海運(yùn)與貿(mào)易風(fēng)險(xiǎn)管理

1海運(yùn)貿(mào)易及風(fēng)險(xiǎn)管理

SeaTrade&RisksManagement

講師：楊智為(JasonYang)國(guó)立政治大學(xué)

98年度課程2009年12月29日(二)14:10~16:00pm2國(guó)際物流國(guó)際金流押託轉(zhuǎn)帳國(guó)際銀行融資借貸+國(guó)際商業(yè)價(jià)金收付+金融匯兌金流價(jià)金證券化商品證券化國(guó)際運(yùn)輸收交託運(yùn)貨物+海鐵路空運(yùn)輸

運(yùn)輸物流

航空郵政

公路運(yùn)輸

鐵道運(yùn)輸

河海運(yùn)輸

多式聯(lián)運(yùn)(貨櫃化=標(biāo)準(zhǔn)化)商品交易型(企業(yè)間)物流非商品交易型(企業(yè)內(nèi))物流國(guó)際展覽物流國(guó)際工程物流國(guó)際搬家物流非貿(mào)易型貿(mào)易型

企業(yè)物流回收型(逆向)物流從送出端到回收端配銷型(流通)物流從製造端到消費(fèi)端採(cǎi)購(gòu)型(生產(chǎn))物流從原料端到製造端(由管控者-船方主導(dǎo))(由所有者-貨方主導(dǎo))國(guó)際商業(yè)商品買賣+市場(chǎng)行銷

儲(chǔ)配物流通關(guān)檢驗(yàn)倉(cāng)儲(chǔ)配送進(jìn)口轉(zhuǎn)口出口未稅保稅完稅(T1)報(bào)單(到外地)(到本地)

(T)報(bào)單(T)報(bào)單(外地貨)(本地貨)裝卸保管理貨流通加工揀貨品管檢測(cè)包裝存貨控制碼頭專區(qū)碼頭貨棧聯(lián)鎖倉(cāng)庫(kù)保稅倉(cāng)庫(kù)貨櫃及航空貨物集散站物流中心加工出口區(qū)，多功能產(chǎn)業(yè)加值園區(qū)，自由貿(mào)易港區(qū)進(jìn)口倉(cāng)轉(zhuǎn)口倉(cāng)出口倉(cāng)銀貨交易中心機(jī)制

銀貨兩訖(公平原則)

童叟無欺(誠(chéng)信原則)法律規(guī)則公約協(xié)定運(yùn)輸銀行保險(xiǎn)電商商貿(mào)法律平臺(tái)商流物流預(yù)告即時(shí)彙總資訊聯(lián)網(wǎng)運(yùn)籌群體物流商流以信息通透管理為中心

以倉(cāng)庫(kù)營(yíng)運(yùn)管理為中心以信息通透管理為中心以實(shí)體流通管理為中心以供應(yīng)鏈管理為中心國(guó)際商流資訊流資訊流網(wǎng)安保險(xiǎn)貨物運(yùn)輸保險(xiǎn)、運(yùn)送責(zé)任保險(xiǎn)輸出信用保險(xiǎn)、產(chǎn)品責(zé)任保險(xiǎn)公證(T1)報(bào)單賣方的債權(quán)證券買方的物權(quán)證券貨方與船方的載貨證券貸方與借方的有價(jià)證券◎國(guó)際商品買賣與市場(chǎng)流通體系3(一)信用狀(二)託收(三)期付(四)其他方式(五)特殊安排(六)無需付款1.IrrevocableDocumentaryCreditsunconfirmed,periodoftimeforpaymentunspecified2.IrrevocableDocumentaryCreditsunconfirmed,periodoftimeforpaymentstated3.IrrevocableDocumentaryCreditsconfirmed,periodoftimeforpaymentunspecified4.IrrevocableDocumentaryCreditsconfirmed,periodoftimeforpaymentstated5.RevocableDocumentaryCredits,periodoftimeforpaymentunspecified6.RevocableDocumentaryCredits,periodoftimeforpaymentstated7.CleanCollections8.DocumentaryCollections,periodoftimeforpaymentunspecified9.DocumentaryCollections,periodoftimeforpaymentstated10.CollectionsofDocumentaryPaymentswithimmediatepaymentandlateracceptance11.CollectionsofDocumentaryPaymentswithprioracceptance12.PaymentbyInstallment分期付款13.Paymentonafixeddatedagreed14.Paymentinadvanceuponplacingoforder(C.W.O.~CashWithOrder訂貨付現(xiàn))15.Paymentondeliveryofgoods(C.O.D.~CashOnDelivery交貨付現(xiàn))16.Paymenttothecarrierondeliveryofgoods(C.O.D.~CashOnDelivery交貨付現(xiàn))17.Paymentbyendofmonthofdeliveryofgoods18.Paymentattheendofaperiodfollowingtheendofthemonthofdeliveryofgoods19.Paymentattheendofaperiodfollowingdeliveryofgoods20.Paymentonreceiptoftheinvoice21.Paymentonthelastdayofthemonthofreceiptoftheinvoice22.Paymentattheendofaperiodfollowingthelastdayofthemonthofreceiptoftheinvoice23.Paymentattheendofaperiodfollowingreceiptoftheinvoice24.Paymentbyoptionaldateswithdiscounts(%)25.Paymentbyoptionaldateswithinterest(%)fordelayedpayment26.Compensatorypayment27.PaymentonConsignment寄售付款28.PaymentbyAgreement(including

O.A.~OpenAccounts記帳交易)29.PaymentonCustomaryTerms(includingC.A.D.~CashAgainstDocuments見單付現(xiàn))30.WithoutPayment(Gifts,Samples,ReplacementGoods,ConsignmentsforTrial,Repairing,GoodsforProcessing,Returns,etc.)◎依國(guó)際商會(huì)(ICC)制定信用狀統(tǒng)一慣例之明示，在信用狀作業(yè)上有關(guān)銀行所處理者為「單據(jù)(DOCUMENTS)」而非與該等單據(jù)可能有關(guān)之貨物、勞務(wù)及(或)其他履約行為。此等單據(jù)包括：財(cái)務(wù)單據(jù)(如：匯票(BillsofExchange)、期票(PromissoryNotes)、支票(Check)、支付憑據(jù)

(PaymentReceipts)及其他類似之單據(jù)等)，與商務(wù)單據(jù)(如：商業(yè)發(fā)票(CommercialInvoices)、貨運(yùn)單據(jù)(ShippingDocuments)及其他權(quán)狀(Title)或類似之單據(jù)等商務(wù)單據(jù)中有關(guān)◎「貨運(yùn)單據(jù)」為法律之文書(計(jì)有三大類二十種之多)在「銀貨交易」中如何正確處理貨運(yùn)單據(jù)以便和付款條件交相呼應(yīng)確實(shí)做到公平交易原則下所預(yù)期達(dá)成之「銀貨兩訖」的目標(biāo)實(shí)為國(guó)際商品買賣有關(guān)風(fēng)險(xiǎn)管控之首要！1.海運(yùn)/海洋提單(Marine/OceanBillofLading)*2.

海運(yùn)運(yùn)(貨)單(SeaWaybill)3.傭船提單(CharterPartyBillofLading)*4.多式聯(lián)運(yùn)(複合運(yùn)送)提單(MultimodalTransport

BillofLading)*5.多式聯(lián)運(yùn)(複合運(yùn)送)運(yùn)(貨)單(Multimodal

TransportSeaWaybill)6.海/空聯(lián)運(yùn)運(yùn)(貨)單(Sea/AirCombinedTransport

Waybill)7.航空運(yùn)單(AirWaybillorAirConsignmentNote)8.簡(jiǎn)式航空運(yùn)單(AirBill)9.航空快遞運(yùn)(貨)單(AirCourierExpressWaybill)10.公路運(yùn)(貨)單(RoadTransportWaybill~CMR)11.鐵路運(yùn)(貨)單(RailTransportWaybill~CIM)12.內(nèi)河航運(yùn)(貨)單(River/BargeWaybill)13.快遞收貨憑證(CourierReceipt)14.郵政收貨憑證(PostReceipt)15.FIATAMultimodalTransportBillofLading*16.FIATAMultimodalTransportWaybill17.FIATAForwarder’sCertificateofReceipt(~for

EXWapplication)18.FIATAForwarder’sCertificateofTransport*(~for

C.A.D.application)19.FIATAWarehouseReceipt20.貨運(yùn)承攬代理業(yè)自製的貨運(yùn)單據(jù)註：‘*’~為貨運(yùn)的權(quán)狀證書(atitleofinstrument)FIATA為國(guó)際貨代協(xié)會(huì)世界聯(lián)合會(huì)之縮寫(TheFederationofInternationalFreightForwardersAssociation)◎付款條件/PAYTERMS(時(shí)限、方式、數(shù)額、地點(diǎn))為商品買賣中買方(債務(wù)人Debtor借方)明示其所擔(dān)負(fù)之債(DEBT)將以何種方式清償(extinguishing)給賣方(債權(quán)人Creditor貸方)的重要約定。◎

動(dòng)產(chǎn)交易有關(guān)物權(quán)之佔(zhàn)有◎動(dòng)產(chǎn)交易有關(guān)債權(quán)之佔(zhàn)有◎動(dòng)產(chǎn)交易有關(guān)載貨之交付◎動(dòng)產(chǎn)交易有價(jià)證券之質(zhì)押

◎有關(guān)受貨人(亦即物權(quán)之佔(zhàn)有、債權(quán)之佔(zhàn)有、載貨之交付、證券之質(zhì)押)的表示法：

-TO(anamedperson)-TOORDER(oftheShipper)-TOORDER(ofanamedpersonexceptaBank)-TO(astatement/clausespecified)-TOTHEBEARER-TOORDER(oftheConsignor)-TOORDER(ofL/CApplicant)-TOORDER(ofL/CIssuingBank)-TOORDER(ofShipper’sBank)-TOORDER(ofBuyer’sBank)-others

◎如何確保債權(quán)？

-債權(quán)之移轉(zhuǎn)與委託書的作成

-徵信、公證與律師見證的設(shè)定

-司法管轄權(quán)之約定…等◎國(guó)際商品買賣與銀貨交易體系4貨主(Shipper)有關(guān)貨主之定義當(dāng)事人關(guān)係人有關(guān)權(quán)益之維護(hù)1、貨物的所有人(CargoOwner)2、海上貨物運(yùn)輸服務(wù)之提供的受益人

(Accounts)3、不以L/C受益人之名而逕行出貨的

發(fā)貨人(Consignor)4、運(yùn)送物之受領(lǐng)人(Consignee)TO(anamedperson)TO(aclausespecificallyspecified)

TOORDER(oftheShipper)TOORDER(ofanamedpersonotherthanaBank)TOTHEBEARERTOORDER(oftheConsignor)TOORDER(ofL/CApplicant)TOORDER(ofL/CIssuingBank)TOORDER(oftheSeller’sBank)TOORDER(oftheBuyer’sBank)5、貨主之組織、公協(xié)會(huì)或類似之團(tuán)體

(Shippers’Organization,AssociationandCounciletc.)

全球性、區(qū)域性、國(guó)際性；國(guó)家級(jí)、地方級(jí)為企業(yè)和會(huì)員之利益(如：SC/TVC)Tri-partiesShippers’Group(=ASC+ESC+NITL)

STC(如：CDR~CargoDispatchingRule)；

Certification；Carrier’sLiabilityInsurance…etc.6、海上貨物運(yùn)輸之中介人(OTI~OceanTransportationIntermediary)

NVOCC&InternationalFreightForwarder(IFF)(如：FIATA)談國(guó)顧際羅商菠品面買吳賣(商厚流)有欣關(guān)債褲的爽履健行(當(dāng)攏事販人沾間校的玻法師律淋關(guān)金係)、付匯款祥條擠件(金霸流)和貨言運(yùn)吵單響據(jù)(物受流)間晃的激關(guān)直係案、濃對(duì)什應(yīng)印操媽作景和座防誘災(zāi)霉機(jī)授制5商流面有關(guān)國(guó)際商品之買賣◎UN

ConventiononContractfortheInternationalSaleofGoods(1980)~Vienna/UNCITRAL(CommissiononInternationalTradeLaw)國(guó)際商品買賣契約公約◎UNEconomicandSocialCouncil–EconomicCommissionforEurope(ECE)–CommitteeonTrade–CenterforTradefacilitationandElectronicBusiness

(UN/CEFACT)~Geneva已通過30種書證格式和33種建議書(含第17號(hào)之PayTerms

的付款條件)◎ICC

的UCP600+eUCP1.1

信用狀統(tǒng)一慣例+電子信用狀統(tǒng)一慣例；URC522

託收統(tǒng)一規(guī)則；ISP98(InternationalStandbyPractices)國(guó)際擔(dān)保函慣例；ISBP(InternationalStandardBankingPractice)國(guó)際標(biāo)準(zhǔn)銀行實(shí)務(wù)–跟單信用狀項(xiàng)下單據(jù)之審理；

INCOTERMS2000

國(guó)貿(mào)條規(guī)…等◎國(guó)際環(huán)保公約(如：華盛頓公約CITES、巴塞爾公約BC、生物多樣化公約CBD、蒙特婁議定書MP、氣候變化綱要公約FCCC、京都議定書KP…等)談國(guó)謠際版商漁品聲買乒賣(商峽流)有弊關(guān)債豬的謙履議行(當(dāng)傍事號(hào)人絞間材的尼法租律妻關(guān)仿係)、付趨款宗條步件(金享流)和貨暫運(yùn)播單滴據(jù)(物鍋流)間留的吊關(guān)巨係揭、艇對(duì)嫁應(yīng)坐操泄作繳和根防咳災(zāi)皆機(jī)霧制6法流面有關(guān)債(Obligations)的履行和物權(quán)※民法◎債之發(fā)生(契約、代理權(quán)的授與、無因管理、不當(dāng)?shù)美?、侵?quán)行為)→債之標(biāo)的

→債之效力(給付、延遲、保全、契約)→債權(quán)人及多數(shù)債權(quán)人→債之移轉(zhuǎn)(債權(quán)

及債務(wù))→債之消滅(清償、提存、抵銷)→各種之債(買賣、互易、交互計(jì)算、贈(zèng)與、租賃、借貸、僱傭、承攬、出版、委任、經(jīng)理人及代辦商、居間、行紀(jì)、寄託、倉(cāng)庫(kù)、運(yùn)送營(yíng)業(yè)、承攬運(yùn)送、合夥、隱名合夥、指示證券、無記名證券、終身定期金、和解、保證)◎物權(quán)→所有權(quán)(動(dòng)產(chǎn)所有權(quán))→質(zhì)權(quán)

(動(dòng)產(chǎn)質(zhì)權(quán)、權(quán)利質(zhì)權(quán))→留置權(quán)→佔(zhàn)有※海商法

談國(guó)典際銷商志品益買朱賣(商其流)有有關(guān)債敲的福履衛(wèi)行(當(dāng)晃事盆人斷間坐的法梯律關(guān)紐奉係)、付分款陳條貢件(金掀流)和貨掛運(yùn)甜單劑據(jù)(物濾流)間掃的報(bào)關(guān)鄉(xiāng)豐係您、還對(duì)主應(yīng)茅操斷作攔和土防裙災(zāi)鐘機(jī)坦制7金流面有關(guān)付款條件之約定第一類◎信用狀(LetterofCredit=L/C)

適“生客”之交易第二類◎託收

(Collections)適“外匯短缺”之交易第三類◎期付

(Installment)適“資本輸出”之交易第四類◎其他方式

-CashWithOrder(C.W.O.)訂貨付現(xiàn)適“熱銷貨與付費(fèi)樣品”之交易

-CashOnDelivery(C.O.D.)交貨付現(xiàn)適“精品服飾與宅配收款”之交易

-Consignment寄售結(jié)款適“委託行”之交易第五類◎特殊安排

-OpenAccounts(O/A)記帳交易適“熟客”之交易

-CashAgainstDocuments(C.A.D.)見單付現(xiàn)適“現(xiàn)貨”之交易第六類◎無需付款

(NoPayment)談國(guó)柿際提商滿品般買暴賣(商店流)有裝關(guān)債閥的毛履揮行(當(dāng)齡事蠢人掙間算的絡(luò)法旬律申關(guān)頸係)、付阿款群條房誠(chéng)件(金犬流)和貨尺運(yùn)至單赤據(jù)(物役流)間款的睛關(guān)童係綠、臂對(duì)層應(yīng)黎操畝作蒙和距防滾災(zāi)配機(jī)伙制8物流面有關(guān)貨運(yùn)單證之使用※貨運(yùn)單證的性質(zhì)

-收據(jù)(Receipt)~交易憑證

-貨運(yùn)單(Waybill)~契約證明

-提單(BillofLading)~證券(文義性、佔(zhàn)有性、繳回性、轉(zhuǎn)讓性)

背書(無需背書、空白背書、完整背書)※提單之種類◎傭船提單

(TramporCharterParty(C/P)B/L)◎班輪提單

(LinerB/L)：

A).散裝貨輪

(Conventional/BulkVessel)-ThroughB/L(ICSform)-LinerB/L(BIMCOform)

B).全貨櫃輪

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