銀行相關(guān)英語詞匯

1、個(gè)人收集整理僅供參考學(xué)習(xí)accountnumber帳號(hào)depositor存戶pay-inslip存款單adepositform存款單abandingmachine自動(dòng)存取機(jī)todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque

2、拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque空頭支票chequestub,counterfoil票根cashcheque現(xiàn)金支票traveler'scheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票canceledcheque已付支票forgedcheque偽支票Bandar'snote莊票，銀票banker專艮行家presi

3、dent行長savingsbank儲(chǔ)蓄車艮行ChaseBank大通銀行Citibank花旗銀行HongkongShanghaiBankingCorporation匯豐銀行CharteredBankofIndia,AustraliaandChina麥加利銀行BanquedeI'IndoChine東方匯理銀行centralbank,nationalbank,banker'sbank中央銀行bankofissue,bankofcirculation發(fā)行幣銀行commercialbank商業(yè)銀行，儲(chǔ)蓄信貸銀行memberbank,creditbank儲(chǔ)蓄信貸專艮行discountban

4、k貼現(xiàn)銀行exchangebank匯兌車艮行requestingbank委托開證專艮行issuingbank,openingbank開證銀行advisingbank,notifyingbank通知銀行negotiationbank議付專艮行confirmingbank保兌車艮行payingbank付款銀行associatebankerofcollection代收銀行consignedbankerofcollection委托銀行clearingbank清算車艮行l(wèi)ocalbank本地銀行domesticbank國內(nèi)專艮行overseasbank國外銀行unincorporatedbank錢莊br

5、anchbank專艮行分行trusteesavingsbank信托儲(chǔ)蓄車艮行trustcompany信托公司financialtrust金融信托公司unittrust信托投資公司trustinstitution銀行的信托部creditdepartment銀行的信用部commercialcreditcompany(discountcompany)商業(yè)信貸公司(貼現(xiàn)公司)文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)neighborhoodsavingsbank,bankofdeposit街道儲(chǔ)蓄所creditunion合作專艮行creditbureau商業(yè)興信所self-servicebank無人車艮行l(wèi)and

6、bank土地銀行constructionbank建設(shè)專艮行industrialandcommercialbank工商銀行bankofcommunications交通車艮行mutualsavingsbank互助儲(chǔ)蓄車艮行postofficesavingsbank郵局儲(chǔ)蓄車艮行mortgagebank,buildingsociety抵押銀行industrialbank實(shí)業(yè)銀行homeloanbank家宅貸款銀行reservebank準(zhǔn)備車艮行charteredbank特許車艮行correspondingbank往來專艮行merchantbank,acceptingbank承兌銀行investmen

7、tbank投資專艮行importandexportbank(EXIMBANK)進(jìn)出口銀行jointventurebank合資專艮行moneyshop,nativebank錢莊creditcooperatives信用社clearinghouse票據(jù)交換所publicaccounting公共會(huì)計(jì)businessaccounting商業(yè)會(huì)計(jì)costaccounting成本會(huì)計(jì)depreciationaccounting折舊會(huì)計(jì)computerizedaccounting電腦化會(huì)計(jì)generalledger總帳subsidiaryledger分戶帳cashbook現(xiàn)金出納帳cashaccount現(xiàn)金帳

8、journal,day-book日記帳，流水帳baddebts壞帳investment投資surplus結(jié)余idlecapital游資economiccycle經(jīng)濟(jì)周期economicboom經(jīng)濟(jì)繁榮economicrecession經(jīng)濟(jì)衰退economicdepression經(jīng)濟(jì)蕭條economiccrisis經(jīng)濟(jì)危機(jī)economicrecovery經(jīng)濟(jì)復(fù)蘇inflation通貨膨脹deflation通貨收縮devaluation貨幣貶值revaluation貨幣增值internationalbalanceofpayment國際收支favourablebalance順差adversebala

9、nce逆差hardcurrency硬通貨softcurrency軟通貨internationalmonetarysystem國際貨幣制度thepurchasingpowerofmoney貨幣購買力moneyincirculation貨幣流通量noteissue紙幣發(fā)行量nationalbudget國家預(yù)算nationalgrossproduct國民生產(chǎn)總值publicbond公債stock,share股票debenture債券treasurybill國庫券debtchain債務(wù)鏈directexchange直接(對角)套匯indirectexchange間接(三角)套匯crossrate,ar

10、bitragerate套匯匯率foreigncurrency(exchange)reserve夕卜匯儲(chǔ)備foreignexchangefluctuation夕卜匯波動(dòng)foreignexchangecrisis外匯危機(jī)discount貼現(xiàn)discountrate,bankrate貝占現(xiàn)率goldreserve黃金儲(chǔ)備money(financial)market金融市場stockexchange股票交易所broker經(jīng)紀(jì)人commission傭金bookkeeping簿記bookkeeper簿記員anapplicationform申請單bankstatement對帳單letterofcredit信

11、用證strongroom,vault保險(xiǎn)庫equitabletaxsystem等價(jià)稅貝Uspecimensignature簽字式樣bankinghours,businesshours營業(yè)時(shí)間銀行英語口語-新開帳戶Whatkindofaccountdidyouhaveinyourmind?你想開哪種帳戶？Doyouliketoopenacurrentaccount?你想開一個(gè)活期存款帳戶嗎？Adepositorcurrentaccount?定期還是活期？Pleasetellmehowyouwouldliketodeposityourmoney.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)請告訴我你想存何種戶頭

12、？There'saservicechargeforthecheckingaccountbutnochargeforthesavings.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)支票戶頭要收服務(wù)費(fèi)，現(xiàn)金戶頭不收。Ourminimumdepositforasavingsaccountis100dollars.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我們儲(chǔ)蓄存款的最低存款額是100美圓。Fiveyuanistheminimumoriginaldeposit.最低起存款額是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.文檔

13、收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)你可隨時(shí)以50美圓的起存額開立儲(chǔ)蓄帳戶。Evenoneyuanisallright.甚至一元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)這是你的存折，存取款時(shí)請帶來。保管好存折，遺失請告訴我們。Ishouldliketoopenacurrentaccount.我想開一個(gè)活期存款帳戶。IneedacheckingaccountsothatI

14、canpaymybill.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我需開個(gè)支票帳戶，這樣就能付帳。We'dliketoknowhowweopenachecking-savingsaccount.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我們想知道如何開一個(gè)支票儲(chǔ)蓄帳戶。Ihaveacheckingaccounthere.我在這里有一個(gè)支票存款帳戶。IthinkI'dlikeadepositaccount.我想要開個(gè)定期存款帳戶。CanIopenacurrentaccounthere?我能否在這兒開個(gè)活期存款帳戶？Iwanttoopenadepositaccountwithyou.我要開個(gè)儲(chǔ)蓄帳戶。I

15、'dliketoopenadepositaccountwithyou.我想在你們這兒開個(gè)定期存款帳戶。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingaccount?文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)請告訴我儲(chǔ)蓄存款與支票存款的區(qū)別好嗎？Pleasetellmetheprocedureforopeningasavingsaccount.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)請告訴我開個(gè)儲(chǔ)蓄帳戶需要什么手續(xù)。Will100yuanbeenoughforaminimumdeposit?100元作最低存款額夠嗎？I'dli

16、ketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我想知道開一個(gè)支票帳戶200元存款是否夠。Couldyoutellmehowtooperatethisaccount?請告訴我如何經(jīng)管這個(gè)帳戶好嗎？Isthereanyminimumforthefirstdeposit?第一次儲(chǔ)蓄有最低限額嗎？Howmuchdoeseachaccountcost?每個(gè)帳戶要花多少錢？UsefulPhrasescurrentdeposit,currentaccount活期存款fixeddeposi

17、t,fixedaccount定期存款fixeddepositbyinstallments零存整取jointaccount聯(lián)名存款帳戶toopenanaccount開戶頭銀行英語口語-存款Howmuchdoyouwanttodepositwithus?你想在我們這存多少？Howmuchdoyouwishtopayintoyouraccount?你希望在你的戶頭上存多少？Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)你計(jì)劃在你的戶頭上定期存放多少錢？Howmuchcashdoyouplantodepos

18、itinyouraccount?文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)你有多少錢要存入呢？Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我認(rèn)為你可把錢存入銀行，或留在銀行暫保管起來。Wouldyoupleasefillinthedepositingform,givingthesumofmoneyyou'retodepositaswellasyourname,addressandprofessionalunit?文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)請?zhí)顝埓婵顔危瑢?/p>

19、明要存的數(shù)額以及你的姓名，地址和工作的單位，好嗎？Iwanttodeposit300yuaninmyaccount.我想在我的戶頭上存300元。Iwanttodepositthesechequesinmyaccount.我想把這些支票存在我的戶頭上。I'dliketopay200yuanintomydepositaccount.我想在在我的定期存款戶頭上存200元。Iwanttodepositmypaycheck.我想存入我的工資支票。I'dliketoknowwhetherIcancashachequehere.我想知道我能否在這兌換支票。Willyoupleasecasht

20、histraveler'scheque?請兌現(xiàn)這張旅行支票好嗎？I'dliketocashthismoneyorder.我想兌現(xiàn)這張匯款單。Iwanttocashthebalanceofatraveler'sletterofcredit.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我要把旅行信用證的結(jié)余兌現(xiàn)。Willyoupleasetellmewhetheryouchargeforcheques?文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)請告訴我兌換支票收手續(xù)費(fèi)嗎？Couldyoutellmehowmuchthecheckscost?請告訴我這些支票要花多少錢？WhatifIoverdraw?

21、如果透支了怎么辦？Pleasesignyournameonthebottomlineifyouwanttocashthecheck.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)如果想兌支票，請?jiān)诘拙€上簽名。Pleasewriteyouraccountnumberonthebackofthecheck.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)請?jiān)谥北趁鎸懮夏愕膸ぬ?hào)。Wehonoredthecheckastheoverdraftwasonly5yuan.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我們承兌這張支票的透支額只有5元。Pleaseendorsethecheque.請背簽這張支票。Thetraveler'schec

22、kscost1.5%ofthetotalamountofpurchase.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)旅行支票手續(xù)費(fèi)是購買總額的1.5%。Here'sthechequebook.Whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveit"open".文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)這是一本支票簿，你郵寄支票時(shí)，注意要在支票上打叉線。但是如果你本人想開張兌現(xiàn)支票，就不可打叉線。Eachchequeyouwritewillcost2dollars.

23、你每開一張支票將花2美圓。UsefulWordsandPhrasesaccountnumber帳目編號(hào)depositor存戶pay-inslip存款單adepositform存款單abandingmachine自動(dòng)存取機(jī)todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonorac

24、heque兌付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque空頭支票chequestub,counterfoil票根cashcheque現(xiàn)金支票traveler'scheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票canceledcheque已付支票forgedcheque偽支票Bandar's

25、note莊票，銀票銀行英語口語-取款、結(jié)余I'dliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我想知道一下我是否能提取存款來支付天津購物的費(fèi)用。Iwanttowithdraw200dollarsfrommydepositaccount.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我要從我的定期存款中支取200美圓。Iwanttoclosemyaccountwithyou.我想結(jié)束在你們這兒的帳戶。I'dliketodraw100yuanagainstthisletterofcredi

26、t.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我想從這份信用證上提款100元。MayIdrawmoneyagainsttheletterofcredithere?文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我可以在這兒用這份信用證取錢嗎？Couldyoutellmemybalance?能否把存款結(jié)余金額告訴我？Pleaseletmeknowmybalance.請告訴我結(jié)余金額。Ithinkyoucandrawonthisaccountbychequeinpaymentofgoods.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我以為你可用支票提款支付購物費(fèi)用。Yourbalanceatthebankis300yuan.你在本行的結(jié)余

27、是300元。Yourdepositisexhausted.你的存款支凈了。Yourletterofcreditisusedup.你的信用證用完了。Pleasetellmehowyouwishtodrawyourmoney.請告訴我你希望怎樣支款。Fillourawithdrawalform,please.請?zhí)顚懭】顔?。Theletterofcreditisexhausted.信用證上的款子已提清。TheletteratCounter6willpayyouagainstyournumberslip.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)六號(hào)柜臺(tái)的出納員將根據(jù)你的號(hào)碼牌付給你錢。UsefulWordsan

28、dPhrasestocloseanaccount,toclearanaccount結(jié)清todrawmoney取款drawing-outslip取款單thenumberslip號(hào)碼牌awithdrawalform取款單tofillinthereceiptinduplicate一式兩份填這張收據(jù)teller,cashier出納員銀行英語口語-兌換貨幣Pleasetellmehowmuchyouwanttochange.請告訴我你要換多少。HowmuchoftheremittancedoyouwanttoconvertintoJapaneseyen僅檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)你要把多少匯款換成日圓

29、？Whatkindofcurrencydoyouwant?要哪種貨幣？What'sityouwishtochange?你有什么要換的？Whatkindofcurrencydoyouwanttochange?要換哪種貨幣？Inwhatdenominations?要什么面值的？Pleasetellmewhatnoteyouwant.請告訴我要什么鈔票。Willseventensbeallright?7張10元的可以嗎？Isitintraveler'scheques?換旅行支票嗎？I'dliketoknowhowIshallgiveittoyou.我想知道如何付錢給你。How

30、wouldyoulikeit?你要什么面額的？Wouldyoukindlysigntheexchangeform,givingyournameandaddress?文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)請?jiān)趦稉Q單上簽字，寫出你的姓名和地址，好嗎？Canyouchangemesomemoney,please?能否請你給我兌換一些錢？Hereitis,someFrenchfrancs,Swissfrancs,AmericandollarsandafewDutchguilders.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)這些就是：一些法國法郎，瑞士法郎，美圓和一些荷蘭盾。Wouldyoupleasegivemesev

31、enfive-poundnotes,fourpoundnotesandfourten-shillingnotes,andtherestinsmallchange.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)請你給我7張5鎊紙幣，4張1鎊紙幣，4張10先令紙幣，剩下的要零票。Wouldyoumindgivingmethesixpenceincoppers?勞駕給我6便士的銅幣。I'dliketoknowifyoucouldchangethismoneybackintoU.S.dollarsforme.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我想知道能否把這筆兌回成美圓。CouldyouchangetheseFr

32、enchfrancsforme?能給我兌換這些法國法郎嗎？Canyougiveme100dollarsinSwissfrancs?能否給我100美圓的瑞士法郎？I'dliketoconvertthefullamountoftheremittanceintoU.S.dollars.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我想把全部匯款換成美圓。I'dlikesomecoinsforthisnote.我想把這張紙幣換成硬幣。I'dliketobreakthis50dollarnote.我想把這張50美圓紙幣換開。Fivetwentiesandtensingles,please.請給我

33、5張20元和10張一元的。Ineed300dollarsin100-dollarcheques.我要300美圓票面為100美圓的支票。Ihopeyou'llgivemetentraveler'schequesof100dollarseach.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)我希望給我10張面額為100美圓的旅行支西Infives,please.請給我5元票面的。Couldyougivemesomesmallnotes?給我一些小票好嗎？UsefulWordsandPhrasescurrency,money貨幣moneychanging兌換貨幣anexchangeform兌換單ba

34、nknote鈔票noteoflargedenomination大票noteofsmalldenomination小票smallchange零錢subsidiarymoney輔幣nickelpiece饃幣plasticcurrencynotes塑料鈔票convertiblemoney可兌換（黃金）紙幣銀行英語口語-儲(chǔ)蓄存款利息What'stheinterestrateforthesavingsaccount?儲(chǔ)蓄存款的利率是多少？Doyoupayinterestonthisaccount?這種存款付給利息嗎？Pleasetellmewhattheannualinterestrateis.

35、請告訴我年利率是多少。Interestispaidattherateof1%perannumatpresent.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)目前每年的利率是1%。Itallowsyoutoearnalittleinterestonyourmoney.文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)這可使你從存款中獲得一點(diǎn)利息。Theaccountcarriesinterestof4%.該存款有4%的利息。Theinterestisaddedtoyouraccounteveryyear.每年的利息都加到你的存款中。Theinterestrateforthesavingsaccountis4%.儲(chǔ)蓄存款的利率是4

36、%。Itvariesfromtimetotime.Atpresentitis6%.（年息）每個(gè)時(shí)期都不同，現(xiàn)在是六厘。UsefulWordsandPhrasesinterestrate利率simpleinterest單利compoundinterest復(fù)禾1legalinterest法定利息primerate優(yōu)待利率payableinterest應(yīng)付禾U息lendingrate貸款利率usury高利貸thesubsidyrateforvalue-preservedsavings保值儲(chǔ)蓄補(bǔ)貼率文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)銀行英語口語-外匯率TellmethecurrentrateforRMB,please.請告訴我人民幣的現(xiàn)價(jià)。What'syoursellingrateforRMByuaninnotestoday?文檔收集自網(wǎng)絡(luò)，僅用于個(gè)人學(xué)習(xí)你們今天人民幣現(xiàn)鈔的售價(jià)是多少？What'sthedollargoingfortoday?美圓今天的售價(jià)是多少？Ourbuyingratefornotesis523yuanfor100dolla