銀團借款合同英文版

銀團借款合同英文版合同編號：__________partiesthisagreement(hereinafterreferredtoasthe"loanagreement")isenteredintoonthedatefirstabovewrittenandbetweenthelenderspartyhereto(eacha"lender"andcollectivelythe"lenders")andtheborrowerpartyhereto(the"borrower").recitalswhereas,theborrowerrequiresadditionalfundsforthepurposeof(insertpurposeofborrowings,e.g.,workingcapital,capitalexpenditures,etc.);whereas,thelendersarewillingtoprovidesuchfundsonthetermsandconditionssetforthherein;now,therefore,inconsiderationofthemutualpromisescontainedhereinandforothergoodandvaluableconsideration,thereceiptandsufficiencyofwhicharehereacknowledged,thepartiesheretoagreeasfollows:article1.definitionsandinterpretation1.1definitions.asusedinthisloanagreement,thefollowingtermsshallhavethemeaningsassignedtotheminthisarticle1orasotherwisedefinedelsewhereinthisloanagreement:"adequateinterest"means(insertdefinition);"agreement"meansthisloanagreement,includingallschedulesandexhibitshereto,asthesamemaybeamended,restated,supplementedorotherwisemodifiedfromtimetotime;"applicablelaw"means(insertdefinition);"borrower"meanstheborrowerpartyhereto,asthesamemaybeamended,restated,supplementedorotherwisemodifiedfromtimetotime;"closing"meanstheclosingoftheloanevidencedthisloanagreement,asthesamemaybeamended,restated,supplementedorotherwisemodifiedfromtimetotime;"convertibledebtsecurities"means(insertdefinition);"default"meansanyeventthatconstitutesadefaultoraneventofdefaultunderthisloanagreement;"disbursement"meansadisbursementoftheloanproceedstotheborrowerinaccordancewiththetermsofthisloanagreement;"effectivedate"meansthedatethisloanagreementisexecutedthepartieshereto;"equityinterest"means(insertdefinition);"exchangeact"meansthesecuritiesexchangeactof1934,asamended,oranysuccessorstatutethereto,oranyrulesorregulationspromulgatedthereunder;"fiscalyear"meansthefiscalyearoftheborrower,asreflectedinthefinancialstatementsdeliveredtothelenders;"foreigncurrency"means(insertdefinition);"governmentalauthority"meansanyfederal,state,local,municipalorforeigngovernmentoranydepartment,agencyorinstrumentalityorpoliticalsubdivisionthereof;"hazardoussubstances"means(insertdefinition);"impacttest"means(insertdefinition);"interestpaymentdate"meansthe(insertinterestpaymentdate,e.g.,thirtiethdayaftertheendofeachcalendarquarter);"lender"meanseachlenderpartyhereto,asthesamemaybeamended,restated,supplementedorotherwisemodifiedfromtimetotime;"loan"meanstheloanevidencedthisloanagreement,asthesamemaybeamended,restated,supplementedorotherwisemodifiedfromtimetotime;"loanagreement"meansthisloanagreement,includingallschedulesandexhibitshereto,asthesamemaybeamended,restated,supplementedorotherwisemodifiedfromtimetotime;"loanproceeds"meanstheproceedsoftheloandisbursedtotheborrowerinaccordancewiththetermsofthisloanagreement;"mortgage"meansthemortgageandsecurityagreementtobeenteredintotheborrowerinfavorofthelenders,asthesamemaybeamended,restated,supplementedorotherwisemodifiedfromtimetotime;"notes"meansthepromissorynotesexecutedtheborrowerinfavorofthelenders,asthesamemaybeamended,restated,supplementedorotherwisemodifiedfromtimetotime;"obligations"meanstheloanandallotherobligationsoftheborrowerunderthisloanagreementandtheotherloandocuments;"patent"means(insertdefinition);"personalproperty"means(insertdefinition);"proceeds"means(insertdefinition);"property"means(insertdefinition);"regulatorychanges"means(insertdefinition);"requiredlenders"means(insertdefinition);"securitiesact"meansthesecuritiesactof1933,asamended,or一、附件列表：1.借款申請書2.借款人財務報表3.借款人信用評估報告4.貸款協(xié)議5.承諾函6.抵押和擔保協(xié)議7.貸款還款計劃表8.貸款用途證明文件9.相關(guān)法律文件二、違約行為及認定：1.未按約定的時間和金額償還貸款本息2.未按約定用途使用貸款3.未履行承諾函中的任何一項承諾4.財務狀況發(fā)生重大不利變化5.涉及重大法律訴訟或仲裁6.違反法律法規(guī)和合同條款的其他行為三、法律名詞及解釋：1.借款人：指借款協(xié)議中確定的借款方。2.貸款人：指貸款協(xié)議中確定的出借方。3.貸款：指貸款協(xié)議中約定的出借資金。4.利息：指借款人按照約定支付給貸款人的借款費用。5.違約：指借款人未履行貸款協(xié)議中的約定義務。6.抵押：指借款人將其財產(chǎn)權(quán)利轉(zhuǎn)移給貸款人，作為償還貸款的擔保。四、執(zhí)行中遇到的問題及解決辦法：1.問題：借款人無法按約定的時間和金額償還貸款本息。解決辦法：與借款人協(xié)商，制定還款計劃，必要時依法采取催收措施。2.問題：借款人未按約定用途使用貸款。解決辦法：要求借款人立即改正，并支付違約金。3.問題：借款人財務狀況發(fā)生重大不利變化。解決辦法：要求借款人提供補充擔保，或調(diào)整貸款額度。4.問題：涉及重大法律訴訟或仲裁。解決辦法：密切關(guān)注