泰國金融科技行業(yè)市場(chǎng)前景及投資研究報(bào)告-培訓(xùn)課件外文版2024.4微信釘釘飛書

INDUSTRIES

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MARKETSFintechinThailandCHAPTER

01OverviewValueoffintechinvestmentsintheAsia-Pacificregionfrom2017to2022(inbillionU.S.dollars)FintechinvestmentsvalueAPAC2017-2022605050.250.540302010036.930.415.213.62017201820192020202120223Description:In2022,thetotalinvestmentsintofintechacrosstheAsia-Pacificregionamountedto50.5billionU.S.dollars.Thiswasamassiveincreasefrom2020,inwhich15.2billionU.S.dollarswasinvestedintothefintechsectorintheAsia-Pacificregion.ReadmoreNote(s):Asia,APAC;2017to2022;figuresasofDecember31,2022Source(s):KPMG;PitchBookMarketvalueofthefinancialtechnology(FinTech)sectorinThailandfrom2018to2022(inbillionThaibaht)FinTechindustrymarketvalueThailand2018-202245403530252042.5434.9718.8116.45201814.2920191510502020202120224Description:In2022,themarketvalueofthefinancialtechnology(FinTech)sectorinThailandamountedtoapproximately42.5billionThaibaht.FinancialTechnologyorFinTechisatechnology-basedbusinessthatenhancesorautomatesfinancialservicesandprocesses.ReadmoreNote(s):Thailand;2018to2022Source(s):DEPATransactionvalueoftheFinTechsectorinThailandfrom2017to2027(inbillionU.S.dollars)FInTechsectortransactionvalueThailand2017-202740353025201510533.9130.6726.8822.417.3312.3720228.495.12.821.450.71020172018201920202021202320242025202620275Description:Thetransactionvalueinthe'Neobanking'segmentofthefintechmarketinThailandwasforecasttocontinuouslyincreasebetween2023and2027byintotal16.6billionU.S.dollars(+95.79percent).Afterthetenthconsecutiveincreasingyear,theindicatorisestimatedtoreach33.91billionU.S.dollarsandthereforeanewpeakin2027.Notably,thetransactionvalueofthe'Neobanking'segmentofthefintechmarketwascontinuouslyincreasingoverthepastyears.

ReadmoreNote(s):Thailand;2017to2027Source(s):DigitalMarketInsightsNumberofusersintheFinTechsectorinThailandfrom2017to2027(inmillions)FintechsectorusersThailand2017-202714.013.513.012.512.011.513.6113.3613.112.8112.512.0811.8811.58202011.311.0710.8911.010.520172018201920212022202320242025202620276Description:Thenumberofusersinthe'Ride-hailing&Taxi'segmentofthesharedmobilitymarketinThailandwasforecasttocontinuouslyincreasebetween2023and2027byintotal1.1millionusers(+8.8percent).Afterthetenthconsecutiveincreasingyear,theindicatorisestimatedtoreach13.61millionusersandthereforeanewpeakin2027.Notably,thenumberofusersofthe'Ride-hailing&Taxi'segmentofthesharedmobilitymarketwascontinuouslyincreasingoverthepastyears.

ReadmoreNote(s):Thailand;2017to2027Source(s):DigitalMarketInsightsCHAPTER

02FinTechcompaniesNumberoffinancialtechnology(FinTech)companiesinThailandfrom2017to2022NumberofFinTechfirmsThailandfrom2017to20223503002502932872632502232001501005018102017201820192020202120228Description:In2022,therewereatotalof293financialtechnology(FinTech)firmsinThailand,whichwasanincreasecomparedtothepreviousyear.ThenumberofFinTechfirmsinThailandhasbeengrowingthroughouttheexaminedperiod.

ReadmoreNote(s):Thailand;2017to2022Source(s):PwC;SingaporeFinTechAssociation;UnitedOverseasBankDistributionoffinancialtechnology(FinTech)firmsinThailandin2021,bytypeoffirmDistributionofFinTechfirmsThailand2021,bytypeoffirmShareoffirms10%0%AlternativelendingPayments5%15%20%25%21%20%20%CryptocurrenciesInvestmentTech13%FinanceandaccountingTechInsurTech10%9%BankingTechBlockchaininfinancialservicesRegTech4%2%1%9Description:In2021,theshareofFinTechfirmsinThailandwashighestforpaymenttypeinstitutions,whichamountedto20percentcomparedtoothertypesofFinTechfirms.ThiswasfollowedbyalternativelendingandcryptocurrencyFinTechfirms.ReadmoreNote(s):Thailand;September30toOctober12,2021Source(s):PwC;SingaporeFinTechAssociation;TracxnTechnologies;UnitedOverseasBankLeadingfintechstartupsinThailandin2023,byfundingvalue(inmillionU.S.dollars)LeadingfintechstartupsThailand2023,byfundingvalueFundingvalueinmillionU.S.dollars100050150200250OpnAscendMoneySunday22215075Roojai69SCBAbacusMonix43.540RabbitCareFinnomena24.613.510Description:In2023,Opnwasthetop-fundedfintechstartupinThailand,withafundingvalueofapproximately222millionU.S.dollars.Opnwasfoundedin2013,mainlyfocusingondigitalpaymentsystemsandblockchaintechnologyforbusiness-to-consumer(B2C)environments.ReadmoreNote(s):Thailand;2022Source(s):FinTechNewsCHAPTER

03AlternativefinancingRevenueofthecrowdfundingindustryinThailand2018-2028(inthousandU.S.dollars)RevenueofthecrowdfundingindustryinThailand2018-20281,2001,00080060040020002018201920202021202220232024202520262027202812Description:Thetransactionvalueinthe'Crowdfunding'segmentoftheFinTechmarketinThailandwasforecasttocontinuouslyincreasebetween2023and2028byintotal202.1thousandU.S.dollars(+23.26percent).Aftertheeighthconsecutiveincreasingyear,theindicatorisestimatedtoreach1.1millionU.S.dollarsandthereforeanewpeakin2028.ReadmoreNote(s):Thailand;2018to2028Source(s):DigitalMarketInsightsTransactionvalueperuserofcrowdfundinginThailand2018-2028(inU.S.dollars)TransactionvalueperuserofcrowdfundinginThailand2018-20281,6001,4001,2001,446.991,351.71,271.281,203.71,141.541,117.181,077.721,081.331,030.121,034998.561,00080060040020002018201920202021202220232024202520262027202813Description:Theindicator'AverageFundingperCampaign'inthe'Crowdfunding'segmentoftheFinTechmarketinThailandwasforecasttocontinuouslyincreasebetween2023and2028byintotal365.7U.S.dollars(+33.82percent).Aftertheeighthconsecutiveincreasingyear,theindicatorisestimatedtoreach1,446.99U.S.dollarsandthereforeanewpeakin2028.ReadmoreNote(s):Thailand;2018to2028Source(s):DigitalMarketInsightsNumberofcrowdfundingcampaignsinThailandfrom2018to2028NumberofcrowdfundingcampaignsThailand2018-2028900813.87802.76803.53803.68797.22784.288007006005004003002001000763.91765.1740.11717.05707.692018201920202021202220232024202520262027202814Description:Theindicator'NumberofCampaigns'inthe'Crowdfunding'segmentoftheFinTechmarketinThailandwasforecasttocontinuouslydecreasebetween2023and2028byintotal63.4users.Accordingtothisforecastin2028,theindicatorwillhavedecreasedforthefourthconsecutiveyearto740.11users.ReadmoreNote(s):Thailand;2018to2028Source(s):DigitalMarketInsightsRevenueofthecrowdlendingindustryinThailand2018-2028(inmillionU.S.dollars)RevenueofthecrowdlendingindustryinThailand2018-2028121011.3611.0510.7410.4310.069.629.39.369.428.998.74864202018201920202021202220232024202520262027202815Description:Thetransactionvalueinthe'Crowdlending(Business)'segmentoftheFinTechmarketinThailandwasforecasttocontinuouslyincreasebetween2023and2028byintotal1.7millionU.S.dollars(+17.67percent).Aftertheeighthconsecutiveincreasingyear,theindicatorisestimatedtoreach11.36millionU.S.dollarsandthereforeanewpeakin2028.ReadmoreNote(s):Thailand;2018to2028Source(s):DigitalMarketInsightsTransactionvalueperuserofcrowdlendinginThailand2018-2028(inthousandU.S.dollars)TransactionvalueperuserofcrowdlendinginThailand2018-20282520.4520.2320.0219.7196317.9917.5717.6717.1517.2802018201920202021202220232024202520262027202816Description:Theindicator'AverageFundingperLoan'inthe'Crowdlending(Business)'segmentoftheFinTechmarketinThailandwasforecasttocontinuouslyincreasebetween2023and2028byintotalthreethousandU.S.dollars(+17.36percent).Accordingtothisforecastin2028,theindicatorwillhaveincreasedforthesixthconsecutiveyearto20.23thousandU.S.dollars.ReadmoreNote(s):Thailand;2018to2028Source(s):DigitalMarketInsightsNumberofloansfromcrowdlendinginThailand2018-2028NumberofloansfromcrowdlendinginThailand2018-2028600556.98559.29559.94560.53561.06561.53549.36529.74497.585004003002001000464.75439.492018201920202021202220232024202520262027202817Description:Theindicator'NumberofLoans'inthe'Crowdlending(Business)'segmentoftheFinTechmarketinThailandwasforecasttocontinuouslyincreasebetween2023and2028byintotal4.6users(+0.83percent).Afterthetenthconsecutiveincreasingyear,theindicatorisestimatedtoreach561.53usersandthereforeanewpeakin2028.Notably,theindicator'NumberofLoans'ofthe'Crowdlending(Business)'segmentoftheFinTechmarketwascontinuouslyincreasingoverthepastyears.

ReadmoreNote(s):Thailand;2018to2028Source(s):DigitalMarketInsightsCHAPTER

04DigitalpaymentsShareofconsumersthatownabankingorinsuranceapplicationontheirphoneinThailandasofFebruary2022MobilebankingorinsuranceappadoptionThailand2022Insuranceapp1%Both9%None19.5%Bankingapp70.5%19/statistics/1339906/thailand-mobile-banking-or-insurance-app-adoptionAccordingtoasurveyonindustryfocusinThailandasofFebruary2022,over70percentofrespondentshadbankingappsinstalledontheirphones.Incomparison,about19.5percentofThaisdidnothaveeitherbankingorinsuranceappsinstalled.

ReadmoreNote(s):Thailand;February2022;18yearsandolder;amongrespondentsacrossthecountrySource(s):StandardInsightsValueofinternetbankingtransactionsinThailandfrom2017tothe3rdquarterof2023(intrillionThaibaht)ValueofinternetbankingtransactionsThailand2017-2023353032.427.1725201510523.5323.6322.8420.348.498.228.320201720182019202020212022Q12023Q22023Q3202320Description:Inthethirdquarterof2023,thevalueofinternetbankingtransactionsinThailandamountedtoaround8.5trillionThaibaht.Thefiguresshowtheriseinthevalueofinternetbankingtransactionsinrecentyears.ReadmoreNote(s):Thailand;2017toQ32023Source(s):BankofThailandVolumeofinternetbankingtransactionsinThailandfrom2017tothethirdquarterof2023(inmillions)VolumeofinternetbankingtransactionsThailand2017-2023700600500603.83580.82458.38429.454003002001000284.77207.092017161.42141.28135.3820182019202020212022Q12023Q22023Q3202321Description:Inthethirdquarterof2023,thevolumeofInternetbankingtransactionsinThailandamountedtoaround161.4milliontransactions.Thefiguresshowasubstantialincreaseininternetbankingtransactionsfrom2018to2019.ReadmoreNote(s):Thailand;2017toQ32023Source(s):BankofThailandValueofPromptPaytransactionsinThailandfrom2017tothe3rdquarterof2023(inbillionThaibaht)ValueofPromptPaytransactionsThailand2017-202350,00045,00040,00035,00030,00025,00020,00043,206.4332,741.5920,806.5415,00010,0005,000013,184.56201911,924.98Q1202311,740.45Q220237,742.375,426.892018327.092017202020212022*Q32023*22Description:Inthethirdquarterof2023,PromptPaytransactionsamountedtoapproximately7.7trillionbahtinThailand.PromptPayisanonlinepaymentsystembasedoninternetbanking,mobilebankingorATMservices.ReadmoreNote(s):Thailand;2017toQ32023;*Preliminary.OneThaibahtequals0.028U.S.dollarsand0.026eurosasofJanuary2024.Transactionsbyusingeasy-to-rememberidentificationssuchasmobilephonenumbers,nationalidentitynumbers,[...]

ReadmoreSource(s):BankofThailandVolumeofPromptPaytransactionsinThailandfrom2017tothe3rdquarterof2023(inmillions)VolumeofPromptPaytransactionsThailand2017-202316,00014,00012,00010,0008,00014,809.4710,067.196,0005,306.124,627.71Q220234,455.42Q120233,510.974,0002,576.932,0001,037.63201888.04201702019202020212022*Q32023*23Description:Inthethirdquarterof2023,PromptPaytransactionsamountedtoaround3.5billiontransactionsinThailand.PromptPayisanonlinepaymentsystembasedoninternetbanking,mobilebanking,orATMservices.

ReadmoreNote(s):Thailand;2017toQ32023;*Preliminary.Thefigureshavebeenrounded.Transactionsbyusingeasy-to-rememberidentificationssuchasmobilephonenumbers,nationalidentitynumbers,corporatetaxnumbers,e-walletnumbers,or[...]

ReadmoreSource(s):BankofThailandCHAPTER

05CryptocurrencyRankingofcryptocurrencyadoptionindexinThailandin2021,bymetricCryptocurrencyadoptionindexThailand2021,bymetricRanking01020304050607080P2PexchangetradevolumeOn-chainretailvaluereceivedOn-chainvaluereceived7611725Description:In2021,Thailandranked7thcomparedtoothercountriesintermsofon-chainvaluereceivedasacryptocurrencyadoptionmetric.Thailandhasbecomeoneoftheleadingcountriesintheworldtoadoptcryptocurrenciesinrecentyears.

ReadmoreNote(s):Thailand;2021Source(s):ChainalysisMarketshareofthemosttradedcryptocurrenciesinThailandasofJanuary15,2024MarketshareofleadingcryptocurrenciesThailand2024AlphaFinanceLab1.91%Polygon1.27%Bitcoin2.04%USD3.22%PowerLedger4.96%Arbitrum5.13%PerpetualProtocol6.3%Tether40.33%Optimism9.25%Others25.59%26Description:AsofJanuary15,2024,TethertookthehighestmarketshareofthemosttradedcryptocurrenciesinThailand,whichaccountedforaround40.3percentoftheentiremarket.OtherleadingtradedcryptocurrenciesinThailandwereOptimismandPerpetualProtocol.ReadmoreNote(s):Thailand;January15,2024Source(s):SecuritiesandExchangeCommissionThailandLeadingcryptocurrencyexchangesinThailandin2021LeadingcryptocurrencyexchangesThailand2021Shareofrespondents0%10%20%30%40%50%60%70%80%BitkubBinance72%27%SatangPro13%27Description:In2021,BitkubwastheleadingexchangeforcryptocurrencyinThailand,with72percentoftherespondentsindicatingtheytradedonBitkub.Theexchangeplatformbecameextremelypopularduetothecompany'saggressivemarketingcampa