2022年中級(jí)銀行從業(yè)資格考試題庫(kù)自測(cè)模擬300題(精品帶答案)(國(guó)家)

《銀行招聘》職業(yè)考試題庫(kù)

一,單選題(共200題，每題1分，選項(xiàng)中，只有一個(gè)符合題意)

1、Yourselectionwillarriveinseventotendaysandwillbefollowedby（）deliverieseverysixweeks.

A.additional

B.momentary

C.mutual

D.thorough【答案】ACT10T4W7N1Z9B4N9Z8F5I5V8U1N4N10Q7HM2N3X7U5H2B4E4B1S2R2A7R1L5M3A4ZI10R1M5H3Z4P6W10V5Y1B7G8R2M8O5Y92、Twoyearsago,RupertMurdoch’sdaughter,Elisabeth,spokeofthe“unsettlingdearthofintegrityacrosssomanyofourinstitutions”.Integrityhadcollapsed,sheargued,becauseofacollectiveacceptancethattheonly"sortingmechanism"insocietyshouldbeprofitandthemarket.But"it'sus,humanbeings,wethepeoplewhocreatethesocietywewant,notprofit".

A.generallydistortedvalues

B.unfairwealthdistribution

C.amarginalizedlifestyle

D.arigidmoralcode【答案】ACT4L1D6L8B7X6D2O1L7O9T5U3Y1Y4A1HB1H4Z7E7N10O3U3B2G8M6C10Y5U1N9C7ZH10I10D8P4O8U8O9B9P3L4I9C3J8I9C103、資料：GoogleandUberhavegrabbedmostoftheattentionregardingtheadventofself-drivingcars,butonSunday,Lyftthrewdowntheultimatechallenge:AmajorityofautonomousvehiclesforLyftwithinamerefiveyears.

A.Mr.Zimmer’sideaisthatnowweareatthecriticalmomentinhistory,weshouldtakedecisiveactionwhethertakingtherightpathornot

B.MrZimmerthinkstheintroductionoftheautonomousvehicleswillnotcausetheunemploymentandsurelywillincreasetheemploymentbecausesuchcardriverswillbeneededtoprovideservice

C.TheauthorhasarguedthatalthoughtherearestillsomeproblemsinMr.Zimmer’spredicationbutthegeneraldirectionofrealizingself-drivingcarswillbecorrect

D.Mr.Zimmerprovidessomevariablefactorssuchascompaniesprofitsandleagalprocedureproblemsinordertorealizethemassivetransformationofself-drivingcarsinsuchashortoftime【答案】BCC10E4J3L1N10O6O5H8K4K2H2Y1S9Q1E5HU8F2C10J5O7A9E8A2X9Q8N4J4N6W4K7ZS6Z6E6J7B10N9O8W7K8A10A1Q7G8X5R44、資料：歐洲的經(jīng)濟(jì)學(xué)家Mr.T首先跟你談了歐洲的一些優(yōu)勢(shì)，以及一些好的企業(yè)。請(qǐng)根據(jù)下列資料回答問(wèn)題

A.ItisaSpanishfood

B.Itisasoftdrink

C.Itisasportsdrink

D.Itisafoodanddrinkscompany【答案】CCP9R6R4J1I2O10P4W10Z3B2G2B1D3P9O6HK2I4Q5J6Z5Y8I4O3V6B2W4I9G5F6K3ZL7Z6M5Y7J6S7X10P5B8T5X6C2W5H4X95、金融自由化與金融監(jiān)管的關(guān)系是（）。

A.金融自由化就不應(yīng)再有金融監(jiān)管

B.金融自由化與金融監(jiān)管完全沒(méi)有矛盾

C.要加強(qiáng)金融監(jiān)管，就不能有金融自由化

D.金融自由化并不否認(rèn)金融監(jiān)管【答案】DCB10V7G6M10D4G9Q2I2B10C6R6P4G9P6K6HE3N7I5L6M1M5S10F9A8A10K8M8T9T8M1ZE5Y1J7F8K3M10V8T2B9Q8S6U2B7X2P46、不屬于投行業(yè)務(wù)特征的是（）。

A.專(zhuān)業(yè)性

B.審慎性

C.廣泛性

D.創(chuàng)新性【答案】BCG4I3J9B5P5F2K9D5H2L1F6D3X4A2T3HB2I10X4L10A7J10S10W7G8Z7X5D1A8Q4I4ZM7W1L3S7W9F2P7X8X7P5H7U9O8M2D47、IfEnglishmeansendlessnewwords，difficultgrammarandsometimesstrangepronunciation，youarewrong.Haven’tyounoticedthatyouhavebecomesmartersinceyoustartedtolearnalanguage?

A.languagecanhelpbrainpower

B.man'sabilityoflearningasecondlanguage

C.scienceonlearningasecondlanguage

D.languagelearningandmathsstudy【答案】ACU9E7Z7S3O1E9D4V5Q10D7O8O3G2G4H7HM1P10C4D5U9O7J3K10J1C6W1X3T4O8V1ZU3L7D1Z7F2J7B7K4L10E7K2B3M9V2V88、2020年1月6日，國(guó)家主席習(xí)近平在人民大會(huì)堂同基里巴斯總統(tǒng)馬茂會(huì)談后共同見(jiàn)證兩國(guó)共建“一帶一路”諒解備忘錄的簽署。這標(biāo)志著中國(guó)同所有（）個(gè)建交太平洋島國(guó)都簽署了共建“一帶一路”合作文件。

A.5

B.7

C.8

D.10【答案】DCD9I5R3U4S8J1O4F8O3C3C7U8V1R1D6HO7M9M10P1J4F1Q5Y9S5R8U5C2E10P3Y6ZJ3R2T7H7L10G6G1P10N2V7Z1U7B2X7Y59、資料：From:IrisWu

A.onMay3

B.onMay14

C.onMay15

D.onMay26【答案】DCO4K3V8A4P10L8D2N6G2T3K1B6K1V10C10HK5S6D6M1V5E9X9K8W3N1U3G7N2C6N3ZB9E5Q8J1F3W10C9X8N7S9K3U5Q3R7X210、資料：（二）

A.Somelendersareunwillingtolendmoneytoseniors

B.Theborrowerscannotpaybackthemoneyasexpected

C.Federalandstateregulatorsaredocumentingtheobjection

D.Somelendersgobankrupt【答案】BCO6E3T5B1V7L10L3D2O6T8Q1E5I2S5T3HV2F2Q7M4I2X4V9T4N10V5J6U6Q2P7U3ZP4R6L8X5D6Z5N4A7T9A4J6M6B10A7F1011、Passage8

A.causeitcanhelpawouldtodry

B.BecauseitcancoveraroughsurfaceBBecauseitcanmakeawouldsmooth

C.BecauseitcanpreventdiseaseenteringawoundCF9D7U6Y10Z10W1G2Y7U5V7M9Y1B5W5S1HQ10B1X9Q1D6Z3Q2U7O10L9O4D9O9E10I4ZJ8W1X10T1B3V10X9M2G5A9U6W10I9Z2Z212、【答案】A13、資料：DesktopSupportforPrivateEquityFirminMidtown

A.Customerserviceskills

B.Richexpression

C.Knowledgeofcomputerhardware

D.Knowledgeofnetworkprinterinstallation【答案】BCR1K4V4M5L1C5X9T9M4R7H5Y7H10N7I9HR5A9F5H10Q5O6H10I5V1M10Y8J1L7X9A1ZS9R10A4V7I6V2Q1L2T10V1O1X8A10D10W814、EllenBrownsaystheexerciseshelp______herpainandstiffnessfromarthritis.

A.rectify

B.reclaim

C.reconcile

D.relieve【答案】DCZ7J9S9R4U4E4M4U8I4R1Z1H3M2C9K5HC3X3N7I3T5M8N7J10Y10Z10A7H3J5K9Z4ZJ6K8S3S8L4P8K2K2M8N3T4C2R1Z5R215、下列屬于短期資金市場(chǎng)的是（）。

A.票據(jù)市場(chǎng)

B.債券市場(chǎng)

C.資本市場(chǎng)

D.股票市場(chǎng)【答案】ACS4G9U5A3I6D9G10Y6V3P3M10D6M8Z6Z10HD1W3D8Z7K6F7I8V2W1G1G9U10I2T9U3ZA8U4I2R2P9I4Y5W7E10H3W9R7S2G7N316、Ournewdietpill________thepeoplewhowanttoloseweight.

A.satisfiestheneedof

B.stimulatethedemandof

C.arousetheinterestof

D.targetthemarketfor【答案】ACL9O2B6T6H6N7G9M8G7N6N5J5K6J2G7HW10J8M10Z6E1V7V1D4V2I10L4B1L8M4W2ZQ3K10C3B9C5U2Q4A10D5V1B7L9I5T4T917、某企業(yè)外購(gòu)A、B兩種材料，A材料買(mǎi)價(jià)20萬(wàn)元，B材料30萬(wàn)元，兩種材料共發(fā)生運(yùn)雜費(fèi)5000元。則B材料取材成本為（）。

A.302500元

B.305000元

C.303000元

D.300000元【答案】CCH2N1I1M10I3Y9C2R2B2N3I7A8Q9U3B8HS4J5D4K9W5L3M5N8K1P10R1O4C4F9N4ZC10O3S2U4G3J3L3N9B8T2Q4P1X8C8E118、我國(guó)正式被批準(zhǔn)成為世界貿(mào)易組織成員是在（）。

A.2001年11月

B.2001年9月

C.2001年10月

D.2001年12月【答案】ACJ3P3Y5B5J3R2T3G4G7U2G7D6U8C10F10HF10I3V3H2R7M9S9U1S7F8U5T6B7W8J7ZX3P1I6S9P5J7U5J5V6O10G8J9K5M6E619、Thecompany'sprofitsare（）tohittheirpeakinthenextquartermainlyduetothereleaseofitsnewlineofclothing.

A.forecast

B.forecasting

C.toforecast

D.willforecast【答案】ACT10A4P4I4K9K9U8R9O3G8T2Z5Z2W6R3HN9H1N2N8Y2L10J4S4R5G7H3Y2A8O4Y7ZS7Q10L5O3R3Y7R6A8B10U3Q3E7J10U8X820、在我國(guó)，全國(guó)人民代表大會(huì)通過(guò)法律須經(jīng)（）。

A.到會(huì)代表的過(guò)半數(shù)同意

B.全體代表的過(guò)半數(shù)同意

C.到會(huì)代表的2/3多數(shù)同意

D.全體代表的2/3多數(shù)同意【答案】BCU4T4H3Y10O5Y2C10M5O7N3U4E3N8S10I10HR2F6S3W9S6L8X3N2N4U7G6T4S4X2P10ZK1J4T2A9K2A2F4J7W8T10E9P5D5Z3F721、完全競(jìng)爭(zhēng)企業(yè)面臨的需求曲線(xiàn)的需求價(jià)格彈性為（）。

A.大于零的常數(shù)

B.非零常數(shù)

C.無(wú)限大

D.零【答案】CCJ7Q4K3G7U10Y1D6P1W10C5F1Z5O4H5O7HM7L4N6U10B4C4A5C10O7D9R9I2B7Q2M9ZV6A1C3J5Z7N10V3A2A8T9J4I5N8F1C422、行為作為民事法律關(guān)系產(chǎn)生、變更、消滅的法律事實(shí)（）。

A.不能是違法行為

B.只能是民事法律行為

C.只能是表意行為

D.既可以是合法行為，也可以是違法行為【答案】DCE6H9T2A8R6Y8P9K3V2Y4A5D10X9G2C6HO1V1C7R8T5U3V5S6B5J9P5S9L8X1T8ZN8G10O10G4A8C4L8L1P8M5S9D6W9S3R123、資料：Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothecontrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthatpromotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoinaconstructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonislistening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwassaid,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlisteningwasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”interaction.Thebestconversationswereactive.

A.Uselogic

B.Disagreewiththespeaker

C.Response

D.Besilent【答案】DCT4S7T10S6J8L4K3W4O9K7D2R6D6N3Q4HC8N6E10X8R4R1L9G4S1X6Q9L3G1H4H9ZI8A3G4B2A4C1B4Z8W5J5N8W2A1F4V724、私募發(fā)行相對(duì)于公募發(fā)行的缺點(diǎn)不包括(）。

A.不利于企業(yè)擴(kuò)大知名度

B.發(fā)行價(jià)格和交易價(jià)格可能會(huì)比較低，不利于籌資者

C.容易泄露公司商業(yè)機(jī)密

D.可能被投資者操縱【答案】CCR8S4J2O6S5S3O6X9Y2T2O1I10I8T7U7HI4D3T1G4E7B4Y7H4F3A6H10H7T8P5V10ZN7A6C8K1H4H8W3Q9T10V8I6S9J5K1B525、Passage8

A.tohelpawoundtodry

B.tocoversaroughsurface

C.damagessomeofthesmallsidebranches

D.allowstoomanybranchestogrowinthemiddle【答案】BCC10S1W3E5F7P9Y6F7Y4H7A4Y1Q3Q1I9HS5T2P6S10O1U6K4Y5G1V4P7G1W9M4I10ZM8V9E9N6V1W4F8Q1W3J3V7X8H1T8I826、《中華人民共和國(guó)土地改革法》規(guī)定土地改革的根本目的是（）。

A.廢除封建剝削的土地制度

B.實(shí)行農(nóng)民的土地所有制

C.解放農(nóng)村生產(chǎn)力，為工業(yè)化開(kāi)辟道路

D.實(shí)行耕者有其田的土地制度【答案】CCJ2S4X9N10T7G8I10S10S6Q3E2S10B8E9A3HS9E6A9G3I3L7A8I8T8V3I1K6S7A7V5ZV6M7X8E8M1N7H4Y4M4U5P7V6O10F5N427、在工作中，小周不慎將計(jì)算機(jī)的電源線(xiàn)拔掉，導(dǎo)致計(jì)算機(jī)斷電關(guān)機(jī)。下列存儲(chǔ)器中，原存信息丟失可能性最大的是（）。

A.軟盤(pán)存儲(chǔ)器

B.ROM存儲(chǔ)器

C.半導(dǎo)體RAM存儲(chǔ)器

D.硬盤(pán)存儲(chǔ)器【答案】CCT10B8N7V4X5H5K2M1H4E2Q10A6L5Q3F7HX1T6S4Z3P5E6U9K7A4J1G2I1S4P6T1ZN8X3B9B1D4V6P6Q6E10R1O2H7X10Y2H728、資料：YourCompanyLogoandContactInformation

A.moreinformationcanbeprovidedasneeded

B.thesurveyhasnotbeenfinishedyet

C.thereceiveristhewriter'simmediateboss

D.theenclosedreportwassolelymadebythewriter【答案】ACM9F3O1T2L9Q2J8K4Z2P9Y1E7G4Y3Z4HI6O7S1L1G10V2P8Q10I3N4R6C1E8K8X10ZR6V9X10L5H1Y7Q2Z6M6I8T9Z4A1R3S129、下列關(guān)于“道義勸告”的描述錯(cuò)誤的是（）。

A.道義勸告能調(diào)整信用的構(gòu)成

B.道義勸告能控制信用的總量

C.道義勸告決定銀行的貸款投資方向

D.道義勸告不具有強(qiáng)制性【答案】CCW8S8D1S8Z9A5B10A7X9C3W3X10U1E1O4HB9G8W2B10X8B9Q2X2N6V5K5V2N7W3G2ZK1K5U10J4H1J9K2I5N2Q9H7I1K2M8P330、Bytheendofnextmonthwe（）thetask.

A.willfinish

B.willbefinishing

C.willhavefinished

D.havefinished【答案】CCP1B3O1I7N10K5M10T10R4L10E9S5O2S1D8HY6Y8O1T2T8P8W5A5Q10C1L8P4I9G2W4ZJ10P5T1S8N9K8K2L10J10S3S3C6C4R10J731、經(jīng)濟(jì)一體化的最終目標(biāo)是（）。

A.關(guān)稅同盟

B.共同市場(chǎng)

C.經(jīng)濟(jì)聯(lián)盟

D.自由貿(mào)易區(qū)【答案】CCE5E2T2F9H5E9V8F9U4Q1L4R8L4C3D6HB5F6D3D3U6R2P2X9R5R4K4W3S9Z7D7ZL6K10G2S6R2N5V7O2H7E8K7G10W9S4G832、當(dāng)出租車(chē)租金價(jià)格上漲后，對(duì)公共汽車(chē)服務(wù)的（）。

A.需求增加

B.需求減少

C.需求不變

D.需求可能增加，也可能減少【答案】ACZ2D3B10R5F9E4I7G3Z6B8B6G6Z8R5O10HH2C3S8K4W3M7D7I7S8T5Q1J10Y1G2E8ZH7T6W5O9Y4V7V10Z10I5O6R2Z2D4R8M833、某公司招聘甲、乙兩種職位的人員共90人，甲、乙兩種職位人員每月的工資分別為1500元和2500元，若甲崗位的工資總支出是乙崗位的40%，則乙崗位招聘人數(shù)比甲職位多（）人。

A.24

B.20

C.18

D.15【答案】CCV5M1Q6E10L9D7O3J9Y9M5Q10M3M7A2C8HX10P2H5R3L3I1T4Y7U1S3S1H7V7S8L9ZD5P8R9K6Z7H4H5X2B7O1U2V7O6I1R634、資料：Thepovertylineistheminimumincomethatpeopleneedforanacceptablestandardofliving.Peoplewithincomesbelowthepovertylineareconsideredpoor.Economistsstudythecausesofpovertyinordertofindsolutionstotheproblem.

A.Confidence

B.Ability

C.Diligence

D.Willpowe【答案】DCC5M2L5F9W5Y4J10S1O2K6J3W6O9C9J5HC9K1G10U5Z2H2I1V7Y4D1B8E4F10S7K8ZB8H10K2E2S5Z5F7Z10X7X9Y7S10O6N8M735、______thefarmsubsidies,thebuilt-incostsofgrowingcropshaveabiggerimpactonthepriceofstaples.

A.Comparingwith

B.Comparedwith

C.Comparewith

D.Comparewithin【答案】BCN6O6J1A1X8S8F2G8Y3U7M2E6P10C4J8HU9E1M10L9U2S8O9T3J7L4M7C7M4G6R5ZB6U9J6P1Z9F6Q3I1M10P2U1O2P4A5W236、資料：From:prorno@

A.HehasshoppedatFruittisom’sonlinestore

B.Hehasbeenchargedincorrectlyforanorder

C.HehasworkedforFruittisom

D.Hehasreportedalatedelivery【答案】DCS1E8L2M8N5L5Z1N4H1M3O1E7F8M1E4HG2C7T6A7W1E10G1N9F1L6L1G7J8B10X6ZT9V4L9Z7R1O10A1G3Z6S7R3T5M2A4V437、資料：之后，經(jīng)濟(jì)學(xué)家Mr.U與你討論了一些潛在的問(wèn)題，請(qǐng)根據(jù)下列資料回答問(wèn)題。

A.Anactorresultofturningover

B.Theaggregateofworkerreplacements

C.Thetotalamountofbusinessdoneinagiventime

D.changefromonepositiontoanother【答案】CCG4U9X6C7W10O6A7M8U10N9Z4V4Y1W2Y2HG4S2U5A2W10T7X3P3O5N5F6I9P9P5G6ZR6C10I2V9Y10R2C1I5I5F6C8C5Z8U2Y638、人民法院對(duì)非訴案件的審査標(biāo)準(zhǔn)是（）。

A.被申請(qǐng)執(zhí)行的具體行政行為是否違法

B.被申請(qǐng)執(zhí)行的具體行政行為是否明顯違法

C.被申請(qǐng)執(zhí)行的具體行政行為是否會(huì)損害被執(zhí)行人的合法權(quán)益

D.被申請(qǐng)執(zhí)行的具體行政行為是否明顯違法且損害被執(zhí)行人的合法權(quán)益【答案】DCC5U10Q2P9C7O9N5A3A4R10H10E9H2G8I2HH6E3N1F9A9F1Y10V1Y7Q7M10F3Z3I8E3ZD7D5Z7I4F2U1V6Q6H5K6G8W10N8R4F939、下列關(guān)于我國(guó)地理常識(shí)的說(shuō)法，正確的是（）

A.以北京、天津、唐山為中心的京津唐地區(qū)是我國(guó)最大的綜合性工業(yè)基地

B.中國(guó)稀土的儲(chǔ)量和產(chǎn)量均居世界首位

C.準(zhǔn)噶爾盆地位于新疆境內(nèi)，在天山以北，是我國(guó)最大的盆地

D.海南省有“東方夏威夷”的美稱(chēng)，簡(jiǎn)稱(chēng)“瓊”，省會(huì)是三亞【答案】BCB7E8N10M8R3J5O2J4I10P6O1C8Q2S1E10HD6Z10D4A8B1W2S1X9Z10M8V9F9Z3J6X1ZB4A5V8N5U3C8U9J5H3S8A9W2R3M2H240、Itis______howsoontheinvestigatorswillarriveatthesite.

A.unclear

B.undoubted

C.unreal

D.unaware【答案】ACT6V3S8J9E4N10W10L9O8A9B2B5S10A2B10HS5P10N4G4U4J3K9E2C4T5O9Z4V3T2R4ZU6D6T3F4V10A5V1F6Y5J3Q2D2O2G1Q141、資料：之后，經(jīng)濟(jì)學(xué)家Mr.U與你討論了一些潛在的問(wèn)題，請(qǐng)根據(jù)下列資料回答問(wèn)題。

A.Anactorresultofturningover

B.Theaggregateofworkerreplacements

C.Thetotalamountofbusinessdoneinagiventime

D.changefromonepositiontoanother【答案】CCS4U9A7G8K4P9D9I9T7J1Y4L3T5D9Z4HH8O9V7B10C9H4Y8D6D6W6D4I2A7V1P3ZK6U2I8M4K6H1A1H6D9U2F2D7R3Q4Y142、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.ButI’vealsolearnedthatifyoudon’thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they’llsimplynevergetdone.Andthatmeansyouwon’tmaketheprogressthat’sreallygoingtomoveyourbusinessforward.

A.Whenyouaremostfocused

B.Whenthereisnodistractions

C.Lateatnight

D.Brightandearlyinthemorning【答案】ACS8V3E2Z5M1F10R7F7N1S2A1Z2Y6Z7A8HU6B7F8G9I9V1I9W10T6S9C9V7M1I4U5ZP5E1V9K7W2P9N9X10X8J3Z7B6P3V3V1043、下列哪一職位，不屬于國(guó)務(wù)院的組成人員？（）

A.國(guó)務(wù)院副總理

B.國(guó)務(wù)委員

C.國(guó)務(wù)院副秘書(shū)長(zhǎng)

D.審計(jì)長(zhǎng)【答案】CCJ5X1C5S2S4L10I1E2Z10F8V3D2A1T3X7HM1J1I8F1V6M3V5J7Q8Y6P6X1F6E8K9ZF7Z5D1G1U8C5N10T10N4T7K2Y3M6U2U144、Wehavedataminingandloadingtoolsforbothmaintenancetaskdataandcomponentdata,whichmeansaconsiderable___inimplementationtime.

A.stop

B.saving

C.consumption

D.economy【答案】BCW2W4R3E7V8U3P7U10W8Q7Y3I10E6R4T7HQ4T1T5K9C3C8X9Z3S3U1X7A9Q4N8O6ZH9G9Q4M5N4K4T5E1J10O10P5G7S6G3J445、資料：Britainisfacinga“crisisoffatherlessness”inwhichalmosthalfofallchildrenborntodaywillnotbelivingwithbothparentsbythetimetheyare15,thenewchiefexecutiveofthethinktankfoundedbyIainDuncanSmithhaswarned.

A.therapidincreaseinthenumberofabandonedchildren

B.thehighpercentageofsingle-parentfamily

C.thegradualdecreaseoffather-childcontact

D.thenegativeimpactoffamilysplitonchildren【答案】CCQ1C8C2A8I5Z2H2F2K7H7D1S5Y4S4T8HZ7N10B5U4R7A5Z10N9A4W9E10Q4X1T10D7ZR2H4T1T8O6O4N8X3Z4B5F1A9D1Y4N646、資料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPollandcommissionedbytheCTIA.

A.Smartphoneusersareincreasinglyawareoftheimportanceofanti-virussoftware

B.Anincreasingnumberofsmartphoneusershaveinstalledbuilt-inremotelock-and-erasesoftware

C.MoresmartphoneusersareprotectingtheirdeviceswithPINsandpasswordsthaninpreviousyears

D.Allofabove【答案】DCP7R9D8B1F5Z5L1K6G7U7A7U5M10C6W8HV10C5V8Q4E4N5C7M7N5J1T1C10Q5H4S7ZA7O5D5Z7V10R5L8Q4H6H2H1C1M5U9C847、不屬于商業(yè)銀行經(jīng)濟(jì)資本管理內(nèi)容的是（）。

A.經(jīng)濟(jì)資本的計(jì)量

B.經(jīng)濟(jì)資本的分配

C.經(jīng)濟(jì)資本的評(píng)價(jià)

D.經(jīng)濟(jì)資本的測(cè)算【答案】DCU6I10E2P7H7V7E8J3D1L3O1J6M8I9X8HW4G2Z9S4H4K2V4N3Y7M10Q7U7I5Z4H6ZN9S4J4Z10N7G3K8J9N9D7O7E6E9W6A248、資料：歐洲的經(jīng)濟(jì)學(xué)家Mr.T首先跟你談了歐洲的一些優(yōu)勢(shì)，以及一些好的企業(yè)。請(qǐng)根據(jù)下列資料回答問(wèn)題

A.100millioneuros

B.150millioneuros

C.20millioneuros

D.30millioneuros【答案】BCN2E2D5O10P10V8A4W2W10W8T6L2P4B6A10HX7F9K9O10H7O4E4A5M8H9P1Z10A5W7Q9ZL9F5Q2H10T5F6S8M9K9G9O5N5P10Z3L349、下列關(guān)于我國(guó)地理常識(shí)的說(shuō)法，正確的是（）

A.以北京、天津、唐山為中心的京津唐地區(qū)是我國(guó)最大的綜合性工業(yè)基地

B.中國(guó)稀土的儲(chǔ)量和產(chǎn)量均居世界首位

C.準(zhǔn)噶爾盆地位于新疆境內(nèi)，在天山以北，是我國(guó)最大的盆地

D.海南省有“東方夏威夷”的美稱(chēng)，簡(jiǎn)稱(chēng)“瓊”，省會(huì)是三亞【答案】BCO9C6L2K2G3T9Z10U5L7P4S8K9I5G7S6HX9G7F2X5I7T2P9F7F4G2E10D6A7S8Y5ZE6V7D9T10C5K6C6I6Z3Z9J8Y8H5G7A350、Bilateralrelationshaveenteredanewstageofdevelopmentbothintermsof_____andbreadth.

A.profundity

B.dimension

C.implication

D.innovation【答案】ACV2S6J7Z10A8U1L10V1W5E3F6O8E7V9C3HO1I7I9M5C3L6K6X6Y10E8U2L4B5Z6J1ZR3D9G5Q10K2Q3D9I1S1X7A7R3M5W8Q851、資料：Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.

A.Incompanieswheregoodhealthispromoted,employeesaremorelikelytobeloyalandproductive

B.Offeringseminars,startingcompetitionsandofferingdiscountongymmembershipswillbecostly,socompaniesshouldnotpaymuchattentiontotheseactivities

C.Exerciseplaysanimportantroleofbuildingastrongbody

D.Chronicstressintheworkplacemightbeharmfultothecompany'sinterest【答案】BCC1L8A9D2C4M9W4U9Y5V4E4G6D9L1A7HE10V4F10S1O6K6C1E2U2C9V3V8U2M4Y5ZG7Y1Q8M2K2Q4M10C7B5D2P10G7P4E9J452、Renewableelectricitygenerationisnowonparwith______ofnaturalgas,whichremainedrelativelystableinlastyears.

A.theone

B.which

C.that

D.what【答案】CCX4Z10U3Z2A4E10L1R7M9F9B9T7U5M9X8HJ6A7X1Y4F5W6Z1K2P8O3E1A2F2P7L4ZQ2B3Q8Z8B9R10B2Z6F3J9M9R4Y7H1N553、某企業(yè)對(duì)以外幣結(jié)算的款項(xiàng)減少業(yè)務(wù)的核算，以前都按原入賬時(shí)的匯率作為賬面匯率，但從本年初起，經(jīng)董事會(huì)同意，改按加權(quán)平均法并已在會(huì)計(jì)報(bào)告中加以說(shuō)明。對(duì)于上述會(huì)計(jì)方法的重要變動(dòng)，如企業(yè)不再作出任何調(diào)整，注冊(cè)會(huì)計(jì)師應(yīng)出具（）。

A.無(wú)保留意見(jiàn)審計(jì)報(bào)告

B.保留意見(jiàn)審計(jì)報(bào)告

C.否定意見(jiàn)審計(jì)報(bào)告

D.無(wú)法表示意見(jiàn)審計(jì)報(bào)告【答案】ACK9O6N7S9H6Q9O5C2U6N10T2A8F9E6Y6HI1O5J4G2X4E8K10W4G10Y3Q9T9H5A3O2ZR7P5P10Z6D7P2I6Y4P8Z1K8H9Q2Z5C454、保險(xiǎn)合同是投保人與保險(xiǎn)人約定保險(xiǎn)權(quán)利義務(wù)關(guān)系的協(xié)議，是一種（）。

A.民事合同

B.刑事合同

C.不具有法律關(guān)系的民事合同

D.不能轉(zhuǎn)讓的合同【答案】ACS3J1K10H9P9W5K3Y1W7P5P4T8N10N6A8HH7A4X5R5P5F9J4P6H1G8W5V3A4M3A10ZB7S6J4P6N2Z2F9B2P2A4B6V7J4O4N555、Theleftwingpartywantstokeepthesetwoactions________.

A.combination

B.combining

C.combined

D.combine【答案】CCF3S5W4O8W1G9V8G8E2C6X6O6E5H6V1HS2L5U1O3H2Q10F6J8V8U7O2V3W7G4S4ZQ1Q5U9W8W8K2L8J1D10I3U1J7O3C10B256、資料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC’sHistoryWall,astrikingartinstallationatthebank’sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank’sarchivesandarrangedinchronologicalorder.

A.Thebankhasgreaterpowerthanotherbanks

B.ThebankcontributesalottothedevelopmentofLondon

C.Thebankusesitshistorymorecreatively

D.Thebankhasadifferentbusinessmodelthanotherfirms【答案】CCX10U9O6K8M10Q1A3P1G8O9N7N10D5S10N8HV1Q3T4T8N3U7D2Z2L5E8I5L1T8A5T3ZO2I5H10N3D4O5F4N3Y1Q7B7Y3X4S4S757、Inmodernclinicalpractice,doctorspersonallyassesspatientsinorderto______,treat,andpreventdiseaseusingclinicaljudgment.

A.remedy

B.diagnose

C.infect

D.judge【答案】BCZ7R3Z7M8D2W3A6P1L10P1A8D6R5I8T3HT2Y10E9G4J2D5Y7L1R1X8F1L10J9N10M7ZL6N5O7J8Y8Z8V7I9C7K8T6V2K7I3V1058、資料：Thedailychangesofthemarketcanleadinvestorsastray.Theupsanddownsmakethetendencytolookattheportfolio,sperformancefrequentlytootemping.Thismeansinvestersarelikelytoperceivemererisk,forgettingabouttheirkeytermgoals.

A.Keepthemselvesfromcheckingtheirtradingaccounts

B.Avoidrisksintermsofinvestmentplans

C.Payattentiontolong-terminterestsratherthanshort-termones

D.缺【答案】CCZ10U8M5P7M3X9W2T10I10E8A2Z2X5R1R8HO4X8M6M7E10Q3P10H10V3L1D5Q5M7D9N9ZO1C8H10X10T4Z9F6T10C5C2K2N10L1Q5O1059、NabhiVerma,whoholdsdegreesinbotharchitectureandengineering,hasarangeoftechnicalabilities____that.

A.toomuch

B.beyond

C.evenmore

D.moreover【答案】BCS3X6N7J8A1K7E3S7B3F1W7J4V2I5E6HW6K8M3U4G9E8Q7Q10K9O9P3E2S3A6W2ZG2L1X5F7Q9F8Q9A2W1C5Z10W10C7I7A660、紅娘最早成名是在王實(shí)甫的（）。

A.《西廂記》

B.《小桃紅》

C.《滾繡球》

D.《桃花亭》【答案】ACX1R1Z8X1D8F3Q10N9P1P10X9X2U10I5O6HP9P8Y2E6Z2I9J7O9X5S4X4C3C5A5R2ZK2B3E10Q2N5X9B2O10F9K3F7P9R9F4H261、Passage1

A.introduceanewcoursetostudents

B.helpstudentslearnaboutinvestment

C.teachhowtoapplyforacreditcard

D.encouragestudents’personalsavings【答案】BCE1K7F3F8K7Z2W1S6L4D8I2Z2R1P7N8HH10B3R7A9H9E10O10B3F8A6J10A7J5I10T6ZA4M10J1G10L8N6S5J10A6H6O3N7K1O8X462、——“Isthere（）here?”

A.anybody

B.everybody

C.somebody

D.nobody【答案】BCS2Z8B7Q7X3J8I3A7V3Y8I3Q1H9U3P7HG2R1D10J8A2X3M2U6D1K7S1Q3J1L1T7ZM6X3O9P1W5N4Q10D6K2J10I10B10U7M9H763、有一批書(shū)要翻譯，如果甲單獨(dú)翻譯需要22天，如果是乙單獨(dú)翻譯需要11天?，F(xiàn)在甲先翻譯一天，乙接著翻譯一天，然后甲再翻譯一天……如此以后，翻譯完這批書(shū)需要（）天。

A.16

B.15

C.17

D.14【答案】BCM2N9V2G10M1M2W2I10I3Z3C5Z8C6D3I3HK9G5Y6R6N6H5E9K9B5F7X1E4I8B1F1ZY3J4D2D1A3O2O2R3D3Z4N3L1J1T4V164、微型計(jì)算機(jī)中，ROM的中文含義是（）。

A.隨機(jī)存儲(chǔ)器

B.只讀存儲(chǔ)器

C.高速緩沖存儲(chǔ)器

D.可編程只讀存儲(chǔ)器【答案】BCB6S3V7A3B5F3W3Z4E2O7Y10W6S10K7D5HR8S8K10E8Q8F7L2V7Y3X4R1Q5K9E1E4ZF8C6P4U1N10Q10F10Z5V10E9W7Y10Z2M7A765、狄更斯著名的自傳體小說(shuō)是（）。

A.《雙城記》

B.《遠(yuǎn)大前程》

C.《大衛(wèi)?科波菲爾》

D.《艱難時(shí)世》【答案】CCE6Z6G9Q9O5M8V4A3U2F9H4U3A7E2Y3HV2T6F8M10R6N9Q3A1S7F2U8U2P10J9T10ZL2C3T8P3B1P3S8P2Q4E3S2Q10C8O2R666、What’scorrosion？It’sachemical______inwhichmetalistransformedintosaltandoxides.

A.react

B.action

C.reaction

D.response【答案】CCE8C9N1J10H1C10X3J2Q4R1S8Z9B1Z4B10HV1C4W1V1M6O9Y8T10B5L8X5Y3G10V3O4ZZ10I9O5K3I8O1I6E7K8K4J9D9G10V8I567、Thankyouforyourrecentorder.Althoughmostofyouritemshave____shipped,theFull-SpectrumDeskLamp（modelB07）istemporarilyoutofstock.

A.ever

B.often

C.lastly

D.already【答案】DCA1I8U7W9S1T2F1A8V4E9H5H10T1S4Y5HV5I8Y7W2T2C5P1S6O9Q5E6M4O10Q3K6ZH5U8E10E3E2Q8T4E1V4F10I9H1B8Z4N768、____justsixmonthsago,Finson’sGrillhasquicklybecomeoneofthemostpopularrestaurantsinDetion.

A.Opened

B.Hadbeenopening

C.Beenopened

D.Toopen【答案】ACM1C9B9C9P8A2M3S10X8K4Z7B7R7O6K7HI6R2Q8B1G8Q1Q5T2U4C6N5E10F1Z5J3ZD1Q8C4M3O10V2M5A3P1W7Q8E10T5H6Y869、資料：It’seasytotracetheevolutionoftheautomobile.Atmost，we’reonlytalkingaboutafewcenturiesoftechnologicaldevelopment，andmostoftheplans，prototypesandmodelsarestillaround.Withjustalittleresearch，youcaneasilytracethelatestmodelelectrichybridbacktoitssteam-poweredancestors.

A.Hominidandpaninwerehumansancestors5.4millionyearsago

B.Chimpanzeesexistedatabranchofphylogenetictreearecalled“hominid”

C.Humansonphylogenetictreeanalysisaresupposedtobecalled“panin.”

D.ScientiststhinkhumansandChimpanzeesconvergedfromacommonancestor，basedonphylogenetictreeanalysis【答案】DCV8O8V10Q3T9A1X8X7G8M5W7A8H2Z5H9HG1E2V6O8A1X2N3T1O4I7B1O4Q7D10R8ZX10Q4Q1L6B2V1Q5Z3N4F6M6C10A8L7T1070、市場(chǎng)按（）標(biāo)準(zhǔn)劃分為實(shí)物商品市場(chǎng)、勞動(dòng)力市場(chǎng)、金融市場(chǎng)、技術(shù)市場(chǎng)、信息市場(chǎng)。

A.空間結(jié)構(gòu)

B.層次結(jié)構(gòu)

C.競(jìng)爭(zhēng)結(jié)構(gòu)

D.商品結(jié)構(gòu)【答案】DCD8E1U1J9A8I3Q7B4X7V7N1H10K2K1D3HY9J9Y7H8K4R3Z7L6U7L6J7D6Q6Z8T3ZF6L1Y5C7V7L6W10G8E3K2I9X9M5N3L371、下列各項(xiàng)中，不具有行政主體資格的是（）。

A.鄉(xiāng)鎮(zhèn)人民政府

B.公安派出所

C.街道辦事處

D.公安局法制科【答案】DCV7P3Q2B3Q2P10J1V10S4T8R3R7X1P9D6HL10Q6M1Z5O9F10L3O5I9G3J8M8B9B1T6ZE5Z2M8V5H10V9H3F6M8S5A1Y10I5C2F772、資料：Poorhealthisnotonlydamagingtoemployees,itisdetrimentaltobusinesses."Corporationspayaheavycostforstress-relatedillnesses,suchashypertension,gastrointestinalproblems,andsubstanceabuse."saysRubin.

A.Incompanieswheregoodhealthispromoted,employeesaremorelikelytobeloyalandproductive

B.Offeringseminars,startingcompetitionsandofferingdiscountongymmembershipswillbecostly,socompaniesshouldnotpaymuchattentiontotheseactivities

C.Exerciseplaysanimportantroleofbuildingastrongbody

D.Chronicstressintheworkplacemightbeharmfultothecompany'sinterest【答案】BCQ8P3K1U5R6F5S5C1P6J4G10F5P4G5Z5HU3K10D2W3Q1G3T10U6L8N9J6R3K2P4L9ZT6J6U5V5T8Y1L2I9W7D6T7O10I5Z5M1073、資料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishingandothermaritimetrades.Environmentalgroupswho’dbeenpushinganendangeredlistingsaidtheproposalwasa“turningpoint”theyhopewillleadtogreaterturtleprotections.

A.humanactivitieshavechangedthewayturtlessurvive

B.Effortshavebeenmadetoprotectturtlesfromextinction

C.Marinebiologistsarelookingforthesecretofturtles’reproduction

D.Governmentbureaucracyhascontributedtodecreasingnumberofturtles【答案】BCU10P1W2H5A9X1J9V6K7N10H9K4C5K7U5HW8L5F1U6S4I9X4U3O8V5P8R5B6E2Z6ZA1T6C4T1J3A2D4W3R7P7Y8U10M10F5P974、________yourchildwillleavehometoleadherownlifeasafullyindependentadult.

A.Eventually

B.Quickly

C.Unanimously

D.Uncertainly【答案】ACA6K8Z3G3L10Y7W1D7Q7K6E1Q5Q5E5Z10HP10I9S9O9D5T4M4X6K1Z1A5Y10S4E9B1ZV1I6T5D8X10E4O1X3M3I3U6X3P1J4P675、Themanagersaidhebelievedwewouldwinthecontract,butIknewthatwedidn’treallystanda/an____.

A.chance

B.opportunity

C.probability

D.possibility【答案】ACH5E10Z5O10W8S9B7C10K1Q1P6T10K5F5W1HJ2J4R8I1P3G7G8K8F8O6X6K7T7T1I7ZB3O2H5L9P6Q3T3G5U8E7S4P5Y7D6W1076、賈某赴新加坡出差，行前到交通銀行兌換500新加坡元，這時(shí)銀行使用的價(jià)格是（）。

A.鈔買(mǎi)價(jià)

B.匯賣(mài)價(jià)

C.匯買(mǎi)價(jià)

D.鈔賣(mài)價(jià)【答案】BCA1D6Q9V7I1M7J1W7M4P9J3A8K9I8C7HU4J8A9A7D4W1D8I2G10S2O10C7F4A1T1ZE4Q10H1C2W9C1X2S3I1W6H3H7S10X3O477、資料：EarlyExperiences

A.Youshouldseparatenewandmaturecustomersintestingyourproducts

B.Approximatecustomersareequallyvaluableasrealusers

C.Salespeoplehavealotofcustomercontact,sotheyhavethesamemotivationsascustomers

D.Usabilitytestaimstopleasethecustomers【答案】DCW1D8P2U2E2U6K4O1K1O10G1W7F4B8K9HC5T10M4S8F8S8U4D3I7K4J2B1A9B3J6ZF1M3X1S1L2E5N5J6H9D5X9K2Z9H10H478、我國(guó)第一家中國(guó)人自辦的銀行為（）。

A.麗如銀行

B.交通銀行

C.北海銀行

D.中國(guó)通商銀行【答案】DCL3R2S6R7U9C7P7O10R2W7Y2R5U5K10F6HQ1W6I6Y5M4X2I6J7H3R2R2G3S7X10B10ZC4Y1F3Q5C6R1Z3B2D1C3G2B10B2A9D179、如果金銀的法定比價(jià)為1：20，而市場(chǎng)比價(jià)為1：15，按照格雷欣法則，那么這時(shí)充斥市場(chǎng)的將是（）。

A.銀幣

B.金幣

C.銀行券

D.金銀混合幣【答案】BCM7T8D7P2T7Q2L5Y4T5E9N4N8S1H3B7HD7X3J6O10Y1P9U6Z1N3J3I9I9L6I4Z2ZO5U5Z4R9P3Z6R7L9T7G4V2C3P3E5Q980、生物體構(gòu)造的主要物質(zhì)是（），生命遺傳的物質(zhì)基礎(chǔ)又是（）。

A.細(xì)胞；蛋白質(zhì)

B.蛋白質(zhì)；核酸

C.蛋白質(zhì)；細(xì)胞

D.細(xì)胞；核酸【答案】BCQ6U2N6S8U7T1X6A6F3D7U8F3M8H2W9HK4C7B6I5P5S7E6Z7X2S2P5F10G2Q4T9ZF8U5C3D9Y1X1D6L1E9O6L3C2H2G8N281、資料：Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.

A.Tokeepclients’datasafe

B.Toclosedownthepoorservices

C.Togiveuptheirdatamonopoly

D.Todisclosetheirsourcesofprofits【答案】CCO3E3D10A3F8U10W10Q10F10O4H2G3X3C2B2HM5F10E10K6M6I1S8A9S6Q6I1H5V2Z9F2ZS9L8S3N2M4I7P5M6G4T2T8N7F9V7P682、資料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.

A.Longtermfinancingtohelpemployees

B.Employeepurchaseprogramsanddiscountcards

C.Payoffcollegeloans

D.Budgetingsoftwareandcompanymatchedsavingsplans【答案】ACI5G10E2A3M3O4H9K6I2L10P6A9Q10K9N10HT10T3J10U10W2O1T7Y1P2R8N1C3W10E8M6ZH8C9T3R9S6H6I7V4U2F9I5W5N7W8N583、資料：Italy'snextgovernment,acoalitionbetweenthepopulistFiveStarMovementandthefar-rightNorthernLeague,isgivinginvestorsplentytoworryabout.Leakedplans,hastilyabandoned,suggesteditmightwanttoleavetheeuroorasktheEuropeanCentralBanktoforgive€250bn（$292bn）ofItaliandebt.ButlessattentionhasbeenpaidtowhatitmightmeanforItalianbanks,andinparticularfortheirbiggestburden:non-performingloans（NPLs）.Over€185bnofNPLswereoutstandingattheendof2017,themostforanycountryintheEuropeanUnion.（1）

A.uneasy

B.awkward

C.furious

D.indifferent【答案】ACC4X10B10L3V3X5V10Y7X9D5T8X9C10V10M1HZ3O10P4K1B8D4W5R9D9K10Q4L8M5O9X10ZW7N8R8X3F6P4K3Q1V2T6A8G9P9J7F284、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.ButI’vealsolearnedthatifyoudon’thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they’llsimplynevergetdone.Andthatmeansyouwon’tmaketheprogressthat’sreallygoingtomoveyourbusinessforward.

A.Youhavetobereadilyavailableintheoffice

B.Peoplecannotworkinavacuum

C.Peopleintheofficelovehelpingothers

D.Sometimeswehavetodeclinecolleagues’requests【答案】DCT1F5S1U8F5M9P4Q6L6Q10W1G2G3G7X3HJ3D8R5F7B3A8C2J4V3S4X6Q3T1Q1Y3ZN8X10N6K2L2D4A2W3N4Z2T1Y8X9Y6T985、資料：Procrastinationcomesinmanydisguises.Wemightresolvetotackleatask,butfindendlessreasonstodeferit.Wemightprioritizethingswecanreadilytickoffourto-dolist-answeringemails,say-whileleavingthebig,complexstuffuntouchedforanotherday.Wecanlookandfeelbusy.whileartfullyavoidingthetanksthatreallymatter.A