香港匯豐銀行一般保險(xiǎn)條款、聲明、細(xì)則

1、.：.；Declaration, Terms and ConditionsAccidentSuranceDeclaration for AccidentSurance I, on behalf of each of myself, my spouse and my child/children (if any), hereby declare as follows:1.I (Insured)/We (Insured, insured spouse and insured child/children) hereby apply for AccidentSurance within the Ho

2、ng Kong Special Administrative Region and declare that the statements and particulars given in this application are to the best of my/our knowledge and belief, true and complete, and that this application will form the basis of my/our contract with AXA General Insurance Hong Kong Limited.2.I/We furt

3、her declare that: (i)I am/We are in good health and free from physical impairment or deformity.(ii)I and my insured spouse are both under 60 years of age and the insured child/children is/are six months of age or over but under 18 years of age or is a/are full-time student(s) at a school, college or

4、 university under 23 years of age.(iii)I am/We are Hong Kong Special Administrative Region residents.(iv)I/We have never been denied personal accident insurance.(v)I/We do not have any in-force AccidentSurance policy with AXA General Insurance Hong Kong Limited that was effected after 27 October 200

5、2, and have not had any AccidentSurance policy cancelled during the last six months.3.I/We understand that insured person(s) who engage in work or activities listed in the HYPERLINK hsbc.hk/1/2/hk/insurance/accident/accidhighlights t _blank Hazardous Activities List, will receive no benefits under t

6、he policy for Accidental Injury, Death or Medical Expenses which result from or are caused directly or indirectly by an Accident whilst carrying out such work or activity.4.I/We have read and understood the HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/insurance/pdf/pics_axa.pdf%20,popWin,%

7、20width=680,height=440,scrollbars=yes,resizable=yes); Personal Information Collection Statement, HYPERLINK hsbc.hk/1/2/hk/insurance/tc l accid#accid Terms and Conditions and the HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/insurance/pdf/accide.pdf%20,popWin,%20width=680,height=440,scrollba

8、rs=yes,resizable=yes); Policy Wording of this AccidentSurance and agree to be bound by the same.Terms and Conditions for AccidentSurance 1.Eligibility (age limits)Applicants family members are:legally married spouse under 60 years of age all legally dependent unmarried children, including step child

9、ren and legally adopted children, who are six months of age or over but under 18 years of age or full-time students at a school, college or university under 23 years of age 2.Benefits Payable(i)Spouse:Same as the Insureds(ii)Children:Cash Benefit for Accidental Injury or Death: 20% of the InsuredMed

10、ical expenses: 20% of the Insureds (Daily limit same as the Insureds)Chinese bonesetter expenses: 20% of the Insureds (Daily limit same as the Insureds)3.Premium Payment MethodPremiums may be paid by direct debit to a designated credit card account.4.Renewal AgreementAccidentSurance will be renewed

11、upon payment of premium when due, otherwise it will be cancelled automatically.5.Refund of Premium (i)For monthly payment policyThis policy is subject to minimum payment of two months premium in advance which is not refundable upon termination unless the policy is cancelled within 15 days of the rec

12、eipt of the policy (i.e. from the date of application). (ii)For annual payment policyThis policy is subject to the payment of the annual premium in advance. All premium paid will at all times be subject to the Premium Refund Rules upon the termination of AccidentSurance except where AccidentSurance

13、is cancelled within 15 days of the receipt of the policy (i.e. from the date of application), where a full refund will be made. 6.Privacy and Security StatementOnce you submit an online application of this AccidentSurance, you shall be deemed to have read, understood and agreed to the Privacy and Se

14、curity Statement. If you have not already read this Statement, please do so by clicking HYPERLINK hsbc.hk/1/2/privacy-security t _blank here.Please refer to HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/insurance/pdf/accide.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes)

15、; Policy Wording for full detailed terms and conditions. For more information, please call Insurance Service Hotline on (852) 2867 8678.不測(cè)萬全保不測(cè)萬全保聲明本人，并代表配偶及子女如適用，作出以下聲明：1.本人投保人/本人等投保人及受保配偶與子女于香港特別行政區(qū)境內(nèi)懇求不測(cè)萬全保并聲明就本人等所知所信，本懇求書內(nèi)的各項(xiàng)陳說及細(xì)節(jié)均屬真實(shí)無訛及完好，且本懇求書將會(huì)成為本人等與安盛保險(xiǎn)所簽署合約的根據(jù)。2.本人等更作以下聲明：(i)本人等如今身體安康，身體無任何

16、的缺陷。(ii)本人和受保配偶的年齡均低于60歲，受保子女的年齡那么介乎六個(gè)月或以上及18歲以下，或23歲以下而在本保險(xiǎn)生效日時(shí)在學(xué)校、學(xué)院或大學(xué)就讀的全日制學(xué)生。(iii)本人等均是香港特別行政區(qū)居民。(iv)本人等從未被回絕懇求任何個(gè)人不測(cè)保險(xiǎn)。(v)本人等現(xiàn)時(shí)并未持有由安盛保險(xiǎn)于2002年10月27日或以后發(fā)出的不測(cè)萬全保保單，亦未有在過去六個(gè)月內(nèi)取消任何不測(cè)萬全保保單。3.本人等明白此保單將不承保從事任何 HYPERLINK hsbc.hk/1/2/simplified/hk/insurance/accident/accidhighlights t _blank 高危活動(dòng)類別的受保人，

17、在受雇于或在執(zhí)行此等任務(wù)或活動(dòng)時(shí)直接或間接產(chǎn)生或招致的不測(cè)受傷、不測(cè)身亡或醫(yī)療費(fèi)用。4.本人等已閱讀及明白 HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/zh/insurance/pdf/pics_axa.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); 搜集個(gè)人資料聲明及此不測(cè)萬全保之 HYPERLINK hsbc.hk/1/2/simplified/hk/insurance/tc l accid#accid 條款及規(guī)定及 HYPERLINK

18、 javascript:pws_popupPdf(/content/hongkongpws/chinese/insurance/pdf/accidc.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); 保單內(nèi)容，并贊同接受其約束。不測(cè)萬全保條款及細(xì)那么 1.投保資歷 年齡限制 懇求人的合資歷家屬只限于:60歲以下的合法配偶。 一切未婚并受供養(yǎng)的合法子女，包括繼子女和合法領(lǐng)養(yǎng)的子女，唯年齡須在六個(gè)月或以上及18歲以下，或23歲以下而在學(xué)校、學(xué)院或大學(xué)就讀的全日制學(xué)生。 2.賠償額 (i)配偶:與投保人一樣(ii

19、)子女:不測(cè)受傷或身亡的現(xiàn)金賠償: 根本保額之20%醫(yī)療費(fèi)用: 投保人之20% 每日賠償額與投保人一樣。跌打費(fèi)用: 投保人之20% 每日賠償額與投保人一樣。3.保費(fèi)繳付方法保費(fèi)將直接在指定的信譽(yù)卡戶口內(nèi)扣除。4.續(xù)保協(xié)議不測(cè)萬全保將于保費(fèi)到期日于繳付保費(fèi)時(shí)自動(dòng)續(xù)保，否那么將自動(dòng)被終止。5.保費(fèi)退還 (i)月繳保單勝利懇求人須預(yù)繳最少兩個(gè)月保費(fèi)。除非接獲保單后15天內(nèi)由懇求日期起計(jì)算取消該保單，否那么一切預(yù)繳保費(fèi)將不獲退還。 (ii)年繳保單勝利懇求人須預(yù)繳全年保費(fèi)。如在接獲保單后15天內(nèi)由懇求日期起計(jì)算取消該保單，保費(fèi)會(huì)全數(shù)退還，否那么保費(fèi)退還將根據(jù)退還保費(fèi)條款而定。 6.私隱與保安聲明您在網(wǎng)

20、上懇求不測(cè)萬全保時(shí)，將被視為已閱讀、明白及贊同所列之私隱與保安聲明。倘假設(shè)您尚未閱讀該聲明，請(qǐng)按 HYPERLINK hsbc.hk/1/2/simplified/privacy-security 此處。有關(guān)條款及規(guī)定之概略，請(qǐng)參閱 HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/chinese/insurance/pdf/accidc.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); 保單。如有查詢，請(qǐng)致電保險(xiǎn)效力熱線 (852) 2867 8

21、678。Fire InsuranceDeclaration for Fire Insurance 1.I (Applicant) have read and understood the HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/insurance/pdf/pics_axa.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); Personal Information Collection Statement.2.I hereby apply

22、for Fire Insurance within the Hong Kong Special Administrative Region and declare that the statements and particulars given in this application are to the best of my knowledge and belief, true and complete, and this application will form the basis of my contract with AXA General Insurance Hong Kong

23、Limited. I further declare that: (i)My insured property is built of bricks, stone and concrete and roofed with concrete.(ii)My insured property is less than 40 years of age.(iii)My insured property is not used for commercial purposes and is located in a permanent building in Hong Kong SAR.(iv)I am/w

24、ill be the legal owner of this insured property by the Policy Commencement Date.(v)I have never had any fire insurance applications rejected or accepted on special terms by any insurance company.(vi)I do not have any Fire Insurance policy of my insured property with AXA General Insurance Hong Kong L

25、imited cancelled during the last six months.(vii)I understand that, in respect my choice of sum insured, this HYPERLINK JavaScript:pws_popupPdf(/content/hongkongpws/insurance/pdf/firee.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); Policy Wording is subject to Average clause (r

26、efer to clause 11 of the policy) and Reinstatement Value Insurance (refer to clause A19 of the policy) in the event of under-insurance.Terms and Conditions for Fire Insurance 1.EligibilityApplicant must be 18 (by last birthday) or over.2.Insurance Coverage and Clauses ClausesStandard CoverComprehens

27、ive CoverA7Foundations ExclusionFoundations ExclusionA12Mortgagee/Non-Occupying Landlord ClauseMortgagee/Non-Occupying Landlord ClauseA13Mortgagee ClauseMortgagee ClauseA19Reinstatement Value Insurance(not applicable to stock)Reinstatement Value Insurance(not applicable to stock)B24Occupancy Warrant

28、y AOccupancy Warranty AB25Occupancy Warranty BOccupancy Warranty BX02N/AAircraftX04ExplosionExplosionX5AN/ARiot and StrikeX06N/AMalicious DamageX8AN/AVehicle Impact (by third party vehicle)X10EarthquakeEarthquakeX12Typhoon, Windstorm and FloodTyphoon, Windstorm and FloodX13N/AWater Tanks, Apparatus

29、and PipesE15Landslide and SubsidenceLandslide & Subsidence3.Premium Payment MethodPremium can be paid by direct debit to designated credit card account.4.Renewal AgreementRenewal letter will be sent to your last known correspondence address about 45 days prior to your policys annual expiry date. The

30、 policy will be automatically renewed for another year on successfully debiting the annual premium from your designated direct debit account.5.Refund of PremiumThis HYPERLINK JavaScript:pws_popupPdf(/content/hongkongpws/insurance/pdf/firee.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizab

31、le=yes); Policy Wording is subject to minimum payment of HK$400 or following short period refund rate, whichever is higher. Period of InsurancePremium PaymentExceedingNot exceeding-5 days2.5% of annual premium5 days15 days5%15 days1 month10%1 month45 days15%45 days2 months20%2 months3 months30%3 mon

32、ths4 months40%4 months5 months50%5 months6 months60%6 months7 months70%7 months8 months80%8 months9 months85%9 months10 months90%10 months11 months95%11 months-Full annual premium6.Privacy and Security StatementOnce you submit an online application of this Fire Insurance, you shall be deemed to have

33、 read, understood and agreed to the Privacy and Security Statement. If you have not already read this Statement, please do so by clicking HYPERLINK hsbc.hk/1/2/privacy-security t _blank here.Please refer to the HYPERLINK JavaScript:pws_popupPdf(/content/hongkongpws/insurance/pdf/firee.pdf%20,popWin,

34、%20width=680,height=440,scrollbars=yes,resizable=yes); Policy Wording for details on Exclusions, Geographical limits, Termination notice, Governing Version and terms and conditions. For further information, please call Insurance Service Hotline on (852) 2867 8678.火險(xiǎn)火險(xiǎn)聲明1.本人知悉及明白 HYPERLINK javascript

35、:pws_popupPdf(/content/hongkongpws/zh/insurance/pdf/pics_axa.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); 搜集個(gè)人資料聲明的內(nèi)容。2.本人于香港特別行政區(qū)境內(nèi)懇求火險(xiǎn)并聲明就本人所知所信，本懇求書內(nèi)的各項(xiàng)陳說及細(xì)節(jié)均真實(shí)無訛及完好，且本懇求書將會(huì)構(gòu)本錢人與安盛保險(xiǎn)所簽署合約的根據(jù)。本人更作出以下聲明 : (i)本人的居所是用磚、石及混凝土筑成，屋頂那么用混凝土建造。(ii)本人的居所樓齡不超越40年。(iii)本人的居所是非商業(yè)用途及位于香港

36、特別行政區(qū)的永久落成住宅大廈內(nèi)。(iv)本人現(xiàn)時(shí)或在保單生效時(shí)是此住所的合法戶主。(v)本人從未被回絕懇求火險(xiǎn)或接受其它保險(xiǎn)公司之特別條款。(vi)本人沒有在過去六個(gè)月內(nèi)取消此居所與安盛保險(xiǎn)之火險(xiǎn)保單。(vii)本人明白如本人定之投保額缺乏時(shí)，是會(huì)根據(jù)本 HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/chinese/insurance/pdf/firec.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); 保單之比例分?jǐn)?請(qǐng)參閱保單條款11)及修

37、復(fù)價(jià)值保險(xiǎn) (請(qǐng)參閱保單條款A(yù)19) 條款?；痣U(xiǎn)條款及細(xì)那么 1.投保資歷懇求人年齡必需18歲或以上。2.承保工程及條款 條款根本保證全面保證A7地基除外責(zé)任地基除外責(zé)任A12承押人/非居住業(yè)主條款承押人/非居住業(yè)主條款A(yù)13承押人條款承押人條款A(yù)19修復(fù)價(jià)值保險(xiǎn)(不適用于存貨)修復(fù)價(jià)值保險(xiǎn)(不適用于存貨)B24居住保證A居住保證AB25居住保證B居住保證BX02不適用空難X04爆炸爆炸X5A不適用暴動(dòng)及罷工X06不適用惡意損毀X8A不適用汽車碰撞(由第三者的汽車引致者)X10地震地震X12臺(tái)風(fēng)、暴風(fēng)及洪水臺(tái)風(fēng)、暴風(fēng)及洪水X13不適用水箱、輸水安裝或水管E15山泥傾瀉及地陷山泥傾瀉及地陷3.保

38、費(fèi)繳付方法保費(fèi)將直接從指定的信譽(yù)卡戶口扣除。4.續(xù)保協(xié)議續(xù)保通知書會(huì)于您的火險(xiǎn)保單到期日之前45天內(nèi)將寄往最后所知的通訊地址。只需勝利從您所指定的戶口扣除保費(fèi)，保單即會(huì)自動(dòng)續(xù)保。5.保費(fèi)退還本 HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/chinese/insurance/pdf/firec.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); 保單是根據(jù)最低收費(fèi)款項(xiàng)港幣400元或以下的短期退還保費(fèi)表，以較高者計(jì)算。 已受保期需繳交保費(fèi)超越不超越

39、-5日2.5%的年費(fèi)5日15日5%15日1個(gè)月10%1個(gè)月45日15%45日2個(gè)月20%2個(gè)月3個(gè)月30%3個(gè)月4個(gè)月40%4個(gè)月5個(gè)月50%5個(gè)月6個(gè)月60%6個(gè)月7個(gè)月70%7個(gè)月8個(gè)月80%8個(gè)月9個(gè)月85%9個(gè)月10個(gè)月90%10個(gè)月11個(gè)月95%11個(gè)月-全數(shù)保費(fèi)6.私隱與保安聲明您在網(wǎng)上懇求火險(xiǎn)時(shí)，應(yīng)已參閱、明白及贊同所列的私隱與保安聲明。您假設(shè)未參閱該聲明，請(qǐng)按 HYPERLINK hsbc.hk/1/2/simplified/privacy-security t _blank 此處。有關(guān)不受保工程、終止保單及適用文本、條款及細(xì)那么的概略，請(qǐng)參閱 HYPERLINK javasc

40、ript:pws_popupPdf(/content/hongkongpws/chinese/insurance/pdf/firec.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); 保單。查詢概略，請(qǐng)致電保險(xiǎn)效力熱線(852) 2867 8678。Terms and Conditions for FirstCare 1.EligibilityThe following family members of the applicant who are eligible for coverage: Legall

41、y married spouse under 75 years of age (or under 65 years of age if applying for Company Top-up Plan or Outpatient benefit) All legally dependent unmarried children, including step children and legally adopted children, who are aged 15 days to 17 years (inclusive) or in full-time education at a scho

42、ol, college or university under 23 years of age 2.Premium PaymentPremium must be paid by direct debit from a designated credit card account. 3.Renewal Arrangement Renewal letter will be sent to your last known correspondence address about 45 days prior to your policy expiry. Renewal and subsequent a

43、nnual premiums will be collected from your designated credit card account. Upon receipt of your renewal premium, we will issue new medical card(s) and schedule of benefits to you. Renewal is arranged automatically and is guaranteed for life. The premium payable upon policy renewal and the terms of a

44、ny renewal may not be the same as for the expiring policy and will be determined by AXA General Insurance Hong Kong Limited at its absolute discretion. 4.Change of planChange of plan type is not allowed during the policy period. For change of plan type upon policy renewal, you should submit your req

45、uest for change at least one month before policy expiry. Any change if approved will only be effective upon policy renewal.5.Refund of premiumThis policy is subject to the payment of the annual premium in advance which is subject to premium refund rule of the policy unless the policy is cancelled wi

46、thin 15 days of the receipt of the policy.6.Privacy and Security StatementOnce you submit an online application for FirstCare, you shall be deemed to have read, understood and agreed to the Personal Information Collection Statement and Privacy and Security Statement. If you have not read these State

47、ments, please do so by clicking HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/insurance/pdf/pics_axa.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); Personal Information Collection Statement and HYPERLINK hsbc.hk/1/2/privacy-security Privacy and Security Statement. 7.Ou

48、tpatient BenefitIf you have selected the optional outpatient benefit, the valid FirstCare Card must be presented on registration at the network clinic in order to receive the outpatient benefit.Please refer to the HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/insurance/pdf/firstcaree.pdf%20

49、,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); Policy Wording for full policy terms and conditions. For further information, please call Insurance Service Hotline on (852) 2867 8678.摯關(guān)懷醫(yī)療方案摯關(guān)懷醫(yī)療方案條款及細(xì)那么 1.投保資歷以下懇求人的家屬，有資歷受保此方案： 75歲以下的合法配偶 (假設(shè)投保公司增值方案或門診保證那么為65歲以下) 一切未婚并受供養(yǎng)的合法子女，包括繼子女

50、和合法領(lǐng)養(yǎng)的子女，唯年齡須介乎15天至17歲包括首尾年齡或23歲以下而在學(xué)校、學(xué)院或大學(xué)就讀的全日制學(xué)生。 2.保費(fèi)繳付方法保費(fèi)須直接在指定的信譽(yù)卡戶口內(nèi)扣除。 3.續(xù)保安排 續(xù)保通知書會(huì)于您的摯關(guān)懷醫(yī)療方案保單到期日之前45天內(nèi)寄往最后所知的通訊地址。隨后應(yīng)繳付的每年保費(fèi)會(huì)根據(jù)您投保時(shí)所指定的信譽(yù)卡戶口內(nèi)扣除。當(dāng)收到續(xù)保保費(fèi)后，我們會(huì)發(fā)出新的醫(yī)療卡及保證工程表。 本保單將自動(dòng)及保證可終身續(xù)保。續(xù)保保費(fèi)及條款能夠與到期之保單不同及會(huì)由安盛保險(xiǎn)全權(quán)厘定。 4.更改投保方案在保單承保期內(nèi)，不能更改保證方案。您可于續(xù)保時(shí)更改保證方案，但必需于保單到期日前1個(gè)月遞交有關(guān)懇求。有關(guān)更改將于批核后才開場(chǎng)生

51、效。5.保費(fèi)退還懇求人須預(yù)繳全年保費(fèi)，而有關(guān)保費(fèi)的退回安排，將根據(jù)保單退還保費(fèi)條款而定。除非懇求人于接獲保單后15天內(nèi)要求取消該保單。6.私隱與保安聲明您在網(wǎng)上懇求摯關(guān)懷醫(yī)療方案時(shí)，將被視為已閱讀、明白及贊同所列之搜集個(gè)人資料聲明及私隱與保安聲明。倘假設(shè)您尚未閱讀該聲明，請(qǐng)按 HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/chinese/insurance/pdf/pics_axa.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); 搜集個(gè)人資料

52、聲明及 HYPERLINK hsbc.hk/1/2/simplified/privacy-security 私隱與保安聲明。 7.門診保證假設(shè)您己揀選門診保證于網(wǎng)絡(luò)醫(yī)生求診時(shí)必需出示有效摯關(guān)懷醫(yī)療卡，否那么有關(guān)門診保證將不獲賠償。有關(guān)條款及細(xì)那么的概略，請(qǐng)參閱 HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/chinese/insurance/pdf/firstcarec.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); 保單。查詢概略，請(qǐng)致電保

53、險(xiǎn)效力熱線(852) 2867 8678。Golfers Insurance PackageDeclaration for Golfers Insurance Package1.I (Insured)/We (Insured and insureds spouse) have read and understood the HYPERLINK javascript:pws_popupPdf(/content/hongkongpws/insurance/pdf/pics_axa.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resiza

54、ble=yes); Personal Information Collection Statement.2.I/We understand that this application will form the basis of my/our contract with AXA General Insurance Hong Kong Limited.3.I/We hereby apply for Golfers Insurance Package within the Hong Kong Special Administrative Region and declare that the st

55、atements made in or in connection with this application are true and complete and that I/we have not withheld any material facts which are likely to affect acceptance or assessment of the insurance cover requested. I/We understand that in case of doubt as to whether AXA General Insurance Hong Kong L

56、imited should be informed of certain facts, I/we should call Insurance Service Hotline on (852) 2867 8678. Failure to disclose any material facts referred to above may mean that the Policy will not provide the Insured Person(s) with the required coverage, or may invalidate the Policy altogether. I/W

57、e further declare that(i)I am /We are both aged between 18 to 65.(ii)I am/We are amateur golfer(s).(iii)I am/We are residents of the Hong Kong Special Administrative Region.(iv)I/We have never had any of my/our applications for personal insurance rejected or have had any of such insurance policies c

58、ancelled by any insurance companies.(v)I/We have never made any claim relating to golfers equipment, personal effects, hole-in one expenses, personal liability or personal accident under any insurance in the last 3 years.4.I/We understand and agree that no refund of premium will be made once the ins

59、urance is effected.5.I/We understand that AXA General Insurance Hong Kong Limited will send an invitation to renew to us regarding renewal of the Policy in the future and my/our application for renewal of the Policy is subject to the approval of AXA General Insurance Hong Kong Limited.6.I/We have re

60、ad and understand the HYPERLINK hsbc.hk/1/2/hk/insurance/tc l golfer#golfer Terms and Conditions and the HYPERLINK JavaScript:pws_popupPdf(/content/hongkongpws/insurance/pdf/golfere.pdf%20,popWin,%20width=680,height=440,scrollbars=yes,resizable=yes); Policy Wording of this Golfers Insurance Package