借款合同中英文2024年

借款合同中英文2024年合同目錄Chapter1:GeneralProvisions1.1PurposeandPrinciplesoftheContract1.2LegalBasisoftheContract1.3ScopeofApplicationoftheContractChapter2:ContractingParties2.1QualificationsandRightsoftheBorrower2.2QualificationsandObligationsoftheLender2.3BasicInformationoftheContractingPartiesChapter3:LoanTerms3.1LoanAmountandCurrency3.2LoanPeriodandEffectiveDates3.3PurposeoftheLoanChapter4:InterestRatesandInterestCalculation4.1LoanInterestRate4.2InterestRateAdjustmentMechanism4.3InterestCalculationandPaymentMethodsChapter5:RepaymentMethods5.1DeterminationofRepaymentMethods5.2RepaymentSchedule5.3EarlyRepaymentandOverdueRepaymentChapter6:SecurityandGuarantees6.1TypesofSecurity6.2ResponsibilitiesoftheGuarantor6.3AssessmentandRegistrationoftheSecurityChapter7:Modification,Rescission,andTerminationoftheContract7.1ConditionsandProceduresforContractModification7.2ConditionsforContractRescission7.3CircumstancesforContractTerminationChapter8:LiabilityforBreachofContract8.1DefinitionofBreachofContract8.2AssumptionofLiabilityforBreachofContract8.3ExemptionandLimitationsofLiabilityforBreachofContractChapter9:DisputeResolution9.1MethodsofDisputeResolution9.2ProceduresforDisputeResolution9.3ApplicableLawandJurisdictionChapter10:EffectivenessandFilingoftheContract10.1ConditionsfortheEffectivenessoftheContract10.2ProceduresforContractFiling10.3PublicAnnouncementoftheContractChapter11:SupplementaryProvisions11.1DescriptionofSupplementaryProvisions11.2LegalEffectofSupplementaryProvisions11.3ModificationandRescissionofSupplementaryProvisionsChapter12:ExecutionoftheContract12.1SignatureSection12.2ExecutionDate12.3ExecutionLocationAboveisthecontractdirectoryfortheLoanAgreementinEnglishandChinesefortheyear2024.合同編號______Chapter1:GeneralProvisions1.1PurposeandPrinciplesoftheContractThiscontractisestablishedtooutlinetherightsandobligationsbetweentheBorrowerandtheLender,andtoensurethelegality,safety,andeffectivenessoftheloantransaction.Bothpartiesshalladheretotheprinciplesoffairnessandgoodfaithinperformingtheirrespectiveobligations.1.2LegalBasisoftheContractThiscontractismadeinaccordancewiththe"ContractLawofthePeople'sRepublicofChina"andotherrelevantlawsandregulations.1.3ScopeofApplicationoftheContractThiscontractappliestoallmattersrelatedtotheloantakenbytheBorrowerfromtheLender.Chapter2:ContractingParties2.1QualificationsandRightsoftheBorrowerTheBorrowermustbeanaturalperson,legalentity,orotherorganizationwithfullcapacityforcivilconduct.TheBorrowerhastherighttousetheloanaccordingtothecontractandtodemandthattheLenderissuetheloanontime.2.2QualificationsandObligationsoftheLenderTheLendermustbeafinancialinstitutionlegallyestablishedandqualifiedtomakeloans.TheLenderisresponsibleforissuingtheloaninatimelyandfullamountandhastherighttosupervisetheuseoftheloan.2.3BasicInformationoftheContractingPartiesNameoftheBorrower:______NameoftheLender:______AddressoftheBorrower:______AddressoftheLender:______2.3.1ContactInformationoftheBorrowerPhone:______Email:______2.3.2ContactInformationoftheLenderPhone:______Email:______Chapter3:LoanTerms3.1LoanAmountandCurrencyTheloanamountisRMB(inwords):______Yuan.ThecurrencyisRMB.3.2LoanPeriodandEffectiveDatesTheloanperiodisfrom______to______.3.3PurposeoftheLoanTheloanisintendedtobeusedfor______.TheBorrowermustusetheloanstrictlyaccordingtotheagreedpurpose.3.3.1SpecificUseoftheLoanSpecificUse:______3.3.2RestrictionsontheUseoftheLoanRestrictions:______Chapter4:InterestRatesandInterestCalculation4.1LoanInterestRateTheloaninterestrateisdeterminedbasedonthePeople'sBankofChina'spublishedbenchmarkinterestrateforthesameperiod,withanincreaseordecreaseof______%.4.2InterestRateAdjustmentMechanismIntheeventofanadjustmenttothebenchmarkinterestratebythePeople'sBankofChina,theloaninterestrateunderthiscontractshallbeadjustedaccordingly.4.3InterestCalculationandPaymentMethodsInterestiscalculatedbasedontheactualnumberofdaystheloanisused,andtheinterestpaymentmethodis______.4.3.1InterestCalculationFormulaFormula:______4.3.2InterestPaymentCycleCycle:______Chapter5:RepaymentMethods5.1DeterminationofRepaymentMethodsTheBorrowermaychooseoneofthefollowingrepaymentmethods:lump-sumrepaymentofprincipalandinterest,installmentrepayment,etc.5.2RepaymentScheduleTheBorrowershalldevelopadetailedrepaymentplanaccordingtotheagreedrepaymentmethodandhaveitconfirmedbytheLender.5.3EarlyRepaymentandOverdueRepaymentTheBorrowermayrepaytheloanearlyundertheconditionof______.Overduerepaymentshouldpaydefaultinterestaccordingtothecontractagreement.5.3.1ConditionsforEarlyRepaymentConditions:______5.3.2DefaultInterestforOverdueRepaymentCalculation:______（以下無正文）Chapter6:SecurityandGuarantees6.1TypesofSecurityTheloanunderthiscontractmaybesecuredbyguaranteesprovidedbyaguarantororbymortgagesorpledgesprovidedbytheBorrower.6.2ResponsibilitiesoftheGuarantorTheguarantorshallbearjointandseveralliabilityforthedebtsoftheBorrowerandtheguaranteeperiodshallbetwoyearsfromthedateofexpirationofthedebtperformanceperiod.6.3AssessmentandRegistrationoftheSecurityThesecurityshallbeassessedbyaqualifiedappraisalinstitutionandregisteredaccordingtolaw.6.3.1AssessmentoftheSecurityAppraisalInstitution:______AppraisedValue:______6.3.2RegistrationoftheSecurityRegistrationAuthority:______RegistrationDate:______Chapter7:Modification,Rescission,andTerminationoftheContract7.1ConditionsandProceduresforContractModificationOncethecontractissigned,nopartymayunilaterallyamenditwithouttheconsentofbothparties.Anyamendmentstothecontractshallbemadeinwritingandconfirmedbybothparties.7.2ConditionsforContractRescissionThecontractmayberescindedunderthefollowingconditions:seriousbreachofcontractbytheBorrower,theLenderisunabletocontinueprovidingloans,etc.7.3CircumstancesforContractTerminationThecontractshallterminatewhenalldebtsarefullyrepaid,whenthecontractisrescinded,orunderothercircumstancesstipulatedbylaw.7.4NoticeofModification,Rescission,andTerminationAnymodification,rescission,orterminationofthecontractshallbenotifiedtotheotherpartyinwritingatleast______daysinadvance.Chapter8:LiabilityforBreachofContract8.1DefinitionofBreachofContractBreachofcontractincludesbutisnotlimitedtotheBorrower'sfailuretorepayontime,theLender'sfailuretolendontime,etc.8.2AssumptionofLiabilityforBreachofContractThepartyinbreachshallassumeliabilityforbreachofcontract,includingpaymentofliquidateddamagesandcompensationforlosses.8.3ExemptionandLimitationsofLiabilityforBreachofContractInthecaseofforcemajeureorotherexemptingcircumstances,liabilityforbreachofcontractmaybepartiallyorfullyexempted.8.4CalculationofLiquidatedDamagesThemethodforcalculatingliquidateddamagesisasfollows:LiquidatedDamages=AmountofBreach×______%.Chapter9:DisputeResolution9.1MethodsofDisputeResolutionThepartiestothecontractshallfirstresolvedisputesthroughfriendlynegotiation.9.2ProceduresforDisputeResolutionIfnegotiationfails,thepartiesagreetosubmittothe______ArbitrationCommissionforarbitration.9.3ApplicableLawandJurisdictionThiscontractisgovernedbythelawsofthePeople'sRepublicofChinaandissubjecttothejurisdictionofthePeople'sCourtoftheplacewherethecontractissigned.9.4CostsofDisputeResolutionThepartythatlosesthedisputeresolutionshallbearthecostsincurredintheprocess.Chapter10:EffectivenessandFilingoftheContract10.1ConditionsfortheEffectivenessoftheContractThiscontractshalltakeeffectfromthedatewhenitissignedandsealedbybothparties.10.2ProceduresforContractFilingAfterthecontractissigned,itshallbefiledinaccordancewiththerequirementsofrelevantlawsandregulations.10.3PublicAnnouncementoftheContractAfterthecontracttakeseffect,itshallbepubliclyannouncedinaccordancewiththelawsothatrelevantpartiesareinformed.Chapter11:SupplementaryProvisions11.1DescriptionofSupplementaryProvisionsSupplementaryprovisionsarethesupplementsormodificationstothecontentofthiscontract.11.2LegalEffectofSupplementaryProvisionsSupplementaryprovisionshavethesamelegaleffectasthiscontract.11.3ModificationandRescissionofSupplementaryProvisionsThemodificationandrescissionofsupplementaryprovisionsshallfollowtherelevantprovisionsofthiscontractformodificationandrescission.Chapter12:ExecutionoftheContract12.1SignatureSectionBorrower(signatureorseal):______Lender(signatureorseal):______Guarantor(signatureorseal):______12.2ExecutionDateTheexecutiondateofthiscontractis______.12.3ExecutionLocationTheexecutionlocationofthiscontractis:______.12.4NumberofContractCopiesThiscontractismadein______copies,eachpartyholds______copies,andeachcopyhasthesamelegaleffect.Chapter13:AnnexestotheContract13.1LegalEffectofAnnexesTheannexestothecontractareanintegralpartofthecontractandhavethesamelegaleffectasthecontract.13.2ContentofAnnexesTheannexesincludebutarenotlimitedtothefinancialstatementsoftheBorrower,theloanapprovaldocumentsoftheLender,etc.13.3ProvisionofAnnexesAllpartiesshallensuretheauthenticityandlegalityoftheannexesandbearthecorrespondinglegalresponsibilities.Chapter14:SpecialProvisionsoftheContract14.1ContentofSpecialProvisionsThepartiesmayagreeonspecialprovisionsaccordingtotheactualsituation.14.2LegalEffectofSpecialProvisionsSpecialpro