2025屆江西省彭澤縣一中英語高三第一學期期末經典試題含解析

2025屆江西省彭澤縣一中英語高三第一學期期末經典試題請考生注意：1．請用2B鉛筆將選擇題答案涂填在答題紙相應位置上，請用0．5毫米及以上黑色字跡的鋼筆或簽字筆將主觀題的答案寫在答題紙相應的答題區(qū)內。寫在試題卷、草稿紙上均無效。2．答題前，認真閱讀答題紙上的《注意事項》，按規(guī)定答題。第一部分（共20小題，每小題1.5分，滿分30分）1．Asyoucansee,thenumberofcarsonourroads________risingthesedays.A．waskeeping B．keepC．keeps D．werekeeping2．Mostofthemoneyforthereconstructionofthequake-strickentownhasbeenallocatedbythegovernment,therest______fromthecomingcharityconcerts.A．tobecollected B．havingbeencollectedC．beingcollected D．tohavebeencollected3．—YouspeakverygoodFrench!—Thanks.I__________FrenchinSichuanUniversityforfouryears.A．studied B．study C．wasstudying D．hadstudied4．Weclimbeduptothetopofahill,___________wegotagoodviewofthewholeforestpark.A．which B．whereC．when D．that5．Theroom______10metresacrossislargeenoughforasinglemantolivein．A．measuring B．measures C．tobemeasured D．measured6．Ourcompanyisseekingforamanager,especially________withcreativityandimagination.A．theone B．eachC．one D．that7．Believeitornot,itis________________thatcausesyourillness.A．becauseofyourbeingoverweight B．becauseyouareoverweightC．youaresooverweight D．yourbeingoverweight8．一Didyouforgetyourpromise,dear?一Ihavefinishedmyhomeworkontime,mom.A．Excuseme. B．Surely.C．Whynot? D．HowcouldI?9．一WhichT—shirtdoyoulikebest?一．Theyarebothoutoffashionandexpensive．A．None B．Neither C．Any D．Both10．—Doyouknowwhenyourmother________topickyouup?—At11：40am.A．hadcomeB．iscomingC．hascomeD．wouldcome11．moreabouttheplacewhereyoulive,andyouwillshouldermoreresponsibilitytoprotectitA．LearningB．TolearnC．LearnD．Learned12．—Let’shaveagameoftennis;theloserhastotreattheothertoanice-cream.—________.A．I’mafraidsoB．It’sadealC．You’vegotapointD．Isupposenot13．After________________asandstormwarningonSundayevening,meteorologistsforecastthatdustyweatherwillcontinueinpartsofthecountryonMonday.A．breakingoff B．callingoff C．leavingoff D．puttingoff14．—Thankyouverymuchforeverything．You'vebeensohelpful.—__．JustletmeknowifthereisanythingelseIcandoforyou． A．Withpleasure B．Thepleasureismine． C．Pleasedon'tsayso D．No,thanks15．_____withsomuchtrouble,wefailedtocompletethetaskontimeA．Toface B．Faced C．Face D．facing16．Oneofthefewthingsyou______sayaboutEnglishpeoplewithcertaintyisthattheytalkalotabouttheweather.A．need B．must C．can D．should17．－I_______inthesamepositiontoolong.Mylegshavefallenasleep.－Shakeitalittlebeforeyougetup.A．willsit B．havesatC．amsitting D．havebeenstting18．Itwasjustatthetimethebellranghefinishedthelastwordinhiscomposition. A．when;which B．that;when C．when;that D．that;which19．Hemessedtheprojectup,buthebehavedasifnothing______.A．hadhappened B．happenedC．wouldhappen D．wouldhavehappened20．_______inmylifeimpressedmesodeeplyasmyfirstvisittothePalaceMuseum.A．Anything B．NothingC．Everything D．Something第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21．（6分）Todaywetalkaboutatimewhenhalftheworldiswakingfromthedark,coldwintermonths.Spring!Weoftendescribe“spring”asatimeofrebirth,renewalandawakening.Manytreesareblossomingandearlyflowersarepushingthroughtheearth.Thingsarecomingtolife!Buttheword“spring”isnotjustaseason.Itisalsoaverbthatmeanssomethinggoingonorcomingoutquickly.Whenyouput“spring”and“l(fā)ife”together,youwillget“springtolife”.Thisexpressionmeanssomethingsuddenlybecomesveryactiveorperhapsseemsmorealive!Youmay“springtolife”afterhearingthatadistantfriendwillbevisitingyou.Ormaybeyourfavoritesoccerteamfinally“sprangtolife”inthesecondhalf,playedwellandwonthematch.Now,besidesbeingaseasonandaverbthenoun“spring”referstoametalcoil(線圈)thatiswoundtightly.Whenthecoilunwinds,itoftenjumps.So,weoftensayaperson“hasaspringinhisstep”ifheislivelyandactive.Hemightevenappeartojump,orbouncealittlewhenhewalks.Thereisanotherwayweuse“spring”asadescription.Inthecaseofa“springchicken”,“spring”meansyoung.However,“springchicken”isalsoaninformal,humorouswaytorefertosomeonewhoisn’tyoungatall.So,weusethisexpressioninthenegativeform,asin“nospringchicken”.Forexample,let’ssayyouknowan85-year-oldmanwhodecidestorunamarathon,eventhoughhehasneverexercisedbefore.Youcouldsay,“That’samazing!Afterall,he’snospringchicken.”Butbecarefulwhenusingthisexpression.Itcouldbealittledisrespectful.Let’ssayyourbossshowsyouapictureofhiswife,andyousay,“Wow,she’snospringchicken.”Thatresponsewouldbedisrespectfulandabadcareermove.1、Whatdoes“spring”meanintheexpression“springtolife”?A．Theseasonafterwinter.B．Beingyoungandhealthy.C．Atightlywoundmetalcoil.D．Tooccurorappearquickly.2、Whatisthepassagemainlyabout?A．Theoriginoftheword“spring”B．Themeaningoftheseason“spring”.C．Someexpressionswiththeword“spring”.D．Somecharacteristicsoftheseason“spring”.3、Howdoessomeonefeelwhenhe“hasaspringinhisstep”？A．AngryB．SurprisedC．HappyD．Frightened4、Whatcanbeinferredfromthelastparagraph?A．Beingyoungisagreatadvantageincareerdevelopment.B．Womenmayfeeloffendedwhendescribedas“nospringchicken”.C．Using“spring-related”expressionsinconversationsseemsimpolite.D．Expressionswiththeword“spring”arealwaysdisrespectfultoothers.22．（8分）Stepinachasbecomeoneofthefirsthighschoolsinthecountrytodropalltextbooksandreplacethemwitha“digitallibrary”.WhenstudentsstartedclassesonMonday,theywerezippingtoanappontheirtabletsorlaptopsandbadinstantaccesstoall40textsintheStepinaccurriculum(課程).DennisLauro,directorofaninformationcenterwhichprovidestechnicalsupporttopublicschoolsinNewYork,saidneitherhenorhiscolleagueswereawareofasimilardigitaleffortinapublicschoolsetting.“Thisisthewaveofthefuture.”Laurosaid.“I’mnotsurprisedthataprivateschoolwouldbeatthepublicschoolstoit.Theyhavetheabilitytojustdoit.Thereissomuchpoliticsinvolvedinpublicschools,whenitcomestoamovelikethat,needingapprovalfromboardsandcommittees.”ForTomCollins,Stepinac’spresident,thecommitmenttodigitalsourcematerialwasnotsodifficultadecision.Inthepast,students’familieshadtospendupto$700ayearontextbooks.Thisyear—aftertheone-timepurchaseofatabletorlaptop—familiesonlyneedtopay$150.Usingthedigitallibraryisalmostaseasyasopeninganewbook.AstudentcaninstantlylapintoadigitalbookandopenamapofEgyptoraspeechbyPresidentJohnF.Kennedy.Ateachercanshowapagefromadigitalbookonawhiteboardatthefrontoftheclassorsendstudentsalinktoaparticularmathproblemwithnotesaddedin.Thefirstfewweeksmaybringsomechallenges.Stepinacofficialsexpectsomeparentaldiscomfortoverdroppingconcretebooks.Theyrecognizetheremaybetechnicalfaultsatfirst.Andtheywillhavetoencouragestudentstoleavespace-eatingphotosandmusicofftheirtablets—andtokeeptheirtabletscharged.1、WhatisgoingoninStepinac?A．It’sbuildinganewlibrary.B．It’sreformingitstextbooks.C．It’supdatingitsdigitalresources.D．It’schangingitsmanagementpattern.2、Bysayingtheunderlinedsentence.Laurobelieves.A．publicschoolsfacegreatchallengesB．privateschoolshavetheiradvantagesC．theeffortistocauseinstantchangesD．it’satrendforschoolstogodigital3、WhomayworryaboutthemoveinStepinac?A．Officials. B．Technicians. C．Parents. D．Teachers.23．（8分）Everest121minAdventure/Biography/DramaStoryline:AgroupofclimbersstarttheirfinalclimbtothesummitofMountEverest，thehighestpointonEarth.Withlittlewarning，aviolentstormstrikesthemountain，swallowingtheadventurers...Director:BaltasarKormakurStars:JasonClarke,AngPhulaSherpa,ThomasM.WrightAddtowatchlistWarRoom120minDramaStoryline:TonyandElizabethJordan,seeminglyhaveitall--greatjobs,abeautifuldaughter,theirdreamhome.Inreality,theirmarriagehasbeenawarzone.WithguidancefromMissClara,anolder,wiserwoman,Elizabethdiscoversshecanstartfightingforherfamilyinsteadofagainstthem.Director:AlexKendrickStars:PriscillaC．Shirer,T.C．Stalligs,KarenAbercrombieAddtowatchlistStraightOuttaCompton147minBiography/Drama/MusicStoryline:In1987,fiveyoungmen,usinghonestrhymes,puttheirfrustrationandangeraboutlifeintothemostpowerfulweapontheyhad:theirmusic.StraightOuttaComptontellsthetruestoryofhowtheseculturalrebels（叛逆者）stooduptotheauthoritiesthatmeanttokeepthemdownandformedtheworld’smostdangerousgroupN.W.A．Director:F.GaryGrayStars:O’SheaJacksonJr.,CoreyHawkins,JasonMitchellAddtowatchlistAWalkInTheWoods104minAdventure/Biography/ComedyStoryline:AfterspendingtwodecadesinEngland,BillBrysonreturnstotheUS,wherehedecidesthebestwaytoconnectwithhishomelandistohiketheAppalachianTrail.HetravelswithKatz,oneofhisoldestfriends.Thetroubleisthatthetwohaveacompletelydifferentdefinitionoftheword,“adventure”.Therealfunbegins...Director:KenKwapisStars:RobortRedford,NickNolte,EmmaThompsonAddtowatchlist1、Ifyoupreferfamily-themedmovies,whichoneshouldsee?A．EverestB．WarRoomC．StraightOuttaComptonD．AWalkInTheWoods2、WhatisN.W.Aaccordingtothepassage?A．AmovieclubB．AmusicgroupC．AnadventureteamD．Acharityorganization3、WhydoesBillBrysonhiketheAppalachainTrail?A．ToaccompanyhisfriendKatzB．ToexerciseandkeephimselffitC．TostrengthenhisbondwiththeUSD．Tohaveanadventureinthewoods24．（8分）Iamtravelinghome.Itisbitterlycoldandsnowy,butthewarmtrainisrightontime.IfeelpleasantlysatisfiedasIlookoutattherushhourtrafficonthemotorway.Ifeelmoresatisfiedasthesmelloffreshcoffeeannouncesthearrivalofthedrinksservice.Swissfriendsoftentellme,proudly,thattheirrailserviceisthebestintheworld,butrecently,oneexperiencehasprovedthatthegreatSwissloveaffairwiththeirrailwayhasturnedalittlesour.Itallbeganwiththedecisiontoendticketsalesontrains.OnecoldmorningIarrivedatmylocalstationonlytofindthattheticketmachinewasbroken.Nomatter,Ithought,Ihavegotasmartphone,andIhurriedlysetaboutbuyingmyticketthatway.ThiswasnotaseasyasIhadexpected,busyingmyselfbetweencreditcardandphonewithfreezingcoldfingers,but,bythetimeIgotonthetraintoGenevaIhadane-ticketandIproudlyshowedittotheconductor.Unfortunatelyshetoldmethatmyticketwasnotvalid.SeveralweekslateraletterarrivedfromSwissrailwaystogetherwithafinefor190francs($210).Thegoodpeopletheretellmetheformalpaymentformyticketfrommycreditcardcompanyarrivedfourminutesaftermytrainleftthestation.Thatmeans,theysay,thatIboughtmyticketonthetrain—andthatisstrictlyprohibited.Swissrailwayssaytheirpolicyisdesignedtoprotecthonestticket-payingpassengers,butaquicklookattheirbalancesheetsuggestssomethingelse.Thecompanyismakingabout$2millionamonthfromfines.Althoughtraintravelisstillpopular,thoseseatsdonotfeelascomfortable;thecoffeedoesnotsmellquitesogood—becauseSwissrailwayshavelost,fornowanyway,somethingfarmorepreciousthan$2millionamonth:goodrelationswiththeircustomers.1、Whatcanwelearnfromparagraph1?A．TheSwisstrainsusuallycomelate.B．Trafficonthemotorwaygoessmoothly.C．TheauthorhatestravelingontheSwisstrain.D．TheauthorisgenerallypleasedwiththeSwissrailservice.2、Whydidtheconductorsaythattheauthor’se-ticketwasinvalid?A．Itwaspurchasedonline.B．Itwaspaidforafterthetrain’sdeparture.C．Itwaspurchasedonaticketmachine.D．Itwaspaidonasmartphone.3、Whatdoestheauthorwanttoshowbytellingtheexperience?A．Thefinewasunfair.B．Theconductorwasimpolite.C．E-ticketsaregettingpopular.D．Creditcardscanbeinconvenient.4、WhatdoestheauthorthinkofthenewpolicyofSwissrailways?A．Itattractsmorepeopletotravelbytrain.B．Itmakesthecompanylosealotofmoney.C．Itdamagescompany-customerrelations.D．Itprotectshonestticket-payingpassengers.25．（10分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown第三部分語言知識運用（共兩節(jié)）第一節(jié)（每小題1.5分，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C和D四個選項中，選出可以填入空白處的最佳選項．26．（30分）OvertheyearsIhavereceivedmanyChristmasgifts.However,thebestoneI’veeverreceivedwaspresentedbya1IneverknewhisnameandIonlyhad2withhimforlessthan60seconds,butthemomentchangedthe3IthinkaboutpeopleandChristmas.I4BlackFridaysales.It’softenlotsofpeople5theshopsmerelytopickupbargains.Theirintentionsarecompletelyunrelatedtothe6timeofyear.ItwasoneBlackFridaymorningseveralyearsago7mywifeandIwenttothelocaldepartmentstoretopurchaseachild’s8forourson.Westoodwithaverylargecrowd,9forthemanagetoblowthewhistle.Onhearingthe10,peoplewereallscrambling（爭先恐后）togetthebargains.I11myopportunityandliftedoneoftheboxescontainingbikes12Ifeltsomemildresistance.Ilooked13toseeoneofthelargestgentlemenI’deverseeninmylife.“Frightening”wasnottheworldto14hispresence.Iunwillingly15theboxbut,tomysurprise,hegentlypusheditbackin16direction.Oureyesmadecontactandhegavemea17smile,saying,“MerryChristmas.”MywifeandIwenttothe18andpaidforthebike.AllthewayhomeIwasthinkingthatthismomentwasmuchthebestChristmasgiftI’deverreceived.Asimple19ofkindnessfromastranger20allstereotypes（成見）andprejudicesImayhavehad.I’llneverforgetit.1、A．friendB．colleagueC．strangerD．brother2、A．funB．argumentC．conversationD．contact3、A．wayB．habitC．attitudeD．pattern4、A．enjoyB．forgetC．hateD．expect5、A．breakingintoB．crowdingC．gettingintoD．wandering6、A．joyfulB．discouragingC．annoyingD．busy7、A．sinceB．whenC．beforeD．until8、A．toyB．bookC．boxD．bike9、A．preparingB．lookingC．waitingD．crying10、A．whistleB．bellC．screamsD．cheers11、A．missedB．sawC．offeredD．quitted12、A．GraduallyB．ImmediatelyC．OccasionallyD．Suddenly13、A．downB．upC．throughD．forward14、A．introduceB．stateC．describeD．say15、A．takeawayB．takedownC．putawayD．putdown16、A．hisB．itsC．myD．another17、A．friendlyB．regretfulC．frighteningD．special18、A．exitB．checkoutC．storeD．stand19、A．actB．behaviorC．wordD．movement20、A．deepenedB．replacedC．cleanedD．removed第二節(jié)（每小題1.5分，滿分15分）閱讀下面材料，在空白處填入1個適當?shù)膯卧~或括號內單詞的正確形式。27．（15分）Directions：Afterreadingthepassagebelow,fillintheblankstomakethepassagescoherentandgrammaticallycorrect.Fortheblankswithagivenword,fillineachblankwiththeproperfromofthegivenword;fortheotherblanks,useonewordthatbestfitseachblank.Inordertopresentthebestpresentationandeliminateroomforerror,youneedtokeepinmindcertainguidelines.Herearesomeofmyideasforpresentingqualitypresentationsthatdemandgenuineattention1．yourlisteners.Pickingoutatopicisthehardpart.Ithastobeinteresting,impactfulandunique,2．itiscrucialtochoosesomethingyoucareaboutratherthanrandomlyselectone.Askyourselfifitcoversangers—isitinformative?Willitkeepmylistenershooked?Willitcreateanairofboredom?WillIbeabletogetallmyfactsandresearchdone?Isitappealingtome,butnottothem?Thereisnothingmoreannoyingthanhavingsomeoneblabberonaboutatopiche/she3．(notdo)extensiveresearchon.Itisobviousfromthewaytheyspeak,howmonotonoustheirtonessoundandhowrobotictheirmovementandgesturesare.Sodon’tbethatsomeone.Taketheeffort4．(learn)asmuchasyoucan.Makeitmattertoyou,andremember5．itcanimpactyourlisteners,andenlighten(啟發(fā))themonthingstheydidn’tknowaboutatall.Nooneisperfect,andthereareboundtobemistakesorcircumstances6．youdidn’tcountonandcouldn’tavoid.You7．stutter(結巴)withaword,mixupslides,orforgetsomeimportantsheetsofyourpresentationandsoon.Straightenup.Crackaminorjokeinyourdefense.Inotherwords,improvise(即興表演)anddon’tbeatyourselfupaboutitorelseyourpresentationwillendindisaster.Don’tletitruintherestofit,andfinishthepresentationasplanned,sothatpeoplethinkmoreofhowwellitended.The8．(good)thingaboutpresentingatopiciseyecontact.9．youareabletosayitbyheart,andnotbylookingatapieceofpaperyouwillhavemasteredthemosteffectivepresentationtechnique.Memorizeyourlines,andpoints,andonlyglanceatyournotesoccasionallyifyouthinkyoumayforgetsomething.Inendif,youthinkthatyouarewellpreparedtoanswerquestions,thenbyallmeansinvite10．第四部分寫作（共兩節(jié)）第一節(jié)短文改錯（滿分10分）28．（10分）假定英語課上老師要求同桌之間交換修改作文，請你修改你同桌寫的以下短文。短文中共有10處錯誤，每句中最多有兩處。錯誤涉及一個單詞的增加、刪除或修改。增加：在缺詞處加一個漏字符號（∧），并在此符號下面寫出該加的詞。刪除：把多余的詞用斜線（＼）劃掉。修改：在錯的詞下劃一橫線，并在該詞下面寫出修改后的詞。注意：1、每處錯誤及其修改均僅限一詞；2、只允許修改10處，多者（從第11處起）不計分。IwillsaysomethingaboutaforeignplacethatIwanttostayforaleisuretime、ItisBritain,anEuropeancountry、Hereismyreasons、First,there'relotsoftourismdestinationsinBritain,withmillionsofpeoplecomefromallovertheworldtoenjoy、Iamstronglyattracting、Moreover,therearemanygreatpeopleIadmiredalot、suchasShakespeare,Dickensandsoon、IfIcangotoBritain,IwillspendatleastoneandtwodaysinLondon、ThenIwillpayavisittoShakespearehometownmyselftoknowhimbetter、AndIwillvisittopeopleinthecountrysidetohaveabetterunderstandingofthelocalculture、第二節(jié)書面表達（滿分25分）29．（25分）假設你是李華，受學校委托，邀請本校國際班的學生一起參加紀念中國改革開放40周年展覽活動，請根據題示寫一封電子郵件發(fā)到校園網告知他們活動內容，要點如下：1.時間及地點（本周末，學校圖書館）；2.展覽內容（照片、實物、高科技成果等）；3.學生交流。注意：100詞左右；可適當增加細節(jié)以使行文連貫流暢。參考詞匯：the40thanniversaryofreformandopening-up改革開放四十周年____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

參考答案第一部分（共20小題，每小題1.5分，滿分30分）1、C2、A3、A4、B5、A6、C7、D8、D9、B10、B11、C12、B13、B14、B15、B16、C17、D18、C19、A20、B第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21、1、D2、C3、C4、B22、1、B2、D3、C23、1、B2、B3、C24、1、D2、B3、A4、C25、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,Iwanttostressthatthemostimportantthingistostartsavingnow."ErikrecordedallthestatisticsSimoneused.Whensheopenedthefloor(自由發(fā)