貨幣銀行學(xué)模擬試卷

2007級函授會計?？曝泿陪y行學(xué)模擬試題A名詞解釋（每個名詞4分，共20分）商業(yè)信用基礎(chǔ)貨幣資本充足率公開市場業(yè)務(wù)投資基金二、簡答題（每小題10分，共50分）請比較股票與債券的異同。股票價格指數(shù)是怎么計算出來的？為什么經(jīng)常被人們當(dāng)作一國宏觀經(jīng)濟(jì)運(yùn)行狀況的晴雨表？3、商業(yè)銀行為什么要開展中間業(yè)務(wù)？4、簡述中央銀行的職能和特點(diǎn)。5、決定和影響利率的一般因素有哪些？三、論述題（每小題15分，共30分）1、舉例說明存款貨幣的創(chuàng)造原理。2、試述商業(yè)銀行開展金融創(chuàng)新的原因及后果。貨幣銀行學(xué)模擬試題B名詞解釋（每個名詞4分，共20分）貼現(xiàn)金融市場法定利率存款準(zhǔn)備金率商業(yè)信用二、簡答題（每小題10分，共50分）1、簡述信用工具的特征。2、影響基礎(chǔ)貨幣的因素有哪些？3、提高利率將對國民經(jīng)濟(jì)將產(chǎn)生什么影響？4、影響和決定證券價格變化的因素有哪些？5、商業(yè)銀行為什么要開展金融創(chuàng)新？三、論述題（每小題15分，共30分）1、如何治理需求拉上型的通貨膨脹？2、我國為什么要開放金融市場？貨幣銀行學(xué)模擬試題C名詞解釋（每個名詞4分，共20分）市場利率資本充足率通貨膨脹金融工具消費(fèi)信用二、簡答題（每小題10分，共50分）1、簡述金融市場的功能。2、商業(yè)銀行的投資業(yè)務(wù)與放款業(yè)務(wù)有什么不同？3、影響利率變化的因素有哪些？4、簡述中央銀行的職能和特點(diǎn)。5、證券價格為什么會經(jīng)常變化？三、論述題（每小題15分，共30分）1、論述一般性貨幣政策工具以及它們?nèi)绾螌暧^經(jīng)濟(jì)目標(biāo)產(chǎn)生影響。2、影響貨幣供應(yīng)量的因素有哪些？《經(jīng)濟(jì)法》模擬試題一名詞解釋（每個4分，共32分）有限責(zé)任公司商業(yè)秘密上市公司收購背書增值稅國有資產(chǎn)中外合作經(jīng)營企業(yè)壟斷問答題（68分）1、簡述我國公司法的原則。（6分）2、請闡述票據(jù)上的法律關(guān)系。（8分）3、消費(fèi)者權(quán)益爭議的解決途徑有哪些？（5分）4、簡述社會保險與商業(yè)保險的區(qū)別。（8分）5、簡述合伙企業(yè)的特點(diǎn)。（7分）6、經(jīng)濟(jì)法淵源的種類有哪些？（10分）7、簡述貨幣政策的含義、貨幣政策目標(biāo)的概念和內(nèi)容。（10分）8、請列舉法律所禁止的證券交易行為，并加以解釋說明。（9分）9、稅收法律關(guān)系有哪些特點(diǎn)。（5分）《經(jīng)濟(jì)法》模擬試題二名詞解釋（每個4分，共32分）壟斷個人獨(dú)資企業(yè)社會保險公司債券票據(jù)行為國有資產(chǎn)中外合資經(jīng)營企業(yè)證券投資基金問答題（共68分）1、有限責(zé)任公司的特征是什么？（6分）2、侵犯商業(yè)秘密的行為有哪些？（7分）3、我國上市公司收購的主要制度有哪些？（9分）4、簡述票據(jù)的法律特征。（8分）5、簡述中國人民銀行的主要職能。（6分）6、經(jīng)濟(jì)法淵源的種類有哪些？（10分）7、簡述金融監(jiān)管的原則。（6分）8、簡述社會保障的基本特征。（5分）9、經(jīng)濟(jì)法律關(guān)系的構(gòu)成要素是什么？（6分）10、簡述計劃編制的程序。（5分）《經(jīng)濟(jì)法》模擬試題三名詞解釋（每個4分，共32分）經(jīng)濟(jì)法律關(guān)系上市公司收購商業(yè)賄賂本票壟斷經(jīng)濟(jì)法的實(shí)施財政合伙企業(yè)問答題（共68分）1、股份有限公司的特征是什么？（7分）2、簡述消費(fèi)者的權(quán)利。（10分）3、簡述票據(jù)行為的特征。（6分）4、簡述我國自然資源法的原則。（6分）5、簡述貨幣政策的含義、貨幣政策目標(biāo)的概念和內(nèi)容。（10分）6、簡述社會保障法的原則。（7分）7、稅收法律關(guān)系有哪些特點(diǎn)？（7分）8、請列舉法律所禁止的證券交易行為。并加以說明。（9分）9、簡述金融監(jiān)管的原則。（6分）會計學(xué)專科英語模擬試題I.VocabularyandStructure(30%)Thereare30questionsinthispart.Foreachquestionthereare4choicesmarkedA,B,C,andD.ChoosetheOnethatbestanswersthequestion.1.Truelovecannotbe,anditispriceless.A. brought B.caught C.bought D.broad2.Finallythecrowdbroke(up)_____severalgroups.A.within B.in C.at D.into3.Beingafraidofthedark,shealwayssleptthelighton.A.with B.by C.beside D.of4.JohnisnotwhetherEddielikesthepictureofhimandhisfamily.A.ensure B.assure C.sure D.surely5.Whenhegotthetrain,hedidn’tknowwherehewas.A.on B.up C.off D.at6.Shewentintothestreetandataxihome.A.took B.taking C.taken D.hadtaken7.WhyshouldwefindsometotheproblemsbroughtbyTV?A.means B.way C.solution D.method8.Thisregionatanaverageof4,000metersabovesealevel.A.lays B.lies C.locates D.places9.Iwas_____tofindhisarticleonsuchan_____topicso_____.A.surprised,excited,boredB.surprising,exciting,boringC.surprised,exciting,boringD.surprising,excited,bored10.He_____hisbookonthedesklastnight.A.lieB.laidC.layD.lain11.Althoughtheyarebrothers,theyareentirely____eachother.A.getalongwellwithB.differentfromC.satisfiedwithD.ashamedof12.Hardly____theclassroomwhentheclassbegan.A.hehadenteredB.heenteredC.hadheenteredD.hewasentered13.Comehereandgivemea______.A.helpB.handsC.supportD.hand14.Thispostcardissentby____.A.afriendoffatherB.afriendofmyfather'sC.myfatherfriendD.myfatherfriend's15.It’sfoolishtoyourtime.A.waste B.leaveoverC.spendD.damage16.Withaschoolrecordlikeayoungwoman,whydidn’tyoutryforauniversityscholarship?A.I’mshockedB.I’mamazed C.I’mpuzzledD.Ifeelpity17.Manycompaniesaregoingbecauseofhighinterestrates.A.bankrupt B.bankruptcy C.toabank D.tobanking18.Itisonlyaoftimebeforetherebelssurrender.A.problem B.means C.thing D.matter19.Animportantqualityofamysteryshopperisthatheshouldbegoodobservation.A.at B.in C.for D.to20. we’darrivedtherewehadawonderfultime.A.only B.once C.onetime D.onemore21.Forhim,itwouldbea tobeabletohaveadayoffwork.A.importance B.matter C.good D.luxury22.…amysteryshopperwilltypicallyworkseveralstores…,takingmentalnoteswhileinside,….A.thingstoberememberedB.thingsconcerningthemindC.thingsfixedinthemindD.thingsdoneinthemind23.Ifasecretshopperwillbesentin,…,thecandidatemusthaveaparticularprofilethatmeetsahigh-end,luxurycar-typebuyerprofile.A.differentfromothersB.worthyofnoteorunusualC.fullofdetailsD.hardtoplease24.JackandSmiththeworkequallybetweenthem.A.shake B.shade C.shed D.share25.Thetrainarrivedonehourbehind_____.A.planB.timetableC.scheduleD.date26.Howwe_____achancetovisityourcountry!A.longedforB.lookedforC.waitedforD.wentfor27.Thatwas______minoritynationalitiesweretreatedinoldChina.A.whatB.whichC.thatD.theway28.Itisnecessarythathe______forBeijingrightnow.A.leaveB.leavesC.willleaveD.left29.Whatchancedoesa______manwhoneverfinishedhighschoolhave?A.forty-years-oldB.forty-years-oldsC.forty-year-oldD.forty-year-olds30.Marriageontrueloveoftenbringshappiness.A.decided B.determined C.based D.reliedII.Cloze(10%)Thereare2passagesinthepart.Ineachpassagethereare10blanks.Foreachblankareprovided4answers.Choosetheonethatbestcompletesthepassage.Television31itsfirstseriousappearancein1939,butitdidnotbecomecommonuntiltheearly1950’s.Sincethen,innumerablechildren32infrontoftheset.However,manypeoplenowworryabouttheeffectofTVontheyoung.Theywondertherehadneverbeen33invention.Whyaretheysoafraid?Istelevisionreallyharmful?Likealmostanythingelse,televisionhasitsgoodaswellasitsbadsides.Ithas34joyandinterestintothelivesoftheold,thesick,andthelonely.Withoutit,someofthesepeoplewouldhavelittlepleasureandnowindow35theworld.Unfortunately,sometelevisionprogramshavebeenextremelyharmfultotheyoung.Childrendonothaveenough36.TheydonotrealizethatTVprogramsoftenshowanunrealworld.Commercialslieinordertosellproductsthataresometimesbadoruseless.Childrenbelievethemandwantto37whattheyseeonTV.Theybelievethattheywillmakemorefriendsiftheyuseacertainsoap—orsomeotherproduct.TheybelievethatthemurdersonTV38arenormalandacceptable.Bythetimetheyareoutofhighschool,mostyoungpeoplehavewatchedabout15,000hoursoftelevision,andhaveseenabout18,000violent39.Iftheyseeviolentdeathseveryday,howcantheybeshockedbymurderinreallife?Televisionhascertainlychangedourlivesandoursociety.40itsgoodpoints,ithasbroughtmanyproblems.Wemustfindasolutiontotheseproblemsbecause—whetherwelikeitornot—televisionisheretostay.31.A.brought B.took C.did D.made32.A.grewup B.aregrowingup C.havegrownup D.growup33.A.such B.soan C.suchan D.so34.A.got B.took C.carried D.brought35.A.of B.on C.to D.for36.A.experiences B.experience C.experiencing D.anexperience37.A.integrate B.make C.initiate D.initiate38.A.screens B.faces C.surfaces D.appearances39.A.dead B.deaths C.deads D.death40.A.Comewith B.Withalong C.Uponwith D.AlongwithCarsareanimportantpartoflifeintheUnitedStates.41mostpeoplefeelthattheyarepoor.Andevenifapersonispoorhedoesn’tfeelreallypoor42hehasacar.TherearethreemainreasonsthecarbecamesopopularintheUnitedStates.43ofallthecountryisahugeoneandAmericansliketomovearoundinit.Thecarprovidesthemostcomfortableand44formoftransportation.Withacarpeoplecangoanyplacewithoutspendingalotofmoney.Thesecondreasoncarsarepopularisthefact45theUnitedStatesneverdevelopedanefficientandinexpensiveformofpublic46.Long-distancetrainshaveneverbeenascommonintheUnitedStatesastheyareinotherpartsoftheworld.Nowadaysthereisagoodsystemofair-service47byplanes.Butitistooexpensivetobeusedfrequently.Thethirdreasonisthemostimportantone,though.TheAmericanspiritofindependenceis48reallymadecarspopular.Americansdon’tliketowaitforabus,oratrainorevenaplane.Theydon’tliketohaveto49anexactschedule.Acargivesthemthefreedomtoscheduletheirowntime.AndthisisthefreedomthatAmericanswant50tohave.41.A.WithoutacarB.NotwithacarC.WithoutnocarD.Withnotacar42.A.althoughB.whenC.whetherD.but43.A.FirstB.FirstlyC.AtfirstD.Thefirst44.A.cheapB.mostcheapC.cheapestD.cheaper45.A.whichB.thatC.whereD.what46.A.movementB.carriageC.shippingD.transportation47.A.providingB.toprovideC.providedD.provides48.A.thatB.whatC.howD.which49.A.followB.furtherC.chaseD.run50.A.bestB.mostC.worstD.leastIII.ReadingComprehension(30%)SectionA:Thereare2passagesinthissection.Eachpassageisfollowedbysometrue-falsequestions.Decidewhethereachofthemistrue(T)orfalse(F).Passage1Intheolddays,diversusedtogodownintothesealookingforshipsthathadsunk,becausetheyhopedtofindgoldandjewels.Nowdiversstillsearchforvaluablethingsinsunkenships,buttheyalsotrytobringtothesurfacetheshipsthemselves,orpartsofthem.Thevalueofdifferentkindsofmetalshasincreasedgreatlyoverthelasttwentyorthirtyyearsandeventhoughashiphasbeenundertheseaformanyyears,itmaybeworthagreatdeal.Onefamoussunkenshipisthe"Lusitania",whichsankoffthesoutherncoastofIrelandin1915withalossofnearly1500lives.Ithasfourhugepropellersmadeofanexpensivemetal.Todayeachofthosepropellersisworth$300,000ormore.Theship,lyingonthesea-bedhasbeenboughtbyamancalledJohnLight.Hepaidabout$1,200,000forthewholeship.Hehopestobringupthosepropellersandsellthem.Healsohopestosellotherpartsoftheship,whenhehasbroughtthemtothesurface,forabout$600,000.51.Diverstrytobringupmetalsbecausesomekindsofthemareworthalotofmoney.52.Nowdiversstillsearchforvaluablethingsandtrytobringtotheearthsurfacetheshipsthemselves.53.JohnLighthopeshemaybeabletosellthewholeshipof“Lusitania”formorethan$1.5million.54.Theship“Lusitania”sankoffthesouthwesterncoastofIrelandwithalotofpeopledrowned.55.Inthepast,divershopedtobringupeverythingofasunkenshipexceptmetals.Passage2Moreandmorepeopletodayarerealizingtheimportanceofregularphysicalexercise.Inthepast,workformostpeopleinvolvedmanuallaborinthefreshopenairofthefields.However,nowadaysanincreasingnumberofpeopleareemployedinofficesorfactories.Theirdailyworkdoesnotprovidethemwiththeamountofexercisetheirbodiesneed.Therefore,theyhavecometospendpartoftheirfreetimedoingregularphysicalexercise.Therearemanydifferentformsofexercisetosuitdifferenttastes.Forexample,thosewhoenjoycompetitivesportsmaytakeupballgames.Thosewhoprefertoexercisealonecanhavearunortakeawalkinthemorningorintheevening.Besides,peoplecangoswimminginsummerandgoskatinginwinter.Inshort,nomatterwhattheirinterestsare,peoplecanalwaysfindoneormoresportsthataresuitabletothem.However,theformofphysicalexercisemustbechosencarefully.Moreharmthangoodwillresultifpeoplechoosethewrongformofexercise.Fortheaged,QigongorTaiJiQuanwillsuitthembetterthancompetitivesports.Thosewhohavelittlesparetimemayhavearegularruninthemorning.Onlyifthekindofexerciseischosenproperlyandperformedregularly,willitbenefitpeople’shealth,workandstudy.56.Nowadays,morepeoplerealizetheimportanceofphysicalexercise.57.Itisunnecessarytotakesomeexerciseeveryday.58.Peoplewhoenjoycompetitivesportsmaytakeupbasketballorfootball.59.Physicalexercisecandomoreharmthangoodtopeoplebecausetheywillfeeltiredafterit.60.Peoplecanalwaysfindoneormoresportsthatbenefittheirhealth,workandstudy.SectionB:Thereare2passagesinthissection.Eachpassageisfollowedbysomequestions.Foreachquestionthereare4choicesmarkedA,B,C,andD.Decideonthechoicethatbestanswersthequestion.Passage3BettyandHaroldhavebeenmarriedforyears.ButonethingstillpuzzlesoldHarold.HowisitthathecanleaveBettyandherfriendJoansittingonthesofa,talking,goouttoaballgame,comebackthreeandahalfhourslater,andthey’restillonthesofa?Talking?Whatintheworld,Haroldwonders,dotheyhavetotalkabout?Bettyshrugs.Talk?Wearefriends.Researchingthismattercalledfriendship,psychologistLillianRubinspenttwoyearsinterviewingmorethantwohundredwomenandmen.Nomatterwhattheirage,theirjob,theirsex,theresultswerecompletelyclear:womenhavemorefriendshipsthanmen,andthedifferenceinthecontentandthequalityofthosefriendshipsis“markedandunmistakable.”Morethantwo-thirdsofthesinglemenRubininterviewedcouldnotnameabestfriend.Thosewhocouldwerelikelytonameawoman.Yetthree-quartersofthesinglewomenhadnoproblemnamingabestfriend,andalmostalwaysitwasawoman.Moremarriedmenthanwomennamedtheirwife/husbandasabestfriend,mosttrustedperson,ortheonetheywouldturntointimeofemotionaldistress.“Mostwomen,”saysRubin,“identifiedatleastone,usuallymore,trustedfriendtowhomtheycouldturninatroubledmoment,andtheyspokeopenlyabouttheimportanceoftheserelationshipsintheirlives.”“Ingeneral,”writesRubininhernewbook,“women’sfriendshipswitheachotherrestonsharedemotionsandsupport,butmen’srelationshipsaremarkedbysharedactivities.”Forthemostpart,Rubinsays,interactionsbetweenmenarecontrolled—agoodfitwiththesocialrequirementsof“manlybehavior.”“Evenwhenamanissaidtobeabestfriend,”Rubinwrites,“thetwosharelittleabouttheirinnermostfeelings.Whereasawoman’sclosestfemalefriendmightbethefirsttotellhertoleaveafailingmarriage,itwasn’tunusualtohearamansayhedidn’tknowhisfriend’smarriagewasinserioustroubleuntilheappearedonenightaskingifhecouldsleeponthesofa.”61.WhatoldHaroldcannotunderstandorexplainisthefactthat_______.A.heistreatedasanoutsiderratherthanahusbandB.womenhavesomuchtoshareC.womenshowlittleinterestinballgamesD.hefindshiswifedifficulttotalkto62.Rubin’sstudyshowsthatforemotionalsupportamarriedwomanismorelikelytoturnto_______.A.amalefriendB.afemalefriendC.herparentsD.herhusband63.Accordingtothetext,whichtypeofbehaviorisNOTexpectedofamanbysociety?A.Endinghismarriagewithoutgoodreason.B.Spendingtoomuchtimewithhisfriends.C.Complainingabouthismarriagetrouble.D.Goingouttoballgamestoooften.64.Whichofthefollowingstatementsisbestsupportedbythelastparagraph?A.Menkeeptheirinnermostfeelingstothemselves.B.Womenaremoreseriousthanmenaboutmarriage.C.Menoftentakesuddenactiontoendtheirmarriage.D.Womendependonothersinmakingdecisions.65.TheresearchdonebypsychologistRubincentersaround________.A.happyandsuccessfulmarriagesB.friendshipsofmenandwomenC.emotionalproblemsinmarriageD.interactionsbetweenmenandwomenPassage4Culturaldifferencesinbusinessentertainingincludeissuessuchaswhooneentertainsandwhereandhowoneentertains.Incountriesinwhichstatusisimportant,itisnotadvisabletoinvitepeopleofdifferentstatusestothesamedinnerparty.Americanswillofteninvitepeopletotheirhomes.Whereasinsomesocietiesthehomeisconsideredtooprivate,unworthyorsmalltoserveasanappropriateplaceforbusinessentertaining.Insomecountriesthereisa“helpyourself”approachtoentertainingdoneinthehome.Thisapproachdoesnotworkwellwhenentertainingpeoplewhosecultureteachesthemtowaittobeaskedthreetimesbeforeacceptinganofferoffood.Inoneinstance,aChineseguestwentanentireeveningwithouteatingthoughhewasquitehungrybecausehewastooembarrassedtotakefoodafteronlybeingaskedtodosoonce.Giftgivinghasitsownsetofprotocols.Asageneralrule,asmallgiftfromyourhomecountryisappreciated.Agiftthatistiedtotheparticularinterestoftheindividualisespeciallyappreciated.Giftsforchildrenarealsowellreceived.Becarefulthatthe“hometown”giftyouarebringingtoSingaporewasnotmadeinHongKong.Becausemanygiftscarrysymbolicmeanings,itisalwaysbesttoseekadvicebeforeselectinggifts.Thegivingoflargegifts,orpaymentsforspecialservices,shouldonlybeundertakenafterconsultingthelegaldepartment