國際結(jié)算英文選擇題90附答案

Totheexporter,thefastestandsafestmethodofsettlementis(B)letterofcreditB.cashinadvanceC.openaccountD.banker'sdraftTotheimporter,themostfavorablemethodofsettlementis(C)ofcreditB.cashinadvanceC.openaccountD.collectionWhichofthefollowingpaymentmethodisbasedoncommercialcredit(C)ofcreditguaranteeC.collectionD.standbycreditAnexportersellsgoodstoacustomerabroadonFOBandonCIFterms,whoisresponsibleforthefreightchargesineach(A)importer;exporterB.exporter;importerC.importer;importerD.exporter;exporterInternationalcashsettlementhasthefollowingdisadvantagesexcept(B)expensiveB.safeC.riskyD.time-consumingCHIPSistheelectronicclearingsystemfor(B)B. USDD.EURCHAPSistheelectronicclearingsystemfor(A)B. USDD.EURBOJ-NETistheelectronicclearingsystemfor(D)A.USDB.GBPTARGETistheelectronicclearingsystemfor(C)A.USDB.GBPCHATSistheelectronicclearingsystemfor(D)A.USDB.GBPFromaChinesebank'spointofview,thecurrentaccountitmaintainsabroadisknownas(A)A. anostroaccountB.avostroaccountC. acurrentaccounthomecurrencyaccountFromaChinesebank'spointofview,thecurrentaccountmaintainedbyaforeignbankwithhimisknownasnostroaccountvostroaccountcurrentaccountforeigncurrencyaccount

(B)Internationaltradesettlementmethodsareusedtocompletethemoneytransferarousedby(A)A. goodstransactionsB.servicessupplyC. securityinvestmentD.investmentincomesDocumentarycreditbusinessissubjectto(A)A. UCP600522C.URDG758D.ISP98Collectionbusinessissubjectto(B)A. UCP600522C.URDG758D.ISP98Standbycreditbusinessissubjectto(D)A.UCP600522C.URDG758D.ISP98ofguaranteebusinessissubjectto(C)A.UCP600522C.URDG758D.ISP98Londonistheclearingcentrefor(B)A.USDB.GBPNewYorkistheclearingcentrefor(A)A.USDB.GBPTokyoistheclearingcentrefor(D)A.USDB.GBPFrankfurtistheclearingcentrefor(C)A.USDB.GBPthefollowingdocuments,theonewhichisnotregardedascontroldocumentsis（D）A. authorizedsignatures B.testkeysC.scheduleoftermsandconditionsD.correspondentarrangementThesellershouldarrangefortheinsuranceofthegoodstransportationunder （C）（A）chequecanbecashedoverthecounterofpayingbank.A. AnopenB.AcrossedC.AgeneralcrossingD.AspecialcrossingTheeffectofablankendorsementistomakeanegotiableinstrumentpayabletothe（C）A. specifiedpersonB,orderofaspecifiedpersonC.bearerD.namedpersonIfthebillispayable“60daysafterdate”,thedateofpaymentisdecidedaccordingto （C）A. thedateofacceptanceB.thedateofpresentationC.thedateofissuanceD.thedateofmaturityThepartytowhomthebillisaddressediscalledtheA.drawerB.draweeC.holderD.payee

（B）Whenfinancingiswithoutrecourse,thismeansthatthebankhasnorecoursetothe（D）ifsuchdraftsaredishonored.A.payerB.draweeC.acceptorD.drawerThe（C）ofapromissorynoteassumestheprimeliabilitytomakepaymentofthenote.A.holderB.draweeC.makerD.acceptorThebillwhichmustbepresentedforacceptanceisA.thebillpayableatxxdaysafterdateB.thebillpayablexxdaysaftersightC.thebillpayableonafixeddateD.thebillpayableatsightInordertoretaintheliabilitiesoftheotherparties,abillthat

（B）hasbeendishonoredmustbe

（A）A. protested B.giventotheacceptorC.retainedinthefilesD.presentedtoabank（C）isnotaholderofabillA. PayeeB.EndorseeC.DrawerD.BearerWhichofthefollowingisarelativeessentialitemofabill（B）A. amountB.tenorC.payeeD.draweeAnendorsement,whichprohibitsthefurthernegotiationoftheinstrument,iscalled（D）endorsement.A.qualifiedB.generalC.specificD.restrictiveAcheckisa （D）draftdrawnonabankA.timeC.directD.demandTheactwhichisneverinvolvedinpromissorynotebusinessis（C）Theactwhichisneverinvolvedincheckbusinessis （C）Theacceptorofabillisthepersonwhooriginallynamedas（B）ofthebill.drawerB.draweeThefirstholderofabillisthe（C）ofthebilldrawerB.draweeAmongthefollowingcrossedcheques,theonewhichcontainsthewords（D）isaspecialcrossedcheque.bankerB.notnegotiableC.A/CpayeeD.BankofChinaThemeansofauthenticatingpaymentorderinmailtransferisthe（D）A.SWIFTauthentickeyB.scheduleoftermsandconditionsC.testkeyD.authorizedsignaturesThemeansofauthenticatingpaymentorderintelegraphictransferisthe（C）A.correspondentarrangementB.scheduleoftermsandconditionsC.testkeyD.authorizedsignaturesWhichofthefollowingisnotamethodofremittanceM/TB.T/TC.T/RD.D/DOpenaccountasapaymentmethodisusuallyusedwhen

（C）（D）aresoldunderthesellerarebadlyneededbythebuyer

'smarketconditionareofspecialstandardsorspecialspecificationsaresoldunderthebuyer

'smarketconditionIfthereimbursementinstructionwrittenonthepaymentorderisexpressedas‘incover,wehavecreditedyourA/Cwithus ',theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe（A）A.thepayingbankmaintainsanA/CwithremittingbanktheremittingbankmaintainsanA/CwithpayingbankbothremittingbankandpayingbankmaintaintheirA/CswithathirdbankremittingbankandpayingbankhavetheirA/CswithtwodifferentbanksIfthereimbursementinstructionwrittenonthepaymentorderisexpressedas‘incover,pleasedebitourA/Cwithyou ',theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe（B）A.thepayingbankmaintainsanA/CwithremittingbanktheremittingbankmaintainsanA/CwithpayingbankbothremittingbankandpayingbankmaintaintheirA/CswithathirdbankremittingbankandpayingbankhavetheirA/CswithtwodifferentbanksIfthereimbursementinstructionwrittenonthepaymentorderisexpressedas‘incover,wehaveauthorizedBankAtodebitourA/CandcredityourA/Cwiththem',theA/Crelationshibankandthepayingbankmustbe(C)thepayingbankmaintainsanA/CwithremittingbanktheremittingbankmaintainsanA/Cwithpayingbank

pbetweentheremittingbothremittingbankandpayingbankmaintaintheirA/CswithathirdbankremittingbankandpayingbankhavetheirA/CswithtwodifferentbanksIfthereimbursementinstructionwrittenonthepaymentorderisexpressedas‘incover,wehaveinstructedBankXtotransfertheproceedstoyourA/CwithbankY',theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe(D)thepayingbankmaintainsanA/CwithremittingbanktheremittingbankmaintainsanA/CwithpayingbankbothremittingbankandpayingbankmaintaintheirA/CswithathirdbankremittingbankandpayingbankhavetheirA/CswithtwodifferentbanksItwillbemoreconvenientifthecollectingbankappointedbytheseller(B)isalargebankistheremittingbankisintheexporter

'scorrespondentintheplaceoftheimport er'scountryactsontheimporter sinstructionsUnderD/P,thedocumentswillnotbedeliveredtothebuyeruntil（D）thegoodshavearrivedthedocumentshavearrivedthedocumentsarepresentedtothebuyerthebillispaidbythebuyerUnderD/A,thedocumentswillnotbedeliveredtothebuyeruntil（D）thegoodshavearrivedthedocumentshavearrivedthedocumentsarepresentedtothebuyerthebillisacceptedbythebuyerIncollectionbusiness,banksareobligatedtocheckthedocumentsreceivedtoseethat（C）theyareauthentictheyareregulartheyarethesameasthoselistedinthecollectioninstructiontheyareintherightformAbillofexchangewhichisaccompaniedbyshippingdocumentsisknownas（B）acleanbilladocumentarybillacleancollectionadocumentarycollectionC）Indocumentarycollection,afterthegoodshavebeenshipped,theexporterpresentsthedocumentstothecollectingbankthereimbursingbanktheremittingbanktheopeningbankWhichofthefollowingisnottheobligationofremittingbankincollection(D)tocompleteacollectionorderstrictlyaccordingtotheprincipal'sinstructions.toperformfollowingalltheinstructionsgivenbytheprincipal.tokeepthedocumentswelltoexaminethecontentsofdocumentsindetailWhichofthefollowingisnottheobligationofthecollectingbank(B)verifytheauthenticityofthecollectionorderB.totakecareofgoodsreleasedocumentsstrictlyonthedeliverytermsofdocuments.performfollowingalltheinstructionsgivenbytheremittingbank.collectionbusiness,thedrawerofthedraftforcollectionis(A)A.sellerB.buyerC.remittingbankD.collectingbankIncollectionbusiness,thedraweeofthedraftforcollectionis(B)sellerB.buyerC.remittingbankD.collectingbankIfthecollectioninstructiongivenbytheprincipalspecifiesthatcollectionchargesaretobebornebythedraweebutwithnoexpressstatementthattheymaynotbewaived,chargeswillbefortheaccountof(A)providingthedraweerefusestopaythem.A.principalB.remittingbankC.collectingbankD.presentingbankpricetermwhichismorefavorabletothesellerundercollectionis(D)A. EXWB.FOBC.CFR D.CIFInL/Cbusiness,theexportercanreceivethepaymentonlywhen(C)A.hehasshippedthegoodshaspresentedthedocumentsdocumentspresentedconstituteacomplyingpresentationimporterhastakendeliveryofthegoods.InL/Cbusiness,theissuingbankcanrefusetopaythecreditamountwhen(C)applicantpreventshimfrommakingpaymentgoodsarenotthesameasthosestipulatedinthesalescontractkindofdocumentrequiredbyL/Cisn 'tpresented.oftheapplicant'saccountisnotenoughforpayment.OfthefollowingkindsofL/C,(B)istheL/Cwhichrequiresnodraftsatall.paymentcreditpaymentcreditcreditcreditOfthefollowingkindsofL/C,(C)istheL/Cinwhichdraftsarealwaysrequired.paymentcreditpaymentcreditcreditcreditOfthefollowingkindsofL/C,(D)istheL/Cwhichisespeciallysuitableforusetosettlethepaymentoftradeconductedthroughamiddleman.creditcreditcredittobackcreditOfthefollowingkindsofL/C,(A)istheL/Cwhichisespeciallysuitableforusetosettlethepaymentoftradeconductedthroughamiddleman.transferablecreditreciprocalcreditrevolvingcreditcredit67OfthefollowingkindsofL/C,(C)istheL/Cwhichisespeciallysuitableforusetosettlethepaymentunderalongtermcontractcoveringgoodstobetransportedbyregularpartialshipments.creditcreditcredittobackcreditthefollowingkindsofL/C,(B)istheL/Cwhichisespeciallysuitableforusetosettlethepaymentundercountertrade.creditcreditcredittobackcreditConfirmationofacreditmaybegivenby(B)thebeneficiaryattherequestoftheimportertheadvisingbankattherequestoftheissuingbanktheadvisingbankafterthereceiptofcorrectdocumentationtheissuingbankafterthereceiptofcorrectdocumentationThecreditmayonlybeconfirmedifitissoauthorizedorallowedby(A)theissuingbankthesuppliertheadvisingbankthebeneficiaryThesecondbeneficiaryofatransferableletterofcreditisthe(D)middlemantransferringbanktheapplicantofthetransferredcreditrealsupplierofthegoodsThefirstbeneficiaryofatransferableletterofcreditisthe(A)middlemantransferringbanktheapplicantofthetransferredcreditrealsupplierofthegoodsTheredclausecreditisoftenusedasamethodof(B)providingthebuyerwithfundspriortoshipmentprovidingthesellerwithfundspriortoshipmentprovidingthebuyerwithfundsaftershipmentprovidingthesellerwithfundsaftershipmentAnapplicantmustreimburseanissuingbankunlesshefindsthat(D)goodsaredefectivegoodsarenotasorderedinthesalescontractdocumentsreceiveddonotallowhimtoclearthegoodsthroughcustomsdocumentsdonotconformonthefacetothetermsandconditionsofthecreditApplicationforanyamendmenttoaletterofcreditshouldbegiventotheissuingbankby(A)theapplicantthebeneficiarytheadvisingbankthenominatedbankThemessagetypewhichisusedtosendaamendmentnoticeofadocumentarycreditthroughSWIFTisnumbered(C)A.700B.705C.707D.710allthefinancialmethodsmentionedbellow,whichmethodprovidesfundswithoutrecourse(C)packingloansbilldiscountingforfaitingborrowingdocsagainstT/Rletterofcredit,theprimarydebtoristhe(C)A.applicantB.importerC.issuingbankD.nominatedbankTheapplicantofletterofcreditis(B)A.theexporterB.theimporterC.theexporter'sbankD.theimporter'sbankThebeneficiaryofletterofcreditis(A)A.theexporterB.theimporterC.theexporter'sbankD.theimporter'sbankletterofcreditwhichisexpiredonOct.1,2008specifiesthat“documentsmustbepresentedwithin15daysaftertheonboarddateofbilloflading”.IftheonboarddateofbillofladingisSep.10,2008,thelatestdateofpresentationmustbe(B)A.Sep.24,2008B.Sep.25,2008C.Sep.26,2008D.Oct.1,2008Ifthereisnoindicationinthecreditoftheinsurancecoveragerequired,theamountofinsurancecoveragemustbeatleast(C)oftheCIForCIPvalueofthegoods.A.100%%C.110%%Whichofthefollowingactionsperformedbythenominatedbankisnotregardastheactionofhonor(D)topayatsightundersightpaymentcredittoincuradeferredpaymentundertakingandpayatmaturityunderdeferredpaymentcredittoacceptthedraftandpayatmaturityunderacceptancecredittonegotiateundern