新編金融英語聽說教程 教學(xué)課件U5-1

Unit5

AssetManagement

warmingup:1.Itiseasiertogetmoneythantokeepit.---Englishproverb2.Moneyisagoodservantbutabadmaster.---FrancisBacon,Britishphilosopher3.Hethatisovercautiouswillaccomplishlittle.---FriedrichSchiller,Germanpoetwarmingup:4.Moneycannotbuyhappiness,butitwillcertainlygetyouabetterclassofmemories.---RonaldReagan,AmericanPresident5.IfabusinessisworthadollarandIcanbuyitfor40cents,somethinggoodmayhappentome.---WarrenBuffett,Americaninvestor1.掙錢容易，攢錢難?！⒄Z諺語2.金錢是善仆，也是惡主?！ダ饰魉埂づ喔?，英國哲學(xué)家3.過于謹(jǐn)慎的人，得到的收獲也少?！ダ锏吕锵！は?，德國詩人4.金錢買不到幸福，但它確實(shí)會(huì)讓你擁有更美好的回憶?！_納德·里根，美國總統(tǒng)5.假如我只需付出40美分就能買下一項(xiàng)價(jià)值1美元的生意，好事便近了?！謧悺ぐ头铺?，美國投資家Task2WritedownthenamesofthefollowingfinancialinstitutionsbothinEnglishandChinese.Task2WritedownthenamesofthefollowingfinancialinstitutionsbothinEnglishandChinese.TheCarlyleGroup美國凱雷投資集團(tuán)BlackRock,Inc.貝萊德集團(tuán)GoldmanSachs高盛集團(tuán)EdwardJones愛德華瓊斯投資公司JPMorganChase&Co.摩根大通BNPParibas法國巴黎銀行WordbankAlipay支付寶affiliatecompany聯(lián)營公司departfrom離開Europe,MiddleEastandAfrica(EMEA)歐洲、中東和非洲Listentothenewsreportsandchoosethebestanswertoeachofthefollowingquestions.Newsreport1

1.WhatcanChineseconsumersgetfromthelaunchofAlipayinDenmark?A.Higherinterestrates.B.Moreinformationaboutthecountry.C.Fastandconvenientpaymentservice.D.Muchlowerpayments.Newsreports2.WhichofthefollowingthingsCANNOTbedonebyAlipay?A.Bookingahotel.B.Buyingmovietickets.C.Makingappointmentswithfriends.D.Hailingataxi.3.WhichofthefollowingisNOToneofthebenefitsoftheadoptionofAlipayinDenmarkandtheNordics?A.EnhancingtheexperienceofChineseconsumers.B.AttractingmoreconsumersfromthecountrieswithoutAlipay.C.ExpandingDanishbusinessscope.D.ReachingouttoChinesecustomerseasily.Listentothenewsreportsandchoosethebestanswertoeachofthefollowingquestions.Newsreport11.WhatcanChineseconsumersgetfromthelaunchofAlipayinDenmark?A.Higherinterestrates.B.Moreinformationaboutthecountry.C.Fastandconvenientpaymentservice.D.Muchlowerpayments.Newsreports2.WhichofthefollowingthingsCANNOTbedonebyAlipay?A.Bookingahotel.B.Buyingmovietickets.C.Makingappointmentswithfriends.

D.Hailingataxi.3.WhichofthefollowingisNOToneofthebenefitsoftheadoptionofAlipayinDenmarkandtheNordics?A.EnhancingtheexperienceofChineseconsumers.B.AttractingmoreconsumersfromthecountrieswithoutAlipay.C.ExpandingDanishbusinessscope.D.ReachingouttoChinesecustomerseasily.ScriptTheworld’sleadingmobilepaymentplatformAlipaywaslaunchedinDenmarkonMonday,enablingitsChineseuserstoenjoyitsfastandconvenientpaymentservicewhentheytraveltotheNordiccountry.OperatedbyAntFinancialServicesGroup,anaffiliatecompanyofChina’sAlibabaGroup,Alipayuserscanhailataxi,bookahotel,buymovietickets,payutilitybills,makeappointmentswithdoctors,orpurchasewealthmanagementproductsdirectlyfromwithintheapp.“WearehappythatDenmarkandtheNordicsareembracingAlipayforChinesetourists.TheadoptionofAlipayservicesofbothpaymentandmarketingwillnotonlyenhancetheexperienceofChineseconsumersbutalsohelpDanishbusinessestoreachouttotheirChinesecustomersevenbeforetheydepartfromChina,”saidWangLi,headofAlipayEMEA(Europe,MiddleEastandAfrica).Wordbankstrivev.(for/againststh.)totryveryhardtoachievesth.努力爭取temptationn.thedesiretodoorhavesth.thatyouknowisbadorwrong.誘惑concedev.Ifyoucondedesth.,yougiveittothepersonwhohasbeentryingtogetitfromyou.讓步counterpartn.Someone'sorsomething'scounterpartisanotherpersonorthingthathasasimilarfunctionorpositioninadifferentplace.對(duì)應(yīng)方payoff:Ifyoupayoffadebt,yougivesomeoneallthemoneyyouowethem.還清1.Howmanyfemaleswerepolledinthesurvey?A.45.B.About600.C.About4,500.D.450.Newsreport2

2.Whatdomorethan40%ofwomenusepartoftheirmonthlyincomeforaccordingtotheresearch?A.Payingfortheirlivingexpenses.B.Payingofftheircreditcarddebt.C.Coveringtheirtuition.D.Payingforhouseloans.3.Whatcanweinferfromthenews?A.Womenmaydobetterinmanagingmoneythanmen.B.Womenspendlessmoneythanmen.C.Weshouldcutourspendingtosavemoneyforthehouse.D.Menaremoreresponsiblewhenitcomestomoney.

1.Howmanyfemaleswerepolledinthesurvey?A.45.B.About600.C.About4,500.D.450.Newsreport2

2.Whatdomorethan40%ofwomenusepartoftheirmonthlyincomeforaccordingtotheresearch?A.Payingfortheirlivingexpenses.B.Payingofftheircreditcarddebt.C.Coveringtheirtuition.D.Payingforhouseloans.3.Whatcanweinferfromthenews?A.Womenmaydobetterinmanagingmoneythanmen.

B.Womenspendlessmoneythanmen.C.Weshouldcutourspendingtosavemoneyforthehouse.D.Menaremoreresponsiblewhenitcomestomoney.

script:

Whenitcomestomoney,womenreallyaremoreresponsiblethanmen,withaninternationalsurveyfindingthatwomenarelesslikelytogetintodebtandstrivehardertobecomefinanciallyindependent.Theglobalsurveypolledabout4,500womenin12countriesaboutmoneymatters.Anequalnumberofmenwerealsoaskedseveralquestionsrelatedtofinances.Thesurveyshowedthatjustoverhalfrespondents

ofbothgenderssaidwomenaremoreresponsiblewithmoneythanmen,withthehighestlevelofagreementfoundinMexico,where72%ofpeoplebelievedwomenwerebetterathandlingfinance.Andalthoughmorethan40%ofwomenusepartoftheirmonthlyincometopayoffcreditcards,70%offemale

respondentsalsosaidthathavingmorethanonecreditcardcouldleadtofinancialdebt.“It’sobviouslynotthecarditselfthatcausesanyonetouseit.

Sothestatementisreallyaboutcontrolandtemptation,”saidClaireBraverman.Morewomenbelievedintheirfinancialabilities,with61%sayingtheyweremoreresponsible,whileonly40%ofmenagreed.Butnearlyhalfthewomensurveyedalsoconcededthattheywerebiggerspendersthantheirmalecounterparts,withnearly60%ofmenagreeing.Wordbankyouth-orientedadj.面向年輕人的Yu’ebaon.余額寶impulsivespending沖動(dòng)消費(fèi)real-timetransfer即時(shí)轉(zhuǎn)賬annualizedyield年收益financingproduct理財(cái)產(chǎn)品1.Whataremostyoungpeopleknownfor?A.Livingastylishlife.B.Shoppingalotinclothing,travelingandeating.C.Savingmoneyasmuchastheycan.D.Buyingthingswithoutthinkingtoomuch.Newsreport3

2.WhichofthefollowingstatementsaboutYu’ebaoiscorrectaccordingtothestudent?A.Real-timetransferscanbedonebetweentwoaccounts.B.Theinterestrateislowerthanbanks.C.Thereisnointerestrate.D.TheannualizedyieldofYu’ebaoisincreasing.3.WhydoesYu’ebaocatertostudents’needs?A.TheinterestrateofYu’ebaoisthehighest.B.Thestudentshavealotofmoney.C.Students’investmentislargeandtheyneedalowdegreeofliquidity.D.Students’investmentissmallandtheyrequireahighdegreeofliquidity.1.Whataremostyoungpeopleknownfor?A.Livingastylishlife.B.Shoppingalotinclothing,travelingandeating.C.Savingmoneyasmuchastheycan.D.Buyingthingswithoutthinkingtoomuch.Newsreport3

2.WhichofthefollowingstatementsaboutYu’ebaoiscorrectaccordingtothestudent?A.Real-timetransferscanbedonebetweentwoaccounts.B.Theinterestrateislowerthanbanks.C.Thereisnointerestrate.D.TheannualizedyieldofYu’ebaoisincreasing.3.WhydoesYu’ebaocatertostudents’needs?A.TheinterestrateofYu’ebaoisthehighest.B.Thestudentshavealotofmoney.C.Students’investmentislargeandtheyneedalowdegreeofliquidity.D.Students’investmentissmallandtheyrequireahighdegreeofliquidity.ScriptYoungpeople

nowareoftenbetterknownforimpulsivespendingthanforsavingmoney.Butnewyouth-orientedbankingwebsitesareofferingclientstheinformationandtoolstheyneedtohelpthembecomebettermoneymanagers,

andtosharetheirfinancialexperienceswithotheryoungpeople.LianLingling,majoringincomputerinformationmanagementatShanghaiNormalUniversity,wasamongthefirstusersofYu’ebao.ThefinancialproductprovidedbyAlibabaGroupallowsuserstodirectlyinvestintheprivatefundingcom