2022年銀行招聘考試題庫高分通關(guān)300題加下載答案(黑龍江省專用)

《銀行招聘》職業(yè)考試題庫

一,單選題(共200題，每題1分，選項(xiàng)中，只有一個符合題意)

1、資料：歐洲的經(jīng)濟(jì)學(xué)家Mr.T首先跟你談了歐洲的一些優(yōu)勢，以及一些好的企業(yè)。請根據(jù)下列資料回答問題

A.ItisaSpanishfood

B.Itisasoftdrink

C.Itisasportsdrink

D.Itisafoodanddrinkscompany【答案】CCO6O3Z3S2B9O4C2HY10J2H4C8M9J6J5ZQ4D8O3D10R7F6K12、下列不屬于無線通信線路的是（）。

A.微波

B.光纖

C.無線電

D.激光【答案】BCW2R1O2V5Z8G10G9HP4E3S3F10Y2X1J2ZH2T3R2P5L10O10J33、Computercannotrememberwhohasusedit;itsimplydoeswhat（）.

A.itistold

B.itwastold

C.ithastold

D.ittold【答案】ACR4H1M8C8E10F5N10HN2O1L10L2M2D10Q4ZU10F1C6L2O5N1I34、Mymajorandworkingexperience______thisposition.

A.providemethequalificationfor

B.supportmequalifiedwith

C.makemequalifiedfor

D.qualifiedmyselfwith【答案】CCM5T1Z10X10F4H6T6HX8G10G10J1J2G6D6ZC9J1Z5B2M7H2F105、人民幣匯率形成機(jī)制改革堅(jiān)持主動性、可控性、漸進(jìn)性的原則，2005年7月21日，人民幣匯率形成機(jī)制改革啟動，開始實(shí)行以市場供求為基礎(chǔ)、參考一籃子貨幣政策進(jìn)行調(diào)節(jié)、有管理的浮動匯率制度。自匯率形成機(jī)制改革以來，人民幣匯率彈性逐步擴(kuò)大，并形成雙向波動的格局，呈現(xiàn)穩(wěn)中有升的態(tài)勢。

A.銀行間外匯市場

B.同業(yè)拆借市場

C.票據(jù)市場

D.債券市場【答案】ACR7U1M4H4L3F4V4HJ10M9E1S2L3F1Q10ZF1I7J4M2O8C6S96、緊急避險，是指為了使國家、公共利益，本人或者他人的人身財產(chǎn)和其他權(quán)利免受正在發(fā)生的危險，不得已而采取的損害另一方較小的合法權(quán)益，以保護(hù)較大的合法權(quán)益的行為。根據(jù)上述定義，下列不屬于緊急避險的是（）。

A.某客輪忽遇臺風(fēng)，船長憑多年經(jīng)驗(yàn)拋棄大量貴重貨物以減輕重量，保護(hù)旅客生命安全

B.小郭正騎車行走，一機(jī)動車突然斜沖過來，小郭趕忙躲閃，結(jié)果將一香煙貨架撞壞

C.小劉在回家途中遇到劫匪，情急之下，撿起一塊磚頭砸向匪徒

D.某小區(qū)一住戶家窗戶、陽臺都在冒黑煙，物業(yè)公司在確定無人的情況下。破門而入【答案】CCA7H3R4T6P3V5Q9HW7Z3E8T4R1P4F6ZF6X4T10N7E3P5H77、下列歷史事件按時間排序正確的一組是（）

A.百家爭鳴——獨(dú)尊儒術(shù)——新文化運(yùn)動

B.大澤鄉(xiāng)起義——太平天國運(yùn)動——安史之亂

C.王安石變法——商鞅變法——戊戌變法

D.貞觀之治——文景之治——康乾盛世【答案】ACH2R6C9O10P10Z10F9HB1C7J2A5J10L9A3ZZ4P7Q9Y2F10P9N108、Therefore,individualsmayattendhighereducationtoavoidor______theirrequiredmilitaryservice.

A.cancel

B.postpone

C.refuse

D.display【答案】BCJ5C4Q9Q9J9G1C3HF2P10Y3O3F7H7V9ZC1N10R6W4O6U7J39、Manyspeciesareinperilofextinctionbecauseofourdestructionoftheirnatural____.

A.habitat

B.favor

C.hoop

D.circle【答案】ACU1R3B1C4O8K4T8HC7T4H6N10K6Y8O6ZD4B9I8E4O4U3V110、資料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC’sHistoryWall,astrikingartinstallationatthebank’sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank’sarchivesandarrangedinchronologicalorder.

A.Heisthesoleauthorof“Authenticity”

B.Heencouragesfirmstolookfortypicaleventsfromarchives

C.Helovesthecobalt-blueglassedofRitz-Carltonhotelverymuch

D.Healsobelievesthatyoungerfirmscanusehistoryaswell【答案】BCU2Q8I5G5Y6N4Y6HF9E8D2M10O8M9A10ZD9M10C10S10V10D10P111、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Chinesebusinessmenlookforwaystocombinedifferentoptions

B.Chinesebusinessmenhavestrongersenseofnationalpride

C.Chinesebusinessmenhavetheirownpacedoingbusiness

D.Chinesebusinesstreasurecloserelationship【答案】BCK4Z1X2B7G3N1M4HF9G4P4T2U6T1T10ZE6D1N9O5N9S6Y512、人工智能的出現(xiàn)對哲學(xué)意識論的意義是（）。

A.否定了意識對物質(zhì)的能動性

B.根本改變了人類意識活動中的主體性

C.降低了人在意識活動中的主體性

D.表明意識活動與其他物質(zhì)運(yùn)動形式的同一性【答案】DCI4E1M8Y4J3J4C5HX2J8W6X5M2Y5W3ZD5X7D6G8G3Z5P613、下列句子中語序排列最連貫的一項(xiàng)是（）。

A.（4）（1）（3）（5）（2）

B.（1）（4）（3）（5）（2）

C.（1）（5）（2）（4）（3）

D.（4）（3）（5）（2）（1）【答案】BCY3B7B6O4Z10L10I6HF6O8O3J6C1W6I9ZY7Z2N4E5C5D9V714、The______goaloftheprojectistoexpandthescientificknowledgerelevanttoimprovinghealthoutcomesforwomenandchildreninlowincomecountries.

A.entire

B.total

C.target

D.overall【答案】DCQ3M5E8X4Y1W7P7HP3I6B10C3P9Z2F3ZH10V4Y5C2S4R6Y715、電能是用途最廣泛的能源之一，它屬于（）。

A.二次能源

B.—次能源

C.不可再生能源

D.可再生能源【答案】ACP2R8N1P5V4V1T10HC7P8J8G8Y9A8O1ZC4E5I5S1S10Y6K616、我國《刑法》中的附加刑（）。

A.只能獨(dú)立適用

B.只能附加于主刑適用

C.只有主刑是有期徒刑以上刑罰的，才可以附加適用

D.既可以附加適用，也可以獨(dú)立適用【答案】DCV4P7D9I7G9M6B5HD1B8J2B9W1W10T10ZU6I5A9B8I1X9I117、我國專門為退市后的上市公司股份提供的繼續(xù)流通場所為（）。

A.二級市場

B.銀行柜臺市場

C.三板市場

D.中小企業(yè)板市場【答案】CCD5B6X1G5F1D7J6HE8V9K2Q4O2P3X8ZL7J6V6G8J3O4U318、資料：China'sFosunhasofferedtobuyalmost17percentofMillenniumBCP,Portugal'slargestlistedbank,andpotentiallyliftitsstaketo30percent,followingahavinginitssharepriceintheyeartodate.

A.Nonchalant

B.Susceptible

C.Averse

D.Neutral【答案】BCS2I2H2R3H5M10Q8HN10U9A8N3F10O6N5ZB3C5D8H6P2S6H1019、______,thissimplegesturemeansfivedifferentthingsinfivedifferentMediterraneancountries.

A.Becauseitseemsastonishingthat

B.Astonishingthoughitmayseem

C.Youwillbeastonishedby

D.Astonishediswhatitwas【答案】BCT4X10B2J9Z4Y5X7HE10Z8R8X1I1U9P5ZB10L6E10S2B9X5M620、太陽系是大約（）億年前，由星云在引力作用下逐漸收縮而形成的。

A.100

B.80

C.50

D.30【答案】CCY7Q5F7I10K2B10G8HB1U5C10D5U6Y9X10ZS3Y10G10N9H3Z4H221、關(guān)于通貨膨脹的成因，下列說法不正確的是（）。

A.失業(yè)率居高不下時也可能出現(xiàn)高通貨膨脹

B.在總需求和總供給相對平衡的條件下，某些結(jié)構(gòu)性因素也可能導(dǎo)致通貨膨脹

C.貨幣供給的擴(kuò)張并非需求拉動型通貨膨脹的唯一根源

D.貨幣是導(dǎo)致通貨膨脹的唯一重要的因素【答案】DCJ9H8R6V5P4M9T8HT9L2X3H2C2Y2B9ZD10E2J1I3H7X8P522、關(guān)于總需求曲線，以下表述錯誤的是（）。

A.總需求曲線反映的是產(chǎn)品市場和貨幣市場同時處于均衡時，價格水平和總需求量的關(guān)系

B.擴(kuò)張性的財政政策使總需求曲線向右移動

C.擴(kuò)張性的貨幣政策使總需求曲線向右移動

D.總需求曲線向右上方傾斜【答案】DCT10Y4B10G6B4G1C7HO9F1G8W8A1M6X5ZI8H4L2B4I1Y10Z723、對項(xiàng)目計(jì)算期相同而原始投資不同的兩個互斥投資項(xiàng)目進(jìn)行決策時，適宜單獨(dú)采用的方法是（）。

A.回收期法

B.凈現(xiàn)值率法

C.總投資收益率法

D.差額投資內(nèi)部收益率法【答案】DCP6Z7U6S4W6Y5M5HS2K2H8X4G5G5C2ZR1E2S6E1K4S7Q724、下面是中國古典文學(xué)四大名著中的人物與情節(jié)，其中搭配不當(dāng)?shù)囊豁?xiàng)是（）。

A.魯智深——倒拔垂楊柳

B.孫悟空——大鬧天宮

C.諸葛亮——三顧茅廬

D.劉姥姥——進(jìn)大觀園【答案】CCC1P2V2I2T6J10E5HB10E3G7J9Y9P1B3ZP3Q8G4I9E9F3H925、如果將一國貨幣幣值的提高定義為升值，那么，對該國來說，將導(dǎo)致（）。

A.直接標(biāo)價法匯率數(shù)值將減小，間接標(biāo)價法匯率數(shù)值將減小

B.直接標(biāo)價法匯率數(shù)值將減小.間接標(biāo)價法匯率數(shù)值將增大

C.直接標(biāo)價法匯率數(shù)值將增大，間接標(biāo)價法匯率數(shù)值將減小

D.直接標(biāo)價法匯率數(shù)值將增大，間接標(biāo)價法匯率數(shù)值將增大【答案】BCW1F7F7G8K2L9V7HS4W6W9K8X3U4H8ZV8K10A10A2T2Z9K526、Passage5

A.Tomakeatransitiontoanewtopic

B.Toworkasahooktothefollowingparagraphs

C.Toprovideacontrasttotheprecedingparagraphs

D.Tooffersupportingevidencetotheprecedingparagraph【答案】DCY8W1O1U9R4L3F2HK10Z3S4B8K8L5T1ZT10D10U7Q1U1Q9D127、根據(jù)物的分類，下列物與物的關(guān)系中屬于主物與從物關(guān)系的是（）。

A.冰箱與雪柜

B.礦泉水與蒸餾水

C.衣柜與門框

D.汽車與備用輪胎【答案】DCT3X4U9J6H10Z6E7HK7B8K1N4L1K8Z1ZG2I5V4L6R6B2W128、Twoyearsago,RupertMurdoch’sdaughter,Elisabeth,spokeofthe“unsettlingdearthofintegrityacrosssomanyofourinstitutions”.Integrityhadcollapsed,sheargued,becauseofacollectiveacceptancethattheonly"sortingmechanism"insocietyshouldbeprofitandthemarket.But"it'sus,humanbeings,wethepeoplewhocreatethesocietywewant,notprofit".

A.revealedacunningpersonality

B.centeredontrivialissues

C.washardlyconvincing

D.waspartofaconspiracy【答案】CCP8E4R2Y5O9L9O6HS2T10O5D6W7T1P10ZC7U7G3K5Q3A7R429、對于高層管理者來說，掌握良好的（）是最為重要的。

A.人際技能

B.語言技能

C.概念技能

D.技術(shù)技能【答案】CCT5X6Z4Z6A2P4W1HF1P7L2A7U10U9E10ZQ5W6I6F5S5O1G430、高通脹下的GDP增長將導(dǎo)致金融市場行情（）。

A.上升

B.下跌

C.不變

D.都有可能【答案】BCX2B3K4U10C2L5U6HD3V8I6H8T6C2I6ZD9E3X10V10E5D10Q731、Shegotherdegreesuccessfullyasheruniversity_____wasonMarinaTsvetaeva,apoetthenindeepofficialdisfavor.

A.conclusion

B.hypothesis

C.dissertation

D.paradox【答案】CCV8J5Z1A3V2Y4N10HW5G5K8F1G4K9G4ZA4P3O8Z1Z3D8I1032、資料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.

A.AfterBritainleavingtheE.Utheinvestmentdecisionofinvestorshasbeenaffected

B.AfterBritainleavingtheE.U,thevalueofthepoundwillbeseenweakenedfurther

C.AfterBritainleavingtheE.U,thefedtakesthisopportunitytoraisetherate

D.AfterBritainleavingthe

E.U,theBankofEnglandhasalreadycutpolicyratesto0.25%【答案】ACT7E10F2E9U8B4P10HY10G7S8R5C6J8T6ZN2L8M1S1O9Q6V1033、中國農(nóng)業(yè)銀行于2010年7月15日和16日正式在上海和香港兩地上市，至此，中國四大國有商業(yè)銀行全部實(shí)現(xiàn)上市，中國金融改革開始新的一頁。

A.股票

B.證券

C.債券

D.投資基金【答案】ACQ2O10Q7G5G5Z6J2HW9O9N7R3Y5Q9N4ZE8Y1N3P7Q7T1X634、Hurricanesareseverecycloneswithwindsover75milesanhour（）originateovertropicaloceanwaters.

A.which

B.who

C.where

D.howto【答案】ACF2C10H8T3H1N10Q1HN7D3P10C6H9K5C7ZE10G9H9C3G2S5H1035、關(guān)于工作分析方法的說法，錯誤的是（）。

A.訪談法應(yīng)用廣泛.適用于各類工作

B.問卷法操作簡單，成本較低

C.工作日志法要求任職者在一段時間內(nèi)記錄自己每天的工作活動

D.觀察法要求工作分析人員通過直接參與研究的工作來掌握工作相關(guān)信息【答案】DCB5I6Z6Y4A2A3J3HV10M4U5X6C7C3R4ZR1R10F1H10J1T10X536、Passage8

A.Somelendersareunwillingtolendmoneytoseniors

B.Theborrowerscannotpaybackthemoneyasexpected

C.Federalandstateregulatorsaredocumentingtheobjection

D.Somelendersgobankrupt【答案】BCH5M8M10N5Z8P5A8HL3L4C10V9X2M9L7ZK10K9K3X3Q8X3R537、下列說法不正確的是（）。

A.舞低楊柳樓心月—柳永

B.兩情若是久長時—秦觀

C.此情無計(jì)可消除—李清照

D.可惜流年、憂愁風(fēng)雨—辛棄疾【答案】ACH3I4W7M1U10S7U5HS8V5O1R10J4X1K5ZM8M5J3Q9H6P9W438、我國刑法規(guī)定在我國領(lǐng)域內(nèi)的犯罪是指（）。

A.受害人居住地在我國領(lǐng)域內(nèi)

B.犯罪人居住在我國領(lǐng)域內(nèi)

C.犯罪行為或者結(jié)果有一項(xiàng)發(fā)生在我國領(lǐng)域內(nèi)

D.受害人與犯罪人均居住在我國領(lǐng)域內(nèi)【答案】CCX7Y1W10A9A1X7A1HB9B3C7E8F3Q3X3ZB10C7H1R7V1N5Z639、資料：Upto80percentoftheworld’smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.

A.blocking

B.undergoing

C.supporting

D.stressing【答案】CCQ4H4G2E2X10R4F6HV4C3N1G10U4C8W7ZM7J6V1B2S4D9V840、下列有關(guān)國內(nèi)生產(chǎn)總值的表述，正確的是（）。

A.③④

B.①④

C.②③

D.①②④【答案】BCN10X2L2Q6Y9A8S3HG8G4F3A8M9S1O6ZQ2L1R3A3P2M7R741、閱讀理解

A.trytoridhimselfofhisworldofillusion

B.accepthiswordsasbeingoneofillusion

C.applythescientificmethod

D.learntoacknowledgeboth【答案】BCC9P4L1C4Y8V4H1HL4R7N6D3S8Y5X1ZN4E3K2Z2N8J2T342、我國山脈眾多，影響深刻。對此，下列表述不正確的是（）

A.秦嶺山脈是我國南北方的重要地理分界線

B.陰山山脈是傳統(tǒng)上重要的農(nóng)業(yè)與牧業(yè)的分界

C.昆侖山脈融雪是河西走廊綠洲農(nóng)業(yè)的重要水源

D.喜馬拉雅山脈是世界上最年輕高大的山脈【答案】CCY5Y5T3Z2B7S10G9HF7X10S2L5I5X6E1ZW9H2W6F8Y4B6P543、Passage10

A.givetheirparentssomefreetime

B.maketheirparentsmorecreative

C.helpthemwiththeirhomework

D.helpthembecomemoreattentive【答案】ACG2J6Z10B3E6V8S5HP10D3W7J4T9F5U8ZI5V2T8V6V1F7Y1044、帕累托最優(yōu)條件不包括（）。

A.效率問題

B.社會問題

C.生產(chǎn)問題

D.分配問題【答案】DCH2I1S4P2N5U4H1HL9X9I1K5N2O8D3ZC8O9B7F5E10A10S645、資料：TheincreasingamountofpersonalinformationthatcanbecollectedbycomputerprogramsthattrackhowpeopleuseFacebookhasbeenrevealedbyanextensiveacademicstudy.

A.Thestudydrawspeople’sattentionforprivateinformation

B.informationcanbepredictedcorrectlyinthestudy

C.somepersonalinformationmaybecollectedandusedbysomecompanies

D.ifpeopleattempttokeeppersonalinformationprivate,thingswillchange【答案】CCH3P9N10Q4Y1G5V4HB4Q5X10T3J6L7X5ZN3Q6A8I4P10I9B546、資料：Whatattractscustomers?Obviouslythequalityofaproductdoes,butvisualimagescontributeagreatdeal.Itisnotonlytheimageprovidedbythepackagingthatcountsbutthewholecorporateidentityofthecompany.

A.Hairstyleandclothes;corporateidentity

B.Colorsandsymbols;cultureandidentity

C.Hairstyleandclothes;image

D.Colorsandsymbols;tasteandmission【答案】BCK8Q4O2O5J10D5V2HI1K6L10X5R7U5C1ZK1X5A9M1D6T4E947、Theleaveshavebeensweptintohuge____.

A.pyramids

B.layers

C.heaps

D.loads【答案】CCN1J7D6S2U9J4C5HB9O6J5S1U6U3R5ZO2U2K9T5S8L7F1048、材料一：為進(jìn)一步支持實(shí)體經(jīng)濟(jì)發(fā)展，優(yōu)化流動性結(jié)構(gòu)，降低融資成本，中國人民銀行決定下調(diào)金融機(jī)構(gòu)存款準(zhǔn)備金率1個百分點(diǎn)，其中，2019年1月15日和1月25日分別下調(diào)0.5個百分點(diǎn)。同時，2019年一季度到期的中期借貸便利（MLF）不再續(xù)做。這樣安排能夠基本對沖今年春節(jié)前由于現(xiàn)金投放造成的流動性波動，有利于金融機(jī)構(gòu)繼續(xù)加大對小微企業(yè)、民營企業(yè)支持力度。

A.庫存現(xiàn)金+商業(yè)銀行在中央銀行的存款

B.法定存款準(zhǔn)備金率×庫存現(xiàn)金

C.法定存款準(zhǔn)備金率×存款總額

D.存款準(zhǔn)備金-法定存款準(zhǔn)備金【答案】CCV6W7T3X2A5T7V2HW3C2G10Z4A1A6Q9ZD2S8B6U3W2E1A949、隨著生產(chǎn)和生活垃圾的急劇增加，垃圾處理已成為一個重要的社會和經(jīng)濟(jì)問題。而有關(guān)專家卻說垃圾是放錯了地方的資源?！睂⒗闯墒恰胺佩e了地方的資源”這段話（）。

A.堅(jiān)持了聯(lián)系的觀點(diǎn)，世界上一切事物都是相互聯(lián)系的

B.混渚了矛盾主次方面，看不到矛盾主要方面決定事物性質(zhì)

C.堅(jiān)持了矛盾的分析方法，看到矛盾雙方在一定條件下相互轉(zhuǎn)化

D.違背了矛盾普遍性和特殊性辯證關(guān)系，看不到矛盾的普遍性【答案】CCA8T8O10O1F6W3O5HT6C2Y6G8F8K10Y3ZJ4E6D9T10Z9P10Q250、長江以南的廣大丘陵地區(qū)，分布著一種在當(dāng)?shù)馗邷囟嘤晗掳l(fā)育而成的土壤，叫（）這種土壤含鐵、鋁成分較多，有機(jī)質(zhì)少，酸性強(qiáng)，土質(zhì)黏重。

A.紅土地

B.黑鈣土

C.黃壤

D.棕壤【答案】ACX9H1F3W4C9M2Z3HW3S2I1E5Q5L1V4ZE7M6K3P10S1T8J451、TheWHOsaysthereiscurrentlynoevidenceofhuman-to-human______ofthevirus.

A.translation

B.transition

C.transmission

D.transaction【答案】CCY10J7Z10N4N8G5L3HO3O8A9C7M7V6Y4ZI5H6A1T10D3B9V552、資料：Fornearlyacentury,HiltonWorldwidehasofferedbusinessandleisuretravelersthefinestinaccommodations,service,amenitiesandvalue.

A.Apolicyannouncement

B.Arecruitmentad

C.Aproposal

D.Abusinesslicense【答案】BCJ7K1N2C4K2T1Z4HM8R3D7J4R4U10U9ZO5X1I5T9M6E7Q753、Shecandoitherself;itis（）easy（）ABC.

A.rather...than

B.more...than

C.notasmuch...as

D.as...as【答案】DCC10N7S3E7G7X3Q3HN8H10T7N6G5M6Z5ZZ6S2U9P6W4Q3T754、下列屬于增值稅征收的事項(xiàng)是（）。

A.某公司出售辦公大樓

B.某電力公司銷售電力

C.某公司轉(zhuǎn)讓土地使用權(quán)

D.某農(nóng)民銷售自產(chǎn)農(nóng)產(chǎn)品【答案】BCK9H6F3B2U10O9U10HE5S8F9G1J7Q6B10ZM4N8S6Y6R4V5E755、TheUnitedStateswilldothatwhichisnecessarytomeetits______toitsowncitizens.

A.rules

B.promise

C.principles

D.obligations【答案】DCE6Y5S2C1Y6J6U2HH3B3G3P3O8D8V2ZY8J1N7O4Q9N10X756、Sincethe1960s,therehavebeenseveralpoliciesdesignedto______thischallenge,includinginstitutionstailoredforsmallholderagriculture.

A.do

B.deliver

C.cope

D.address【答案】DCX10N10V2T4P10N8U10HS4J5Y8Z6B2G10Q10ZR1P7T5R7I7L9S257、Mr.Backussimplyreplacedtheoriginalequationwithhisown______foradreamdate,whichincludedthepercentageofwomenlikelytofindhimattractive,andthenumberofgirlsaged24to34inLondon.

A.designation

B.measures

C.criteria

D.legislation【答案】CCH4Q5K9Z5Y10N3L7HD4Z7W7L9D7B10L3ZI10E10G9Q5G6D2G258、資料：Thedailychangesofthemarketcanleadinvestorsastray.Theupsanddownsmakethetendencytolookattheportfolio,sperformancefrequentlytootemping.Thismeansinvestersarelikelytoperceivemererisk,forgettingabouttheirkeytermgoals.

A.beconcernedaboutimmediategainsandloss

B.beattractedbyriskratherthanlongtermgoals

C.bemisledbythedailychangesofthemarket

D.beworriedabouttheupsanddownsofthemarket【答案】CCB6M4J7E7Z8V1S10HI1Y4U2M5P7S7L7ZO4Z7O3A9E5I3I859、資料：Asabusinessowner，itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.

A.Discusstheadvantageoftechnology

B.Advertisingbusinesssoftware

C.Teachbusinessownershowtostaycompetitive

D.Teachbusinessownershowtomanageemailsandcalendars【答案】CCD1N2I1Y9L6T6K1HZ1S7K5C9R9F7U8ZZ1F10N8E5S3N6P160、下列說法不正確的是（）。

A.魯迅是中國現(xiàn)代文學(xué)的奠基人

B.郭沫若的《女神》是現(xiàn)代文學(xué)史上第一篇白話文

C.田漢是中國現(xiàn)代戲劇的奠基人

D.巴金是現(xiàn)代家族小說的開拓者【答案】BCY9L8I3T6V2W2S7HY7F9N7M8B5J8L9ZU8R8T9Z10Y2S7W361、下列關(guān)于外匯科目的說法中，正確的是（）。

A.“外匯買賣”科目本身屬于資產(chǎn)性質(zhì)

B.“外匯買賣”科目本身屬于負(fù)債性質(zhì)

C.“外匯買賣”科目是一個實(shí)體性質(zhì)的科目

D.“外匯買賣”科目僅僅起本外幣轉(zhuǎn)賬中平衡借貸關(guān)系的作用【答案】DCH2S6N1K10S8X6E1HP2E1R5K4T3R7N10ZM9F9U8D6J8O5G762、Theunpleasantmemoryofthedespairingshriekoftheprincessatthetrial（）inmymindfordays．

A.prolonged

B.insisted

C.rested

D.lingered【答案】DCD6R4Q10J1P2V8G2HM10V1M10U4D9W2S6ZR5T10O3I9Q4Y8L1063、資料：There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.

A.Toemphasizetheimportanceofseafoodproviders'responsibilities

B.Toshowthattheproblemoffakeormislabeledfishhasalreadybeensolved

C.Tointroduceanewtechnologyofscanning

D.Toillustratethatseafoodprovidersalsotakeactionstoreducefraud【答案】DCG8U2V9C3Y5L9J7HD8F2V8D10H2J10O5ZR3L8S9D5O1N4M864、從融資角度看，下列屬于間接融資工具的是（）。

A.銀行承兌匯票

B.企業(yè)債券

C.商業(yè)票據(jù)

D.公司股票【答案】ACJ8I10A8K9V7O4F9HT7Y5C7C5B1D8Y9ZX8P4J5Y6Q10N1O965、資料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.

A.TheminimumamounttoinvestisUSD2000

B.Youmaychooseanymaturitydateasyouwish

C.Theratesoncertificateofdepositsmayvarydaytoday

D.Separatecertificatesofdepositswillbeissuedforadditionaldeposits【答案】BCL8D8R4X4Y1U9S7HO5E4E3J4Q7W3J2ZY1B5K9D7D9U5Y866、資料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda“close.”Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.

A.Whenthespeakerisveryconfidentandassertive

B.Whenthespeakerisverylogicanddata-supported

C.Whenthespeakerisopen-mindedandflexible

D.Whenthespeakerisknowledgeableandauthoritative【答案】CCH7A5Y3R2U1Y4U10HW10E7S5F10J9K10V8ZZ6G5H5N4F1I8S167、財政收入最主要的組成部分是（）。

A.轉(zhuǎn)移支付

B.再分配收入

C.稅收

D.罰款【答案】CCV1Y2N1K10P1G5J8HZ10X2J9H9T4P5O7ZJ4H3T5G10I9B8P568、資料：Procrastinationcomesinmanydisguises.Wemightresolvetotackleatask,butfindendlessreasonstodeferit.Wemightprioritizethingswecanreadilytickoffourto-dolist-answeringemails,say-whileleavingthebig,complexstuffuntouchedforanotherday.Wecanlookandfeelbusy.whileartfullyavoidingthetanksthatreallymatter.Andwhenwelookatthoserolling,longuntoucheditemsatthebottomofourto-dolist,wecan'thelpbutfeelalittledisappointedinourselves.

A.Weprioritizetheto-dolistandfinishthetaskintime

B.Weprioritizeandonlydothingsthatcanbedoneeasilyandquickly

C.Welookbusybutavoidthetaskthatreallymatters

D.Wefindendlessreasonstodeferatask【答案】ACD9B6C1B7E10H10S5HV4S1V6V6Y6I6E2ZM4A8T8L9J9P8C369、在Exce12003中，每一張工作表最多可擁有（）個單元格。

A.256×65536

B.256×1024

C.255×65536

D.256×256【答案】ACB9K2J10L9L9S6X7HN6M3S6E7A9Y2R4ZC10E5U3M6O5D2H170、資料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,“HeyJoe,howareyou？Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain？”Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn’tincludeburgers.

A.ItwascreatedbyMrs.Field

B.Itcollectsinformationonyouusuallywithoutyourknowingit

C.Itisahardwareneededtoaccesstoyourcomputer

D.Itisthelatestintechnology【答案】BCZ1E4D8B4C6V10C3HH2K8Y5T5C7N3X2ZZ10G3Z5Z4F9F6U871、Itwasveryimportant（）allprojectsbeforetheendofthefiscalyear.

A.complete

B.completed

C.completing

D.tocomplete【答案】DCP7J10O7P2S1P9X5HS3W6V4V3Z2L1J8ZG3W4C6C3Y4J8G572、Itissaidthathe（）forseveralyears.

A.haddied

B.hasbeendead

C.died

D.hasdead【答案】BCD3M8M1E4Y8A4O3HC2M8Y7H7R5E4S8ZF10B7P6P8T8W1U973、資料：Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.

A.ChallengesfacingEuropeanregulators

B.AnewregulationinEuropethatopensbankstocompetition

C.ThesolutionstotheflawedbankingsysteminEurope

D.Aloomingthreattocustomers'privatebankdata【答案】BCB3P6X9V7R2M8Q8HX1B8W3I1J1I4P5ZF4U1N9X4R8G4A274、在國際銀行監(jiān)管史上有重要意義的l988年《巴塞爾協(xié)議》規(guī)定，銀行的總資本充足率不能低于（），核心資本充足率不得低于（）。

A.4%8%

B.6%8%

C.8%4%

D.10%4%【答案】CCY6F9V1Z9T10G5R6HS9Q8E7K9K9G4J6ZD2D6I10K2U6G3E775、資料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?

A.E-governmentisontheincreaseandwellfunded

B.Theinvestmentone-governmentisadequate

C.Governmentofficials’interestine-governmentisdeclining

D.E-governmentisconvenientandflexible【答案】DCY8T6G6Z9D2L1M1HQ8J8H8F2W9F2D4ZH7Q7V3R4Z8M5T676、下列關(guān)于歷史典籍，表述正確的是（）。

A.《春秋》是我國第一部國別體史書

B.《史記》是我國第一部編年體通史

C.《漢書》是我國第一部紀(jì)傳體斷代史

D.《資治通鑒》是我國第一部紀(jì)傳體通史【答案】CCB4R10K6Z9L7P2P7HY1X5L4Z6D4S2C2ZD6O3Z3Z8N9B6O877、TheUnitedStates,whichisa____oftheMiddleEastpeacetalks，saysIsraelisettlementsareanobstacletopeace,andtheissuehasstrainedrelationswithIsrael’sright-winggovernment.

A.volunteer

B.investor

C.contributor

D.sponsor【答案】DCH10B4Z6W1N2Y5J10HD6Q2T6F10S10A2X10ZP8C4C5Q7N5M4S878、Uponcompletinghisexamination___thepatient,thedocterofferedhisjudgmentofhercondition.

A.of

B.off

C.about

D.around【答案】ACH2K2T4B4R5C1V10HS7V2T8B5H3A1A3ZU1N1C6N3O7F2H879、審計(jì)證據(jù)的()是指審計(jì)證據(jù)能如實(shí)反映客觀事實(shí)。

A.可靠性

B.及時性

C.相關(guān)性

D.謹(jǐn)慎性【答案】ACU9D9O4F7X10Y3X8HI6W3A3S5R6J5G6ZK10P10U8A4K9T8G680、下列各類計(jì)算機(jī)程序語言中，不屬于高級程序設(shè)計(jì)語言的是（）。

A.Visual

B.sicBFORTRAN語言

C.Pascal語言

D.匯編語言【答案】DCT1M5T10V10B4X5V7HV9S3M10Q2P6V10P10ZU2O9R2J8G7D10U981、2020年3月30日，聯(lián)合國發(fā)表新聞公報，宣布（）將為聯(lián)合國成立75周年活動提供視煩會議及數(shù)字通信工具。

A.阿里巴巴

B.華為公司

C.百度公司

D.騰訊公司【答案】DCM9L4N3M6R4T4R3HB1P5V6K9V5K7T7ZG10M3R1F9A4X10Z382、維護(hù)文件的高度嚴(yán)密性是指（）。

A.公文的保密性

B.公文語言結(jié)構(gòu)的嚴(yán)密

C.公文行文文字_嚴(yán)密

D.施行辦法的嚴(yán)密【答案】BCV3K6G1K9G3D7P3HY3W10Z4T1J6J4O10ZQ3B6Z2K9J9L6D683、資料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.Onedayshedecidedthatshewantedtobecomeadoctor.Thatwasnearlyimpossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersaskingforadmission（錄取）tomedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecostofschooling.

A.wasthefirstwomandoctor

B.andseveralotherwomenfoundedthefirsthospitalforwomenchildren

C.becamethefirstwomanphysician

D.setupthefirstmedicalschoolforwomen【答案】ACC8K5X5N8T8C4U2HG10G1V4H8X9P5P4ZK2W7D4T8V5Z3A684、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Westernersmayestablishlong-termcooperationwithonesupplier

B.Chinesepaneltendstolookingforclearalternatives

C.Chinesenegotiatorisillogical

D.WesternersarestraightforwardinChinesebusinessmen'seyes【答案】ACA6D4R2V8Q5E3Q3HA10I1L10E8F6C10O10ZH4A3Y4X4B6C1F685、績效評價中運(yùn)用的評價標(biāo)準(zhǔn)屬于比較法的是（）。

A.等級擇一法

B.行為錨定量表法

C.排序法

D.行為對照表法【答案】CCB6A1J8N4L10C4K3HV7I4W8I8J8M6A2ZI7B1O4K1P2H6Y686、He’sastrangechildandhisteachersfinditdifficultto______him.

A.scold

B.reach

C.play

D.seize【答案】BCY5L9X4F1M6Q2Y6HN9K6Q4W8Q5S7I10ZU9R4L8B7B5U9A987、關(guān)于法定利率與市場利率關(guān)系的說法。錯誤的是（）。

A.法定利率對市場利率有重要的影響

B.市場利率隨法定利率的變化而變化

C.市場利率與法定利率變化完全一致

D.市場利率是確定法定利率的重要依據(jù)【答案】CCQ3D5O7K7H4G10G10HC7H6E1D10M5N4M1ZA8X3W10L3P5Q4Z488、資料：“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated￡75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.

A.Objective

B.Indifferent

C.Suspicious

D.Supportive【答案】DCM2C7R8P6X10B2P10HY8D4P1V5J7Z9C3ZR3J1L1Q2T1H4Z689、2020年4月16日電，商務(wù)部會同中央網(wǎng)信辦、工業(yè)和信息化部聯(lián)合認(rèn)定了首批12家國家數(shù)字（），這將有利于加快數(shù)字貿(mào)易發(fā)展和數(shù)字技術(shù)應(yīng)用，培育貿(mào)易新業(yè)態(tài)新模式，實(shí)現(xiàn)服務(wù)貿(mào)易高質(zhì)量發(fā)展。

A.貿(mào)易示范區(qū)

B.經(jīng)濟(jì)創(chuàng)新發(fā)展試驗(yàn)區(qū)

C.服務(wù)出口基地

D.經(jīng)濟(jì)產(chǎn)業(yè)區(qū)【答案】CCY7T5X10Z4T3J5P3HW1K8K1X6A8L1U6ZU7N9Z6V2E5X5E490、對同一借款客戶的貸款佘額與商業(yè)銀行資本余額的比例不得超過（）。

A.5%

B.8%

C.10%

D.15%【答案】CCH3P3Y7Z6B3T6K6HT6S7J2I5D9N4K9ZO5Z3Z4K2C4H8U191、根據(jù)蒙代爾的國際收支政策配合理論，當(dāng)某國處于國際收支順差、國內(nèi)經(jīng)濟(jì)膨脹的經(jīng)濟(jì)狀態(tài)時，應(yīng)搭配財政政策和貨幣政策。（）

A.緊縮性的；擴(kuò)張性的

B.擴(kuò)張性的：擴(kuò)張性的

C.擴(kuò)張性的；緊縮性的

D.緊縮性的；緊縮性的【答案】ACS9M7Z10R7Z2B5N5HJ7Z6S6Q6H8A2G1ZN6T3S1J10C10M5R292、資料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,“HeyJoe,howareyou？Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain？”Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn’tincludeburgers.

A.showthegoodservicesofferedinsomewebrestaurants

B.criticizesomerestaurantsforthepoorservices

C.showtheInternet’sabilitytocollectdataonyou

D.provetheincrediblepoweroftheInternettochangeyourdiet【答案】CCH10I7Y8P2I5H5H1HW9D4Z7Y2A3E2F1ZK2G6V1T8L1A8F993、資料：ThefollowingpassageistheintroductionaboutoneoftheMonsellinternationalfinancialproducts.Accordingtothepassage,therewillbe5questions.Youshouldreadcarefully,thenselecttherightanswer.

A.TogetherwithPrimaryChequing,youcanown20accounts

B.Ifyoumake32transaction,afeeof$1.4willbecharged

C.Youwillbeabletosaveupto$240.5amonthonfees

D.YoucansellU.S.cash（upto$5,000U.S.pertransaction）atpreferredexchangerate【答案】CCH5O4Z7P5O9I6F2HH9E9W5A8B9Y5E1ZX9T9P9X2V1B1R594、資料：Memo

A.Toassignatask

B.Tointroduceaclient

C.Toannounceapublishingmerger

D.Tochangethetieofameeting【答案】ACL8I1D8Q6W10H8O5HC8L9Y4L5A5H10D7ZM9K1U5C7L10L10L995、太陽系是大約（）億年前，由星云在引力作用下逐漸收縮而形成的。

A.100

B.80

C.50

D.30【答案】CCV6H3I3J9Z2U7Q3HY4E6V6R8H9Q10C6ZY9V8G3F1M8N7M1096、Itisdifficulttoknowwhyaworkofartproducessomeemotions，butithasbeenknownforaverylongtimethatpaintings，musicandpoetryhavethepowertotouchus，torepelusandto______intensepleasureordispleasure.

A.rise

B.arise

C.raise

D.arouse【答案】DCV5C10E10U6V10C8B5HP2G3K4X5P9U3M10ZA4U1L5U5C10W7H997、Thestudentsexpectedthere______morereviewingclassesbeforethefinalexam.

A.being

B.havebeen

C.is

D.tobe【答案】DCD4W6W6U3O10K8G5HU4O6E3C2T3B10S1ZF1Z8I9V7I4V4B998、Wecouldbeslidingintoanextraordinaryrecessionunlesswe______theeconomyimmediately.

A.inspire

B.stimulate

C.tempt

D.distract【答案】BCR9I7D3Y2L1D10D3HK2D9C7F4Z5V6Q4ZW5R1P6L10Z10K4K899、閱讀下列短文，從短文后各題所給的四個選項(xiàng)中，選出可以填人空白處的最佳選項(xiàng)。

A.binding

B.convincing

C.restraining

D.sustaining【答案】ACG8J6Q1J10T9X1A1HK3L9Q4K6L7S2B5ZB6P2P6K1L2E6C5100、資料：Asabusinessowner，itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.

A.TheAgeofAdvancedTechnology

B.HowtobeaGoodBusinessOwner

C.UsingTechnologytoStayCompetitive

D.TheConvenienceofTechnology【答案】CCH6P8E6V9E5D3L9HQ1O1B6M4I7M2X7ZS4C1V7B1K6C3T9101、資料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaandEuropehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,hasconsolidateditspositionastheworld’sderivativescenter,andHouston,thelargestcityinTexas,ishometoAmerica’sbiggestenergyfirmsandhasspawnedanactiveclusterofenergy