2023年銀行招聘《銀行招聘綜合知識(shí)》重點(diǎn)考試題庫(kù)點(diǎn)睛提升題

地區(qū):_________________編號(hào):_________________姓名:_________________學(xué)校:_________________ 密封線 地區(qū):_________________編號(hào):_________________姓名:_________________學(xué)校:_________________ 密封線 密封線 2023年銀行招聘綜合知識(shí)題庫(kù)題號(hào)一二三四五六閱卷人總分得分注意事項(xiàng):1.全卷采用機(jī)器閱卷，請(qǐng)考生注意書(shū)寫(xiě)規(guī)范；考試時(shí)間為120分鐘。2.在作答前，考生請(qǐng)將自己的學(xué)校、姓名、地區(qū)、準(zhǔn)考證號(hào)涂寫(xiě)在試卷和答題卡規(guī)定位置。

3.部分必須使用2B鉛筆填涂;非選擇題部分必須使用黑色簽字筆書(shū)寫(xiě)，字體工整，筆跡清楚。

4.請(qǐng)按照題號(hào)在答題卡上與題目對(duì)應(yīng)的答題區(qū)域內(nèi)規(guī)范作答，超出答題區(qū)域書(shū)寫(xiě)的答案無(wú)效:在草稿紙、試卷上答題無(wú)效。A卷（第I卷）第I卷（考試時(shí)間:120分鐘）一、單選題1、某公司擬進(jìn)行一項(xiàng)固定資產(chǎn)投資決策．設(shè)定折現(xiàn)率為10％，有四個(gè)方案可供選擇：其中：甲方案的凈現(xiàn)值率為-12％；乙方案的內(nèi)部收益率為9％；丙方案的項(xiàng)目計(jì)算期為10年．凈現(xiàn)值為960萬(wàn)元，(P／A，10％，10)--6．1446；丁方案的項(xiàng)目計(jì)算期為11年，年等額凈回收額為136．23萬(wàn)元。最優(yōu)的投資方案是（）。A.甲方案B.乙方案C.丙方案D.丁方案答案：C本題解析：甲方案凈現(xiàn)值<0，乙方案內(nèi)部收益率136．23萬(wàn)元(丁方案的年等額凈回收額)，所以丙方案最優(yōu)。2、資料：FASTcarswhizzaround，mallsarefullofexpensiveluxuriesandcranesdominatetheskyline.ButscratchtheshimmeringsurfaceoftheGulfandyousoonfindcountrieshurtingfromthelowoilprice，currentlyaround$40abarrel.Growthisslowingandunemploymentisrising.Policymakersevendareutterathree-letter“t”worduntilrecentlytaboo：tax.OiliscentraltothesixGulfCo-operationCouncil（GCC）states，whichhaveusedthewindfallofthepastfewyearstospendlavishly.Unlikemanyoilexporters，suchasNigeriaandVenezuela，theyhavehighforeign-exchangereservesandlowdebtstocovershort-termgaps.Butpublicspendingisgenerousandtheprivatesectorisheavilyreliantonoiltoboot.Tobesustainableinaneraoflowerprices.therulersmustchangethestructureoftheireconomies.TheIMFreckonstheloweroilpriceknocked$340billionoffAraboil-exportingstates’governmentrevenuesin2015.Thisyearislookingworse.Moody’s，aratingsagency，thismonthdowngradedBahrainandOmanandputonwatchtheotherfourGCCstates：SaudiArabia，Kuwait，theUnitedArabEmirates（UAE）andQatar.“It’stheendofanerafortheGulf，”saysRazanNasserofHSBCinDubai.“Andwe’reonlyjuststartingtoseetheeffects.”O(jiān)ilreceiptstypicallyaccountformorethan80%ofGCCgovernmentrevenues，risingtoover90%ofSaudiArabia’sbudgetbeforethecrisis.Dubai，oneoftheemiratesmakinguptheUAE，isanexception，withoilaccountingforonly5%ofrevenues.Thatisbecauseithassuccessfullydiversifiedtourismandservicesaccountformostofitsgovernmentrevenues.Governmentsarereactingtothesqueezeontheirincomeswithamixtureofstrategies，drawingdownreservesandtakingondebtontheonehand，andimposingspendingcutsontheother.Lastyeartheymadetweaks，suchascurbingbenefitsforpublicservants.Thisyearwillbetougher.Omanhastoldallstate-ownedenterprisestoremoveperkssuchascars.QataricompaniesincludingAlJazeeraandtheQatarFoundation，aculturalorganization，havelaidoffemployees.Withsuchtweaks,Kuwait，theUAEandQatar，whichhavesmallpopulationsandhighforeignexchangereserves，cangetbyforadecade.Whatistheauthorimplyingbylastsentence？A.Kuwait，QatarandUAEwillfacetoughersituationthanotherpeersB.QatarandUAE’seconomywillbebetterthanthatofKuwaitC.LifeforSaudiArabia，OmanandBahrainwillonlybetougherD.AllGCCstateswillhardlysolvethehardproblem答案：C本題解析：本題考查的是推理判斷?！娟P(guān)鍵詞】implying；lastsentence【主題句】最后1自然段Withsuchtweaks，Kuwait，theUAEandQatar，whichhavesmallpopulationsandhighforeignexchangereserves，cangetbyforadecade.通過(guò)此番調(diào)整，人口少、外匯儲(chǔ)備高的科威特、阿聯(lián)酋和卡塔爾，可以挺上十年?！窘馕觥勘绢}的問(wèn)題是“根據(jù)上下文，可以推斷出什么？”A選項(xiàng)“科威特、卡塔爾和阿聯(lián)酋將面臨比其他同行更加嚴(yán)峻的形勢(shì)”；B選項(xiàng)“卡塔爾和阿聯(lián)酋的經(jīng)濟(jì)將優(yōu)于科威特”；C選項(xiàng)“沙特阿拉伯，阿曼和巴林的生活只會(huì)更加艱難”；D選項(xiàng)“所有海灣合作委員會(huì)國(guó)家都難以解決這個(gè)難題”。根據(jù)主題句，作者認(rèn)為科威特、阿聯(lián)酋和卡塔爾本身具備人口和外匯儲(chǔ)備的紅利，因此對(duì)未來(lái)十年發(fā)展持樂(lè)觀態(tài)度，言下之意，其他海灣合作委員會(huì)國(guó)家處境就相對(duì)艱難，故A、D選項(xiàng)錯(cuò)誤，C選項(xiàng)正確；主題句中未對(duì)這三個(gè)國(guó)家進(jìn)行比較，屬于盲目聯(lián)系，B選項(xiàng)錯(cuò)誤，故選C。3、通常我們講的國(guó)際間的貨幣可兌換指的是（）。A.經(jīng)常項(xiàng)目可兌換B.資本項(xiàng)目可兌換C.金融項(xiàng)目可兌換D.平衡賬戶可兌換答案：A本題解析：一國(guó)或某一貨幣區(qū)的居民可以在部分國(guó)際收支項(xiàng)目下，自由地將本國(guó)貨幣與外國(guó)貨幣相兌換。通常指經(jīng)常項(xiàng)目可兌換，國(guó)際貨幣基金組織認(rèn)為的貨幣可兌換主要也是指經(jīng)常項(xiàng)目可兌換。故A選項(xiàng)正確；資本和金融項(xiàng)目可兌換亦稱(chēng)“資本可兌換”。一種貨幣不僅在國(guó)際收支經(jīng)常性往來(lái)中可以自由兌換成其他貨幣，而且在資本項(xiàng)目上也可以自由兌換。這意味著一國(guó)取消對(duì)一切外匯收支的管制，通常這種情況各國(guó)是不允許發(fā)生的，故BC選項(xiàng)錯(cuò)誤；平衡賬戶屬于為了平衡國(guó)際貿(mào)易收支不平衡人為設(shè)立的賬戶，不存在平衡賬戶可兌換說(shuō)法，故D選項(xiàng)錯(cuò)誤；所以答案選A。4、人民法院對(duì)非訴案件的審査標(biāo)準(zhǔn)是（）。A.被申請(qǐng)執(zhí)行的具體行政行為是否違法B.被申請(qǐng)執(zhí)行的具體行政行為是否明顯違法C.被申請(qǐng)執(zhí)行的具體行政行為是否會(huì)損害被執(zhí)行人的合法權(quán)益D.被申請(qǐng)執(zhí)行的具體行政行為是否明顯違法且損害被執(zhí)行人的合法權(quán)益答案：D本題解析：人民法院對(duì)于非訴行政案件申請(qǐng)執(zhí)行的審查標(biāo)準(zhǔn)是被申請(qǐng)執(zhí)行的具體行政行為是否“明顯違法并損害被執(zhí)行人的合法權(quán)益”。5、Swimmingisanall-bodyworkout。It______smallmusclegroupsthatoftengetignoredinotherworkouts。A.helpsB.keepsC.healsD.works答案：D本題解析：本題考查動(dòng)詞詞義辨析。題目意為“游泳是一項(xiàng)全身運(yùn)動(dòng)。它適用于在其他運(yùn)動(dòng)中經(jīng)常被忽視的小肌肉群?！盇選項(xiàng)“幫助，改善”，B選項(xiàng)“保持，經(jīng)營(yíng)”，C選項(xiàng)“治愈，和解”，D選項(xiàng)“適用于”。根據(jù)句義，D選項(xiàng)符合題意。6、關(guān)于離岸金融市場(chǎng)的說(shuō)法中，不正確的是（）。A.與各國(guó)國(guó)內(nèi)金融市場(chǎng)相對(duì)獨(dú)立B.交易貨幣一般是市場(chǎng)所在國(guó)發(fā)行的C.交易雙方一般都是市場(chǎng)所在地的非居民D.基本上不受任何一國(guó)國(guó)內(nèi)政策法令的管制答案：B本題解析：離岸金融市場(chǎng)又稱(chēng)境外市場(chǎng)，主要是為非居民提供境外貨幣借貸投資、結(jié)算等金融業(yè)務(wù)和交易服務(wù)的國(guó)際金融市場(chǎng)。交易特點(diǎn)可以概括為：交易以非居民為主，市場(chǎng)獨(dú)立．不受任何一國(guó)政策法令限制，交易的是境外貨幣(市場(chǎng)發(fā)行國(guó)以外的貨幣)。7、2008年全球金融危機(jī)爆發(fā)以來(lái)，世界主要國(guó)家央行開(kāi)始采取特殊貨幣政策，美國(guó)在利率水平已經(jīng)接近紀(jì)錄最低時(shí)，推出了一系列非常規(guī)貨幣政策，包括為了支持銀行貸款的長(zhǎng)期流動(dòng)性供給，為壓低長(zhǎng)期利率的資產(chǎn)購(gòu)買(mǎi)計(jì)劃等，除美國(guó)以外，美國(guó)、日本和歐洲銀行也采取了非常規(guī)貨幣政策。IMF于2013年5月16日發(fā)布了《非常規(guī)貨幣政策：最近經(jīng)驗(yàn)與前景》報(bào)告，報(bào)告稱(chēng)發(fā)達(dá)國(guó)家的非常規(guī)貨幣政策在很大程度上幫助實(shí)現(xiàn)了該國(guó)政策目標(biāo)，諸如持續(xù)兩年左右的購(gòu)買(mǎi)國(guó)債計(jì)劃幫助美國(guó)和英國(guó)的GDP增速提升了約2個(gè)百分點(diǎn)，然而，發(fā)達(dá)國(guó)家的這些政策對(duì)世界其他國(guó)家也造成了很大的影響，大量資本流入拉丁美洲和亞洲，導(dǎo)致新興市場(chǎng)的匯率過(guò)度升值和波動(dòng)。當(dāng)利率下降到足夠低時(shí)，（）會(huì)趨于無(wú)限大。A.匯率B.投機(jī)性貨幣需求C.貨幣供給D.物價(jià)答案：B本題解析：根據(jù)凱恩斯流動(dòng)性陷阱，當(dāng)利率極低時(shí)，債券的價(jià)格極高，未來(lái)回落的可能性增大，人們會(huì)賣(mài)出債券，持有流動(dòng)性強(qiáng)的貨幣，此時(shí)投機(jī)性貨幣需求無(wú)窮大，故B項(xiàng)正確，ACD錯(cuò)誤。因此，選擇B選項(xiàng)。8、資料：Earlierthismonth,presidentsBarackObamaoftheUSandXiJinpingofChinamadeanimportantsymbolicgesturewhentheycommittedtheircountries,thetwolargestgreenhousegasemitters,totheParisclimateagreement.Itwastheclearestsignalyettoinvestorsworldwidethattheyneedtothinkabouttheimplicationsofglobalwarmingfortheirportfolios.OnFridayafternoontherewasanexampleofwhatthatmightmeanMrObama’sadministrationissuedanordertemporarilyblockingconstructiononasectionoftheDakotaAccessoilpipeline.ThemovewasaresponsetolocalconcernsraisedbytheStandingRockSiouxTribeaboutpotentialdamagetohistoricsitesandthethreatsofoilspills.ButitistheglobalissueofclimatechangethathadraisedtheprofileofDakotaAccess,makingitintoacausecelebreforUSenvironmentalcampaigners.BillMcK,whichplayedakeyroleinthesuccessfulefforttostoptheKeystoneXLpipelinefromCanada,hassuggestedthatMrObamacouldblockDakotaAccesspermanently,onthegroundsthatitwouldexacerbatethethreatofclimatechange.Lastmonth,theWhiteHouse’sCouncilonEnvironmentalQualityissuednewguidanceforfederalagencies,makingclearthattheirdecisionsshouldtakeintoaccount“thepotentialeffectsofaproposedactiononclimatechange”,andquantifytheirconsequencesforgreenhousegasemissions.DakotaAccessisintendedtocarrycrudeoil1,172milesfromNorthDakota,acentreoftheUSshalerevolution,toIllinois,enroutetorefineriesaroundAmerica.ThecasethatitwouldaddtoglobalgreenhousegasemissionwillbehardertomakethanforKeystoneXL,whichwouldhavebroughtcrudefromthehigh-emittingoilsandsofwesternCanada,butthecampaignersarecertaintotry.IfDakotaAccessisstopped,itwillhaveasignificantimpactnotjustonenergyTransferPartners,thecompanyleadingtheproject,butonallNorthDakotaoilproducersandtheircustomers,whowillbeforcedtousemoreexpensiverailtransport.Climatechangeisnowanunavoidablebusinessissue.Inanexcellentpaperlastweek,BlackRock,theworld’slargestfundmanager,setoutsomeofthewaysthatinvestorscanreducetheirexposuretotherisksandbenefitfromtheopportunitiesthatitcreates.Thepaperisalandmarkintherisingawarenessoftheissueamongmainstreaminvestors.Itisonethingwhenaphilanthropicfundwithassetsofafewhundredmilliontakesastandonclimateissues,quiteanotherwhenthewarningscomefromacompanywithabout$4.9tnundermanagement.AsBlackRockpointsout,investors’personalviewsonclimatescienceareirrelevant.Enoughgovernmentsandbusinessesareconvincedbythescientificconsensusthatthethreatisreal,andaredrivingregulatoryandtechnologicalchangesthatinterestedinyou.六Iftheworldistoreducetheriskofcatastrophicglobalwarmingtoacceptablelevels,therewillhavetobeahugereallocationofcapitalawayfromfossilfuelsandtowardlow-emissionenergysources.Thatshifthasbegun,butitneedstogomuchfurther.Thetransitionisnotstraightforward:foraslongasoilisthelifebloodoftheworld’stransport,pipelineswillbeneeded.ButwheninvestorsandboardsmakedecisionsaboutprojectslikeDakotaAccess,theywillhavetoconsidertheirimpactongreenhousegasemissions.Thefinancialconsequencesofclimatechangecannolongerbeignored.IfDakotaAccessisblockedpermanently,whowillbeimpactedexcept().A.ThecompaniesthatcarryouttheprojectB.EnvironmentalcampaignersC.NorthDakotaoilproducersD.Consumers答案：B本題解析：本題考查的是細(xì)節(jié)理解。【關(guān)鍵詞】DakotaAccess;blockedpermanently;impacted;except【主題句】第四段IfDakotaAccessisstopped,itwillhaveasignificantimpactnotjustonenergyTransferPartners,thecompanyleadingtheproject,butonallNorthDakotaoilproducersandtheircustomers,whowillbeforcedtousemoreexpensiverailtransport.如果達(dá)科他項(xiàng)目被全面叫停，不僅會(huì)對(duì)項(xiàng)目牽頭公司EnergyTransferPartners產(chǎn)生重大影響，還會(huì)對(duì)北達(dá)科他州的石油生產(chǎn)商及它們的客戶產(chǎn)生影響，他們將被迫采用成本更高的鐵路運(yùn)輸方式?！窘馕觥勘绢}問(wèn)“如果達(dá)科他管道被停用，除了（）都會(huì)被影響到？”。選項(xiàng)A意為“執(zhí)行該項(xiàng)目的公司”；選項(xiàng)B意為“環(huán)境活動(dòng)家”；選項(xiàng)C意為“北達(dá)科他州的石油生產(chǎn)國(guó)”；選項(xiàng)D意為“消費(fèi)者”。根據(jù)主題句可知受影響的有負(fù)責(zé)此次項(xiàng)目的公司，石油生產(chǎn)商和客戶。選項(xiàng)B并未提及。9、把下面的六個(gè)圖形分為兩類(lèi)，使每一類(lèi)圖形都有各自的共同特征或規(guī)律，分類(lèi)正確的一項(xiàng)是（）。A.①②⑤，③④⑥B.①④⑥，②③⑤C.①③④，②⑤⑥D(zhuǎn).①③⑤，②④⑥答案：B本題解析：②、③、⑤都是上下對(duì)稱(chēng)圖形，①、④、⑥都是左右對(duì)稱(chēng)圖形。因此，選擇B選項(xiàng)。10、一條隧道，甲單獨(dú)挖要20天完成，乙單獨(dú)挖要10天完成。如果甲先挖1天，然后乙接替甲挖1天，再有甲接替乙挖1天……兩人如此交替工作，挖完這條隧道共用多少天？A.14B.16C.15D.13答案：A本題解析：設(shè)總工程量為“1”，甲乙合作的效率為，則6個(gè)周期后工作，剩，由于第13天是甲挖，其工作效率為，故第13天不能挖完，需再挖一天，即14天。因此，選擇A選項(xiàng)。11、下列關(guān)于我國(guó)“四大名窟”的說(shuō)法，錯(cuò)誤的是（）A.四大名窟都是以中國(guó)佛教文化為特色的B.四大名窟都位于我國(guó)南北分界線以北C.四大名窟均始建于魏晉南北時(shí)期D.四大名窟分布于我國(guó)四個(gè)不同省份答案：D本題解析：本題考查文化常識(shí)。四大石窟指的是以中國(guó)佛教文化為特色的巨型石窟藝術(shù)景觀，包括：莫高窟（甘肅敦煌）、云岡石窟（山西大同）、龍門(mén)石窟（河南洛陽(yáng)）、麥積山石窟（甘肅天水），是中國(guó)古代傳統(tǒng)文化藝術(shù)的歷史瑰寶。故A說(shuō)法正確。南北分界線，秦嶺淮河一線，是我國(guó)傳統(tǒng)意義上南北方分界線，四大名窟都位于我國(guó)南北分界線以北，故B說(shuō)法正確。敦煌莫高窟，俗稱(chēng)千佛洞，坐落在河西走廊西端的敦煌。它始建于十六國(guó)的前秦時(shí)期，云岡石窟，位于山西省大同市西郊武州山南麓，始建于北魏時(shí)代，龍門(mén)石窟，位于中國(guó)中部河南省洛陽(yáng)市南郊12.5公里處，龍門(mén)峽谷東西兩崖的峭壁間。麥積山石窟，中國(guó)四大石窟之一的麥積山石窟，因該山狀如堆積的麥垛而得名，位于天水東南約30公里山中。據(jù)文獻(xiàn)記載，后秦時(shí)開(kāi)窟造像，創(chuàng)建佛寺，故C說(shuō)法正確。敦煌莫高窟和麥積山石窟都位于甘肅省，D錯(cuò)誤。故本題正確答案選D。12、劉強(qiáng)是某大型商場(chǎng)的總經(jīng)理，近日通過(guò)調(diào)查發(fā)現(xiàn)：商場(chǎng)基層員工近期工作效率下滑、缺勤率上升、工作積極性下降，基層員工與客戶的不和諧事件也呈上升趨勢(shì)。員工普遍反映：工作枯燥乏味，沒(méi)有挑戰(zhàn)性與職業(yè)生涯規(guī)劃，無(wú)法有效施展自己的才能；溝通機(jī)會(huì)少，沒(méi)有有效的溝通平臺(tái)；大齡未婚員工人數(shù)日漸上升，員工的這些情況反映出在高層次需要沒(méi)有得到滿足時(shí)，對(duì)低層次的需要就會(huì)顯得更加渴望，這符合（）的觀點(diǎn)。A.奧爾德佛（ERG）理論B.赫茨伯格雙因素理論C.馬斯洛需求層次理論D.麥克里蘭三重需求理論答案：A本題解析：奧爾德佛ERG理論認(rèn)為，生存、關(guān)系、成長(zhǎng)這三個(gè)層次需要中任何一個(gè)的缺少，不僅會(huì)促使人們?nèi)プ非笤搶哟蔚男枨?，也?huì)促使人們轉(zhuǎn)而追求高一層次的需要，還會(huì)使人進(jìn)而更多的追求低一層次的需要。任何時(shí)候，人們追求需要的層次順序并不那么嚴(yán)格，優(yōu)勢(shì)需要也不一定那么突出，因而激勵(lì)措施可以多樣化，當(dāng)較高層次需求受到挫折時(shí)，個(gè)體對(duì)低層次需求滿足的追求將越強(qiáng)烈。13、Iprefertotakeaplaneratherthan______atrain.A.tookB.takenC.takesD.take答案：D本題解析：本題考查prefer的用法。題目意為“與乘坐火車(chē)相比，我寧愿乘坐飛機(jī)?！眕refertodoratherthando，寧愿做某事而不愿做某事，所以選D。14、一般來(lái)講，在下列（）經(jīng)濟(jì)背景條件下證券市場(chǎng)呈上升走勢(shì)最有利。A.持續(xù)、穩(wěn)定、高速的GDP增長(zhǎng)B.高通脹下的GDP增長(zhǎng)C.宏觀調(diào)控下的GDP減速增長(zhǎng)D.轉(zhuǎn)折性的GDP變動(dòng)答案：A本題解析：在持續(xù)、穩(wěn)定、高速的GDP增長(zhǎng)情況下，社會(huì)總需求與總供給協(xié)調(diào)增長(zhǎng)，經(jīng)濟(jì)結(jié)構(gòu)逐步合理，趨于平衡，經(jīng)濟(jì)增長(zhǎng)來(lái)源于需求刺激并使得閑置的或利用率不高的資源得以更充分的利用，從而表明經(jīng)濟(jì)發(fā)展的勢(shì)頭良好，基于上述原因這時(shí)證券市場(chǎng)將呈現(xiàn)上升走勢(shì)。15、資料：Inasurvey,peoplewereaskedtochoosebetweentreatmentstosave600peoplefromdyingadisease.Participants,includingphysicians,wereaskedtochoosebetweenacertainoutcomethat200peoplewillbesavedandariskychoicewherethereisaone-thirdprobabilitythat600peoplewillbesavedandatwo-thirdsprobabilitythatnopeoplewillbesaved.Inasecondexample,thegroupwereaskedtochoosebetweenallowing400peopletodieoraone-thirdprobablythatnobodywilldieandtwo-thirdsprobabilitythat600peoplewilldie.Inbothexamples,thefirstchoiceshaveanidenticaloutcomeasdotheirsecondalternatives.Butfacedwithsuchagravechoicepeopledidnotspotthesimilarities.Inthefirstexamplepeopleoptedtosave200peopleoverthegambleoflosingpeopleandinthesecondexamplepeoplepreferredthegambleoverthecertainoutcomeofkilling400people.Whattheexperimentshowsisthatwordingcanhavepotentiallydangerousconsequences.Mostofpeopletendtofeellossesmuchmorestronglythanthepleasureofmakingacomparablegain.Inthesecondexample，morepeoplechoosetheoption（）？A.withaone-thirdprobabilitythatnobodywilldieB.withatwo-thirdsprobabilitythatnobodywillbesavedC.allowing400peopletodieD.that200peoplewillbesaved答案：A本題解析：本題考查的是細(xì)節(jié)理解。【關(guān)鍵詞】secondexample；morepeoplechoosetheoption【主題句】inthesecondexamplepeoplepreferredthegambleoverthecertainoutcomeofkilling400people.在第二個(gè)例子中，人們更傾向于冒險(xiǎn)，而不是殺死400人的特定結(jié)果。【解析】本題的問(wèn)題是“在第二個(gè)例子中，人們更傾向于哪個(gè)選擇？”。根據(jù)原文可知，選項(xiàng)B以及選項(xiàng)D為第二個(gè)例子中的措辭，故排除B、D。（Inasecondexample，thegroupwereaskedtochoosebetweenallowing400peopletodieoraone-thirdprobablythatnobodywilldieandtwo-thirdsprobabilitythat600peoplewilldie.）結(jié)合主題句，“inthesecondexamplepeoplepreferredthegambleoverthecertainoutcomeofkilling400people.在第二個(gè)例子中，人們更傾向于冒險(xiǎn)，而不是殺死400人的特定結(jié)果。”故選A。16、In1959FrederickHerzbergdevelopedtheTwo-Factortheoryofmotivation.Hisresearchshowedthatcertainfactorswerethetruemotivatorsorsatisfiers.Hygienefactors,incontrast,createddissatisfactioniftheywereabsentorinadequate.Dissatisfactioncouldbepreventedbyimprovementsinhygienefactorsbuttheseimprovementswouldnotaloneprovidemotivation.Herzbergshowedthattotrulymotivateanemployeeabusinessneedstocreateconditionsthatmakehimorherfeelfulfilledintheworkplace.CCompanyaimstomotivateitsemployeesbothbypayingattentiontohygienefactorsandbyenablingsatisfiers.Forexample,itmotivatesandempowersitsemployeesbyappropriateandtimelycommunication,bydelegatingresponsibilityandinvolvingstaffindecisionmaking.Itholdsforumseveryyearinwhichstaffcanbepartofthediscussionsonpayrises.Thisshowsrecognitionoftheworkpeopledoandrewardsthem.Thestaffcaneveninfluencewhatfoodgoesontoitsrestaurantmenus.Employeesthusbecomemotivatedtomakechoicesthatwillincreasetheiruseoftherestaurants.WhatarethefactorsthatmaketheemployeesfeelmotivatedaftertheytakepartinthediscussionsonpayrisesA.WorkitselfandresponsibilityB.Relationshipwithco-workersandpromotionC.RecognitionandachievementD.Jobsecurityandgrowth答案：C本題解析：本題考查的是細(xì)節(jié)理解【關(guān)鍵詞】factors;motivated;takepartinthediscussionsonpayrises【主題句】Itholdsforumseveryyearinwhichstaffcanbepartofthediscussionsonpayrises.Thisshowsrecognitionoftheworkpeopledoandrewardsthem.每年都會(huì)舉行員工可以參與討論加薪的論壇。這展示了對(duì)員工工資的認(rèn)同和回饋。?！窘馕觥款}目意為“什么因素使職員在參加提高工資討論后會(huì)很有動(dòng)力？”，選項(xiàng)A意為“工作本身和責(zé)任感”，選項(xiàng)B意為“和同事的關(guān)系和提升”，選項(xiàng)C意為“認(rèn)同感和成就”，選項(xiàng)D意為“工作保障和成長(zhǎng)”。根據(jù)主題句，選項(xiàng)C符合題意。17、國(guó)家統(tǒng)計(jì)局18日公布，2020年，我國(guó)國(guó)內(nèi)生產(chǎn)總值（GDP）首次突破（）大關(guān)，達(dá)101.5986萬(wàn)億元，同比增長(zhǎng)2.3%。A.60萬(wàn)億元B.50萬(wàn)億元C.100萬(wàn)億元D.80萬(wàn)億元答案：C本題解析：國(guó)家統(tǒng)計(jì)局2021年1月18日公布，2020年我國(guó)國(guó)內(nèi)生產(chǎn)總值為101.5986萬(wàn)億元，首次突破100萬(wàn)億元。按可比價(jià)格計(jì)算，去年我國(guó)GDP同比增長(zhǎng)2.3%。故本題正確答案選C。18、資料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.Theconcernisthegrowingawarenessofcentralbanks'waningabilitytoboostgrowthwithever-lowerinterestratesandever-biggerpurchasesofassets.Thedebateaboutif,whenandhowslowlytheUSFederalReservewillraiseinterestdragson,butifdownwardpressureonglobalbondyieldsfromtheEuropeanCentralBank（ECB）andtheBankofJapan's（BOJ）largesseisdrawingtoaclose,that'sabiggermilestoneformarkets.Aworldofhigherbondyieldsisonewherethepressuretoseekyieldinexoticplacesisdiminished.It'salsoaworldwherethecapitalgainsthataccompaniedfallingyieldsbecomecapitallossesandinvestorsquestionthemeritofbondsovercash（orequities）.Thissearchforyieldinexoticplaceshas,sincetheendofJanuary,helpedtheBrazilianrealgainmorethan20%againsttheUSdollar,withtheRussianroublemanagingalmostasmuch.Thedollar,itself,hasfallenbackisby7.5%fallintrade-weightedterms,unwindingnearly40%ofthegainsithasseensincemind-2014.There'snoneedtopanicaboutbondyieldsrising,becauseraterisesinJapanortheEurozoneareyearsawayandtheFed'sstilltinkering.But10-yearyieldsonbothGermanandJapanesegovernmentbondyieldsfellbelowzeroforthefirsttimeinlateJune.Theyhavebeenedginghigherthroughthesummer.It'salmostasifinvestorsreallyaren'tthatkeenontyingmoneyupatnegativeyieldsforthatlong–whynotsticktocash?IntheUS,estimatesof"neutral"realinterestratesaretumblingtoaroundzero.Estimatesofhowmuchslackthereisleftinthelabourmarketarebeingrevisedupandafterfiveyearswhenproductivitygrowthhasaveragedameasly0.5%,there'swidespreadacceptancethatit'sunlikelytoacceleratebymagic.Butevenifwetakeallofthisintoaccount,marketsarenowpricinginanextraordinarilyslowpaceofratehikesbytheFed–fromtheircurrent0.25-0.5%range,toabout0.75%bytheendof2017andto1%bytheendof2018.GDPgrowthstilloscillatesaround2%,theFed'sfavouredmeasureofinflationisat1.6%andtheunemploymentrateistrendinglower.Thepricingofthefuturepathofshorttermratesseemstoolowevenforthe"newnormal"economicenvironment.AllofthesecurrencieshavegainedagainstthepoundandIcan'tseethatchanging.ToomuchimportanceshouldnotbeplacedoneitherthecollapseinconfidenceimmediatelyafterthevotetoleavetheEUorthesubsequentbounce.TheeconomicimpactofleavingtheEUwillbefeltthroughdelayedinvestmentdecisionsasaresultofuncertaintyaboutwhenandonwhattermsithappens.Adebilitatingratherthanacorrosiveimpactontheeconomywillbeseeninslower,butpositivegrowth.Itwillalsobefeltinfurther（slower）sterlingweakness.TheBankofEnglandhasalreadycutpolicyratesfrom0.5%to0.25%,andthere'smoretocomefromboththeBankandthepoundoverthenextyear.A5%fallfromherewouldtakethepoundcloseto€1.1,andwecouldseeitfallbelow$1.25astheFederalReserveedgesrateshigher.Accordingtothethepassagewhichofthefollowingsistrue?A.TheFederalreservemayraisesinterestratesinDecember（aftertheUSelection）topushtowardstheGDPgrowtharound2%B.TheFedthinksthatthecurrentinflationrateintheUnitesStatesremainbelow1.6%tohelpincreasetheemploymentrateC.AfterthevotetoleavetheEUallofthesecurrenciesmentionedhavegainedagainstthepoundandsuchtrendwillcontinueonD.There’swidespreadacceptanceintheUnitedStatesthatrealinterestratesarefallingtoaroundzerowiththerisingsluggishlabourmarketandabout0.5%ofproductivitygrowthbutvariouseconomicindicatorswillnotappearmiraculousacceleratedphenomenon答案：C本題解析：本題考查的是細(xì)節(jié)理解。【關(guān)鍵詞】true【主題句】AllofthesecurrencieshavegainedagainstthepoundandIcan‘tseethatchanging.所有這些貨幣兌英鎊都升值了，我看不出有什么變化?！窘馕觥勘绢}問(wèn)的是“根據(jù)本文以下哪項(xiàng)是正確的？”選項(xiàng)A意為“美聯(lián)儲(chǔ)（Federalreserve）可能會(huì)在12月（美國(guó)大選后）提高利率，以推動(dòng)GDP增長(zhǎng)2%左右?！迸c文中“ThedebateaboutifwhenandhowslowlytheUSFederalReservewillraiseinterestdragson.美聯(lián)儲(chǔ)是否會(huì)在何時(shí)、如何緩慢的增加利率的討論仍在繼續(xù)。”不符，故錯(cuò)誤；選項(xiàng)B意為“美聯(lián)儲(chǔ)認(rèn)為，目前美國(guó)的通貨膨脹率仍低于1.6%，以幫助提高就業(yè)率。”與文中“GDPgrowthstilloscillatesaround2%theFed’sfavouredmeasureofinflationisat1.6%andtheunemploymentrateistrendinglower.國(guó)內(nèi)生產(chǎn)總值（GDP）增長(zhǎng)率仍徘徊在2%左右，美聯(lián)儲(chǔ)青睞的通脹指標(biāo)為1.6%，失業(yè)率也在下降?！辈环?，故錯(cuò)誤；選項(xiàng)C意為“在投票退出歐盟后，上述所有貨幣都對(duì)英鎊升值，這種趨勢(shì)將繼續(xù)下去?！苯Y(jié)合主題句，故正確；選項(xiàng)D意為“在美國(guó)，人們普遍認(rèn)為，隨著勞動(dòng)力市場(chǎng)的疲軟和生產(chǎn)率增長(zhǎng)的0.5%，實(shí)際利率將降至零左右，但各種經(jīng)濟(jì)指標(biāo)不會(huì)出現(xiàn)奇跡加速現(xiàn)象?！迸c文中“Estimatesofhowmuchslackthereisleftinthelabourmarketarebeingrevisedupandafterfiveyearswhenproductivitygrowthhasaveragedameasly0.5%there’swidespreadacceptancethatit’sunlikelytoacceleratebymagic.對(duì)勞動(dòng)力市場(chǎng)疲軟程度的預(yù)估正在被修正，五年后，當(dāng)生產(chǎn)率增長(zhǎng)只有微不足道的0.5%時(shí)，人們普遍認(rèn)為它不太可能奇跡般加速?！辈环叔e(cuò)誤。19、人民銀行規(guī)定的貸記卡透支年利率是（）。A.10%B.15%C.18%D.20%答案：C本題解析：根據(jù)中國(guó)人民銀行規(guī)定，目前貸記卡透支利率按日利率萬(wàn)分之五執(zhí)行；人民銀行規(guī)定的貸記卡透支年利率是百分之十八。C項(xiàng)，當(dāng)選；ABD項(xiàng)，不當(dāng)選。故本題正確答案選C。20、資料：OurgoalwiththenewMacBookwastodotheimpossible:engineerafull-sizeexperienceintothelightestandmostcompactMacnotebookever.Thatmeantreimaginingeveryelementtomakeitnotonlylighterandthinnerbutalsobetter.Theresultismorethanjustanewnotebook.It’sthefutureofthenotebook.Andnow,withsixth-generationIntelprocessors,improvedgraphicsperformance,fasterflashstorage,andupto10hoursofbatterylife.MacBookisevenmorecapable.ThemomentyouopenyourMacBook,itsgorgeous12-inchRetinadisplaywithedge-to-edgeglassbringseverythingintofocus.Everyphotoleapsoffthescreeninrich,vibrantdetail.Over3millionpixelsrendereachletterwithcrystalclarity.AnditallcomestolightonthethinnestRetinadisplayeveronaMac,meticulouslyhonedtodeliveraboldvisualexperiencewithinanimpossiblyminimaldesign.Whattypeofarticleisthis?A.AnoticeB.AnadvertisementC.AproposalD.Amemo答案：B本題解析：本題的問(wèn)題是“本文的類(lèi)型是什么？”。選項(xiàng)A意為“通知”；選項(xiàng)B意為“廣告”；選項(xiàng)C意為“提案，提議”；選項(xiàng)D意為“備忘錄”。根據(jù)主題句可知，本文是一個(gè)廣告，故選B。21、Twoyearsago,RupertMurdoch’sdaughter,Elisabeth,spokeofthe“unsettlingdearthofintegrityacrosssomanyofourinstitutions”.Integrityhadcollapsed,sheargued,becauseofacollectiveacceptancethattheonly"sortingmechanism"insocietyshouldbeprofitandthemarket.But"it'sus,humanbeings,wethepeoplewhocreatethesocietywewant,notprofit".Drivingherpointhome,shecontinued:“It’sincreasinglyapparentthattheabsenceofpurpose,ofamorallanguagewithingovernment,mediaorbusinesscouldbecomeoneofthemostdangerousgoalsforcapitalismandfreedom.”ThissameabsenceofmoralpurposewaswoundingcompaniessuchasNewsInternational,shethought,makingitmorelikelythatitwouldloseitswayasithadwithwidespreadillegaltelephonehacking.Asthehackingtrialconcludes-findingguiltyoneex-editoroftheNewsoftheWorld,AndyCoulson,forconspiringtohackphones,andfindinghispredecessor,RebekahBrooks,innocentofthesamecharge-thewiderissueofdearthofintegritystillstands.Journalistsareknowntohavehackedthephonesofupto5,500people.Thisishackingonanindustrialscale,aswasacknowledgedbyGlennMulcaire,themanhiredbytheNewsoftheWorldin2001tobethepointpersonforphonehacking.Othersawaittrial.Thissagastillunfolds.Inmanyrespects,thedearthofmoralpurposeframesnotonlythefactofsuchwidespreadphonehackingbutthetermsonwhichthetrialtookplace.OneoftheastonishingrevelationswashowlittleRebekahBrooksknewofwhatwentoninhernewsroom,howlittleshethoughttoaskandthefactthatsheneverinquiredhowthestoriesarrived.Thecoreofhersuccessfuldefensewasthatsheknewnothing.Intoday’sworld,ithasbecomenormalthatwell-paidexecutivesshouldnotbeaccountableforwhathappensintheorganizationsthattheyrun.Perhapsweshouldnotbesosurprised.Forageneration,thecollectivedoctrinehasbeenthatthesortingmechanismofsocietyshouldbeprofit.Thewordsthathavematteredareefficiency,flexibility,shareholdervalue,business-friendly,wealthgeneration,sales,impactand,innewspapers,circulation.Wordsdegradedtothemarginhavebeenjustice,fairness,tolerance,proportionalityandaccountability.ThepurposeofeditingtheNewsoftheWorldwasnottopromotereaderunderstanding,tobefairinwhatwaswrittenortobetrayanycommonhumanity.Itwastoruinlivesinthequestforcirculationandimpact.Ms.Brooksmayormaynothavehadsuspicionsabouthowherjournalistsgottheirstories,butsheaskednoquestions,gavenoinstructions-norreceivedtraceable,recordedanswers.ItcanbeinferredfromParagraph3that（）.A.GlennMulcairemaydenyphonehackingasacrimeB.morejournalistsmaybefoundguiltyofphonehackingC.AndyCoulsonshouldbeheldinnocentofthechargeD.phonehackingwillbeacceptedoncertainoccasions答案：B本題解析：定位到第三段Journalistsareknowntohavehackedthephonesofupto5,500people.可知描述的主要是記者群體的竊聽(tīng)事件，觀察選項(xiàng)可知只有選項(xiàng)B的表述與原文表達(dá)一致。故本題正確答案選B。22、國(guó)共第一次合作時(shí)期的革命運(yùn)動(dòng)被稱(chēng)為“大革命”，主要是因?yàn)椋ǎ.群眾基礎(chǔ)的廣泛性B.領(lǐng)導(dǎo)階級(jí)的先進(jìn)性C.革命果實(shí)的豐富性D.俄國(guó)幫助的進(jìn)步性答案：A本題解析：大革命時(shí)期，中國(guó)共產(chǎn)黨與國(guó)民黨合作，建立統(tǒng)一戰(zhàn)線，確立了建立的是民主聯(lián)合戰(zhàn)線的方針。23、Ihaveapresentationthismorning,andIneedtopreparecopiesofthereportforallthe（）.A.engineersB.attendeesC.boardofdirectorsD.Faculties答案：B本題解析：詞匯辨析。A項(xiàng)：工程師；B項(xiàng)：參會(huì)者；C項(xiàng)：董事會(huì)；D項(xiàng)：能力。句意：今天早上我有一個(gè)報(bào)告要做，我需要準(zhǔn)備一些供所有參會(huì)者使用。故本題正確答案選B。24、在工作中，小周不慎將計(jì)算機(jī)的電源線拔掉，導(dǎo)致計(jì)算機(jī)斷電關(guān)機(jī)。下列存儲(chǔ)器中，原存信息丟失可能性最大的是（）。A.軟盤(pán)存儲(chǔ)器B.ROM存儲(chǔ)器C.半導(dǎo)體RAM存儲(chǔ)器D.硬盤(pán)存儲(chǔ)器答案：C本題解析：ROM是只讀存儲(chǔ)器，即只解讀出事先所存數(shù)據(jù)的固態(tài)半導(dǎo)體存儲(chǔ)器，斷電是不丟失數(shù)據(jù)的。只有RAM，隨機(jī)存儲(chǔ)器，關(guān)掉電腦，RAM數(shù)據(jù)是全部丟失的。25、Mr.Leeistooweakto（）hisbusiness.A.dowithB.dowithoutC.doawaywithD.doup答案：A本題解析：“李先生太虛弱了，處理不了他的事情”。選項(xiàng)A：對(duì)付、處置；選項(xiàng)B：沒(méi)有...也可以；選項(xiàng)C：廢除、去掉；選項(xiàng)D：修繕、包扎。根據(jù)句意可知只有選項(xiàng)A合適，故本題正確答案選A。26、資料：JobResponsibilities:1.EntersIEPdataintointernaldatabase2.Reviewstherapistssessionnotesforaccuracyandfilestheminstudentcharts3.Preparesandsubmitsmonthlystatistics（attendance,mealcounts）toexpeditemealreimbursementunderCACFP4.EntersstudentdataontoCMRandpreparesmonthlyrosterforsubmission5.EnterchildrenintoPre-Krideranddoesupdatestosystemasneeded6.Assistswithpreparationofannualreviews,sortingreportsandmailingpacketstodistricts7.Preparesandrevisesschoolformsincludingrosters,classlists,stafflists,monthlycalendars,formletters,schedules,etc.8.Assistswithfiredrillsbytimingtheevacuationandmaintainingappropriaterecordstoensureprocedurepolicycompliance9.Maintainsdailystaffattendancerecords,preparesbi-weeklytimecards,trackspersonal,comp,sickandholidaytime10.TracksandmonitorsthedaycareprogramfortimelysubmissionofpaymentsandcontractsduringFallandSummerterms11.TracksenrollmentforUPKprogramperschoolyear12.Providessecretarialsupporttoensuresmoothflowofoperationsby:a）Typingalladministrativeandconfidentialreports,memosandcorrespondenceb）Maintaininginventoryofofficeandcleaningsuppliesbysubmittingorderswheninventoryislow,trackingordersandreceivingorderswhensuppliesaredelivered.c）Servesasthereceptionisttoreceiveanddirectphonecalls,takemessages,screenanddirectvisitorsReceiveandsortallincomingmail,packagesanddeliveries.d）Maintainsschooladministrativefilesbyfilingcorrespondence,schoolforms,memos,budgetsimmediatelyuponcompletion.e）Maintainsofficeequipmentinworkingorderbycontactingrepairpersonnel.Education:HighSchoolDiploma/GEDwithsecretarialTrainingExperience:5yearssecretarialexperienceSkills:Typing65wpm,excellentreceptionistskills,excellentinterpersonals