應用型大學英語綜合教程二unit6課件

1、上海交通大學出版社 Book 2應用型大學英語系列教程應用型大學英語綜合教程 Application-oriented college English Course 上海交通大學出版社 Book 2應用型大學英語系列教程上海交通大學出版社 BackNextLanguage Skills DevelopmentLanguage in UseEnhancement of Language Abilities Unit 6Unit SixTable of Contents上海交通大學出版社 BackNextLanguage 上海交通大學出版社 Focus1 contentBackNextPart 1

2、 Language Skills DevelopmentStarterText: The Debtor GenerationWorking with words and phrasesDiscussionPractice: interpretingPractice: translationPractice: writingSurfing the InternetHighlightsTable of Contents上海交通大學出版社 Focus1 contentBa上海交通大學出版社 focus1highlightsBackNextHighlights S: Talking about car

3、toons: street beggars & bank card debtorsL: Paying with bank cards at City SupermarketR: The debtor generationW: How to write parallel constructionsInternet work: Introducing a student credit card with favorable clauses Part 1 Language Skills Development上海交通大學出版社 focus1highlightsA. Look at the two c

4、artoons below and discuss the following questions. 上海交通大學出版社 1. StarterBackNextA. Look at the two cartoons be上海交通大學出版社 focus1text 1. Is it better to be a beggar or a debtor? Why?It depends. On the one hand, a debtor who tries to repay his debt as soon as he is able to is surely better than a beggar

5、who begs simply because he is a shameless lazybones. On the other hand, a beggar who is too weak, too old or too disabled to avoid begging is undoubtedly more understandable than a debtor who owes a lot of money and cant repay it. BackNext1. Starter上海交通大學出版社 focus1text 1. 上海交通大學出版社 focus1text 2. Wha

6、t are the advantages of using credit cards?There are several advantages of using credit cards. 1) It is safe alternative to carrying cash.2) It allows the credit card account holder to build a solid credit history.3) It can access funds in case of emergency.4) It allows extra time to pay for goods a

7、nd services purchased.5) It is clean and environment-friendly. BackNext1. Starter上海交通大學出版社 focus1text 2. 上海交通大學出版社 focus1text 3. Do you agree that credit cards build up debts? Yes. For one thing, it is so convenient to swipe the card for shopping that you may use it more often than you realize it. F

8、or another, the card may lead you to the misconception that you have more consumption power than you really do. BackNext1. Starter上海交通大學出版社 focus1text 3. B. Listen to a conversation at City Supermarket and answer the following questions. 上海交通大學出版社 1. StarterBackNextMind Mapbank card 銀行卡 valid /a. 有效

9、的 free delivery service 免費送貨服務 B. Listen to a conversation at上海交通大學出版社 1. StarterBackNext1. Does City Supermarket accept bank cards? Yes, it does.2. Why does the cashier ask the customer to show a valid proof of identity?Because the customers signature on the receipt is not the same as that on the b

10、ack of the card.上海交通大學出版社 1. StarterBackNex上海交通大學出版社 focus1starterSigning the Receipt at City Supermarket Tapescript 1. StarterBackNextCashier:Good evening, sir! Welcome to City Supermarket!Customer:Do you accept bank cards? Cashier:Certainly, sir. You are welcome to use a bank card.Customer:Very ni

11、ce. Cashier:Thatll be $110 in all, sir. Customer:OK. 上海交通大學出版社 focus1starterSign上海交通大學出版社 focus1starter 1. StarterBackNextCashier:Thank you, sir. Please enter your PIN code. (After a while) Sorry, sir. Your signature on the receipt is not the same as that on the back of the card. For the safety of y

12、our bank card, would you please show me a valid proof of your identity?Customer:OK, no problem. Here you are.Cashier:Here is your bank card. Please keep it.Customer:OK. Thank you. Cashier:By the way, do you need free delivery service? Customer:No. I can put them in my car. Thanks anyway.上海交通大學出版社 fo

13、cus1starter 1. ( ) 1. Generation Y ( ) 2. Generation X 上海交通大學出版社 Focus2 working with wordsa. the debtor generation or people growing up with a credit-fueled lifestyle and digital devicesb. people born in 1978 or laterc. people born between 1965 and 1977 d. people enrolled in high school or universit

14、y on September 11, 2019 BackNextText Lead-inWarm upA. Match the generation terms (1-4) with their definitions (a-d). ( ) 3. Generation 9.11 ( ) 4. Generation D bcda( ) 1. Generation Y 上海交通大學出版社 BackNextText Lead-inWarm upB. Look at the chart. Describe the trend it reveals. Reference AnswerIn 2019, a

15、bout 68% of undergrads had credit cards. In 2000, approximately 79% of undergrads had credit cards. The chart reveals more and more undergrads are and will be using credit cards. 上海交通大學出版社 BackNextText LeadText Lead-inText organization上海交通大學出版社 Para. MeaningIntroductionParas. _BodyParas. _ Paras. _

16、Paras. _ Paras. _BackNext1-2Introduction to Generation D and the problems they may face.3-14Lifestyle of Generation D and their attitude towards debts caused by credit cards 3-6Generation D is different from previous generations in many aspects.7-10Generation D has to face reality when it is contrad

17、ictory to their dreams.11-14Generation D does not postpone lifes milestones by debts.Text Lead-inText organization上BackNextTranslation2 Text: The Debtor Generation 1 When they turn 18, they get calls from credit card companies. A few years later, theyve got a load of debts many of them with thousand

18、s of dollars in student loans and credit card bills. Then they buy cars, furniture and nice new clothesmostly on credit. turn link v. 達到（某一年齡或時間）e.g. He has turned forty. 他已年過四十。It has just turned twelve. 剛過十二點鐘。 a load of: 很多，大量e.g. Youre talking a load of rubbish. debt: n.1) C 債務；欠款e.g. If I pay a

19、ll my debts Ill have no money left. 2) U 負債情況e.g. We were poor, but we never got into debt. credit: n. U 賒購e.g. No credit is given at this shop. on credit: 借貸，賒賬e.g. I bought a car on credit. credit: n. U 賒購e.g. No credit is given at this shop. on credit: 借貸，賒賬e.g. I bought a car on credit. 負債的一代 1

20、他們一滿18歲，就會接到信用卡公司的電話。幾年后，他們就會背負一大筆債務他們中很多人都會欠下幾千美元的學生貸款和信用卡賬單。接著，他們還會買汽車，買家具，買漂亮的新衣服，幾乎全是刷卡消費。BackNextTranslation2 Text: TheBackNextTranslation2 Text: The Debtor Generation2 他們不會一直那樣天真。當負債的一代還沒有得到收入豐厚的全職工作，就要為償還信用卡公司的債務而付出代價的時候，很多人就會醒悟過來。2 They dont remain innocent for long. Many members of Generati

21、on D feel disillusioned when they make sacrifices to repay lenders who gave them credit before they had well-paying, full-time jobs. innocent: a. 1)無知的，頭腦簡單的e.g. Dont be so innocent as to believe everything the politicians tell you. 2)清白的，無罪的e.g. A man is accounted innocent until he is proven guilty

22、. Generation D comes from the title The Debtor Generation and can be shortened as D Generation or Generation D (負債的一代). disillusioned: a.不再抱幻想的，大失所望的，幻想破滅的e.g. Disillusioned voters want an alternative to the two main parties. Shes disillusioned with life in general. dis- 否定、相反或相對 e.g.dishonest (不誠實的

23、); disagreeable (令人不快的，討厭的); disagreement (分歧，不一致，意見不合); disengage (放開；掙脫開，擺脫開) repay: vt. 1) 還（錢）；償還e.g. Ill repay you the money you lent me next week. 2) 報答，酬謝e.g. Id like to buy them something to repay all their kindness. repayable: a. 可償還的；應償還的；應回報的repayment: n. U歸還借款，償還債務 well-paying: a.高工資的，報酬

24、優(yōu)厚的 sacrifice: n.1) C, U犧牲，舍棄e.g. Getting rich isnt worth the sacrifice of your principles. 2) C, U 祭獻，祭祀e.g. It was common to make sacrifices to the gods to ensure a good harvest. BackNextTranslation2 Text: TheBackNextTranslation2 Text: The Debtor Generation一場真正的變革3 前幾代剛成年的時候，往往生活窘迫客廳中擺放著牛奶箱，冰箱里放著老

25、密爾沃基牌的啤酒。他們在為了舒適的物質(zhì)生活而兢兢業(yè)業(yè)的奮斗中，學會了一個道理花錢與賺錢密切相關(guān)。 A Real Revolution 3 Previous generations tended to begin adulthood in reduced circumstances milk crates in the living room, Old Milwaukee in the fridge. They worked their way into material comfort while absorbing the lesson that buying is closely rela

26、ted to earning. adulthood: n. U 成年-hood 狀態(tài)；時期e.g. parenthood (做父母的身份); manhood (成年，成年時期); childhood (童年); neighborhood (街區(qū)，域區(qū)) reduced circumstances:（委婉表達從富到窮）生活窘迫 work ones way into: 兢兢業(yè)業(yè)地達成 e.g. He works his way into being a successful contractor. Meaning: They obtained a comfortable material life

27、 by hard work. Meanwhile, they learned that if they want to buy, they have to earn first.absorb: vt. 1) 理解；吸取e.g. Clever children absorb knowledge easily. 2) 吸收（水、光、蒸汽等）e.g. Plants can absorb carbon dioxide and release oxygen. work ones way into: 兢兢業(yè)業(yè)地達成 e.g. He works his way into being a successful

28、 contractor. reduced circumstances:（委婉表達從富到窮）生活窘迫BackNextTranslation2 Text: TheBackNextTranslation2 Text: The Debtor Generation4 與此相反，負債的一代中很多人剛成年的時候往往享受著優(yōu)越的物質(zhì)生活客廳中擺著各種架子，冰箱里放著皮特牌淡啤酒。緊接著，如果他們稍不注意（開銷），就不得不控制這種依賴信用卡消費的生活方式以便可以付清賬單。而這一點，并不是所有的人都能做到，那么他們就會因此付出代價。Question about Para. 44 In contrast, many

29、 in Generation D begin adulthood with material comfortshelves in the living room, Petes Wicked Ale in the refrigerator. A A little later, if theyre not careful, they have to throttle back on their credit-fueled lifestyle so they can pay the bills. Not all can, and they pay the consequences. in contr

30、ast:相反e.g. In contrast with their system, ours seems very old-fashioned. His white hair was in sharp contrast to his dark skin. Meaning: On the contrary, many people of Debtor Generation grow up in comfortable conditionall kinds of shelves in the living room, top-grade beer in the refrigerator. thro

31、ttle: vt. 1) 調(diào)節(jié)油門，減/加速e.g. I throttled back as we approached the runway. High tariffs throttle trade between countries. 2)使窒息，掐死e.g. He throttled the guard with his bare hands. throttle back: 控制，收斂 e.g. He hopes to throttle back on his emotions. throttle: vt. 1) 調(diào)節(jié)油門，減/加速e.g. I throttled back as we

32、approached the runway. High tariffs throttle trade between countries. 2)使窒息，掐死e.g. He throttled the guard with his bare hands. throttle back: 控制，收斂 e.g. He hopes to throttle back on his emotions. Meaning: Later on, if theyre careless with their spending, they have to control their credit on which th

33、eir life is dependent so that they will be able to repay their debts.BackNextTranslation2 Text: Thefocus1text The Generation D begins adulthood with material comfort and depends too much ng.thood in reduced circumstances, working their way into material comfort, thus knowing that buying is closely r

34、elaton credit card consumption. Previous generations, however, began adulthood in reduced circumstances. They worked their way into material comfort. 上海交通大學出版社 2. Text: A Story of Steve Jobs 1. How is the lifestyle of the Generation D different from that of their previous generations? BackNext2 Text

35、: The Debtor Generationfocus1text The Generation D BackNextTranslation2 Text: The Debtor GenerationQuestion about Para. 5 5 Experts agree that todays 18- to 30-year-olds have more debts than their forebears. Thats especially true of the majority of high school graduates who go on to college or trade

36、 school, where people commonly get student loans and credit cards, even if they dont have jobs. be true of: 合乎事實的；真的；真實的；確實的e.g. Possibly the same is true of social work. The same is true of all political parties. go on to sth.: 接著開始另一個項目e.g. Lets go on to the next item on the agenda. 5 專家們認為，現(xiàn)在18至3

37、0歲之間的人比他們上幾代欠的債更多。尤其對大多數(shù)高中畢業(yè)就上大學或職業(yè)學校的學生來說，情況更是如此。在大學或職業(yè)學校里，盡管學生沒有工作，通常也可以申請學生貸款和信用卡。 BackNextTranslation2 Text: The上海交通大學出版社 focus1text 2. What do the experts have in common with regard to their opinions concerning the 18-to 30-year-olds debts?Experts agree that todays 18- to 30-year-olds have more

38、 debts than their forebears. BackNext2 Text: The Debtor Generation上海交通大學出版社 focus1text 2. BackNextTranslation2 Text: The Debtor GenerationQuestion about Para. 66 People disagree about whether thats so bad. After all, young adults accept student loans and credit cards gladly and most repay dutifully.

39、 But critics worry that corrosive social effects result from the habit of taking on debt before one has sufficient income to repay. corrosive: a.逐步起破壞作用的，損害性的e.g. Fear of unemployment is having a corrosive effect on the countrys economy. result from: 由產(chǎn)生e.g. Her injuries resulted from a fall. cf. re

40、sult in: 造成，導致e.g. The cyclone has resulted in many thousands of deaths. take on: 承擔e.g. Dont take on more responsibility than you are expected. 6 人們對這種情況是否很糟糕意見不一。畢竟，年輕人很樂意接受學生貸款和信用卡， 而且大多數(shù)人能盡責地償還。但是評論家們擔心，這種個人還沒有足夠的收入來還款就背上債務的習慣會造成不良的社會影響。BackNextTranslation2 Text: The上海交通大學出版社 focus1text 3. Do pe

41、ople see eye to eye on the issue of student debts? What are the two opposing views?No, they dont. Some believe that young adults accept student loans and credit cards gladly and most repay dutifully. But critics worry that corrosive social effects result from the habit of taking on debt before one h

42、as sufficient income to repay. BackNext2 Text: The Debtor Generation上海交通大學出版社 focus1text 3. BackNextTranslation2 Text: The Debtor Generation夢想與債務 7 20世紀90年代，負債生活的誘惑日增。學雜費暴漲，聯(lián)邦政府也加強了對學生貸款的限制，信用卡在校園市場的推銷如火如荼。2000年，78% 的大學本科生擁有信用卡。 Dreams and Debt 7 The lure of living on debt increased in the 1990s. Tu

43、ition and fees skyrocketed, the federal government increased student loan limits, and credit cards were marketed vigorously on campus. In 2000, 78 percent of college undergraduates had credit cards. tuition: n. 1) U學費e.g. When I started college, tuition was $350 a quarter. 2) U 講授，教誨e.g. He received

44、 private tuition in English. skyrocket: vi.（指物價等）飛漲，猛漲e.g. The trade deficit has skyrocketed. vigorously: ad. 有力地e.g. They were arguing vigorously on the responsibility of the death of the four college students. BackNextTranslation2 Text: TheBackNextTranslation2 Text: The Debtor Generation8 更微妙的變化到處

45、可見。經(jīng)濟蓬勃發(fā)展，在異國復活節(jié)假旅游勝地拍攝的MTV充斥熒屏，老友記描述了一群年輕人在曼哈頓寬敞公寓里的舒適生活。二十幾歲的年輕人夢想著大學或職業(yè)學校一畢業(yè)就過上富足的生活。Question about Para. 7- 88 Subtler changes abounded. The economy boomed, MTV broadcasted from exotic spring-break locales, Friends portrayed young adults living comfortably in roomy apartments in Manhattan. Twent

46、y-somethings expected to live well right out of college or trade school.Meaning: Delicate changes exist everywhere. abound: vi. 大量存在，有許多e.g. Grass abounds here all the year round. boom: vi. 迅速發(fā)展，繁榮e.g. By the 1980s, the computer industry was booming. exotic: a. 1) 異國情調(diào)的；奇異的e.g. The film retains much

47、 of the books exotic flavour. 2)異國的，外來的e.g. Pandas are exotic animals to America. portray: vt. 1)描述；描繪；描寫e.g. The film vividly portrays life in the trenches. 2)為某人畫像，畫某人的像e.g. She is portrayed wearing her wedding gown. roomy: a. =spacious 寬敞的，寬大的e.g. Though more expensive, a roomy car can make you m

48、ore comfortable. n. + -y rainy, windy, snowy, juicy, watery, glassy, grassy. Twenty-something: 二十幾歲的人thirty-something/forty-something 三十到三十九（四十到四十九）歲e.g. A fifty-something came to see you when you were out. 你不在時，有一位五十幾歲的男子來找過你。BackNextTranslation2 Text: The上海交通大學出版社 focus1text 4. Why did the lure of

49、 living on debt increase in the 1990s? Because tuition and fees skyrocketed, the federal government increased student loan limits, and credit cards were marketed vigorously on campus. Meanwhile, the economy boomed, and mass media portrayed young adults living comfortably in large city. They are all

50、attractive to young people. BackNext2 Text: The Debtor Generation上海交通大學出版社 focus1text 4. WhBackNextTranslation2 Text: The Debtor Generation9 在這些情況下，還有什么理由不借錢呢？2019年，公立大學里平均每位貸款的學生在畢業(yè)時欠債11950 美元。2019年，平均每個本科生有3.5張信用卡，負有1879美元的結(jié)欠款。Question about Para. 9 9 Under these circumstances, why not borrow? An

51、average student loan recipient owed $11,950 upon graduating from a public university in 2019. In 2019, the average undergraduate had a balance of $1,879 on 3.5 credit cards. balance: n. 1) C (usu. sing) 結(jié)欠e.g. The balance of 500 will be paid within one week. 2) C (usu. sing) 差額e.g. I must check my b

52、ank balance, i.e. find out how much money I have in my account. balance of payments:國際收支差額balance of trade:貿(mào)易差額，進出口差額e.g. a balance-of-trade deficit (when a country spends more than it earns from exports) BackNextTranslation2 Text: The上海交通大學出版社 focus1text 5. How much balance did an undergraduate hav

53、e on average on 3.5 credit cards in 2019? $1,879. BackNext2 Text: The Debtor Generation上海交通大學出版社 focus1text 5. HoBackNextTranslation2 Text: The Debtor Generation10 有人擔心，這些債務將迫使畢業(yè)生放棄令人振奮但薪水不高的職業(yè)，而去從事沉悶乏味但收入豐厚的工作。密蘇里大學研究員帕特里夏薩默斯，在做學生貸款項目研究時曾采訪了500多人，她說有一個準英語博士生打算拿到博士學位后就重操舊業(yè)當21點撲克游戲的發(fā)牌員。Question about

54、 Para. 1010 Some worry that all this debt forces grads to forsake exciting but low-paying jobs in favor of dreary but well-paying jobs. Patricia Somers, a University of Missouri researcher who interviewed 500 people for her research on student loans, tells of a Ph.D. candidate in English who was con

55、sidering returning to her old jobdealing blackjackafter earning her doctorate. grad = graduate grad: n. C 大學畢業(yè)生 （尤指獲得學士學位的人）e.g. His girlfriend is a Harvard grad. 2) C畢業(yè)生e.g. a high-school graduate tell of:描述，敘述e.g. The poem tells of the deeds of a famous warrior. doctorate: n. C 博士學位 Related terms：

56、bachelors degree 學士學位 (Bachelor of Arts 文學學士 Bachelor of Science 理學學士)masters degree 碩士學位 (Master of Arts 文學碩士Master of Science 理學碩士)doctors degree 博士學位(通常叫Ph.D. 即Doctor of Philosophy) forsake: vt. 1) =give up 放棄，離開（尤指喜愛的事物）e.g. You must forsake your bad habits. 2) =abandon 離開（尤指不履行責任），遺棄，舍棄e.g. His

57、 gambling father forsook his family and went west for a living. 區(qū)別:forsake, abandon, desert, give up The sailors abandoned the sinking ship. He deserted his country and helped the enemy. He has forsaken his native Finland to live in Britain. In no case should you give up. BackNextTranslation2 Text:

58、The上海交通大學出版社 focus1text 6. Why did a Ph.D. candidate consider returning to her old jobdealing blackjackafter earning her doctorate? Because debt forces her to forsake exciting but low-paying jobs in favor of dreary but well-paying jobs. BackNext2 Text: The Debtor Generation上海交通大學出版社 focus1text 6. Wh

59、BackNextTranslation2 Text: The Debtor Generation不推遲人生大事 11 當然，大多數(shù)貸款人在簽署貸款文件時是以另一種角度看待這個問題的：學生貸款債務使他們能夠追求自己的夢想，其他的信貸來源則讓他們過上舒適的生活。Question about Para. 11Not Putting It Off 11 Most borrowers, of course, look at it another way when they sign those loan papers: Student loan debt enables them to pursue t

60、heir dreams, and other sources of credit allow them to live in comfort.BackNextTranslation2 Text: The上海交通大學出版社 focus1text 7. How do most students view their debts? Most students think that student loan debt enables them to pursue their dreams, and other sources of credit allow them to live in comfor