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1、Unit 4,職業(yè)綜合英語 2,ENGLISH FOR CAREERS,Unit 4 Money,新職業(yè)英語,Contents,Warm-1,Task 1 Match the following currencies with their names. (Notes,Japanese Yen,United States Dollar,Pound Sterling,European Dollar,Korean Won,Canadian Dollar,Notes-1,Pound Sterling 英鎊 European Dollar 歐元 Canadian Dollar 加拿大元 United S
2、tates Dollar 美元 Japanese Yen 日元 Korean Won 韓國元 根據(jù)中國銀行2010 年12 月31 日外匯牌價 1 英鎊 10.31 人民幣元 1 美元 6.62 人民幣元 100 日元 7.97人民幣元 1 加拿大元 6.66人民幣元 1 歐元 8.58 人民幣元 100 韓國元 0.57 人民幣元,Warm-2,Task 2 Complete the table with appropriate currency codes and symbols,GBP,EUR,JPY,CNY/RMB,HKD,HK,Notes-2,Notes,currency code:
3、 貨幣代碼 currency symbol: 貨幣符號,Reading A,Reading A,Text,Task 1,Task 2,Business Know-how,Text A-1,The First Credit Card 1 Charging for products and services has become a way of life. No longer do people bring cash when they buy a sweater or an appliance, they charge it. Some people do it for the conveni
4、ence of not carrying cash; others do it so they can purchase an item they cannot yet afford. The credit card that allows them to do this is a 20th century invention,Reading A,Text A-2,Reading A,2 In the early 20th century, charge accounts became popular. With automobiles and airplanes, people now ha
5、d the option to travel to a variety of stores for their shopping needs. In an effort to capture customer loyalty, many stores and gas stations began to offer charge accounts for their customers which could be accessed by a card. Unfortunately, people needed to carry dozens of these cards if they wer
6、e to do a day of shopping,Text A-3,Reading A,3 A credit card that could be used at multiple stores was not invented until 1950. It all started when Frank McNamara, head of the Hamilton Credit Corporation, and two of his friends went out to supper to discuss a problem customer in 1949. 4 This particu
7、lar customer had lent a number of his charge cards to his poor neighbors who needed items in an emergency. For this service, the man required his neighbors to pay him back the cost of the original purchase plus some extra money. But many of his neighbors were unable to pay him back and he was forced
8、 to borrow money from the Hamilton Credit Corporation,Text A-4,5 At the end of the meal, McNamara was shocked to discover that he had forgotten his wallet. To his embarrassment, he had to call his wife and have her bring him some money. 6 Merging the two concepts from that dinnerthe lending of charg
9、e cards and not having cash on hand to pay for the meal, McNamara came up with a new idea: a credit card that could be used at multiple locations. He discussed the idea with his two friends and they started a new company called the Diners Club in 1950,Reading A,Text A-5,7 Instead of individual compa
10、nies offering credit to their own customers, the Diners Club offered credit to individuals for many companies. The companies who accepted the Diners Club credit card were charged 7 percent for each transaction while the subscribers to the card were charged a $3 annual fee. In the beginning, progress
11、 was difficult. However, the concept of the card grew and by the end of 1950, 20,000 people were using the Diners Club credit card,Reading A,Text A-6,8 The Diners Club credit card continued to grow more popular and didnt receive competition until 1958. In that year, both American Express and VISA ar
12、rived. The concept of a universal credit card had taken root and quickly spread across the world,Reading A,A-Trans-1,Reading A,第一張信用卡 1 記賬購買產(chǎn)品和服務(wù)已成為一種生活方式。人們不再帶現(xiàn)金去購買毛衣或電器,而是記賬消費。有些人這么做是因為不帶現(xiàn)金很方便,另一些人則是因為可以購買自己暫時買不起的東西。人們之所以能這么做是因為有了信用卡一項 20 世紀(jì)的發(fā)明,A-Trans-2,Reading A,2 20世紀(jì)早期,記賬賬戶流行了起來。有了汽車和飛機,人們可以選擇
13、去很多不同的商店以滿足購物需求。為了贏得顧客忠誠度,許多商店和加油站開始為顧客提供記賬賬戶,賬戶通過一張卡來使用。遺憾的是,人們要想逛一天街,那就得帶上許多這樣的卡,A-Trans-3,Reading A,3 能夠在多個商家使用的信用卡直到 1950 年才問世。這一切都起源于 1949 年的一天,哈米爾頓信用公司老板弗蘭克麥克納馬拉和兩位朋友出去吃晚飯,商討一個問題客戶的事情。 4 這位客戶將多張簽賬卡借給了他那些急需購物的窮鄰居。為此,他要求那些鄰居除了償還所購物品的原價之外再給點額外費用。但他們中大多數(shù)都無力償還,結(jié)果他只好從哈密爾頓信用公司借款,A-Trans-4,Reading A,5
14、 飯吃完了,麥克納馬拉發(fā)現(xiàn)自己竟忘了帶錢包。他不得不尷尬地打電話給妻子,讓她送錢來付賬。 6 那頓晚餐中有兩點外借記賬卡和沒有現(xiàn)金付飯錢讓麥克納馬拉產(chǎn)生了一個新念頭:發(fā)行一種能在多家商店使用的信用卡。他與兩位朋友商量后,于1950年共同創(chuàng)辦了一家名叫食客俱樂部的公司,A-Trans-5,Reading A,7 與每家公司獨自為其顧客提供信用不同的是,食客俱樂部代表多家公司為個人提供信用。接受食客俱樂部信用卡的公司每筆交易繳納7%的手續(xù)費,信用卡使用者則須繳納 3美元的年費。起初,這項業(yè)務(wù)舉步維艱。然而,這種信用卡概念逐漸普及開來。到了 1950年底,已有兩萬人在使用食客俱樂部的信用卡,A-Tr
15、ans-6,Reading A,8 食客俱樂部信用卡越來越流行,直到1958 年才面臨競爭對手。那年,美國運通卡和維薩信用卡問世。從此,通用信用卡的概念深入人心并迅速傳遍整個世界,to ask for an amount of money for goods or service,Reading A,charge for,e.g. What did they charge for the repair,Tran: 餐館向這個就餐者收費20英鎊,The restaurant charged 20 pounds for the dinner,v. to buy something,Reading
16、A,purchase,e.g. The equipment can be purchased from your local supplier,e.g. Please insure that you purchase your tickets for the film in advance,Tran: 他們花了一百萬美元購買了這塊土地,They purchased the land for $1 million,n. the act or process of buying something,Reading A,purchase,e.g. This company has just anno
17、unced its $3 million purchase for Park Hotel,e.g. If you are not satisfied with your purchase, we will give you a full refund,Tran: 留好收據(jù)作為你的購買憑據(jù),Keep your receipt as proof of your purchase,credit extended by a business to a customer,Reading A,charge account,e.g. My father has just bought a new house
18、 on his charge account,Tran: 我習(xí)慣用賒購賬戶購買我的日用必需品,I am used to buying my daily necessities on my charge account,option,Reading A,n. the freedom to choose what you do; something that you can choose to have or do,e.g. As I see it, we have two options,e.g. There are various options open to you,Tran: 對于我來說
19、上大學(xué)不是一個選擇,Going to university is not an option for me,v. to succeed in getting control of someone or something that other people are also trying to control,Reading A,capture,e.g. The novel captured the imagination of thousands of readers,e.g. The American drive to land a man on the moon captured the
20、 attention of the whole world,Tran: 這家公司已經(jīng)占據(jù)了當(dāng)?shù)厥袌?0%的份額,The company has now captured over 90% of the local market,v. to reach, enter or use something,Reading A,access,e.g. At the moment, the site can be accessed only by PCs running Windows,e.g. Bank customers can access their checking accounts insta
21、ntly through the electronic system,Tran: 我無法取出貴公司的文件,因為我把代碼忘了,I cant access the file on your company because Ive forgotten the code,a. many in number; involving many different people or things,Reading A,multiple,e.g. I have made multiple copies of documents for the participants of the meeting,I have
22、 got a multiple-entry visa,Tran: 我申請到了多次往返簽證,a. existing at the beginning of a particular period, process or activity,Reading A,original,e.g. The hotel still has many of its original features,e.g. The original picture is in the British Museum,Tran: 我覺得你應(yīng)該回到你最初的方案,I think you should go back to your o
23、riginal plan,n. shy, awkward or guilty feelings,Reading A,embarrassment,e.g. Much to her embarrassment, she realized that everybody had been listening to her singing,Tran: 他的辭職讓公司非常難堪,His resignation will be a severe embarrassment to the company,to make someone feel shy, awkward, especially in a soc
24、ial situation,Reading A,embarrass,e.g. Her question about my private life embarrassed me in the public,Tran: 我不想在他的朋友面前親吻他,那樣會讓他發(fā)窘,I didnt want to embarrass him by kissing him in front of his friends,v. to combine or make two or more things combine to form a single thing,Reading A,merge,e.g. Fact an
25、d fiction merge together in his latest novel. e.g. The villages expanded and merged into one large town. Tran: 他的部門和我的部門將會合并在一處。 His department will be merged with mine,n. an idea or a principle that is connected with something,Reading A,concept,e.g. The concept of social class is at the very core o
26、f his theory. e.g. It is difficult to grasp the concept of infinite space. Tran: 我不能夠理解抽象的概念。 I cannot understand the abstract concept,close by and ready when needed,Reading A,on hand,e.g. The emergency services were on hand with medical advice. Tran: 如果你需要的話,護士會馬上過來。 The nurse will be on hand if yo
27、u need her,a. considered separately rather than as part of a group,Reading A,individual,e.g. The minister refused to comment on the individual case. e.g. Treatment depends on the individual involved. Tran: 我們采訪了社區(qū)里每一個成員。 We interviewed each individual member of the community,n. a piece of business t
28、hat is done between people, especially an act of buying or selling,Reading A,transaction,e.g. We have not arranged financial transactions with those companies. e.g. His failure in this transaction was due to nothing else than his own carelessness. Tran: 你做完這單生意后想干些什么? What do you want to do after yo
29、u have concluded this transaction,n. a person who pays regularly to receive a service,Reading A,subscriber,e.g. Are you a pay TV service subscriber? e.g. The subscriber you dialed is power-off; please redial it later. Tran: 這個雜志正努力擴大它的征訂者。 The magazine is trying to get more subscribers,a. done by or
30、 involving all the people in the world or in a particular group,Reading A,universal,e.g. Such problems are a universal feature of old age,e.g. Agreement on this issue is almost universal. Tran: 音樂被稱為人類共同的語言。 Music has been called the universal language of human beings,of an idea) to become accepted
31、widely; (of a plant) to develop roots,Reading A,take root,e.g. The concepts of democracy and free trade are finally beginning to take root. e.g. Many European customs failed to take root in some Asian countries. Tran: 沒有雨水,植物不能扎根。 Plants cannot take root for lack of water,A-Task 1,Reading A,Task 1 R
32、ead the passage and fill in the table with important events in the development of credit cards,A-task 2,Reading A,Task 2 Correct the following statements according to the passage. An example has been given,In the early 20th century credit cards became popular. charge accounts 2. Charge accounts coul
33、d be accessed by cash. a card 3. Credit cards which couldbe used at a single merchant was invented in1950. 4. TheDiners Club offered charge accounts to individuals for manycompanies. 5. Thesubscribers tothe card were charged$3 each month. year 6. By 1958, the concept of a universal creditcard had ta
34、kenroot andquickly spreadacrossthe country,multiple merchants,credit,world,Business know-how,Business Know-how,Handling Money When Traveling Overseas,Reading B,Reading B,Text,Task 1,Task 2,Text B-1,Nanyang Commercial Bank (China) is committed to providing our customers with “one-stop” banking soluti
35、on. What is more, you can conveniently access a range of financial services via our Internet banking platform anytime, anywhere! Free and trouble-free service Simply by opening an RMB or foreign currency account at any of our branches or sub-branches, you will be entitled to our 24-hour Internet ban
36、king service. With a single Internet banking number, you can conduct various transactions for all accounts under your name without additional costs,Reading B,NCB (China) Online Banking Services,Text B-2,Convenient and reliable transaction channel With the use of widely-recognized encryption security
37、 technology and mobile dynamic password service, our Internet banking offers you complete peace of mind. Two-factor authentication * First-factor authenticationlog in password The password is required to log in the Internet banking website,Reading B,Text B-3,Second-factor authenticationmobile dynami
38、c password With the mobile dynamic password security feature, when you perform an important operation through Internet banking (e.g. transferring funds), a text message with a dynamic password will be sent directly to your mobile phone. You must then enter the mobile dynamic password in order to com
39、plete the transaction. * SMS Service Number: 00852 6450 1333,Reading B,Text B-4,Service scope Banking services Account balance inquiry of savings deposit, fixed deposit, current account and mortgage account Access to banking transaction details and remittance status Money transfer and remittance Fix
40、ed deposit service Call deposit service Foreign currency trading Financial information Inquiry of deposit interest rates and foreign currency exchange rates,Reading B,Text B-5,Account setting Management of your registered account and other third-party accounts, adjustment of transfer limit. Others R
41、equest for bank statement and change of Internet banking password,Reading B,B-Trans-1,Reading B,南商(中國)銀行 南商(中國)致力為客戶提供“一站式”的銀行服務(wù)。此外,您更可通過我們的網(wǎng)上服務(wù)平臺,隨時隨地便捷地享用多元化的銀行服務(wù)。 免費自由 易用放心 您只需在我們的任何一家分行或支行開設(shè)人民幣或外幣賬戶,便可享用 24 小時網(wǎng)上銀行服務(wù)。通過一個網(wǎng)上銀行賬號,您就能對名下所有賬戶進行多種交易操作,而這一切無需任何附加費用,B-Trans-2,Reading B,快捷方便 安全可靠 我們的網(wǎng)上銀行
42、采用了國際認(rèn)可標(biāo)準(zhǔn)的安全加密技術(shù),結(jié)合動態(tài)密碼技術(shù),讓您倍感安心。 雙重認(rèn)證 * 第一重認(rèn)證登錄密碼 您須通過密碼登錄網(wǎng)上銀行站點,B-Trans-3,Reading B,第二重認(rèn)證動態(tài)密碼 通過動態(tài)密碼安全技術(shù),當(dāng)您通過網(wǎng)銀進行轉(zhuǎn)賬匯款等重要交易時,動態(tài)密碼將以短信形式發(fā)送到您的移動電話。您則須輸入動態(tài)密碼來完成交易。 * 短信服務(wù)號碼:00852 6450 1333,B-Trans-4,Reading B,網(wǎng)上銀行服務(wù)范圍 理財服務(wù) 查詢賬戶余額,包括活期存款、定期存款、支票存款及按揭賬戶 查詢交易詳情及匯款記錄 轉(zhuǎn)賬、匯款服務(wù) 定期存款服務(wù) 通知存款服務(wù) 外匯買賣 財經(jīng)資訊 查詢存款利率
43、及外匯牌價,B-Trans-5,Reading B,賬戶設(shè)定 管理個人及第三方賬戶、設(shè)定轉(zhuǎn)賬額度 其他服務(wù) 申請月結(jié)單、更改網(wǎng)上銀行密碼,B-Task-1,Reading B,Task 1 Decide whether the following statements are true (T) or false (F) according to the passage,1. When conducting transactions through Internet banking, you have to pay extra fees. 2. The Internet banking only
44、 works during office hours of the bank. 3. The mobile dynamic password will be sent to your mobile phone via a text message. 4. Foreign currency exchange rates cannot be inquired through Internet banking. 5. You can adjust your transfer limit through Internet banking,F,F,T,F,T,B-Task-2,Reading B,Tas
45、k 2 Match the operations in the left column with the Internet banking services provided by NCB in the right column,Listening,Listening search online for todays exchange rates and figure out how many US dollars and pounds sterling Mr. Wang should take with him; Report your results to the class,Refere
46、nce,The following web pages about exchange rate are for your reference: http:/www.x- ,Mini-project,Language Lab,Language Lab,Task 1,Task 2,Task 3,Task 4,Task 5,LL-Task 1,Language Lab,Task 1 Match the words on the left with their meanings on the right,B,J,A,C,K,D,E,F,L,G,1.
47、Cable television companies have launched major campaigns to increase their number of _. 2. The big company _ various small businesses. 3. The ideas of parents usually _ in their children. 4. Weve discussed all the marketing _ and decided to go for television advertising. 5. The _ settlers in North A
48、merica are the Indians,LL-Task 2-1,Language Lab,Task 2 Complete the following sentences with the words from Task 1. Change the form if necessary,subscribers,merged,take root,options,original,6. The companys new car is based on an environmentally friendly _. 7. She has her own _ style of doing things
49、. The company is out to _ the European market. 9. We use the hall for _ purposes. 10.In order to conclude the _ we accept your price,LL-Task 2-2,Language Lab,concept,individual,capture,multiple,transaction,1. Our staff are always _ to help. 2. The government _ supporting technology development. 3. T
50、he database allows you to _ the sales figures in a number of ways. 4. We wont _ delivery if you pay now. 5. Theyve been working day and night _ get the products ready on time,LL-Task 3,Language Lab,Task 3 Complete the sentences with the following words or phrases. Change the form if necessary,on han
51、d,commits itself to/ is committed to,access,charge for,in an effort to,LL-Task 4 model 1,Language Lab,Task 4 Rewrite the following sentences after the models,LL-Task 4-1,Language Lab,Ill never forget the day when I met that famous poet. _ 2. I have seldom seen such a remarkable creature. _ 3. We not
52、 only lost all our money, but also came close to closing our lives. _ _,Never will I forget the day when I met that famous poet,Seldom have I seen such a remarkable creature,Not only did we lose all our money, but also we came close to losing our lives,LL-Task 4 model 2,Language Lab,Task 4 Rewrite the
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