAGE

27、REF _Toc54084128 h 101HYPERLINK l _Toc540841296.1.11 擔保分析 PAGEREF _Toc54084129 h 101HYPERLINK l _Toc540841306.1.12 四級分類 PAGEREF _Toc54084130 h 101HYPERLINK l _Toc540841316.1.13 五級分類 PAGEREF _Toc54084131 h 101HYPERLINK l _Toc540841326.1.14 期限分析 PAGEREF _Toc54084132 h 101HYPERLINK l _Toc540841336.1.15

28、 貸款類型 PAGEREF _Toc54084133 h 101HYPERLINK l _Toc540841346.1.16 決策分析 PAGEREF _Toc54084134 h 101HYPERLINK l _Toc540841356.1.17 墊款分析 PAGEREF _Toc54084135 h 101HYPERLINK l _Toc540841366.1.18 承兌匯票 PAGEREF _Toc54084136 h 101HYPERLINK l _Toc540841376.1.19 保函 PAGEREF _Toc54084137 h 101HYPERLINK l _Toc540841

29、386.1.20 信用證 PAGEREF _Toc54084138 h 101HYPERLINK l _Toc540841396.1.21 信用總額 PAGEREF _Toc54084139 h 101HYPERLINK l _Toc540841406.1.22 客戶資料分析 PAGEREF _Toc54084140 h 101第7章 信貸管理系統(tǒng)表樣. 148HYPERLINK l _Toc54084150第8章 查詢利用?銀行信貸登記咨詢系統(tǒng)? PAGEREF _Toc54084150 h 101HYPERLINK l _Toc540841518.1 ?銀行信貸登記咨詢系統(tǒng)?是一個什么樣的

30、系統(tǒng) PAGEREF _Toc54084151 h 101HYPERLINK l _Toc540841528.1.1 ?銀行信貸登記咨詢系統(tǒng)?的 基本含義 PAGEREF _Toc54084152 h 101HYPERLINK l _Toc540841538.1.2 ?銀行信貸登記咨詢系統(tǒng)?提供的查詢內(nèi)容 PAGEREF _Toc54084153 h 101HYPERLINK l _Toc540841548.2 如何使用WEB查詢?nèi)诵袛?shù)據(jù) PAGEREF _Toc54084154 h 101HYPERLINK l _Toc540841558.2.1 進入查詢系統(tǒng) PAGEREF _Toc540

31、84155 h 101HYPERLINK l _Toc540841568.2.2 查詢客戶信用情況 PAGEREF _Toc54084156 h 101HYPERLINK l _Toc540841578.2.3 借款人負債情況查詢 PAGEREF _Toc54084157 h 101HYPERLINK l _Toc540841588.2.4 借款人概況查詢 PAGEREF _Toc54084158 h 101HYPERLINK l _Toc540841598.2.5 借款人大事記查詢 PAGEREF _Toc54084159 h 101HYPERLINK l _Toc540841608.2.6

32、 抵(質(zhì))押及對外擔保查詢 PAGEREF _Toc54084160 h 101HYPERLINK l _Toc540841618.2.7 借款人財務(wù)指標查詢 PAGEREF _Toc54084161 h 101HYPERLINK l _Toc540841628.2.8 貸款卡狀態(tài)查詢 PAGEREF _Toc54084162 h 101HYPERLINK l _Toc540841638.2.9 退出查詢系統(tǒng) PAGEREF _Toc54084163 h 101第二局部 決策支持與新增功能HYPERLINK l _Toc54084164第9章 決策管理功能概述 PAGEREF _Toc5408

33、4164 h 101HYPERLINK l _Toc540841659.1 應(yīng)用新編決策流程的準備 PAGEREF _Toc54084165 h 101HYPERLINK l _Toc540841669.2 決策管理模式由省級行確定 PAGEREF _Toc54084166 h 101HYPERLINK l _Toc540841679.3 基本架構(gòu)說明 PAGEREF _Toc54084167 h 101HYPERLINK l _Toc540841689.4 決策流程及用語解釋： PAGEREF _Toc54084168 h 101HYPERLINK l _Toc54084169第10章 數(shù)據(jù)

34、中心的維護 PAGEREF _Toc54084169 h 101HYPERLINK l _Toc5408417010.1 數(shù)據(jù)中心維護的條件 PAGEREF _Toc54084170 h 101HYPERLINK l _Toc5408417110.2 參數(shù)名稱和含義 PAGEREF _Toc54084171 h 101HYPERLINK l _Toc5408417210.3 機構(gòu)人員注冊 PAGEREF _Toc54084172 h 101HYPERLINK l _Toc5408417310.3.1 增加貸審辦的機構(gòu)設(shè)置 PAGEREF _Toc54084173 h 101HYPERLINK

35、l _Toc5408417410.3.2 注冊貸審辦管理人員 PAGEREF _Toc54084174 h 101HYPERLINK l _Toc5408417510.3.3 注冊貸審會委員權(quán)限 PAGEREF _Toc54084175 h 101HYPERLINK l _Toc5408417610.4 貸審會人員查詢 PAGEREF _Toc54084176 h 101HYPERLINK l _Toc54084177第11章 決策流程控制 PAGEREF _Toc54084177 h 101HYPERLINK l _Toc5408417811.1 決策管理 PAGEREF _Toc54084

36、178 h 101HYPERLINK l _Toc5408417911.2 貸款受理登記 PAGEREF _Toc54084179 h 101HYPERLINK l _Toc5408418011.2.1 貸款調(diào)查登記 PAGEREF _Toc54084180 h 101HYPERLINK l _Toc5408418111.2.2 貸款審查登記 PAGEREF _Toc54084181 h 101HYPERLINK l _Toc5408418211.2.3 貸款貸審登記 PAGEREF _Toc54084182 h 101HYPERLINK l _Toc5408418311.2.4 貸款審批登記

37、 PAGEREF _Toc54084183 h 101HYPERLINK l _Toc5408418411.3 報備處理 PAGEREF _Toc54084184 h 101HYPERLINK l _Toc5408418511.4 審批意見下達 PAGEREF _Toc54084185 h 101HYPERLINK l _Toc54084186第12章 貸審會委員決策支持 PAGEREF _Toc54084186 h 101HYPERLINK l _Toc5408418712.1 委員進入審議 PAGEREF _Toc54084187 h 101HYPERLINK l _Toc54084188

38、12.2 委員審議投票 PAGEREF _Toc54084188 h 101HYPERLINK l _Toc5408418912.3 決策信息查詢 PAGEREF _Toc54084189 h 101HYPERLINK l _Toc5408419012.4 決策回退操作 PAGEREF _Toc54084190 h 101HYPERLINK l _Toc5408419112.5 決策終止操作 PAGEREF _Toc54084191 h 101HYPERLINK l _Toc5408419212.6 決策超權(quán)限查詢 PAGEREF _Toc54084192 h 101HYPERLINK l _

39、Toc5408419312.7 直接登記審批 PAGEREF _Toc54084193 h 101HYPERLINK l _Toc54084194第13章 授信管理 PAGEREF _Toc54084194 h 101HYPERLINK l _Toc5408419513.1 綜合授信登記 PAGEREF _Toc54084195 h 101HYPERLINK l _Toc5408419613.2 特別授信登記 PAGEREF _Toc54084196 h 101HYPERLINK l _Toc54084197第14章 個貸客戶管理 PAGEREF _Toc54084197 h 101HYPER

40、LINK l _Toc5408419814.1 個人客戶的登記 PAGEREF _Toc54084198 h 101HYPERLINK l _Toc5408419914.2 合作商工程信息登記 PAGEREF _Toc54084199 h 101HYPERLINK l _Toc5408420014.3 貸款咨詢 PAGEREF _Toc54084200 h 101HYPERLINK l _Toc5408420114.3.1 貸款額度咨詢 PAGEREF _Toc54084201 h 101HYPERLINK l _Toc5408420214.3.2 貸款期限咨詢 PAGEREF _Toc540

41、84202 h 101HYPERLINK l _Toc5408420314.3.3 貸款方案咨詢 PAGEREF _Toc54084203 h 101HYPERLINK l _Toc5408420414.4 客戶管理的其它功能 PAGEREF _Toc54084204 h 101HYPERLINK l _Toc54084205第15章 個貸臺帳管理 PAGEREF _Toc54084205 h 101HYPERLINK l _Toc5408420615.1 借款合同管理 PAGEREF _Toc54084206 h 101HYPERLINK l _Toc5408420715.2 貸款發(fā)放 PA

42、GEREF _Toc54084207 h 101HYPERLINK l _Toc5408420815.3 還款方案變更 PAGEREF _Toc54084208 h 101HYPERLINK l _Toc5408420915.4 貸款收回 PAGEREF _Toc54084209 h 101HYPERLINK l _Toc5408421015.4.1 一般還款登記 PAGEREF _Toc54084210 h 101HYPERLINK l _Toc5408421115.4.2 分期還款付息登記 PAGEREF _Toc54084211 h 101HYPERLINK l _Toc54084212

43、15.5 批量還款處理 PAGEREF _Toc54084212 h 101HYPERLINK l _Toc5408421315.6 貸款核銷 PAGEREF _Toc54084213 h 101HYPERLINK l _Toc5408421415.6.1 分期核銷登記 PAGEREF _Toc54084214 h 101HYPERLINK l _Toc5408421515.7 貸款剝離 PAGEREF _Toc54084215 h 101HYPERLINK l _Toc5408421615.7.1 分期剝離登記 PAGEREF _Toc54084216 h 101HYPERLINK l _T

44、oc5408421715.8 貸款催收 PAGEREF _Toc54084217 h 101HYPERLINK l _Toc5408421815.9 形態(tài)調(diào)整的設(shè)定 PAGEREF _Toc54084218 h 101HYPERLINK l _Toc5408421915.9.1 一級分行的統(tǒng)一設(shè)定 PAGEREF _Toc54084219 h 101HYPERLINK l _Toc5408422015.9.2 手工調(diào)整憑證形態(tài)略 PAGEREF _Toc54084220 h 101HYPERLINK l _Toc54084221第16章 個貸WEB查詢 PAGEREF _Toc54084221

45、 h 101HYPERLINK l _Toc5408422216.1 個貸業(yè)務(wù)新增內(nèi)容 PAGEREF _Toc54084222 h 101HYPERLINK l _Toc5408422316.2 查詢條件界面 PAGEREF _Toc54084223 h 101HYPERLINK l _Toc5408422416.2.1 合作工程查詢 PAGEREF _Toc54084224 h 101HYPERLINK l _Toc5408422516.2.2 合作工程憑證查詢 PAGEREF _Toc54084225 h 101HYPERLINK l _Toc5408422616.2.3 借款還款方案查

46、詢 PAGEREF _Toc54084226 h 101HYPERLINK l _Toc5408422716.2.4 分期還款付息查詢 PAGEREF _Toc54084227 h 101HYPERLINK l _Toc54084228第17章 CMS臺賬查詢優(yōu)化說明 PAGEREF _Toc54084228 h 101HYPERLINK l _Toc5408422917.1 翻開界面時，默認的按鈕為，表示“查詢余額不為0 PAGEREF _Toc54084229 h 101HYPERLINK l _Toc5408423017.2 合同界面的客戶樹查詢 PAGEREF _Toc54084230

47、 h 101HYPERLINK l _Toc5408423117.3 憑證界面、憑證項下界面查詢 PAGEREF _Toc54084231 h 101HYPERLINK l _Toc5408423217.4 抵債資產(chǎn)界面查詢 PAGEREF _Toc54084232 h 101HYPERLINK l _Toc5408423317.5 數(shù)據(jù)中心公共信息維護補充 PAGEREF _Toc54084233 h 101第三局部 CMS業(yè)務(wù)標準HYPERLINK l _Toc54084234第18章 法人客戶 基本信息錄入標準 PAGEREF _Toc54084234 h 錯誤！未定義書簽。HYPERL

48、INK l _Toc54084235第19章 CMS轉(zhuǎn)貼現(xiàn)業(yè)務(wù)錄入標準 PAGEREF _Toc54084235 h 錯誤！未定義書簽。第四局部 數(shù)據(jù)接口HYPERLINK l _Toc54084236第20章 人行接口 PAGEREF _Toc54084236 h 錯誤！未定義書簽。HYPERLINK l _Toc5408423720.1 貸款卡重新下載操作 PAGEREF _Toc54084237 h 101HYPERLINK l _Toc5408423820.2 人行客戶代碼及貸款卡變更后的應(yīng)對處理 PAGEREF _Toc54084238 h 101HYPERLINK l _Toc54

49、08423920.3 異地客戶貸款卡下載與數(shù)據(jù)上報 PAGEREF _Toc54084239 h 101HYPERLINK l _Toc5408424020.3.1 異地借款人數(shù)據(jù)提示的反映環(huán)節(jié)與特征 PAGEREF _Toc54084240 h 101HYPERLINK l _Toc5408424120.3.2 異地擔保人數(shù)據(jù)提示的反映環(huán)節(jié)與特征 PAGEREF _Toc54084241 h 101HYPERLINK l _Toc5408424220.3.3 異地借款人及擔保人的數(shù)據(jù)的重新上報 PAGEREF _Toc54084242 h 101HYPERLINK l _Toc5408424

50、320.4 對上報人行數(shù)據(jù)三個環(huán)節(jié)問題的處理 PAGEREF _Toc54084243 h 101HYPERLINK l _Toc5408424420.4.1 CMS人行接口生成上報人行文件環(huán)節(jié) PAGEREF _Toc54084244 h 101HYPERLINK l _Toc5408424520.4.2 商業(yè)銀行引入模塊上報人行數(shù)據(jù)文件環(huán)節(jié) PAGEREF _Toc54084245 h 101HYPERLINK l _Toc5408424620.4.3 對數(shù)據(jù)入人行庫后人行反響錯誤信息的處理 PAGEREF _Toc54084246 h 101HYPERLINK l _Toc5408424

51、720.5 手工修改上報人行增量標志說明 PAGEREF _Toc54084247 h 101HYPERLINK l _Toc5408424820.5.1 修改增量標志需注意的事項 PAGEREF _Toc54084248 h 101HYPERLINK l _Toc5408424920.5.2 需對人行庫中有關(guān)記錄進展修改 PAGEREF _Toc54084249 h 101HYPERLINK l _Toc5408425020.5.3 需將人行庫中有關(guān)記錄進展刪除 PAGEREF _Toc54084250 h 101HYPERLINK l _Toc5408425120.5.4 需對已報數(shù)據(jù)再次

52、重新上報人行 PAGEREF _Toc54084251 h 101HYPERLINK l _Toc54084252第21章 CMS與ABIS接口 PAGEREF _Toc54084252 h 101HYPERLINK l _Toc5408425321.1 CMS與ABIS對接工作流程 PAGEREF _Toc54084253 h 101HYPERLINK l _Toc5408425421.1.1 建設(shè)機構(gòu)對照關(guān)系 PAGEREF _Toc54084254 h 101HYPERLINK l _Toc5408425521.1.2 建設(shè)存量憑證對應(yīng)關(guān)系 PAGEREF _Toc54084255 h

53、101HYPERLINK l _Toc5408425621.1.3 提取存量貸款歷史數(shù)據(jù) PAGEREF _Toc54084256 h 101HYPERLINK l _Toc5408425721.1.4 提取貸款增量數(shù)據(jù) PAGEREF _Toc54084257 h 101HYPERLINK l _Toc5408425821.1.5 提取信用卡透支數(shù)據(jù) PAGEREF _Toc54084258 h 101HYPERLINK l _Toc5408425921.1.6 提取信貸客戶存款數(shù)據(jù) PAGEREF _Toc54084259 h 101HYPERLINK l _Toc5408426021.1

54、.7 貸款數(shù)據(jù)糾錯的工作流程 PAGEREF _Toc54084260 h 101HYPERLINK l _Toc5408426121.1.8 接口上線后的貸款對應(yīng)關(guān)系維護 PAGEREF _Toc54084261 h 101HYPERLINK l _Toc5408426221.1.9 日常運行管理 PAGEREF _Toc54084262 h 101HYPERLINK l _Toc5408426321.2 接口上線期間應(yīng)注意的幾種工作銜接關(guān)系 PAGEREF _Toc54084263 h 101HYPERLINK l _Toc5408426421.3 對CMS讀入ABIS數(shù)據(jù)“失敗日志的處理

55、意見 PAGEREF _Toc54084264 h 101第五局部 CMS應(yīng)用問答HYPERLINK l _Toc54084265第22章 CMS應(yīng)用問答 PAGEREF _Toc54084265 h 101HYPERLINK l _Toc5408426622.1.1 如何使用CMS查詢統(tǒng)計到期貸款 PAGEREF _Toc54084266 h 101HYPERLINK l _Toc5408426722.1.2 如何利用WEB查詢分析到期貸款收回的風險性 PAGEREF _Toc54084267 h 101HYPERLINK l _Toc5408426822.1.3 如何使用CMS自動錄入客戶

56、財務(wù)報表 PAGEREF _Toc54084268 h 101HYPERLINK l _Toc5408426922.1.4 什么是新增報表新增報表有什么作用 PAGEREF _Toc54084269 h 101HYPERLINK l _Toc5408427022.1.5 為什么CMS不同報表中的客戶個數(shù)不同 PAGEREF _Toc54084270 h 101HYPERLINK l _Toc5408427122.1.6 CMS表號有什么規(guī)那么 PAGEREF _Toc54084271 h 101HYPERLINK l _Toc5408427222.1.7 為什么四級分類報表發(fā)生額與其他報表不一

57、致 PAGEREF _Toc54084272 h 101HYPERLINK l _Toc5408427322.1.8 如何應(yīng)用日常報表制作本行貸款大戶排序清單 PAGEREF _Toc54084273 h 101HYPERLINK l _Toc5408427422.1.9 為什么生成報表是空數(shù)據(jù) PAGEREF _Toc54084274 h 101HYPERLINK l _Toc5408427522.1.10 為什么我行數(shù)據(jù)在上級行報表中沒有出現(xiàn) PAGEREF _Toc54084275 h 101HYPERLINK l _Toc5408427622.1.11 為什么WEB查詢只能下載1000

58、條數(shù)據(jù) PAGEREF _Toc54084276 h 101HYPERLINK l _Toc5408427722.1.12 如何利用報表與人行信貸咨詢系統(tǒng)核對數(shù)據(jù)。 PAGEREF _Toc54084277 h 101HYPERLINK l _Toc5408427822.1.13 如何快速提交多張報表 PAGEREF _Toc54084278 h 101HYPERLINK l _Toc5408427922.1.14 CMS后臺月終“中間數(shù)據(jù)生成可以進展屢次處理嗎 PAGEREF _Toc54084279 h 101HYPERLINK l _Toc5408428022.1.15 在什么情況下需要

59、調(diào)整營業(yè)機構(gòu)月終狀態(tài) PAGEREF _Toc54084280 h 101HYPERLINK l _Toc5408428122.1.16 如何使信貸報表順利下載！ PAGEREF _Toc54084281 h 101HYPERLINK l _Toc5408428222.1.17 為什么生成的報表取回的是舊數(shù)據(jù) PAGEREF _Toc54084282 h 101HYPERLINK l _Toc5408428322.1.18 web查詢?yōu)槭裁床惶峁┌垂軕粜刨J員名稱查詢 PAGEREF _Toc54084283 h 101HYPERLINK l _Toc5408428422.1.19 日常報表中按

60、管戶信貸員分析表是如何進展統(tǒng)計的 PAGEREF _Toc54084284 h 101HYPERLINK l _Toc5408428522.1.20 如何利用貸款用途進展查詢 PAGEREF _Toc54084285 h 101HYPERLINK l _Toc5408428622.1.21 如何分析CMS數(shù)據(jù)質(zhì)量分析 PAGEREF _Toc54084286 h 101HYPERLINK l _Toc5408428722.1.22 CMS系統(tǒng)的客戶明細分析方法 PAGEREF _Toc54084287 h 101HYPERLINK l _Toc5408428822.1.23 如何利用CMS進展