2022年上半年銀行工作總結(jié)

第/r/nPAGE/r/n7/r/n頁(yè)共/r/nNUMPAGES/r/n7/r/n頁(yè)/r/n2021年/r/n?/r/n上半年銀行/r/n?/r/n工作總結(jié)/r/n?/r/n___年上/r/n?/r/n半年，我行/r/n?/r/n認(rèn)真貫徹落/r/n?/r/n實(shí)全國(guó)、全/r/n?/r/n省金融工作/r/n?/r/n會(huì)議精神和/r/n?/r/n總行、省行/r/n?/r/n的工作部署/r/n?/r/n，結(jié)合實(shí)際/r/n?/r/n，圍繞年初/r/n?/r/n制定的工作/r/n?/r/n目標(biāo)和措施/r/n?/r/n，狠抓落實(shí)/r/n?/r/n。堅(jiān)持從嚴(yán)/r/n?/r/n治行、科技/r/n?/r/n興行，加大/r/n?/r/n市場(chǎng)拓展力/r/n?/r/n度，加強(qiáng)基/r/n?/r/n礎(chǔ)管理，調(diào)/r/n?/r/n整經(jīng)營(yíng)策略/r/n?/r/n，推進(jìn)經(jīng)營(yíng)/r/n?/r/n機(jī)制改革，/r/n?/r/n促使上半年/r/n?/r/n全行各項(xiàng)工/r/n?/r/n作健康發(fā)展/r/n?/r/n，各項(xiàng)業(yè)務(wù)/r/n?/r/n狀況明顯改/r/n?/r/n善，經(jīng)營(yíng)效/r/n?/r/n益明顯提高/r/n?/r/n。至___/r/n?/r/n月末，全行/r/n?/r/n人民幣各項(xiàng)/r/n?/r/n存款余額_/r/n?/r/n__萬(wàn)元，/r/n?/r/n比上年末增/r/n?/r/n加___萬(wàn)/r/n?/r/n元，增長(zhǎng)_/r/n?/r/n__%，完/r/n?/r/n成省行下達(dá)/r/n?/r/n年增長(zhǎng)計(jì)劃/r/n?/r/n___%;/r/n?/r/n外幣存款余/r/n?/r/n額___萬(wàn)/r/n?/r/n美元，比上/r/n?/r/n年末增長(zhǎng)_/r/n?/r/n__萬(wàn)美元/r/n?/r/n，完成年增/r/n?/r/n長(zhǎng)計(jì)劃__/r/n?/r/n_/r/n%;人民/r/n?/r/n幣各項(xiàng)貸款/r/n?/r/n余額___/r/n?/r/n萬(wàn)元(剔除/r/n?/r/n剝離不良貸/r/n?/r/n款___萬(wàn)/r/n?/r/n元)，實(shí)際/r/n?/r/n增投___/r/n?/r/n萬(wàn)元，完成/r/n?/r/n全年增投計(jì)/r/n?/r/n劃的___/r/n?/r/n%，剝離后/r/n?/r/n，不良貸款/r/n?/r/n比年初下降/r/n?/r/n___個(gè)百/r/n?/r/n分點(diǎn);帳面/r/n?/r/n利潤(rùn)___/r/n?/r/n萬(wàn)元，同比/r/n?/r/n減虧___/r/n?/r/n萬(wàn)元，完成/r/n?/r/n計(jì)劃的__/r/n?/r/n_%，實(shí)際/r/n?/r/n利潤(rùn)虧損_/r/n?/r/n__萬(wàn)元，/r/n?/r/n同比減虧_/r/n?/r/n__萬(wàn)元。/r/n?/r/n上半年，/r/n?/r/n我們主要的/r/n?/r/n工作措施及/r/n?/r/n成效有以下/r/n?/r/n幾方面：/r/n?/r/n(一)、以/r/n?/r/n資金___/r/n?/r/n工作為立足/r/n?/r/n點(diǎn)，拓展/r/n籌/r/n?/r/n資市場(chǎng)，促/r/n?/r/n進(jìn)存款穩(wěn)步/r/n?/r/n增長(zhǎng)。上半/r/n?/r/n年，我們?cè)?r/n?/r/n存款利率下/r/n?/r/n調(diào)、國(guó)家開(kāi)/r/n?/r/n征存款利息/r/n?/r/n稅、股市火/r/n?/r/n熱、國(guó)債發(fā)/r/n?/r/n行速度快，/r/n?/r/n存款工作難/r/n?/r/n度增大的不/r/n?/r/n利情況下，/r/n?/r/n采取有效措/r/n?/r/n施，大力發(fā)/r/n?/r/n展存款業(yè)務(wù)/r/n?/r/n。一/r/n是抓好/r/n?/r/n首季存款“/r/n?/r/n開(kāi)門紅”。/r/n?/r/n首季是__/r/n?/r/n_存款的黃/r/n?/r/n金季節(jié)，我/r/n?/r/n們通過(guò)正確/r/n?/r/n分析形勢(shì)，/r/n?/r/n促使全行上/r/n?/r/n下提高認(rèn)識(shí)/r/n?/r/n，樹(shù)立信心/r/n?/r/n。制訂并下/r/n?/r/n發(fā)了《__/r/n?/r/n_加強(qiáng)全市/r/n?/r/n農(nóng)行系統(tǒng)形/r/n?/r/n象宣傳的意/r/n?/r/n見(jiàn)》，__/r/n?/r/n_全轄開(kāi)展/r/n?/r/n全方位的形/r/n?/r/n象宣傳活動(dòng)/r/n?/r/n，加大宣傳/r/n?/r/n公關(guān)力度，/r/n?/r/n有效提高農(nóng)/r/n?/r/n行的社會(huì)形/r/n?/r/n象，并動(dòng)員/r/n?/r/n全行抓住有/r/n?/r/n利時(shí)機(jī)，加/r/n?/r/n強(qiáng)金融服務(wù)/r/n?/r/n，促使首季/r/n?/r/n存款工作出/r/n?/r/n現(xiàn)良好的開(kāi)/r/n?/r/n局，首季各/r/n?/r/n項(xiàng)存款凈增/r/n?/r/n___萬(wàn)元/r/n?/r/n，為全年的/r/n?/r/n業(yè)務(wù)經(jīng)營(yíng)打/r/n?/r/n下堅(jiān)實(shí)的基/r/n?/r/n礎(chǔ)。二是發(fā)/r/n?/r/n揮網(wǎng)點(diǎn)網(wǎng)絡(luò)/r/n?/r/n優(yōu)勢(shì)，加大/r/n?/r/n市場(chǎng)拓展力/r/n?/r/n度，積極拓/r/n?/r/n展系統(tǒng)性、/r/n?/r/n行業(yè)性的代/r/n?/r/n收代付業(yè)務(wù)/r/n?/r/n，___對(duì)/r/n?/r/n公存款。如/r/n?/r/n各行抓住首/r/n?/r/n季學(xué)生入學(xué)/r/n?/r/n的有利時(shí)機(jī)/r/n?/r/n，積極開(kāi)展/r/n?/r/n代收學(xué)/r/n費(fèi)業(yè)/r/n?/r/n務(wù)，發(fā)揮我/r/n?/r/n行網(wǎng)點(diǎn)、網(wǎng)/r/n?/r/n絡(luò)優(yōu)勢(shì)，爭(zhēng)/r/n?/r/n取代理各級(jí)/r/n?/r/n法院訴訟費(fèi)/r/n?/r/n用和代收中/r/n?/r/n聯(lián)通移動(dòng)話/r/n?/r/n費(fèi)等。至_/r/n?/r/n__月底，/r/n?/r/n全轄代收代/r/n?/r/n付業(yè)務(wù)發(fā)生/r/n?/r/n額___萬(wàn)/r/n?/r/n元。三是完/r/n?/r/n善激勵(lì)機(jī)制/r/n?/r/n，調(diào)動(dòng)資金/r/n?/r/n___積極/r/n?/r/n性。全行在/r/n?/r/n堅(jiān)持依法按/r/n?/r/n規(guī)的前提下/r/n?/r/n，完善激勵(lì)/r/n?/r/n機(jī)制，把存/r/n?/r/n款納入綜合/r/n?/r/n經(jīng)營(yíng)效益體/r/n?/r/n系，與單位/r/n?/r/n費(fèi)用掛鉤，/r/n?/r/n有效地調(diào)動(dòng)/r/n?/r/n干部員工_/r/n?/r/n__存款的/r/n?/r/n積極性。同/r/n?/r/n時(shí)總結(jié)和推/r/n?/r/n廣了去年_/r/n?/r/n__、揭東/r/n?/r/n支行學(xué)普寧/r/n?/r/n、趕普寧抓/r/n?/r/n存款的先進(jìn)/r/n?/r/n經(jīng)驗(yàn)，有效/r/n?/r/n推動(dòng)全行的/r/n?/r/n存款工作。/r/n?/r/n四是抓住機(jī)/r/n?/r/n遇，協(xié)調(diào)各/r/n?/r/n方面關(guān)系，/r/n?/r/n依法按規(guī)、/r/n?/r/n積極穩(wěn)妥地/r/n?/r/n做好接收他/r/n?/r/n行存款業(yè)務(wù)/r/n?/r/n和代理兌付/r/n?/r/n農(nóng)金會(huì)股金/r/n?/r/n工作。共接/r/n?/r/n收中國(guó)銀行/r/n?/r/n___、_/r/n?/r/n__支行/r/n人/r/n?/r/n民幣存款_/r/n?/r/n__萬(wàn)元，/r/n?/r/n港幣存款_/r/n?/r/n__萬(wàn)元，/r/n?/r/n美元存款_/r/n?/r/n__萬(wàn)元;/r/n?/r/n代理兌付農(nóng)/r/n?/r/n金會(huì)個(gè)人股/r/n?/r/n金___/r/n萬(wàn)/r/n?/r/n元，完成需/r/n?/r/n兌付總額的/r/n?/r/n___%。/r/n?/r/n由于___/r/n?/r/n領(lǐng)導(dǎo)得力，/r/n?/r/n準(zhǔn)備工作充/r/n?/r/n分，服務(wù)及/r/n?/r/n宣傳工作做/r/n?/r/n實(shí)做到家，/r/n?/r/n接收中行_/r/n?/r/n__屬下部/r/n?/r/n分存款業(yè)務(wù)/r/n?/r/n交接順利，/r/n?/r/n平穩(wěn)過(guò)渡，/r/n?/r/n代理兌付農(nóng)/r/n?/r/n金會(huì)個(gè)人股/r/n?/r/n金順利開(kāi)展/r/n?/r/n，從而有效/r/n?/r/n提高了農(nóng)行/r/n?/r/n社會(huì)形象，/r/n?/r/n拓寬了存款/r/n?/r/n市場(chǎng)，促進(jìn)/r/n?/r/n各項(xiàng)業(yè)務(wù)有/r/n?/r/n效發(fā)展。至/r/n?/r/n___月底/r/n?/r/n，全行各項(xiàng)/r/n?/r/n存款余額_/r/n?/r/n__萬(wàn)元，/r/n?/r/n比年初凈增/r/n?/r/n___萬(wàn)元/r/n?/r/n，在當(dāng)?shù)厮?r/n?/r/n行中，增量/r/n?/r/n市場(chǎng)占有率/r/n?/r/n___%，/r/n?/r/n存量市場(chǎng)占/r/n?/r/n有率___/r/n?/r/n%，比年初/r/n?/r/n提高_(dá)__/r/n?/r/n個(gè)百分點(diǎn)，/r/n?/r/n暫居當(dāng)?shù)厮?r/n?/r/n行首位。/r/n?/r/n(二)、以/r/n?/r/n不良資產(chǎn)剝/r/n?/r/n離為重點(diǎn)，/r/n?/r/n加強(qiáng)資產(chǎn)管/r/n?/r/n理，優(yōu)化信/r/n?/r/n貸投放，提/r/n?/r/n高資產(chǎn)質(zhì)量/r/n?/r/n。今年來(lái)，/r/n?/r/n我們?cè)谧龊?r/n?/r/n貸款“清分/r/n?/r/n”、企業(yè)信/r/n?/r/n用等級(jí)評(píng)定/r/n?/r/n、客戶統(tǒng)一/r/n?/r/n授信管理等/r/n?/r/n常規(guī)管理工/r/n?/r/n作的同時(shí)，/r/n?/r/n把做好不良/r/n?/r/n貸款剝離作/r/n?/r/n為甩掉包袱/r/n?/r/n、加快發(fā)展/r/n?/r/n的工作重點(diǎn)/r/n?/r/n，把加強(qiáng)新/r/n?/r/n增貸款管理/r/n?/r/n、優(yōu)化信貸/r/n?/r/n投放作為效/r/n?/r/n益的增長(zhǎng)點(diǎn)/r/n?/r/n，把加強(qiáng)清/r/n?/r/n貸收息、盤/r/n?/r/n活存量作為/r/n?/r/n優(yōu)化資產(chǎn)結(jié)/r/n?/r/n構(gòu)的重要措/r/n?/r/n施。首先是/r/n?/r/n做好不良貸/r/n?/r/n款“內(nèi)外部/r/n?/r/n”剝離工作/r/n?/r/n。年初按照/r/n?/r/n省行部署，/r/n?/r/n成立了資產(chǎn)/r/n?/r/n管理部，結(jié)/r/n?/r/n合___實(shí)/r/n?/r/n際，制訂了/r/n?/r/n《___不/r/n?/r/n良貸款分帳/r/n?/r/n經(jīng)營(yíng)分步實(shí)/r/n?/r/n施意見(jiàn)》，/r/n?/r/n為不良資產(chǎn)/r/n?/r/n剝離工作打/r/n?/r/n下基礎(chǔ)。實(shí)/r/n?/r/n施不良資產(chǎn)/r/n?/r/n剝離工作中/r/n?/r/n，我們針對(duì)/r/n?/r/n___存在/r/n?/r/n剝/r/n離資產(chǎn)戶/r/n?/r/n數(shù)多、金額/r/n?/r/n小、距省行/r/n?/r/n路途遠(yuǎn)、工/r/n?/r/n作量大、涉/r/n?/r/n及面廣、歷/r/n?/r/n史遺留問(wèn)題/r/n?/r/n多、情況復(fù)/r/n?/r/n雜、工作難/r/n?/r/n度大等實(shí)際/r/n?/r/n困難，分行/r/n?/r/n及各支行領(lǐng)/r/n?/r/n導(dǎo)親力親為/r/n?/r/n，周密部署/r/n?/r/n，坐鎮(zhèn)指揮/r/n?/r/n，有關(guān)職能/r/n?/r/n部門做好上/r/n?/r/n傳下達(dá)工作/r/n?/r/n，積極協(xié)調(diào)/r/n?/r/n各方面關(guān)系/r/n?/r/n，發(fā)揚(yáng)不怕/r/n?/r/n苦、不怕累/r/n?/r/n的精神，日/r/n?/r/n夜奮戰(zhàn)，在/r/n?/r/n時(shí)間緊、任/r/n?/r/n務(wù)重、政策/r/n?/r/n性強(qiáng)、壓力/r/n?/r/n大的情況下/r/n?/r/n，按時(shí)按質(zhì)/r/n?/r/n按量完成不/r/n?/r/n良資產(chǎn)剝離/r/n?/r/n工作，剝離/r/n?/r/n工作取得階/r/n?/r/n段性成果：/r/n?/r/n全行共剝/r/n離/r/n?/r/n不良資產(chǎn)_/r/n?/r/n__萬(wàn)元，/r/n?/r/n其中本金_/r/n?/r/n__萬(wàn)元，/r/n?/r/n利息___/r/n?/r/n萬(wàn)元，超過(guò)/r/n?/r/n省行下達(dá)指/r/n?/r/n標(biāo)___萬(wàn)/r/n?/r/n元，為我行/r/n?/r/n甩掉包袱，/r/n?/r/n走上良性發(fā)/r/n?/r/n展道路打下/r/n?/r/n堅(jiān)實(shí)基礎(chǔ)。/r/n?/r/n其次是瞄準(zhǔn)/r/n?/r/n優(yōu)質(zhì)資產(chǎn)市/r/n?/r/n場(chǎng)，實(shí)施信/r/n?/r/n貸有/r/n效投放/r/n?/r/n。新貸款投/r/n?/r/n放貫徹年初/r/n?/r/n全市農(nóng)行支/r/n?/r/n行黨委書(shū)記/r/n?/r/n、行長(zhǎng)擴(kuò)大/r/n?/r/n會(huì)議精神，/r/n?/r/n以“瞄準(zhǔn)優(yōu)/r/n?/r/n質(zhì)資產(chǎn)市場(chǎng)/r/n?/r/n，確保貸款/r/n?/r/n有效投放”/r/n?/r/n為中心，堅(jiān)/r/n?/r/n持“三個(gè)有/r/n?/r/n利于”原則/r/n?/r/n，繼續(xù)實(shí)施/r/n?/r/n“雙優(yōu)”發(fā)/r/n?/r/n展戰(zhàn)略。年/r/n?/r/n初，分行信/r/n?/r/n貸管理部門/r/n?/r/n在基層行推/r/n?/r/n薦的基礎(chǔ)上/r/n?/r/n，對(duì)推薦的/r/n?/r/n重點(diǎn)企業(yè)進(jìn)/r/n?/r/n行實(shí)地考察/r/n?/r/n，按照有關(guān)/r/n?/r/n標(biāo)準(zhǔn)，嚴(yán)格/r/n?/r/n考核，評(píng)選/r/n?/r/n、確定__/r/n?/r/n_戶市級(jí)重/r/n?/r/n點(diǎn)企業(yè)作為/r/n?/r/n___年信/r/n?/r/n貸重點(diǎn)支持/r/n?/r/n對(duì)象，上半/r/n?/r/n年支持信用/r/n?/r/n總額___/r/n?/r/n萬(wàn)元，其中/r/n?/r/n增投貸款_/r/n?/r/n__萬(wàn)元，/r/n?/r/n占新增貸款/r/n?/r/n的___%/r/n?/r/n，承兌匯票/r/n?/r/n___萬(wàn)元/r/n?/r/n，占新開(kāi)出/r/n?/r/n承兌匯票總/r/n?/r/n額的___/r/n?/r/n%。同時(shí)全/r/n?/r/n面實(shí)施新投/r/n?/r/n貸款本息收/r/n?/r/n回責(zé)任人制/r/n?/r/n度，確保新/r/n?/r/n投貸款的綜/r/n?/r/n合效益/r/n。至/r/n?/r/n___月底/r/n?/r/n，全行新投/r/n?/r/n貸款到期收/r/n?/r/n回率___/r/n?/r/n%，利息收/r/n?/r/n回率___/r/n?/r/n%。/r/n第三/r/n?/r/n是加大清貸/r/n?/r/n收息力度，/r/n?/r/n盤活存量。/r/n?/r/n全行在做好/r/n?/r/n經(jīng)營(yíng)管理自/r/n?/r/n查自糾和不/r/n?/r/n良貸款剝離/r/n?/r/n工作的同時(shí)/r/n?/r/n，堅(jiān)持“二/r/n?/r/n清”工作不/r/n?/r/n放松，將清/r/n?/r/n貸收息與不/r/n?/r/n良貸款剝離/r/n?/r/n工作有機(jī)結(jié)/r/n?/r/n合起來(lái)，加/r/n?/r/n大考核力度/r/n?/r/n，把清貸收/r/n?/r/n息任務(wù)分解/r/n?/r/n下達(dá)到基層/r/n?/r/n營(yíng)業(yè)單位，/r/n?/r/n到崗到人，/r/n?/r/n將清收實(shí)績(jī)/r/n?/r/n與收入掛鉤/r/n?/r/n，“二清”/r/n?/r/n工作取得一/r/n?/r/n定的效果，/r/n?/r/n到___月/r/n?/r/n底，全行貸/r/n?/r/n款利息收入/r/n?/r/n___萬(wàn)元/r/n?/r/n，比去年同/r/n?/r/n期增加__/r/n?/r/n_萬(wàn)元。/r/n?/r/n(三)、注/r/n?/r/n重經(jīng)濟(jì)核算/r/n?/r/n，狠抓增收/r/n?/r/n節(jié)支，提高/r/n?/r/n經(jīng)營(yíng)效益。/r/n?/r/n一是全面推/r/n?/r/n行綜合業(yè)務(wù)/r/n?/r/n經(jīng)營(yíng)計(jì)劃。/r/n?/r/n年初按照省/r/n?/r/n行部署，以/r/n?/r/n效益性、/r/n協(xié)/r/n?/r/n調(diào)性、客觀/r/n?/r/n公正性為原/r/n?/r/n則，對(duì)各支/r/n?/r/n行(部)、/r/n?/r/n業(yè)務(wù)部門的/r/n?/r/n經(jīng)營(yíng)信息進(jìn)/r/n?/r/n行采集，編/r/n?/r/n制了《__/r/n?/r/n_年__/r/n_/r/n?/r/n綜合業(yè)務(wù)經(jīng)/r/n?/r/n營(yíng)計(jì)劃》，/r/n?/r/n分解下達(dá)了/r/n?/r/n各支行(部/r/n?/r/n)的經(jīng)營(yíng)任/r/n?/r/n務(wù)，按季對(duì)/r/n?/r/n計(jì)劃執(zhí)行情/r/n?/r/n況進(jìn)行監(jiān)測(cè)/r/n?/r/n，對(duì)計(jì)劃執(zhí)/r/n?/r/n行有差距的/r/n?/r/n單位進(jìn)行幫/r/n?/r/n促，通過(guò)分/r/n?/r/n類指導(dǎo)和有/r/n?/r/n效控制，促/r/n?/r/n使全行經(jīng)營(yíng)/r/n?/r/n計(jì)劃有效開(kāi)/r/n?/r/n展，提高了/r/n?/r/n經(jīng)營(yíng)管理水/r/n?/r/n平。二是合/r/n?/r/n理擺布資金/r/n?/r/n，提高資金/r/n?/r/n營(yíng)運(yùn)收益。/r/n?/r/n針對(duì)上半年/r/n?/r/n本外幣存款/r/n?/r/n大幅度上升/r/n?/r/n，貸款規(guī)模/r/n?/r/n小，資金充/r/n?/r/n足寬裕的實(shí)/r/n?/r/n際，加強(qiáng)了/r/n?/r/n對(duì)資金的統(tǒng)/r/n?/r/n籌安排，在/r/n?/r/n保證正常業(yè)/r/n?/r/n務(wù)需要的前/r/n?/r/n提下，及時(shí)/r/n?/r/n將閑置資金/r/n?/r/n上存省行，/r/n?/r/n最大限度增/r/n?/r/n加資金收益/r/n?/r/n。至___/r/n?/r/n月底，上存/r/n?/r/n省行資金人/r/n?/r/n民幣_(tái)__/r/n?/r/n萬(wàn)元，上存/r/n?/r/n省行資金利/r/n?/r/n息收入__/r/n?/r/n_萬(wàn)元，同/r/n?/r/n比增加__/r/n?/r/n_萬(wàn)元。三/r/n?/r/n是加強(qiáng)橫縱/r/n?/r/n協(xié)調(diào)溝通，/r/n?/r/n及時(shí)做好剝/r/n?/r/n離不良貸款/r/n?/r/n的資金清算/r/n?/r/n工作，使資/r/n?/r/n金最大限度/r/n?/r/n產(chǎn)生效益，/r/n?/r/n至___月/r/n?/r/n底，已剝離/r/n?/r/n的不良貸款/r/n?/r/n并進(jìn)入資金/r/n?/r/n清算的共_/r/n?/r/n__萬(wàn)元。/r/n?/r/n四是加強(qiáng)費(fèi)/r/n?/r/n用管理，杜/r/n?/r/n絕不必要開(kāi)/r/n?/r/n支。根據(jù)《/r/n?/r/n中國(guó)農(nóng)業(yè)銀/r/n?/r/n行___省/r/n?/r/n分行費(fèi)用管/r/n?/r/n理辦法實(shí)施/r/n?/r/n細(xì)則(試行/r/n?/r/n)》，制訂/r/n?/r/n了《中國(guó)農(nóng)/r/n?/r/n業(yè)銀行__/r/n?/r/n_年費(fèi)用分/r/n?/r/n配管理辦法/r/n?/r/n》，貫徹將/r/n?/r/n基本費(fèi)用實(shí)/r/n?/r/n行定額管理/r/n?/r/n，發(fā)展費(fèi)用/r/n?/r/n以收定支、/r/n?/r/n比例管理，/r/n?/r/n獎(jiǎng)勵(lì)費(fèi)用與/r/n?/r/n實(shí)際增盈減/r/n?/r/n虧額掛鉤的/r/n?/r/n精神，強(qiáng)化/r/n?/r/n財(cái)務(wù)管理，/r/n?/r/n提高經(jīng)營(yíng)效/r/n?/r/n益。到__/r/n?/r/n_月底全行/r/n?/r/n總收入__/r/n?/r/n_萬(wàn)元，同/r/n?/r/n比增收__/r/n?/r/n_/r/n萬(wàn)元，總/r/n?/r/n支出___/r/n?/r/n萬(wàn)元，同比/r/n?/r/n減支___/r/n?/r/n萬(wàn)元，帳面/r/n?/r/n盈利___/r/n?/r/n萬(wàn)元，同比/r/n?/r/n扭虧增盈_/r/n?/r/n__萬(wàn)元。/r/n?/r/n(四)、/r/n?/r/n加大科技投/r/n?/r/n入，加快網(wǎng)/r/n?/r/n絡(luò)建設(shè)，提/r/n?/r/n高科技應(yīng)用/r/n?/r/n水平。一是/r/n?/r/n抓好儲(chǔ)蓄網(wǎng)/r/n?/r/n點(diǎn)直連省行/r/n?/r/n大機(jī)工作，/r/n?/r/n發(fā)揮網(wǎng)點(diǎn)、/r/n?/r/n網(wǎng)絡(luò)優(yōu)勢(shì)。/r/n?/r/n至___月/r/n?/r/n底共有__/r/n?/r/n_個(gè)網(wǎng)點(diǎn)直/r/n?/r/n連省行大機(jī)/r/n?/r/n，占網(wǎng)點(diǎn)總/r/n?/r/n數(shù)的___/r/n?/r/n%，全轄網(wǎng)/r/n?/r/n絡(luò)格局基本/r/n?/r/n形成，網(wǎng)絡(luò)/r/n?/r/n優(yōu)勢(shì)逐步顯/r/n?/r/n現(xiàn)。二是創(chuàng)/r/n?/r/n造條件，爭(zhēng)/r/n?/r/n取上級(jí)行支/r/n?/r/n持，于__/r/n?/r/n_月份開(kāi)通/r/n?/r/n了活期儲(chǔ)蓄/r/n?/r/n存款全省通/r/n?/r/n存通兌業(yè)務(wù)/r/n?/r/n。三是拓展/r/n?/r/n網(wǎng)絡(luò)功能，/r/n?/r/n開(kāi)發(fā)代收代/r/n?/r/n付業(yè)務(wù)操作/r/n?/r/n平臺(tái)，為代/r/n?/r/n收代付業(yè)務(wù)/r/n?/r/n的開(kāi)展提供/r/n?/r/n科技保障，/r/n?/r/n其中代收中/r/n?/r/n聯(lián)通移動(dòng)話/r/n?/r/n費(fèi)業(yè)務(wù)已進(jìn)/r/n?/r/n入實(shí)質(zhì)性操/r/n?/r/n作階段。四/r/n?/r/n是在/r/n做好金/r/n?/r/n穗信_(tái)__/r/n?/r/n卡加入全國(guó)/r/n?/r/n自動(dòng)授權(quán)網(wǎng)/r/n?/r/n絡(luò)的基礎(chǔ)上/r/n?/r/n，積極申辦/r/n?/r/n金穗借記卡/r/n?/r/n業(yè)務(wù)。/r/n(/r/n?/r/n五)、強(qiáng)化/r/n?/r/n內(nèi)部管理，/r/n?/r/n全面落實(shí)從/r/n?/r/n嚴(yán)治行。管/r/n?/r/n理是金融行/r/n?/r/n業(yè)的生命，/r/n?/r/n嚴(yán)管理才能/r/n?/r/n防范和化解/r/n?/r/n金融風(fēng)險(xiǎn)，/r/n?/r/n嚴(yán)管理才能/r/n?/r/n真正出效益/r/n?/r/n。一是開(kāi)展/r/n?/r/n經(jīng)營(yíng)管理自/r/n?/r/n查自糾工作/r/n?/r/n。認(rèn)真貫徹/r/n?/r/n落實(shí)___/r/n?/r/n副總理《落/r/n?/r/n實(shí)“三講”/r/n?/r/n教育整改措/r/n?/r/n施，加強(qiáng)金/r/n?/r/n融行業(yè)內(nèi)部/r/n?/r/n管理》的講/r/n?/r/n話精神，強(qiáng)/r/n?/r/n化內(nèi)部管理/r/n?/r/n，落實(shí)從嚴(yán)/r/n?/r/n治行，自第/r/n?/r/n一季度起全/r/n?/r/n面開(kāi)展經(jīng)營(yíng)/r/n?/r/n管理的自查/r/n?/r/n自糾工作。/r/n?/r/n在督導(dǎo)落實(shí)/r/n?/r/n各支行(部/r/n?/r/n)開(kāi)展經(jīng)營(yíng)/r/n?/r/n管理自查自/r/n?/r/n糾的基礎(chǔ)上/r/n?/r/n，抽調(diào)業(yè)務(wù)/r/n?/r/n骨干組成檢/r/n?/r/n查組對(duì)各支/r/n?/r/n行部自查情/r/n?/r/n況進(jìn)行檢查/r/n?/r/n和抽查。對(duì)/r/n?/r/n檢查中發(fā)現(xiàn)/r/n?/r/n自辦經(jīng)濟(jì)實(shí)/r/n?/r/n體、財(cái)/r/n務(wù)收/r/n?/r/n支和財(cái)務(wù)核/r/n?/r/n算、信貸管/r/n?/r/n理、信_(tái)_/r/n?/r/n_卡透支等/r/n?/r/n方面存在的/r/n?/r/n問(wèn)題，逐項(xiàng)/r/n?/r/n進(jìn)行糾正，/r/n?/r/n對(duì)現(xiàn)在能整/r/n?/r/n改的問(wèn)題及/r/n?/r/n時(shí)落實(shí)整改/r/n?/r/n措施，對(duì)部/r/n?/r/n分歷史原因/r/n?/r/n形成一時(shí)難/r/n?/r/n以整改的，/r/n?/r/n則進(jìn)一步摸/r/n?/r/n查情況，理/r/n?/r/n順關(guān)系，及/r/n?/r/n時(shí)請(qǐng)示，待/r/n?/r/n候處理。二/r/n?/r/n是加強(qiáng)執(zhí)法/r/n?/r/n監(jiān)察和安全/r/n?/r/n保衛(wèi)工作。/r/n?/r/n落實(shí)了廉政/r/n?/r/n教育和安全/r/n?/r/n目標(biāo)管理責(zé)/r/n?/r/n任制，保衛(wèi)/r/n?/r/n部門和紀(jì)檢/r/n?/r/n監(jiān)察部門多/r/n?/r/n次組成檢查/r/n?/r/n組加強(qiáng)對(duì)營(yíng)/r/n?/r/n業(yè)單位的安/r/n?/r/n全檢查和執(zhí)/r/n?/r/n法監(jiān)察檢查/r/n?/r/n，對(duì)檢查情/r/n?/r/n況及時(shí)向被/r/n?/r/n檢查單位進(jìn)/r/n?/r/n行反饋，對(duì)/r/n?/r/n存在的問(wèn)題/r/n?/r/n提出執(zhí)法監(jiān)/r/n?/r/n察建議，做/r/n?/r/n到防微杜漸/r/n?/r/n，防范于未/r/n?/r/n然。上半年/r/n?/r/n，全行實(shí)現(xiàn)/r/n?/r/n經(jīng)營(yíng)安全無(wú)/r/n?/r/n事故。三是/r/n?/r/n落實(shí)、完善/r/n?/r/n掛點(diǎn)聯(lián)系行/r/n?/r/n制度。在總/r/n?/r/n結(jié)去年掛點(diǎn)/r/n?/r/n聯(lián)系行經(jīng)/r/n驗(yàn)/r/n?/r/n的基礎(chǔ)上，/r/n?/r/n今年結(jié)合各/r/n?/r/n支行(部)/r/n?/r/n的實(shí)際，重/r/n?/r/n新調(diào)整了行/r/n?/r/n領(lǐng)導(dǎo)和職能/r/n?/r/n部門掛點(diǎn)單/r/n?/r/n位和幫促內(nèi)/r/n?/r/n容，把掛點(diǎn)/r/n?/r/n聯(lián)系行的內(nèi)/r/n?/r/n容重點(diǎn)放在/r/n?/r/n清貸收息、/r/n?/r/n市場(chǎng)拓展、/r/n?/r/n自查自糾、/r/n?/r/n基層黨支部/r/n?/r/n建設(shè)方面，/r/n?/r/n對(duì)掛點(diǎn)__/r/n?/r/n_做出具體/r/n?/r/n的規(guī)定，切/r/n?/r/n實(shí)改變了領(lǐng)/r/n?/r/n導(dǎo)作風(fēng)和機(jī)/r/n?/r/n關(guān)作風(fēng)，真/r/n?/r/n正做到機(jī)關(guān)/r/n?/r/n服務(wù)基層。/r/n?/r/n四是改革完/r/n?/r/n善經(jīng)營(yíng)機(jī)制/r/n?/r/n。根據(jù)上級(jí)/r/n?/r/n行改革精神/r/n?/r/n，對(duì)分行內(nèi)/r/n?/r/n設(shè)機(jī)構(gòu)進(jìn)行/r/n?/r/n職能調(diào)整，/r/n?/r/n將分行市場(chǎng)/r/n?/r/n拓展科與分/r/n?/r/n行營(yíng)業(yè)部的/r/n?/r/n市場(chǎng)拓展部/r/n?/r/n合并為分行/r/n?/r/n市場(chǎng)開(kāi)發(fā)部/r/n?/r/n，成立了零/r/n?/r/n售業(yè)務(wù)科，/r/n?/r/n理順和完善/r/n?/r/n市場(chǎng)拓展機(jī)/r/n?/r/n制。/r/n(六/r/n?/r/n)、加強(qiáng)黨/r/n?/r/n建和精神文/r/n?/r/n明建設(shè)。一/r/n?/r/n是按照上級(jí)/r/n?/r/n行部署，認(rèn)/r/n?/r/n真開(kāi)展“三/r/n?/r/n講”教育回/r/n?/r/n頭看活動(dòng)，/r/n?/r/n嚴(yán)格按照總/r/n?/r/n行明確的四/r/n?/r/n個(gè)階段的方/r/n?/r/n法步驟和五/r/n?/r/n項(xiàng)基本要求/r/n?/r/n，不搞發(fā)明/r/n?/r/n創(chuàng)造，不偷/r/n?/r/n工減料，扎/r/n?/r/n扎實(shí)實(shí)地開(kāi)/r/n?/r/n展“三講”/r/n?/r/n教育“回頭/r/n?/r/n看”活動(dòng)。/r/n?/r/n“回頭看”/r/n?/r/n過(guò)程，分行/r/n?/r/n黨委對(duì)去年/r/n?/r/n“三講”教/r/n?/r/n育整改措施/r/n?/r/n落實(shí)情況進(jìn)/r/n?/r/n行回顧，針/r/n?/r/n對(duì)存在問(wèn)題/r/n?/r/n著重在思想/r/n?/r/n建設(shè)、作風(fēng)/r/n?/r/n建設(shè)、推進(jìn)/r/n?/r/n農(nóng)業(yè)銀行發(fā)/r/n?/r/n展和加強(qiáng)內(nèi)/r/n?/r/n控建設(shè)四方/r/n?/r/n面進(jìn)一步落/r/n?/r/n實(shí)整改措施/r/n?/r/n。同時(shí)，重/r/n?/r/n點(diǎn)抓好“_/r/n?/r/n__”和“/r/n?/r/n民心工程”/r/n?/r/n的建設(shè)，積/r/n?/r/n極做好營(yíng)業(yè)/r/n?/r/n辦公大樓籌/r/n?/r/n建及職工集/r/n?/r/n資建房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