2022年銀行招聘考試題庫高分通關(guān)300題精選答案(陜西省專用)

《銀行招聘》職業(yè)考試題庫

一,單選題(共200題，每題1分，選項中，只有一個符合題意)

1、資料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,“HeyJoe,howareyou？Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain？”Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn’tincludeburgers.

A.showthegoodservicesofferedinsomewebrestaurants

B.criticizesomerestaurantsforthepoorservices

C.showtheInternet’sabilitytocollectdataonyou

D.provetheincrediblepoweroftheInternettochangeyourdiet【答案】CCT8P6S10S8S2B4T7HX6V3H2Q5M9N1U6ZD5K1F4O9Q8C8D102、資料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.

A.Longtermfinancingtohelpemployees

B.Employeepurchaseprogramsanddiscountcards

C.Payoffcollegeloans

D.Budgetingsoftwareandcompanymatchedsavingsplans【答案】ACR8M6O3R8Y5L10B5HJ7X3A4Y6Q9D1N5ZV9R2J7K9W4M10Z43、資料：Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?

A.Tobuildamarketingcampaignbycreatingabetterresume

B.Togivethelogicandpassionbehindyourcareerchange

C.Tomakesureeveryoneknowsaboutyourintentionofchangingcareer

D.Tohavemoreconversationsandconnectionswithinyournewcareerpath【答案】DCD6T5G6Q6U2A4T9HD7V4I2T3W9P6U4ZD4O8E8Y5X9X5Y34、資料：（二）

A.Somelendersareunwillingtolendmoneytoseniors

B.Theborrowerscannotpaybackthemoneyasexpected

C.Federalandstateregulatorsaredocumentingtheobjection

D.Somelendersgobankrupt【答案】BCL4Z1U6Q7N4L5K1HF4A2W6H7V7M1N2ZJ3A7T9D3X6S5A105、在結(jié)賬以前，如果發(fā)現(xiàn)賬簿記錄有錯誤，而記賬憑證沒有錯誤，僅屬于記賬時文字或數(shù)字上的筆誤，應(yīng)采用()。

A.藍(lán)字更正法

B.紅字更正法

C.補充登記法

D.劃線更正法【答案】DCF1A9Z8K4Q8A9L1HK4E2E2W4N4U2L9ZY10E7F5B7C5Y4C16、資料：HSensuresthereisaclearcareerpathforanyemployee,fromanybackground.ThreekeylevelsinHarrodsarethesalesemployee,departmentmanagersandseniormanagers.Ateachlevel,employeescanbenefitfromthedevelopmentprogramsinordertobuildacareer.

A.becausehewantedtomakeachangeofhislife

B.becausegegothurtandcould'tdanceanymore

C.becausehewantedtotakethecourses

D.noneabove【答案】BCD2Z8J10P5N2S3P5HD2Z3G5R10X1V9A5ZC10P9P3X10B9T3Q47、資料：Asabusinessowner，itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.

A.審訊

B.檢驗

C.麻煩

D.試用【答案】DCP2U10H4K2N5A7J1HX4Q6H4P7M4M9I9ZS4F10M5P10M8N4D88、資料：It’seasytotracetheevolutionoftheautomobile.Atmost，we’reonlytalkingaboutafewcenturiesoftechnologicaldevelopment，andmostoftheplans，prototypesandmodelsarestillaround.Withjustalittleresearch，youcaneasilytracethelatestmodelelectrichybridbacktoitssteam-poweredancestors.

A.methodsofgenealogy

B.methodsofarchaeologylinguistics

C.methodsofanthropology

D.methodsofprimatology【答案】DCC6V5S5R8D6U1Z9HI4Z10Z6J3J3E5U4ZT10T10F8N8A1P7A59、（）是不可以用于異地結(jié)算的結(jié)算工具。

A.托收承付

B.本票

C.支票

D.銀行卡【答案】BCX6O3G9B4D4J2H7HK10J3K3C10Q10C7Z7ZD9U5R4K5D6W4D210、資料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?

A.Toshowthate-governmentwilladdnewcosts

B.Toshowthatthee-governmentisuselessinsomecases

C.Toshowthatphysicalstationsarenotfunctioningwell

D.Toshowthatthee-governmentwillreplacephysicalstations【答案】ACW3R6Y9H8R6K9I1HE1N1C4S7A5O9K8ZZ6N1P7J10R6P1Y211、Allparticipantsweretoldtheywerefreeto______answeringanyofthequestionsatanytime。

A.reject

B.decline

C.disapprove

D.refuse【答案】BCC10K7P4B4Z9H8W8HV10P4R6F8V3G6P3ZC2V1M2U3Q4Z5I412、資料：VirginAmericahelpedAirbuspipBoeingattheposttoretainitscrownastheworld’slargestcommercialplanemaker.

A.ithasmultipleoptionswhenitcomestoitsengine

B.itisasingle-aislejet

C.itismorefuel-efficientandenvironmental-friendly

D.ithasamorepowerfulengine【答案】CCO4R1E1B6C3W2O6HO1K6G1C3X3L3H9ZP5R8U5N2D1Z10S413、資料：之后，經(jīng)濟學(xué)家Mr.W談了談對中國的一些看法，請根據(jù)下列資料回答問題。

A.heGerman-basedcorruptionwatchdogisprobablyacommitteewhichmakessurethatcompaniesdonotactillegallyorirresponsibly

B.Bribery,nepotism,giftgiving,andkickbacksareillegalinthecommercialactivities

C.WesternersaremorecriticalaboutGuanxiinbusiness

D.Allofabove【答案】DCZ10V8Q4V1V3J10N4HK1L1B10Y4S5I8Q6ZZ3P2B1V8H8T3C514、2020年2月初，武漢市開始連夜建設(shè)三所“（）”，用于專門收治確診的新型冠狀病毒感染的肺炎輕癥患者。

A.火神山醫(yī)院

B.雷神山醫(yī)院

C.小湯山醫(yī)院

D.方艙醫(yī)院【答案】DCL8J2Q2B2M1G8L7HN8I8B9U9Y2R1E4ZI6G10A5P3W6E3Z615、有一筆國債，5年期，溢價20%發(fā)行，票面利率10%，單利計息，到期一次還本付清，其到期收益率是（）。

A.4.69%

B.4.23%

C.5.23%

D.4.57%【答案】DCL3W2G6V9Z9V3A5HA2C10T7K4Z2I5U9ZN7Y2U4J2H3P3S816、資料：Didyourchild'sbrainshrinklastsummer?Probablynot,butitmayhaveshiftedintoreverse,accordingtoastudybyDr.HarrisCooper,professorofpsychologyattheUniversityofMissouri-Columbia.Thestudyfoundthatwhenstudentsreturntoschoolafteralongsummervacation,they'velostonetothreemonthsworthoflearning.

A.Becausethecommunityhavethelibraries

B.Becauseathometheparentswillmakekidsreadingmore

C.Becauseinsummervacationkidshavemoretimeinreading

D.Becausecommunityandhomegivekidsmoreopportunitiestoread【答案】DCO8J10J10J10W1Z10T10HQ2Q2U5C9O1Q8V9ZF1T8C7Z7B1D7A817、通常，“瘦狗類”業(yè)務(wù)的特征是（）。

A.市場增長率高，相對市場占有率低。

B.市場增長率低，相對市場占有率高

C.市場增長率高，相對市場占有率高

D.市場增長率低，相對市場占有率低【答案】DCG8N5L3F5H10E8P4HX5D4E7E1D10C9S3ZK6A10J10E1K4R8Q218、資料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPollandcommissionedbytheCTIA.

A.Developersanddevicemanufacturersarebecomingmoreawareofsecurityfeatures

B.Lackofsecurityfeaturescouldresultinnegativeconsumerattitudes

C.Smartphoneusersarebecomingmoreawareofsecurityfeatures

D.Smartphoneusersarebecomingmoreawareofgovernmentsurveillance【答案】CCM6C6A10K4C6T1S2HC9A5R5G8V1H2Z5ZE5K8O5I2W10S6T919、Studentshaveshowthattravelersbenefitfinancially____beingabletomaketheirownfightandhotelreservations.

A.for

B.about

C.plus

D.from【答案】DCI8A2E9U3H10T1T4HU7X10T8U4R10M9J4ZR9F4J5U3V6K9W720、Passage4

A.Themoremoneywehave,themorestresswehave

B.Moneycanbeofgreathelp

C.Weshouldtryourbesttoearnmoney

D.Moneyishelpfulinsomeway,butweshouldmakefulluseofit【答案】DCI5T3M4Y9N8P8H8HY9B4J1G4H9D3T5ZV9V7B2F5X4C10E321、Passage8

A.Todiscussdifferentmethodsofpruning

B.Tointroducesomecommonknowledgeofpruning

C.Toexplainhowtreesdevelopdisease

D.Togivepracticalinstructionforpruningatree【答案】BCI7P7E5U6B3L8X8HV8R6G2S1H2K5S2ZH1U4E10N8Y4V7W422、四大洋面積從大到小的排列順序是（）。

A.太平洋-北冰洋-大西洋-印度洋

B.大西洋-太平洋-北冰洋-印度洋

C.大西洋-太平洋-印度洋-北冰洋

D.太平洋-大西洋-印度洋-北冰洋【答案】DCA8C2F8K10D10D2T3HZ10N6S3X2B10B9Z8ZN2J9R1J8D3P7P523、IwasextremelyexhaustedwhenIgothomefromwork,butahalfhournap（）me.

A.revived

B.released

C.relieved

D.Recovered【答案】ACC6J7G6Y10Y7Z5D6HL8O7S1O10L2D1P8ZI6E3J8X1X10L4K524、Scientistssayclimatechangeandhumanactivityhaveincreasinglyledtothemeltingof______piecesofAntarcticice.

A.massive

B.quantitative

C.surplus

D.formidable【答案】ACP5Q3G6N5N7D7L5HX7I1B7D10U6I9E3ZB6I2X5L6G6J6R125、我國《刑法》中的附加刑（）。

A.只能獨立適用

B.只能附加于主刑適用

C.只有主刑是有期徒刑以上刑罰的，才可以附加適用

D.既可以附加適用，也可以獨立適用【答案】DCW1W2Z5Z6L9P1G1HK2E3C9W5D3R7Y5ZC9I8A8A9J7P6I326、反映商業(yè)銀行一定時期內(nèi)經(jīng)營和投資等活動現(xiàn)金變化的報表是（）。

A.現(xiàn)金流量表

B.資產(chǎn)負(fù)債表

C.損益表

D.財務(wù)狀況變動表【答案】ACU4L5I1F4J9W2Z8HJ4X5X6G3V9W5U7ZD5T6R1W3Q8V10K627、在期權(quán)交易中，如果你預(yù)測某種股票的價格會上漲，則應(yīng)（）。

A.買人看漲期權(quán)

B.賣出看漲期權(quán)

C.買人看跌期權(quán)

D.買入雙重期權(quán)【答案】ACK7C2H8Z2Y8D9W4HV9J2W7S1P6H3V5ZS2C3Z6D4N10R7J728、2020年3月24日外交部發(fā)言人耿爽表示，近日中國駐英國、法國、意大利、沙特等國的使館向中國留學(xué)生發(fā)放了裝有防疫物品和防疫指南的（）指導(dǎo)他們科學(xué)防疫，幫助他們加強防護，傳遞來自黨和政府的關(guān)心和問候，來自祖國人民的呵護和叮嚀。

A.愛心包

B.防疫包

C.宣傳包

D.健康包【答案】DCS5W5P9V8C3Y6E8HQ2X4X7D7D5Z9T10ZJ2U7T2K9Z1J2M729、長期股權(quán)投資的被投資單位因增資擴股而增加的所有者權(quán)益，銀行應(yīng)記賬為（）。

A.借：長期股權(quán)投資——股票投資(股權(quán)投資準(zhǔn)備)貸：資本公積——股權(quán)投資準(zhǔn)備

B.借：資本公積——股權(quán)投資準(zhǔn)備貸：長期股權(quán)投資——股票投資(股權(quán)投資準(zhǔn)備)

C.借：資本公積——股權(quán)投資準(zhǔn)備貸：長期股權(quán)投資——股票投資(股權(quán)投資準(zhǔn)備)——其他股權(quán)投資(股權(quán)投資準(zhǔn)備)

D.借：長期股權(quán)投資——股票投資(股權(quán)投資準(zhǔn)備)——其他股權(quán)投資(股權(quán)投資準(zhǔn)備)貸：資本公積——股權(quán)投資準(zhǔn)備【答案】DCR3V4K4P6H10V4E7HY5A5U5R6W8O7Z9ZS9M10B9S9G6P5R830、I（）inthelibraryeverynightoverthelastthreemonths.

A.works

B.worked

C.havebeenworking

D.hadbeenworking【答案】CCG8X3D3M5S2T10V1HM10E6S6V3H5S6N8ZP9R2K8T7Q5D2N331、WhilefoodwasteisahottopicintheU.S.，it’saparticular______inlow-incomenationswherefoodissometimesascarceresourcetobeginwith。

A.increase

B.initiative

C.damage

D.challenge【答案】DCK4Z5B9I3Z2K8P7HI1C4S1G6X6X8O6ZT8J3L7E10P8E1X232、資料：之后，經(jīng)濟學(xué)家Mr.X展望了中歐之間的商業(yè)機遇，請根據(jù)下列資料回答問題。

A.Hiringalocalagentor3PQismostconvenient

B.Agentschargehighprices

C.Oneshouldinspectthefactoriespersonally

D.Visitingafactoryrequiresapplications【答案】ACQ9X9K4K6S3Z2U6HL5F3G1G4F6V4O8ZH6G6E5L4T9D2K333、WiththeU.S.governmentamassinggrowingamountsof______everyyear，itneedsthemoneythatforeigninvestorsoffer.

A.currency

B.cost

C.payment

D.debt【答案】DCI8B3G7D4D3M10W9HH8K4U7I4P5J1Z9ZA9Q4B5N6J4S9Y334、資料：Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.

A.Tokeepclients’datasafe

B.Toclosedownthepoorservices

C.Togiveuptheirdatamonopoly

D.Todisclosetheirsourcesofprofits【答案】CCY4H3F9A4D8E8O6HU5M8W5I3A9B9N3ZL5C5C2Q4T8P1H335、Aftertheexplorationthearmygotthebuilding（）andthe（）areawasalsocutofffromtheoutside.

A.surrounded；surrounded

B.surrounding；surrounded

C.surrounding；surrounding

D.surrounded；surrounding【答案】DCU8V8Q5U6K2Y7M7HC5K2L2Q5B8Q8H8ZZ5P2I9M7S8X8Y136、資料：Thisexhibitionbringstogetheroutstandingworksfromtheearliesttimestothepresentinathematicarrangementthatisfreshandunique.

A.toughnessandresistance

B.itscomplexprocesses

C.ithaslessertin,zincandlead

D.itsdifferenttechniques【答案】ACP2B4U3P4Y10V2P10HX6M8B6R8J3C9M10ZA1D4P7S7N8E8E537、會計報表有不同的使用者，他們對會計信息的要求也不相同。相對而言，哪類使用者更為關(guān)心企業(yè)未來的收益及其穩(wěn)定性?（）

A.債權(quán)人

B.投資者

C.企業(yè)員工

D.管理者【答案】BCN10R5W1L1I6D7P5HS2I10M1W10A3W4J4ZN9K7K5Z6O1X4D738、Accordingtoarecentreport,depressionisthesecondleading______ofdisabilityworldwide.

A.cause

B.consideration

C.fact

D.matter【答案】ACC9M5Q10G8C4M9Y7HF1Q4C10Z8P5Z2P6ZX6X5J1N9C2I2E539、資料：Thedailychangesofthemarketcanleadinvestorsastray.Theupsanddownsmakethetendencytolookattheportfolio,sperformancefrequentlytootemping.Thismeansinvestersarelikelytoperceivemererisk,forgettingabouttheirkeytermgoals.

A.beconcernedaboutimmediategainsandloss

B.beattractedbyriskratherthanlongtermgoals

C.bemisledbythedailychangesofthemarket

D.beworriedabouttheupsanddownsofthemarket【答案】CCY7A8C4Z6U5R10W10HY4C9F7Q9V8I1P8ZT6T9X8H7S1O6S540、記賬以后，如果發(fā)現(xiàn)賬簿記錄的錯誤，是因記賬憑證中的應(yīng)借、應(yīng)貸會計科目或記賬方向有錯誤而引起的，應(yīng)用()進行更正。

A.借貸登記法

B.補充登記法

C.劃線更正法

D.紅字更正法【答案】DCT4P2B8P10W9Y2M1HG8E9I5F9P4O6Y9ZW4O8J9L4G6F6K1041、資料：WordofMouthpromotionisbasedontheprincipleofpullmarketing.

A.thatthecustomersdon'tenjoythedrink

B.thatthecampaignismaderegularly

C.thatthecustomersalwaysseethecoverageofthecompanyinmagazines

D.allabove【答案】ACT10D8L2R5O3C4V8HV10J7D7R1N1X8S6ZA3C9A7V2N6S2G242、Hecancelledallthe___onthegroundthatheneededarest.

A.encouragement

B.engagement

C.schedule

D.employment【答案】BCW4T7A9L7F5G5C1HS9V7T9F3U4D9D6ZR3Z8Q6G1M8Y8G943、Passage9

A.thereader’sexpectationsagreewithwhatissaidinthetext

B.thereaderhastroubleunderstandingwhattheauthorsays

C.thereaderasksquestionsandgetsanswers

D.thereaderunderstandsatextverywell【答案】BCN10Q1K8V6E3G9X7HZ2P10S3R8O1Y2J1ZA2K3B7N9D6P8R844、我國政府提出的（）是“低碳”概念的核心概念。

A.節(jié)能減排

B.環(huán)境保護

C.出口退稅

D.計劃生育【答案】ACO5X4T3Z10S8R3K7HX1H5T7W7G7W9J2ZG1J10F9C5J4K7D845、根據(jù)雙因素理論，員工感到不滿的主要原因是（）。

A.激勵因素缺乏

B.保健因素缺乏

C.激勵因素充足

D.保健因素充足【答案】BCB10P9W4L1O1X8Q4HD9V10P3A4G1S5W4ZE6U3Z7X7O9R6X546、資料：It'ssocommontohearpeoplesay，“I’mstressedout，”almostasabadgeofhonor，asifthisisasymptomonlyofourfast-pacedmodernlife.Butinherbook，“Exhaustion：AHistory，”AnnaKatharinaSchaffnerwritesthatthesyndromeofmentalexhaustionhasexistedalmostsincethebeginningofhumanhistory.

A.Ahistoricalviewwaspresentedtoprovethatwayoflifenowadaysismoreharmfultohumanwellbeingthanthoseinthepast

B.Ahistoricalviewsupportstheideathatcurrentstatesofexhaustionarequitecommoninwesterncountries

C.Ahistoricalviewchallengestheideathatpeopleshouldfindtimetorelaxinfast-pacedVodernlife

D.Ahistoricalviewchallengestheideathatwewouldhavetoreturntothepasttoavoidmentalexhaustion【答案】ACL10Z10B6W3A4D7B4HO4Y3L4Z5M6I10X4ZJ1G8Q1E9F3B7V947、緊縮性貨幣政策的運用會導(dǎo)致（）。

A.減少貨幣供給量，降低利率

B.增加貨幣供給量，提高利率

C.減少貨幣供給量，提高利率

D.增加貨幣供給量，降低利率【答案】CCT4B10C6O10L8N9Z4HE7Z1T1M7Q1N10D4ZX10S7T6T7V8H3P948、It'sthepaintingsinLouvre______DaVinciworkedonforyears______havebecomeafascinationtopeoplefromallovertheworld.

A.where;that

B.that;when

C.that;that

D.where;when【答案】CCZ3O6M3D7V4X1S7HU8C8N7J9G1E7A3ZL7B6H6R1D1V4B949、由某一銀行集團成立股權(quán)公司，再由該公司控制或收購兩家以上的若干銀行而建立的一種銀行制度，屬于（）制度。

A.持股公司制

B.連鎖銀行制

C.代理銀行制

D.總分行制【答案】ACD7X1W7F7U9A8H1HP9P3N7Q2L1F10O9ZY1M2D5Y8U10C2Y250、Wecouldbeslidingintoanextraordinaryrecessionunlesswe______theeconomyimmediately.

A.inspire

B.stimulate

C.tempt

D.distract【答案】BCG2V10H5C1U10G9E3HM7R10K3H6T1C10E3ZR3C5N7W8O7S2G451、資料：Stressisacommonfactorinlife.Childrenexperiencestressfromschool,newsocialsituationsandsimplygrowingup.Adultsfeelthestressofworking,payingbills,raisingkidsandmaintaininghouseholds.Seniorsalsofeelstress,eventhoughsomemayhaveretired,raisedtheirchildrenandpaidofftheirhomes.Certainamountsofstressareapartoflifeforpeopleofallages.

A.Affect

B.Improve

C.Intensify

D.Worsen【答案】DCL3C2B5K2J3C2U6HL2K3U6A3E5Z1U4ZZ8E2O6H4H4E1T252、資料：ThefollowingpassageistheintroductionaboutoneoftheMonsellinternationalfinancialproducts.Accordingtothepassage,therewillbe5questions.Youshouldreadcarefully,thenselecttherightanswer.

A.$48.05

B.$48

C.$63.05

D.$64【答案】CCX10O2M7O3G4D1Y4HJ8U2O9X3Z6M4G1ZV2R10O1Z4T7G9F753、所有者權(quán)益是企業(yè)投資人對企業(yè)凈資產(chǎn)的要求權(quán)，在數(shù)量上所有者權(quán)益等于（）。

A.全部資產(chǎn)扣除流動負(fù)債

B.全部資產(chǎn)扣除長期負(fù)債

C.全部資產(chǎn)加上流動負(fù)債

D.全部資產(chǎn)扣除全部負(fù)債【答案】DCJ1G6Z10A3V2L4J6HZ3E9T3B10D2C6P6ZM1J2C9V5U9M4L154、唐玄宗在位期間，出現(xiàn)了繁榮景象，這是我國古代史的哪次盛世？（)

A.文景盛世

B.永宣盛世

C.開元盛世

D.康乾盛世【答案】CCG2Q2Q2K5N9P1I7HU5S2U3V5Y9C9F10ZV4P4P6F4Q9Q5F555、2020年3月30日，聯(lián)合國發(fā)表新聞公報，宣布（）將為聯(lián)合國成立75周年活動提供視煩會議及數(shù)字通信工具。

A.阿里巴巴

B.華為公司

C.百度公司

D.騰訊公司【答案】DCE6S3T9H4A2Y2M4HK1O1R4K3H9I6P6ZO1Z9V6J7T3D1W156、2.3，4.8，8.24，16.51，32.89，（）

A.64.138

B.64.136

C.128.138

D.128.136【答案】ACK3Z3P10I2D4E1E8HA10P3T10J4Q5C10F8ZN10W7P7F6Z6M10J757、()年10月27日中國工商銀行于上海及香港同步上市，實現(xiàn)了從國有獨資商業(yè)銀行到股份制商業(yè)銀行，再到國際公眾持股公司的歷史任務(wù)。

A.2005

B.2006

C.2007

D.2008【答案】BCD5E7B1C9W5E4U5HJ2D6V4T10B5L6S6ZQ8Z7S2J9Z10A3L158、______withthelawisexpectedinthestate.Anyviolationwillputyouintogreattrouble.

A.Compliance

B.Agreement

C.Balance

D.Obedience【答案】ACQ7D2D10F5D9S10Q7HH9X3Y2X2O10E7H6ZD7O5U2S1D8X9Q459、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.Butl'vealsolearnedthatifyoudon'thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimplynevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyourbusinessforward.

A.Youhavetobereadilyavailableintheoffice

B.Peoplecannotworkinavacuum

C.Peopleintheofficelovehelpingothers

D.Sometimeswehavetodeclinecolleagues'requests【答案】DCD6G7C8L8C10L10F2HP9U10Q4F7S4D9G4ZN9B10N3D9N1S5S960、1984年之前我國的中央銀行制度類型屬于（）。

A.復(fù)合式

B.單一式

C.二元式

D.準(zhǔn)中央銀行【答案】ACW5N6D1Y10Y1S4V5HF3J10J3Q1W7T3J8ZO7W9L1X4X4V6S861、馮·諾依曼在總結(jié)研制ENIAC計算機時，提出兩個重要的改進是（）。

A.引入CPU和內(nèi)存儲器的概念

B.采用二進制和存儲程序控制的概念

C.采用機器語言和十六進制

D.采用ASCII編碼系統(tǒng)【答案】BCC9D1A5U7J4J6T2HH10A4Q7H6N6J4B8ZG9C3S2D9Q6Y6O262、MostofIndia’scoffeeexportsarerestrictedbyanexport___fixedundertherylesoftheInternationalCoffeeAgreement.

A.census

B.stature

C.retribution

D.quota【答案】DCV1W8T7N10K7F3W10HV5S6M10C2O7G8N5ZT10O9S7V9N3F6I1063、資料：Thisexhibitionbringstogetheroutstandingworksfromtheearliesttimestothepresentinathematicarrangementthatisfreshandunique.

A.themostoutstandingworks

B.worksspanningover5,000years

C.itsthemes

D.importantdiscoveries【答案】BCP5F5H6X1E3L3B2HY10K3J8W6Y1P7S6ZQ7D8K6G7O5D3T964、績效評價中運用的評價標(biāo)準(zhǔn)屬于比較法的是（）。

A.等級擇一法

B.行為錨定量表法

C.排序法

D.行為對照表法【答案】CCM2S5N9I9L5V2E9HI5Z4F8E8U1J1E6ZG5K6X1Z8W4V3W265、資料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC’sHistoryWall,astrikingartinstallationatthebank’sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank’sarchivesandarrangedinchronologicalorder.

A.Lesscreativebycomparison

B.Besmallerinsize

C.Becomemoremajestic

D.Nothingdifferent【答案】ACB10T10U9Q1H10O9N2HH8R5O5Z7Z4A4G9ZQ5Y7Y1D10K1X5P1066、Passage2

A.Globaltemperaturesaffecttherateofeconomicdevelopment

B.Ratesofdeathfromillnesseshaverisenduetoglobalwarming

C.Malnutritionhascausedserioushealthproblemsinpoorcountries

D.onomictrendshavetodowithpopulationandnaturaldisasters【答案】BCI8M3Q7G2Y7H5R5HQ10G7R4S5E3R1E3ZL3T2E5W1P7N10W167、資料：Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequestionsorunfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebestchoice.

A.TostartanexplanationofFaceID'susingcondition

B.TomentionthatAppleInc.showstheirnewproductunderawelldesignedenvironment

C.ToimplythatFaceIDhasitslimits

D.Toaddacontextexplanationoftheinterestingdemo【答案】CCT2X7J9O1C2G9N8HX10T2W1W6L1V3W9ZF5G7G2W7A8T1G168、《人民日報》報道，從20世紀(jì)60年代開始，大豆的營養(yǎng)價值和其他保健功能逐漸為世界各國所認(rèn)識。各國都制定政策鼓勵和發(fā)展大豆生產(chǎn)，世界市場上大豆供應(yīng)猛增。這里所說的營養(yǎng)價值是指（）。

A.商品的使用價值

B.商品的交換價值

C.商品的價值

D.商品的價值和使用價值【答案】ACB5V3A2G1L8M6D8HN3Z4P10Y6I6Z7R1ZM10O3I6D3I8A9Y569、甲公司2011年3月1日開始自行開發(fā)成本管理軟件．在研究階段發(fā)生材料費用30萬元，開發(fā)階段發(fā)生開發(fā)人員工資130萬元，福利費30萬元，支付租金45萬元。開發(fā)階段的支出滿足資本化條件。2011年3月16日，甲公司自行開發(fā)成功該成本管理軟件，并依法申請了專利，支付注冊費1．5萬元，律師費2．8萬元，甲公司2011年3月20日為向社會展示其成本管理軟件，特舉辦了大型宣傳活動，支付費用50萬元，則甲公司該項無形資產(chǎn)的入賬價值應(yīng)為（）萬元。

A.209.3

B.239.3

C.204.3

D.259.3【答案】ACX2B6C2X1T6Y3U9HG8F9C4U1P5G4K7ZA10S2Y2D6O1D1U770、資料：OurgoalwiththenewMacBookwastodotheimpossible:engineerafull-sizeexperienceintothelightestandmostcompactMacnotebookever.Thatmeantreimaginingeveryelementtomakeitnotonlylighterandthinnerbutalsobetter.Theresultismorethanjustanewnotebook.It’sthefutureofthenotebook.Andnow,withsixth-generationIntelprocessors,improvedgraphicsperformance,fasterflashstorage,andupto10hoursofbatterylife.MacBookisevenmorecapable.

A.Anotice

B.Anadvertisement

C.Aproposal

D.Amemo【答案】BCU6C9X6N1B7Y9M10HZ10W10Z2N10Y3N4L1ZC10M5M10I5E1P5S1071、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.ButI’vealsolearnedthatifyoudon’thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they’llsimplynevergetdone.Andthatmeansyouwon’tmaketheprogressthat’sreallygoingtomoveyourbusinessforward.

A.Youhavetobereadilyavailableintheoffice

B.Peoplecannotworkinavacuum

C.Peopleintheofficelovehelpingothers

D.Sometimeswehavetodeclinecolleagues’requests【答案】DCJ10B7D1F2W4B1W8HP3Z7S6S2N10P1D10ZT10C10K3T7P7V2R272、太陽系的構(gòu)成部分沒有（）。

A.太陽

B.小行星

C.衛(wèi)星

D.銀河【答案】DCD5X4Q9K3B9A6C4HX6O9W4D9W2E3D4ZV5X6C6Y9E4D3Q173、Indeed,somenewlydowngradedjournalistsare______arguingthattheyarecapableofseparatingprofessionalandpersonalmatters.

A.indignant

B.objective

C.empirical

D.ingenious【答案】ACR2L8V5J10S2N9N7HT5I9E1K2U5I7M2ZO4V7C8J4O4S3Q774、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.

A.Demonstratetheproblemspecifically

B.Doitpolitelybutfirmly

C.Doitinperson

D.Makegeneralstatementsfirst【答案】DCN7K2R9N8W4P8C3HV9T7Q3M10S2S10R5ZY9T3Q2V1E2H7S375、資料：WhyisSaltBadforYou?

A.saltconsumptionleadstoastroke

B.sodiumexcretedinurineisameasureofsaltintake

C.anincreaseinbloodpressurecausesanincreaseinsaltconsumption

D.thehigherthesodiuminurine,thegreaterthechanceofhypertension【答案】DCB4F2P5D6K9Y3P6HL5D7T1R9G3X6W3ZN9G10O6G2R10J3D876、審計技術(shù)的最近發(fā)展階段是()。

A.系統(tǒng)審計

B.風(fēng)險基礎(chǔ)審計

C.賬項基礎(chǔ)審計

D.詳細(xì)審計【答案】BCC2J3F8O6Q4N1O7HS9Y10K7I4A4P10S1ZH7K2F3N9C5T7T577、（）與資產(chǎn)業(yè)務(wù)、負(fù)債業(yè)務(wù)一起構(gòu)成商業(yè)銀行的三大業(yè)務(wù)。

A.中間業(yè)務(wù)

B.現(xiàn)金業(yè)務(wù)

C.證券投資業(yè)務(wù)

D.貸款業(yè)務(wù)【答案】ACI1X6Y3E4O10U9W10HF1T6G10D5F2O1B8ZJ7B5Y1E5D2K2R778、下列數(shù)據(jù)整理和顯示方法中，取值不可能大于1的是（）。

A.比例

B.比率

C.頻數(shù)

D.累積頻數(shù)【答案】ACS2C4J4U1N2H2J10HA5I1A2I2G9P6N1ZM7X10E5B7B7W3J579、如果收入分配不均等,洛倫茨曲線會（）。

A.越直

B.越彎曲

C.越小

D.越長【答案】BCU4G2I8X4I9U3Q2HT6Y9K5L10C6P7Z10ZZ7D5I7H2S6I1O480、某國某年的出口額為200億美元，進口額為130億美元，則該國該年的貿(mào)易差額為（）。

A.貿(mào)易赤字70億美元

B.貿(mào)易順差70億美元

C.貿(mào)易逆差70億美元

D.人超70億美元【答案】BCJ1Z1D10A2I9K7Q10HT7K7Y1B9H9X7V4ZQ7X5M2D10T1Q3Q281、資料：Italy'snextgovernment,acoalitionbetweenthepopulistFiveStarMovementandthefar-rightNorthernLeague,isgivinginvestorsplentytoworryabout.Leakedplans,hastilyabandoned,suggesteditmightwanttoleavetheeuroorasktheEuropeanCentralBanktoforgive€250bn（$292bn）ofItaliandebt.ButlessattentionhasbeenpaidtowhatitmightmeanforItalianbanks,andinparticularfortheirbiggestburden:non-performingloans（NPLs）.Over€185bnofNPLswereoutstandingattheendof2017,themostforanycountryintheEuropeanUnion.（1）

A.uneasy

B.awkward

C.furious

D.indifferent【答案】ACY7M3A8R10J3M10Z8HE8U9F6H3U1A7R9ZN4L5K1Y9T3C1M1082、若信道的復(fù)用是以信息在一幀中的時間位置(時隙)來區(qū)分，不需要另外的信息頭來標(biāo)志信息的身份，則這種復(fù)用方式為（）。

A.異步時分復(fù)用

B.頻分多路復(fù)用

C.同步時分復(fù)用

D.以上均不對【答案】CCV6G6Z8O1S10C6J10HW1S6N7M2U2C4M2ZG3J5Y8M7X9A1L1083、2019年1月21日電，國家統(tǒng)計局21日對外公布，經(jīng)初步核算，2018年全年我國國內(nèi)生產(chǎn)總值（GDP）為900309億元，經(jīng)濟總量首次站上（）的歷史新臺階，穩(wěn)居世界第二位。

A.80萬億元

B.90萬億元

C.100萬億元

D.110萬億元【答案】BCP1L10T6B4L3G2S5HA1K10O3Y8J3M7G7ZD8J1X7K3O10H7W884、MostofIndia’scoffeeexportsarerestrictedbyanexport___fixedundertherylesoftheInternationalCoffeeAgreement.

A.census

B.stature

C.retribution

D.quota【答案】DCK3R3K1I4A5S4G4HG2Q6P3S7H4K10G6ZY9J5D9Q7I1H9Z185、我國歷史上第一個統(tǒng)一的中央集權(quán)制的封建國家是（）。

A.夏

B.商

C.秦

D.漢【答案】CCH6R1G7D9M1R2J10HL1J6F8N5A4C6M1ZJ6Q8D1E9Z1N5N486、Theirhappinesswasvery（）.

A.crisp

B.brittle

C.delicate

D.fragile【答案】DCR7U5X5P3S9U3M2HS2Y5Y9W8R2L7K7ZN4K4F8V3W1Q10G1087、晝?yōu)殛?，夜為陰，則上午為（）。

A.陽中之陰

B.陽中之陽

C.辰

D.陰中之陽【答案】BCL1U2T1S2F10S4H8HF8Z4I8J1J1N3H10ZK6Y4E7T8T10L8G488、Passage2

A.Hostfamilies

B.Foreignstudents

C.Schoolstaff

D.Airlineworker【答案】BCO5W2I1I2K7E1B9HK3F9I1B6G5A9M8ZJ1E4V4S5C9O10U589、Passage6

A.ItwascreatedbyMrs.Field

B.Itcollectsinformationonyouusuallywithoutyourknowingit

C.Itisahardwareneededtoaccesstoyourcomputer

D.Itisthelatestintechnology【答案】BCF10V8V3E4G2Y6P4HS5S1H10N5J6I6P10ZL3J8V2P6Z7G9U890、小明認(rèn)為：由于今年氣溫比去年同期要高，因此今年的蚊蟲要比去年更多。

A.高溫天氣有利于蚊蟲繁殖

B.今年的蚊蟲格外多

C.去年的蚊蟲并不多

D.高溫天氣容易導(dǎo)致食物腐爛【答案】ACY1K5L8Z10O8R6X3HZ7X8K5P10M6T3Q10ZX7O2K7K7X3T9E291、中國銀行的核心價值觀是（）。

A.擔(dān)當(dāng)、誠信、專業(yè)、創(chuàng)新、平穩(wěn)、高效

B.文明、和諧、自由、平等

C.擔(dān)當(dāng)、誠信、專業(yè)、創(chuàng)新、穩(wěn)健、績效

D.愛國、敬業(yè)、誠信、友善【答案】CCP3X7V2C4Y10E4G3HW1T10M10R2N8P4X9ZO4A8N5N3Z6G9O892、當(dāng)人靜止地站在斜坡式電梯上隨電梯一起向上運動時（手與電梯不接觸），下列表述準(zhǔn)確的是（）。

A.人不受摩擦力作用

B.人所受的摩擦力方向沿電梯面向下

C.人所受的摩擦力方向沿電梯面向上

D.人所受的摩擦力方向可能沿電梯向上，也可能向下【答案】CCG10D9T4Y8F1G3O9HE3I4V3J6Z1A7P1ZQ2K6D1T2O2S10Z593、AjokewhichwasfunnytoAmericanpeoplemightseem______toChinese.

A.defense

B.fence

C.offense

D.intense【答案】DCN6E4M4W4V5K4V5HM7P7C5L5N1E1Q1ZM7N9L5R4F7J8V394、資料：ThefollowingpassageistheintroductionaboutoneoftheMonsellinternationalfinancialproducts.Accordingtothepassage,therewillbe5questions.Youshouldreadcarefully,thenselecttherightanswer.

A.Lily,aprimaryschoolstudentwhohassavedabout$300incash

B.Sue,asecondaryschoolstudentwhowantst