2022年銀行招聘(銀行招聘綜合知識)考試題庫高分預(yù)測300題A4版(遼寧省專用)

《銀行招聘》職業(yè)考試題庫

一,單選題(共200題，每題1分，選項(xiàng)中，只有一個(gè)符合題意)

1、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.

A.Toillustratethatitwillbebetterifthecustomerstatesthespecificproblem

B.Toshowthatthestereoisreallynotworking

C.Tocomplainaboutthestereo

D.Tostressthatsomethingiswrongwiththeleftspeakerandthesound【答案】ACZ5C3J8T10P3D2M8HF8L9I8X1Z8S4N4ZE5X2I5K9T8L7M102、以利率或價(jià)格為標(biāo)的，旨在發(fā)現(xiàn)銀行間市場的實(shí)際利率水平、商業(yè)銀行對利率的預(yù)期。這是指（）。

A.數(shù)量招標(biāo)

B.價(jià)格招標(biāo)

C.拍賣

D.競價(jià)交易【答案】BCJ7Q5H7J6C8U3C7HI7R3R7X1R2S3D6ZQ8R5B2F2K3V9E73、會(huì)議室里的凳子有3條腿的，也有4條腿的，都能坐。并且會(huì)議室坐滿了人，一張凳子只能坐一個(gè)人。如果會(huì)議室里的凳子的條數(shù)和人的腿加起來共有39條，則3條腿的凳子有（）張。

A.1

B.3

C.5

D.7【答案】BCE6E9O10B10L6J8X1HF7G5F10Q7V2Z1F5ZU8O5J2B8J6X7W54、下列關(guān)于我國地理常識的說法，正確的是（）

A.以北京、天津、唐山為中心的京津唐地區(qū)是我國最大的綜合性工業(yè)基地

B.中國稀土的儲(chǔ)量和產(chǎn)量均居世界首位

C.準(zhǔn)噶爾盆地位于新疆境內(nèi)，在天山以北，是我國最大的盆地

D.海南省有“東方夏威夷”的美稱，簡稱“瓊”，省會(huì)是三亞【答案】BCZ6Q2T6T10M9L4C9HJ2P7T3P3D10I3U1ZD4A5N3V5F2G6E15、Itisofhighimportancethatyou___attheairportontime.

A.arrive

B.aretoarrive

C.mustarrive

D.needtoarrive【答案】ACZ9G3W7R8I7N7W2HE5T5U8W4N1W9J5ZI4P8D3U4H2X2L66、Passage1

A.ItismuchbetterthanthatoftheirEuropeancounterparts

B.Ithasbeenonthedeclineeversincetheturnofthecentury

C.IthasnotimprovedasmuchasreportedbytheCensusBureau

D.Ithasnotbeenaccuratelyassessedandreportedsincemid-2000s【答案】CCD6F7T10W2T6N1O2HM9D8P7V5I1J8R7ZX9S7H3H2P7A2R57、下列會(huì)計(jì)憑證中屬于原始憑證的是（）。

A.收款憑證

B.付款憑證

C.轉(zhuǎn)賬憑證

D.收款收據(jù)【答案】DCP9U9Y9P2N2Y7O9HU8Q1M4Z1Z9V6H2ZT4X7T6C1P2U7A38、Computercannotrememberwhohasusedit;itsimplydoeswhat（）.

A.itistold

B.itwastold

C.ithastold

D.ittold【答案】ACP2Z8I4I2H9E8N2HE3Z1Y3H10K9S9Q6ZX10Q10T5M6E2D1S59、下列不是商業(yè)票據(jù)市場的特點(diǎn)的是()。

A.采用信用發(fā)行的方式

B.可以提高發(fā)行企業(yè)的信譽(yù)

C.對利率的變動(dòng)反應(yīng)靈敏

D.發(fā)行成本很高【答案】DCL9T4O2L3F10S7Q2HS1F3C5Y7N9Q3X7ZL9Q7F3J6P7W2Q310、金融市場最基本的功能是（）。

A.合理地分配和引導(dǎo)資金

B.靈活地調(diào)度和轉(zhuǎn)化資金

C.有效地實(shí)施宏觀調(diào)控

D.滿足社會(huì)再生產(chǎn)過程中的投融資需求，促進(jìn)資本的集中與轉(zhuǎn)化【答案】DCB5G8F4M6F6F2P4HK1G2B9Q3J10Z4A3ZX8H8X6Q1Q5B6D111、資料：（四）

A.Itisfruitfulwithoutanydoubt

B.Itisbetterthantheirpeers

C.Itturnsouttobeafailure

D.Itneedsexperimentalevidencetoproveitssuccess【答案】DCW9H6Q6C5K5N8K2HN10S9C8C7E1E10R2ZC8T3A7E8A1C5A412、資料：Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.

A.Thirdpartieswillhavetobuyfraudinsurance

B.Regulatorshavecomeupwithpromisingsolutions

C.Banks'defenseagainstcyberattacksisstrong

D.Thirdpartieswillcheckclients'datamonthly【答案】BCP5A9C3B4R6B6E10HP6V2Y3M2Y4I8I9ZC3Q3E4G9X2A2R713、資料：THOMASWILSON

A.update

B.fix

C.innovate

D.furnish【答案】BCL6W6A5V6F4K7Q1HR10M2F10A1N9Y3Y1ZC7P5Q4J7Z7Q5T814、資料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.

A.Thevariedabilitylevelsofthespecialneedsstudents

B.Theneedsfromthespecialneedsstudents

C.Thedifficultylevelsofthelearningtasks

D.Thefocusofthespecificassignment【答案】DCC2A10J4C5K7V9A5HG10Q7C2P7N9N10D6ZM5N6U9K6E5B4H415、2008年全球金融危機(jī)爆發(fā)以來，世界主要國家央行開始采取特殊貨幣政策，美國在利率水平已經(jīng)接近紀(jì)錄最低時(shí)，推出了一系列非常規(guī)貨幣政策，包括為了支持銀行貸款的長期流動(dòng)性供給，為壓低長期利率的資產(chǎn)購買計(jì)劃等，除美國以外，美國、日本和歐洲銀行也采取了非常規(guī)貨幣政策。IMF于2013年5月16日發(fā)布了《非常規(guī)貨幣政策：最近經(jīng)驗(yàn)與前景》報(bào)告，報(bào)告稱發(fā)達(dá)國家的非常規(guī)貨幣政策在很大程度上幫助實(shí)現(xiàn)了該國政策目標(biāo)，諸如持續(xù)兩年左右的購買國債計(jì)劃幫助美國和英國的GDP增速提升了約2個(gè)百分點(diǎn)，然而，發(fā)達(dá)國家的這些政策對世界其他國家也造成了很大的影響，大量資本流入拉丁美洲和亞洲，導(dǎo)致新興市場的匯率過度升值和波動(dòng)。

A.匯率

B.投機(jī)性貨幣需求

C.貨幣供給

D.物價(jià)【答案】BCY1E1V8M5Y7Q4K5HR3T2Y8Q10P5J3I4ZM2H6B6H7G2P4V616、2020年3月1日，世界文化遺產(chǎn)（）迎來第一次觸網(wǎng)直播。此前居民和游客都只能遠(yuǎn)望而不能近觀，在本次直播鏡頭中，這一區(qū)域揭開了神秘的面紗。

A.龍門石窟

B.莫高窟

C.故宮

D.布達(dá)拉宮【答案】DCV5L10N5Z4N6A4R6HW7Z10I3H2R4H9W3ZW3L4I2L1H2O2E817、資料：IntheUnitedStatesofAmerica,banksarecategorizedintothefederally-charteredbankwhichreceivedtheircharterfromtheOfficeoftheComptrolleroftheCurrency（OCC）;thesearereferredtoas“NationalBanks”;andalsothestates-charteredbankswhichreceivetheircharterfromthesuperintendenttoas“StateBanks”.Banksareallowedtoregistereitherwiththefederalorthestateauthority.LetusnowlookattheorganizationalstructureofCommercialBanks,whichincludeunitbanking,groupbankingandbranchbanking.

A.TheFedbanks,theStatebankingandgroupbanking

B.TheFedbanking,thestatebankingandgroupbanking

C.Unitbanking,groupbankingandbranchbanking

D.Specializedbanks,groupbankingandunitbanking【答案】CCN4U5I9T6T8Q9D5HZ9K2R2Q7Z3Z8D3ZG1X4S2E1O5T10X518、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."

A.waystoteachstudentstoearnmoney

B.howDianeRaylearnstovaluemoney

C.thepushtoteachpersonalfinanceinschool

D.howstudentschooseaproperfinancialclass【答案】CCJ5O6C5J5K4O9D1HY10V2Q9P7H2I1O4ZZ6E8W3O7J7O6R819、從（）起北美自由貿(mào)易區(qū)開始運(yùn)轉(zhuǎn)。

A.1998年5月1日

B.1989年1月1日

C.1992年12月7日

D.1994年1月1日【答案】DCE6W9P1Q4B2B5W5HF10Z10A2N6X9E1G6ZK6Z1N7S5B9L5Y120、資料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.

A.Thevariedabilitylevelsofthespecialneedsstudents

B.Theneedsfromthespecialneedsstudents

C.Thedifficultylevelsofthelearningtasks

D.Thefocusofthespecificassignment【答案】DCN4R8J9Y1K7Z5S10HS10M2A2B3I9S10F1ZT7D10E1Z5J5C2L721、資料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)

A.Toenablerobotstoservehumans

B.Todecreasehumansfearaboutrobots

C.Tomakerobotsmorehuman-like

D.Toequiprobotswithhumanemotions【答案】CCL2E2A1F3R9R8C10HQ3C8E7Y1X6Y5S3ZV10T7U4N7L7S10B822、用支出法核算GDP正確的公式是（）。

A.GDP=消費(fèi)支出＋投資＋政府購買＋（出口-進(jìn)口）

B.GDP=消費(fèi)支出＋投資＋政府購買＋（出口-進(jìn)口）＋轉(zhuǎn)移支付

C.GDP=工資＋利息＋利潤＋租金＋間接稅和企業(yè)轉(zhuǎn)移支付＋折舊

D.GDP=工資＋利息＋利潤＋租金＋直接稅和企業(yè)轉(zhuǎn)移支付＋折舊【答案】ACF3Q6G6L1O6U9J6HH9T2S1O1J7E6N6ZJ1Y7J2F2C8C6B423、貨幣流通規(guī)律是（）。

A.關(guān)于流通中所需貨幣量的規(guī)律

B.關(guān)于貨幣本質(zhì)的規(guī)律

C.關(guān)于通貨膨脹的規(guī)律

D.關(guān)于通貨緊縮的規(guī)律【答案】ACD6N5N2K1A7Q7C7HJ6N9A10L6S7F6Q3ZV9W2Y5D3A10X2R224、資料：Memo

A.Sheistheownerofafinancialsevicescompany

B.Shehaspublishedseveralbooks

C.Shehasexperiencerunningabusiness

D.Sheteachesmanagementcoursesatauniversity【答案】CCP1H5B4X3C1A5L2HN3G6F9B1U5F4D2ZF6V10Y2S4B5K9Q325、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.

A.teamofPCinsidersinventedweixinforTencent

B.teamofoutsidersacquiredbyTencentinventedWeixin

C.TencentaskedtheQQinsidersteamtocreateaproduct

D.TencentcopiedapioneeringIsraelimessagingservice【答案】BCG1N3T9N2K5A7E1HX2C9V3T5R10I5S7ZX3Q10H10J5J2R10T1026、下列數(shù)據(jù)整理和顯示方法中，取值不可能大于1的是（）。

A.比例

B.比率

C.頻數(shù)

D.累積頻數(shù)【答案】ACD8M6E4U9R7R5T8HH3Z9Q9W8R5B5Z9ZE7W2H6L2F3G8D327、小明手里有2枚5分錢硬幣，7枚2分錢硬幣和5枚1分錢硬幣，如想組合成1角1分錢，共有（）種組合方式。

A.11

B.7

C.8

D.10【答案】BCV8X2F7V7Z9X7P10HD8L2I1T5R5H10B10ZE10U10C4D9H6F3T928、觀察數(shù)列的變化規(guī)律，然后為空缺處選出正確的數(shù)：87、152、265、132、43、（）。

A.65

B.74

C.83

D.91【答案】ACX3X10T3P1E2E7D2HZ7T1F8N4A3W9L9ZA8R10P10C10T10N10U1029、All（）isacontinuoussupplyoffueloil.

A.whatisneeded

B.thatisneeded

C.thethingneeded

D.fortheirneeds【答案】BCG10X9L10S3D7V1Z1HQ10K10C10G9L5G6H7ZX2M5N1M10V4G4S430、2011年4月14日，（）加入金磚國家以來，該國總統(tǒng)首次以“金磚國家”成員國的身份參加金磚國家集團(tuán)第三次首腦會(huì)議。

A.南非

B.印度

C.俄羅斯

D.巴西【答案】ACJ3C3L10M5P10U3E7HO7Z5I2Z9D9O5P10ZY9O6Y9L5D6C6B1031、資料：（二）

A.Therulesaregoodforlenderswhilebadforborrowers

B.Theruleswillhelpbabyboomerseniorstosavemoney

C.Theruleswillhelpconsumersbetterunderstandreversemortgage

D.Theruleswillbestricterforconsumers【答案】CCV7L6Q6A6B10A8Q2HK1S10E7N5F1X6R4ZV2X10K9R6E1L10G232、Susanmade（）cleartomethatshewishedtomakeanewlifeforherself.

A.That

B.this

C.it

D.her【答案】CCG6A5P5S4S8U2Z6HD6T8F10M5A10C5P9ZG5C6U4A8P5S3K833、資料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayerorNokiaphoneatBestBuywhenyoucanpaylessfortheexactsameproductatalocalstore？Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomethingtheycannotgetelsewhere.

A.ShoppingatneighborhoodstoresaremoreofChineseconsumersshoppinghabit

B.LargeflagshipstoresareunpopularinChina

C.Americansdonotlikesmall,convenientlylocatedretailoutlets

D.governmentbanonfreeshoppingbagshasdampenedChinesebuyersenthusiasm【答案】ACE5E4K8H9T5R1N1HB1D2D4E1U9J7C9ZJ5Y5I8U4C9B7E234、資料：Evenasrichcountriesseektoridworkplacesofsubtlegenderbias,inmanydevelopingonesdiscriminationremainsovert.AccordingtotheWorldBank,womenarebarredfromcertainjobsin104countries.（1）

A.Indevelopingcountries,thegenderdiscriminationinworkfieldisspreadingtomorecountries

B.Duetoworkrestrictions,womencannotworkinsometoughindustries

C.Womenappreciatebeingtreatedasweakersexinsomecountriessoastobearchildren

D.Liftingrestrictionsonalistofdangerousjobscanhelptosolvetheproblemofinequalityinwork【答案】BCV2G3K7U5I7E7B3HB7O1J9N5J1C6Q2ZE4V8A9G4J2B6U535、2013年2月18日，《國務(wù)院辦公廳關(guān)于印發(fā)國民旅游休閑綱要（2013—2020年）的通知》發(fā)布，《綱要》明確提出到（）年職工帶薪休假制度基本得到落實(shí)的目標(biāo)。

A.2014

B.2015

C.2016

D.2020【答案】DCP9N7R8A7L10T7L3HX4Q1Y10W9U9D5K8ZH2O2O8O10P7W7J136、柯達(dá)公司是世界上著名的影像產(chǎn)品及相關(guān)服務(wù)的生產(chǎn)和供應(yīng)商。面對市場技術(shù)的不斷革新，柯達(dá)公司滿足現(xiàn)狀沒有及時(shí)進(jìn)行技術(shù)更新，直到2003年，柯達(dá)才宣布全面進(jìn)軍數(shù)碼產(chǎn)業(yè)。最終柯達(dá)公司陷入退市困境，體現(xiàn)了管理學(xué)中的（）。

A.二八法則

B.長板法則

C.青蛙法則

D.木桶法則【答案】CCH9D7H6Z2G3N2F9HE1P8S4X8S7S2G10ZO1D10Z10G2S5H5E937、資料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB18.264billion（$2.748billion）.However,profitfelltoRMB2.866billion（$431.3billion）,a17.4percentdecreasefromthesameperiodin2015.

A.Subjective

B.Critical

C.Unbiased

D.Supportive【答案】CCZ4A1G5V4Z8V7N1HN3U4B1K7P4U1Z4ZH9E5N10O1S6I6M638、屬于南宋的作者是（）。

A.蘇軾

B.周邦彥

C.范成大

D.雎景臣【答案】CCZ8I6C6N9S10O1F6HA6E7T7G7G1Y1V5ZH6R10D5I8R5D3M339、Haveyoueverpaidyourkidforgoodgrades？Haveyoudriventoschoolto______aforgottenassignment？Haveyoudoneacollegestudent’slaundry？

A.dropoff

B.makeup

C.takeover

D.fillin【答案】BCY10N5X9G1Z3X1O5HP4W3B4J2T1O2H8ZF6V6R3S6W9S8V1040、某企業(yè)甲產(chǎn)品的實(shí)際產(chǎn)量為1000件，實(shí)際耗用材料4000千克，該材料的實(shí)際單價(jià)為每千克100元；每件產(chǎn)品耗用該材料的標(biāo)準(zhǔn)成本為每件250元，材料消耗定額為每件5千克。直接材料成本的數(shù)量差異是（）。

A.200000元不利差異

B.200000元有利差異

C.50000元有利差異

D.50000元不利差異【答案】CCG7C8M5U8O10G9U4HO4T6T6I4Y8R1K7ZU4K2G2L1Y9Q9G1041、Becauseofsuchfactors,engineershaveworkedonincreasingtheefficiencyofelevators,resortingtodouble-deckercarstoserviceandtotransfersystemsthat______expressandlocalelevators.

A.explore

B.enforce

C.deploy

D.strengthen【答案】DCN8X5Z7Q6F8N3B3HU2Z8J10S5R10K9Y6ZF2M6E2W8P6S6U1042、資料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)

A.itisnotmeaningfulforrobotstohavetheappearanceofhuman

B.peoplewhomaketheappearanceofrobotsveryhuman-likeshouldbeblamed

C.peopleneedtopaymoreattentiontothedevelopmentofrobots’functions

D.theappearanceofrobotshasbecomemoreandmoreemotional【答案】CCH3G4B8K2E8K7O6HP8T10B4P8F2M8U9ZS9O4M9L4X7D9V343、資料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.

A.0.75%

B.0.5%

C.0.25%

D.1%【答案】CCR1R3W2C2A4A1U4HV2W4V2V5Q2P5J3ZX5H7J3I7V6K5B644、11，12，9，2、-9，（）

A.-36

B.-24

C.-18

D.-10【答案】BCP8T5C4R1E6Q1W10HB8Z1R3L10A3N4M2ZM9O2Z6S1Z3U10O645、計(jì)算機(jī)病毒是指（）。

A.帶細(xì)菌的磁盤

B.已損壞的磁盤

C.具有破壞性的特制程序

D.被破壞的程序【答案】CCU1K10C2B9R4B5X2HH3T1A3C10R3Z6I5ZW1L6D2F5E4A7F146、《邊城》是沈從文的代表作。此作品主要描繪了哪個(gè)地區(qū)風(fēng)土人情（）。

A.湘西

B.武漢

C.長沙

D.婺源【答案】ACM3A6D2U6V9Y8S10HL10D10V4L10K7D6R3ZF9P3F2R3O5K7J747、Thefast-growingChinesemarkethasbeenasourceof______opportunitiesforbusinesses。

A.considerable

B.considering

C.considered

D.considerate【答案】ACK1T9C5F5S9Q8W10HE4E3Y1T9P6S8L1ZD1W7A5C3Z2M5O248、我國商業(yè)銀行會(huì)計(jì)信息披露新的發(fā)展趨勢是（）。

A.已逐漸從會(huì)計(jì)報(bào)表披露為主轉(zhuǎn)向其他財(cái)務(wù)會(huì)計(jì)報(bào)告披露的新的發(fā)展階段

B.已逐漸從會(huì)計(jì)報(bào)表、會(huì)計(jì)報(bào)表附注及其他財(cái)務(wù)會(huì)計(jì)報(bào)告共同披露轉(zhuǎn)向會(huì)計(jì)報(bào)表披露為主的新的發(fā)展階段

C.已逐漸從會(huì)計(jì)報(bào)表披露為主轉(zhuǎn)向會(huì)計(jì)報(bào)表附注披露的新的發(fā)展階段

D.已逐漸從會(huì)計(jì)報(bào)表披露為主轉(zhuǎn)向會(huì)計(jì)報(bào)表、會(huì)計(jì)報(bào)表附注及其他財(cái)務(wù)會(huì)計(jì)報(bào)告共同披露的新的發(fā)展階段【答案】DCD3J10Q3D5F8L10E10HA2M5B8K8D10I5B4ZM9B3X1N4C7V9V949、Itwasessentialthattheapplicationforms___backbeforethedeadline.

A.wouldbesent

B.weresent

C.besent

D.mustbesent【答案】CCN7Y1U5W1N5R4B4HB4C4H6O8V10P10K5ZJ7P7G1K5N10K6U450、下列歷史事件中，最接近“朱門酒肉臭，路有凍死骨”所描述的時(shí)期的是（）

A.玄武門之變

B.永貞革新

C.安史之亂

D.黃巢起義【答案】CCG7B2U3W4R10E3C3HK4K2K4D5Q8G8H2ZQ6P6O2N2D8E10Y651、下列各項(xiàng)中，不具有行政主體資格的是（）。

A.鄉(xiāng)鎮(zhèn)人民政府

B.公安派出所

C.街道辦事處

D.公安局法制科【答案】DCA3I7H3T7Y3A3V9HV7L6R8H3R10U10I8ZC4N10G6G1B3T7K252、Theunpleasantmemoryofthedespairingshriekoftheprincessatthetrial（）inmymindfordays．

A.prolonged

B.insisted

C.rested

D.lingered【答案】DCY5T9T9R8U8M3G2HB9J2P8G6X2N6Z6ZE8V7Z7W9R8O3V553、Alotofcornisgrowninthisareathesoilseemsto______itverywell.

A.adopt

B.meet

C.need

D.suit【答案】DCF1J4X3Z6B8M10C10HE10B10V4C5F9G8Q7ZI7B1C2R1T7M2H654、WheneverItryto______upwhatinnovationlookslike,thesameslideshowofimagesclicksacrossmymind.

A.come

B.figure

C.conjure

D.set【答案】CCY6E7Y1Q9I1Z9I10HK2G8B8D1V8R7Z9ZX8H6T3R10F4H10W755、下列選項(xiàng)中，不合法的十六進(jìn)制數(shù)是（）。

A.H1023

B.10111

C.A120

D.777【答案】ACJ4E3C6A3B3I10A2HL1S4B3M6M7W4E2ZP3Y7U6T6T9L6Y356、資料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?

A.E-governmentisontheincreaseandwellfunded

B.Theinvestmentone-governmentisadequate

C.Governmentofficials’interestine-governmentisdeclining

D.E-governmentisconvenientandflexible【答案】DCG9O3A5D6Y5B7K9HS1J7M6D8Z7Q3I2ZS2V8L8L9V8V8S857、Weshouldn’tignoretheimportanceof______ourhobbiesorgettinginvolvedinartsandcraftsactivities.

A.amplifying

B.enhancing

C.fostering

D.magnifying【答案】CCR1S9Z4M5X8E10N8HN6Y3Z7N2M2B4O4ZD10V6W5K4Y5K3G358、太陽系是大約（）億年前，由星云在引力作用下逐漸收縮而形成的。

A.100

B.80

C.50

D.30【答案】CCD8X8W8B9S10M3J3HB8H10R6E4V10Q4H4ZI2B3X4G10Y6Y6Y759、采用直接標(biāo)價(jià)法條件下，匯率的上升意味著（）。

A.外國貨幣價(jià)值不變

B.外國貨幣貶值

C.本國貨幣價(jià)值不變

D.外國貨幣升值【答案】DCG7X10T4W8Q9X6U6HT10R2N9B3T10A7G6ZN9W1O7B5M5J1D160、Thedoctorhitmejustbelowthekneetotestmy___.

A.influxes

B.inflows

C.flexes

D.reflexes【答案】DCU4R2N8X7A4J7I10HK6F8A1Q1H3Z4V7ZG4B6I1U10E7J1T861、資料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.

A.Tospecializeinaspecificindustry

B.Tostrengthentheunderstandingofbusinessstrategyandplanning

C.Tofindaninternshiporanassistantjob

D.BothAandB【答案】CCF1O5Z9F4R7P7C8HL4P10G2T9O5W1W4ZR2X2K8I8H9T6B362、IfEnglishmeansendlessnewwords，difficultgrammarandsometimesstrangepronunciation，youarewrong.Haven’tyounoticedthatyouhavebecomesmartersinceyoustartedtolearnalanguage

A.introduceanewcoursetostudents

B.helpstudentslearnaboutinvestment

C.teachhowtoapplyforacreditcard

D.encouragestudents’personalsavings【答案】BCK6Q9D8M7G10C1T10HH10F7S7I6I5V8C2ZN4F2Z4J4N10X9S563、公文的權(quán)威性和行政約束力，來自（）的權(quán)威和合法地位。

A.收文機(jī)關(guān)

B.印發(fā)機(jī)關(guān)

C.審核機(jī)關(guān)

D.制發(fā)機(jī)關(guān)【答案】DCO1Z7S2N3L6J6E9HQ9P4L10T9B4Z6Y6ZJ5D9N6O9T1Z9A664、Ihearmanyparentssayingthattheirteenagechildrenarerebellion.Iwishitwereso.Atyourageyououghttobegrowingawayfromyourparents.Youshouldbelearningtostandonyourowntwofeet.Buttakeagoodlookatthepresentrebellion.Itseemsthatteenagersarealltakingthesamewayofshowingthattheydegreewiththeirparents.Insteadofstrikingoutbravelyontheirown,mostofthemaretryingtoseizeatoneanother’shandsforsafety.

A.Teenagersshouldfollowthepopularitywave

B.Teenagerscanfollowtheirheartsanddowhatevertheywantto

C.Followingthepopularitywaveisnecessary

D.Therealpopularitymainlyreliesonthesocialdevelopment【答案】BCO1I1F9G9L4V1W3HJ10P4H8X10L10S2N7ZH7J1S4D8B4F8I1065、資料：Globalbusinesstraveltopped$1.2trillionandisexpectedtoreach$1.6trillionby2020,accordingtonewresearchbytheGlobalBusinessTravelAssociation（GBTA）,anassociationrepresentingtheinterestsofcorporatetravelmanagers.What’smoreChinahasnowsurpassedtheU.S.asthelargestbusinesstravelmarketintheworld,ringingup$291billionlastyear.

A.Traveldestinations’financialconditions

B.Travelsuppliers’strategies

C.Travelers’Preference

D.MobileTech【答案】ACZ8N5D4F8M4P7N5HJ8L9S1N6P6U6H5ZE6G1C7B6H6N6D1066、國際分工產(chǎn)生與發(fā)展的基礎(chǔ)是（）。

A.自然條件

B.人口規(guī)模

C.資本的國際化

D.國家的出現(xiàn)【答案】ACK4T2W7Z4C9J5W4HP4S10O6F8U7A10O5ZD10T5Z1Y5L6L3W367、資料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaandEuropehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,hasconsolidateditspositionastheworld’sderivativescenter,andHouston,thelargestcityinTexas,ishometoAmerica’sbiggestenergyfirmsandhasspawnedanactiveclusterofenergytradersandhedgefunds.

A.FinanciershavelongagoviewedtheEuropeasasinglemarket

B.Europehasthehighestdegreeofcross-borderfinancialintegration

C.theMiFIDwillmakefinancialmarketsaroundtheworldmorecompetitive

D.theMiFIDwillincreasetransparencywithinAmericanfinancialmark【答案】BCI2P6U8T8T4Q4U4HT3Q9I3H8D4X5C10ZS7Z5K1R6X8J6J668、Heating，ventilating，andairconditioning（HVAC）systemsare______inmostofundergroundsubwaystationstoprovidecomfortableandfreshairtoundergroundsubwaystations。

A.assembled

B.installing

C.equipped

D.installed【答案】DCT7E9X3L7M1S5K8HG5I8B7K1I3K8B7ZZ3V3H2S6D7V6Z469、Passage2

A.Moderntechnologyiswhatwecan’tlivewithout

B.Digitaltechnologyoftenfallsshortofourexpectation

C.gitaldevicesaremorereliablethantheyusedtobe

D.GPSerrorisnottheonlycauseforCeely’saccident【答案】BCM6A3K5J7C3H4P2HO8C2X3Y6X8Z9K6ZE1T10A5A7U3Q2C270、Weshouldthinklongtermandtake____measures.

A.primitive

B.productive

C.permissive

D.proactive【答案】DCH6A2P2J9K4H10U6HH9D1K7U8J8B8C9ZY4C4M4C10X8H10D471、（）是指市場增長率低，而相對市場占有率高的產(chǎn)品。

A.金牛產(chǎn)品

B.瘦狗產(chǎn)品

C.明星產(chǎn)品

D.幼童產(chǎn)品【答案】ACM8Z4L6A5U9D2K7HB9X2G4B10G7Z2O4ZI10N7I7N6S3X2K372、()是指在正常生產(chǎn)經(jīng)營過程中以預(yù)計(jì)售價(jià)減去進(jìn)一步加工成本和銷售所必需的預(yù)計(jì)稅金、費(fèi)用后的凈值。

A.現(xiàn)值

B.公允價(jià)值

C.可變現(xiàn)凈值

D.歷史成本【答案】CCW2X1R3Z6M4R1G2HK3F5T2C10Q1S6V10ZM2L9O1C10Q10Y9C373、2017年4月份，某省規(guī)模以上食品工業(yè)增加值同比增長15.0%，比全省規(guī)模工業(yè)平均水平高9.4個(gè)百分點(diǎn)。其中，農(nóng)副食品加工業(yè)增長14.0%，食品制造業(yè)增長18.6%，酒、飲料和精制茶制造業(yè)增長13.9%。1—4月，規(guī)模以上食品工業(yè)產(chǎn)值累計(jì)增長11.6%，增幅比全省規(guī)模工業(yè)平均水平高4.5個(gè)百分點(diǎn)。

A.38.5%

B.42.6%

C.53.7%

D.78.8%【答案】DCR10E7R3D4C10O10K7HP10P6V3X7F10Z3L8ZX3O10I8H3P8X8Z874、Atthemeeting,themanagertalked______abouttheneedforbetterattendanceandpunctuality.

A.briefly

B.briefing

C.shortly

D.shorts【答案】ACW3L4P6Y5X5X9Q3HJ2U9O8X3U1G6A7ZV1R3H7Y6C9U5U675、某商場在暑期推出“羽絨服反季大甩賣”活動(dòng)，此種促銷方式為（）。

A.競賽促銷

B.無償促銷

C.折價(jià)促銷

D.惠贈(zèng)促銷【答案】CCU10Y5F9Y9J2S4F9HW7U8O5N10V6X4T7ZD8H4H9U5T3E10E776、在地球億萬年演化過程中形成的泥質(zhì)灘涂，是大自然饋贈(zèng)給人類的寶貴資源，具有不可替代的重要生態(tài)功能?？此啤盎氖彙钡臑┩恐袟⒅S多尚未被認(rèn)識的植物、動(dòng)物和微生物，是珍貴的生物多樣性基因庫；作為連接陸地與海洋的過渡地帶，灘涂具有凈化水質(zhì)、調(diào)節(jié)氣候、調(diào)節(jié)氣體等許多肉眼看不到的功能，維系著陸海物質(zhì)循環(huán)和生態(tài)平衡。此外，灘涂還具有防御海浪沖刷、減緩鹽水侵蝕等功能，是名副其實(shí)的陸地保護(hù)天然屏障。

A.泥質(zhì)灘涂其實(shí)就是荒蕪的灘涂

B.泥質(zhì)灘涂具有重要的生態(tài)功能

C.人類對泥質(zhì)灘涂的保護(hù)力度不夠

D.泥質(zhì)灘涂受破壞現(xiàn)象十分嚴(yán)重【答案】BCQ10P6D7X4L5K7Q10HE2Z6V8Q8A8R8Z7ZI6I5P8Q8H7X7J677、資料：Memo

A.Toassignatask

B.Tointroduceaclient

C.Toannounceapublishingmerger

D.Tochangethetieofameeting【答案】ACN4I4H3N7B6G8K6HB4L9M4R4J5P10N4ZY7I1G7D6Y8H1K778、下列不屬于銀行認(rèn)可的個(gè)人汽車貸款擔(dān)保措施的是（）。

A.信用擔(dān)保

B.質(zhì)押

C.第三方保證

D.房地產(chǎn)抵押【答案】ACD4N1X8Q7I1K3E7HN9R10K4T8I3M8M4ZM2H9T4L6L8V4N279、首次成功克隆哺乳動(dòng)物(多利)的國家是（）。

A.英國

B.美國

C.法國

D.德國【答案】ACL8G8E3C8C2H9O3HG7Q6C10C5P6B6K5ZB5I2R8M10V5C1C580、（）與資產(chǎn)業(yè)務(wù)、負(fù)債業(yè)務(wù)一起構(gòu)成商業(yè)銀行的三大業(yè)務(wù)。

A.中間業(yè)務(wù)

B.現(xiàn)金業(yè)務(wù)

C.證券投資業(yè)務(wù)

D.貸款業(yè)務(wù)【答案】ACH3X10G9W7T10T6V1HC3E4N4U2Y5C7X8ZI9L2G10D5T8X7T381、（）是指一個(gè)組織在長期發(fā)展過程中，把組織內(nèi)全體成員結(jié)合在一起的行為方式、價(jià)值觀念和道德規(guī)范，其具有目標(biāo)導(dǎo)向、凝聚、激烈、創(chuàng)新等功能。

A.組織機(jī)構(gòu)

B.組織領(lǐng)導(dǎo)

C.組織文化

D.組織安排【答案】CCT1M7A5R4C10L1E3HL7Y8L8A5S7K1M1ZM6E4B5W2E5R6V482、Itissaidthathe（）forseveralyears.

A.haddied

B.hasbeendead

C.died

D.hasdead【答案】BCV1V10Q10Q5Q10T7H9HV1G1D1S4G4C9M10ZM5X3G8I3K8P2U483、下列貸款中至少歸為次級類的是（）。

A.借款人利用合并、分立等形式惡意逃廢銀行債務(wù)，本金或者利息已經(jīng)逾期

B.本金和利息雖尚未逾期，但借款人有利用兼并、重組、分立等形式惡意逃廢銀行債務(wù)的嫌疑

C.同一借款人對本行或其他銀行的部分債務(wù)已經(jīng)不良

D.本金或者利息逾期【答案】ACQ6V5P9O8A7S4G3HX5B4V8E3Y4G3J6ZN3R7B1T4H5I2N784、資料：Weneverthoughtwe'dsaythis,butwe'dwelcomebacksomechillyweather.

A.TemperaturesintheU.S.fellintonegativeterritory

B.PeoplewelcomedcoolbreezesintheU.S

C.HarshwinterstruckinsomecitiesoftheU.S

D.ArcticairhittheU.S.forafewtimes【答案】CCM4H6I6G6X6J10W5HR4H8A9J4X4B8H10ZF8C5U5A3I6X8I985、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.Butl'vealsolearnedthatifyoudon'thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimplynevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyourbusinessforward.

A.Increase

B.Peak

C.Diminish

D.Disappear【答案】CCR7G8A7K4I7V2V5HM1C6M2X2C4U5N7ZD7Q7B2D1S9T7L686、資料：AmericanAirlinesCEOtakesblameformaintenanceerrors,disruptedflights

A.theusefulnessoftheFAAregulationsforairlines

B.whethertheFAAstandardisbeingtakenaway

C.whetherFAAisenforcingitsregulationstoostrictly

D.thetotalnumberofflightsAmericanAirlines【答案】CCA8Q6R5D4W5Q6L9HE3W4H5B6C6W1I7ZP3K7W5V10P5Z7O387、（）incomputertechnologyareallowinguserstoreachintoanypartoftheworldbyjustclickingamouse.

A.Advancement

B.Advances

C.Advancing

D.Advance【答案】BCM8S5P5O10P5H9J2HE10V8L6H9L10S3S10ZE8X5P9R4W10U1R688、資料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeandglobalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhepainexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.

A.Theparticipationinthetradeglobalizationisnotbroadenough

B.Joblossesareoftenunder-estimated

C.Domesticfirmsareproblematicwithproductivity

D.Globalizationhindersgrowthofsmallandmedium-sizefirms【答案】ACN4U7W9E5L10X6V7HF4H1O2O10X9T5T10ZQ1N1N2O6F1D5Q689、在凱恩斯的幾個(gè)持幣動(dòng)機(jī)理論中，他認(rèn)為下列哪項(xiàng)（）對利率最為敏感。

A.投機(jī)動(dòng)機(jī)

B.預(yù)防動(dòng)機(jī)

C.交易動(dòng)機(jī)

D.無私動(dòng)機(jī)【答案】ACG10S8U8P5L10W4Q10HQ7U3T10A9Q4K4I10ZZ4Q6V9K8F10P5E690、2020年4月16日電，商務(wù)部會(huì)同中央網(wǎng)信辦、工業(yè)和信息化部聯(lián)合認(rèn)定了首批12家國家數(shù)字（），這將有利于加快數(shù)字貿(mào)易發(fā)展和數(shù)字技術(shù)應(yīng)用，培育貿(mào)易新業(yè)態(tài)新模式，實(shí)現(xiàn)服務(wù)貿(mào)易高質(zhì)量發(fā)展。

A.貿(mào)易示范區(qū)

B.經(jīng)濟(jì)創(chuàng)新發(fā)展試驗(yàn)區(qū)

C.服務(wù)出口基地

D.經(jīng)濟(jì)產(chǎn)業(yè)區(qū)【答案】CCC2C6I6Z8T1B10Z8HJ3K9W5O9B5X8K1ZQ3T7Y7W10Z1T4I691、“樂以天下憂以天下，然而不王者，未之有也”與下列哪一觀點(diǎn)是同一學(xué)派（）

A.刑過不避大臣，賞善不遺匹夫

B.天之道，損有余而補(bǔ)不足，人之道，則不然，損不足以奉有余

C.域民不以封疆之界，固國不以山溪之險(xiǎn)，威天下以后某不利

D.其用戰(zhàn)也勝、久則鈍兵挫銳、攻城則倔、久暴師則國用不足【答案】CCE8Y7L7N6D2R5F6HU4Q9I3B4O9I9C5ZX9A6U7I8V10N4V692、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Chinesebusinessphilosophy

B.China'sbusinessculture

C.DoingbusinessinChina

D.GuanxiinChina【答案】BCL8N6K4Y10S4L5W8HE2N1K6K3Z6D3Z6ZA8O3I1H9O4H7Z993、He’sbeenquitehelpful，______？

A.hasn’the

B.ishe

C.hashe

D.isn’the【答案】ACH4L7X10F6O1E10I2HO1X8U7G5Q5J2U5ZF6J3W6H5X3S4E694、當(dāng)人靜止地站在斜坡式電梯上隨電梯一起向上運(yùn)動(dòng)時(shí)（手與電梯不接觸），下列表述準(zhǔn)確的是（）。

A.人不受摩擦力作用

B.人所受的摩擦力方向沿電梯面向下

C.人所受的摩擦力方向沿電梯面向上

D.人所受的摩擦力方向可能沿電梯向上，也可能向下【答案】CCX1H7T4I10O6S8X3HC5W6M4B6N3B8N4ZL4D10B10L8Y7H8T595、中國人民銀行發(fā)布的2019年第三季度中國貨幣政策執(zhí)行報(bào)告稱，當(dāng)前，中國仍實(shí)施常態(tài)貨幣政策。央行通過創(chuàng)新和完善宏觀調(diào)控，運(yùn)用多種貨幣政策工具，保持流動(dòng)性合理充裕；加大貨幣政策逆周期調(diào)節(jié)力度，通過改善貨幣政策傳導(dǎo)機(jī)制，落實(shí)金融對實(shí)體經(jīng)濟(jì)的支持。

A.經(jīng)濟(jì)趨熱，貨幣政策相應(yīng)緊縮

B.經(jīng)濟(jì)趨冷，貨幣政策相應(yīng)擴(kuò)張

C.經(jīng)濟(jì)趨冷，加大貨幣投放力度

D.經(jīng)濟(jì)趨熱，定向降低準(zhǔn)備金率【答案】DCJ8P4G8E7D6R4L3HP7Y10B3F5Y2J2L3ZX2F1Z4H9F10Q4X1096、按規(guī)定，我國商業(yè)銀行附屬資本最高不得超過（）的100%。

A.運(yùn)營資本

B.普通資本

C.實(shí)收資本

D.核心資本【答案】DCX8Q3P9G1E10T4A1HT5Z7R3U6Q7A1O3ZO7O5R3E9P2U6V497、我國第一部詩歌總集是（）。

A.《淮南子》

B.《山海經(jīng)》

C.《離騷》

D.《詩經(jīng)》【答案】DCM9P10K3R10Y3N9Q2HG1Q8I2F8E4N7J9ZH10I9Y8M7S4I4W398、在期權(quán)交易中，如果你預(yù)測某種股票的價(jià)格會(huì)上漲，則應(yīng)（）。

A.買人看漲期權(quán)

B.賣出看漲期權(quán)

C.買人看跌期權(quán)

D.買入雙重期權(quán)【答案】ACK7S4T3P5R7S9T8HR10Y2R5H7H8U7O3ZD4F8W2W9N4T3T199、以下屬于資本市場金融工具的是（）。

A.商業(yè)票據(jù)

B.回購協(xié)議

C.股票

D.可轉(zhuǎn)讓定期存單【答案】CCO5L1Z5E3K3G1Z9HD10L8O5I9Z6N5G3ZY7X8B6J6C5Q6M6100、Inthe20thcentury,womenbeganlivinglonger,______becausepregnancyandchild