銀行員工必會(huì)英語(yǔ)(Banking English)培訓(xùn)材料

1、銀行員工必會(huì)英語(yǔ)(banking english) （一）id like to know if i can draw on my account for payment of things i buy in tianjin. 我想知道一下我是否能提取存款來支付天津購(gòu)物的費(fèi)用。i want to withdraw 200 dollars from my deposit account. 我要從我的定期存款中支取200美圓。i want to close my account with you.我想結(jié)束在你們這兒的帳戶。id like to draw 100 yuan against this l

2、etter of credit.我想從這份信用證上提款100元。may i draw money against the letter of credit here? 我可以在這兒用這份信用證取錢嗎？could you tell me my balance?能否把存款結(jié)余金額告訴我？please let me know my balance.請(qǐng)告訴我結(jié)余金額。i think you can draw on this account by cheque in payment of goods. 我以為你可用支票提款支付購(gòu)物費(fèi)用。your balance at the bank is 300 yu

3、an.你在本行的結(jié)余是300元。your deposit is exhausted. 你的存款支凈了。your letter of credit is used up. 你的信用證用完了。please tell me how you wish to draw your money. 請(qǐng)告訴我你希望怎樣支款。fill our a withdrawal form, please. 請(qǐng)?zhí)顚懭】顔巍he letter of credit is exhausted. 信用證上的款子已提清。the letter at counter 6 will pay you against your number

4、slip.六號(hào)柜臺(tái)的出納員將根據(jù)你的號(hào)碼牌付給你錢。 useful words and phrases to close an account, to clear an account 結(jié)清 to draw money 取款 drawing-out slip 取款單the number slip號(hào)碼牌a withdrawal form 取款單 to fill in the receipt in duplicate一式兩份填這張收據(jù) teller, cashier 出納員 tell me the current rate for rmb, please.請(qǐng)告訴我人民幣的現(xiàn)價(jià)。whats your

5、 selling rate for rmb yuan in notes today? 你們今天人民幣現(xiàn)鈔的售價(jià)是多少？whats the dollar going for today? 美圓今天的售價(jià)是多少？our buying rate for notes is 523 yuan for 100 dollars. 我們100美圓的現(xiàn)鈔買入價(jià)是523元。its 200 french francs at todays selling rate. 今天的賣出價(jià)是200法國(guó)法郎。the buying rate of u.s. dollar notes is 460 yuan per hundred

6、dollars. 美圓現(xiàn)鈔買入價(jià)是100美圓付460元。useful phrases buying rate買進(jìn)價(jià)格selling rate 賣出價(jià)格 and how much will it be in japanese currency?換成日本幣是多少？how much would i get for 300 japanese yen? 300日?qǐng)A可兌換多少錢？id like to know the exchange rate for german marks. 我想知道德國(guó)馬克的兌換率。what rate are you giving?你們提供的兌換率是多少？whats the exc

7、hange rate today? 今天的兌換率是多少？please tell me what you would give me for my u.s. dollars. 請(qǐng)告訴我這些美圓可以兌換多少錢。please tell me the current rate for sterling.請(qǐng)告訴我英國(guó)貨幣的現(xiàn)行兌換率。if youll wait a moment, ill find out the rates of exchange. 請(qǐng)等一會(huì)兒，我查一下兌換率。please wait a moment. ill find out the exchange rate between u.

8、s. dollars and rmb.請(qǐng)等一會(huì)兒，我查一下美圓對(duì)人民幣的兌換率。 its 470 yuan for 100 dollars.100美圓可兌470元。the exchange rate today is 200 yen to the pound.今天的兌換率是一英鎊可兌200日?qǐng)A。the rate for travelers cheques is 300 yuan against 100 dollars. 旅行支票的兌換率是100美圓兌300元。these dollars are worth 1,000 yuan.這些美圓可換1000元。 useful phrases excha

9、nge table, conversion table匯兌換算表foreign exchange外匯exchange rate 外匯率conversion rate折合率foreign exchange restriction外匯限額foreign exchange quotations 外匯行情to check the rate for sb.查牌價(jià) 銀行英語(yǔ) banking english （二） please tell me how much you want to change.請(qǐng)告訴我你要換多少。how much of the remittance do you want to co

10、nvert into japanese yen? 你要把多少匯款換成日?qǐng)A？what kind of currency do you want? 要哪種貨幣？ whats it you wish to change? 你有什么要換的？what kind of currency do you want to change?要換哪種貨幣？in what denominations? 要什么面值的？please tell me what note you want.請(qǐng)告訴我要什么鈔票。will seven tens be all right? 7張10元的可以嗎？ is it in travelers

11、 cheques? 換旅行支票嗎？id like to know how i shall give it to you. 我想知道如何付錢給你。how would you like it? 你要什么面額的？ would you kindly sign the exchange form, giving your name and address? 請(qǐng)?jiān)趦稉Q單上簽字，寫出你的姓名和地址，好嗎？can you change me some money, please? 能否請(qǐng)你給我兌換一些錢？here it is, some french francs, swiss francs, america

12、n dollars and a few dutch guilders. 這些就是：一些法國(guó)法郎，瑞士法郎，美圓和一些荷蘭盾。would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change. 請(qǐng)你給我7張5鎊紙幣，4張1鎊紙幣，4張10先令紙幣，剩下的要零票。 would you mind giving me the six pence in coppers? 勞駕給我6便士的銅幣。id like to know

13、if you could change this money back into u.s. dollars for me. 我想知道能否把這筆兌回成美圓。could you change these french francs for me?能給我兌換這些法國(guó)法郎嗎？can you give me 100 dollars in swiss francs? 能否給我100美圓的瑞士法郎？id like to convert the full amount of the remittance into u.s. dollars.我想把全部匯款換成美圓。id like some coins for

14、this note. 我想把這張紙幣換成硬幣。id like to break this 50 dollar note.我想把這張50美圓紙幣換開。five twenties and ten singles, please. 請(qǐng)給我5張20元和10張一元的。 i need 300 dollars in 100-dollar cheques. 我要300美圓票面為100美圓的支票。i hope youll give me ten travelers cheques of 100 dollars each. 我希望給我10張面額為100美圓的旅行支票。in fives, please. 請(qǐng)給我5元

15、票面的。could you give me some small notes? 給我一些小票好嗎？useful words and phrases currency, money 貨幣 money changing兌換貨幣an exchange form兌換單 bank note 鈔票note of large denomination 大票note of small denomination小票 small change 零錢subsidiary money 輔幣nickel piece 鎳幣plastic currency notes 塑料鈔票convertible money 可兌換（黃

16、金）紙幣 whats the interest rate for the savings account? 儲(chǔ)蓄存款的利率是多少？do you pay interest on this account?這種存款付給利息嗎？please tell me what the annual interest rate is. 請(qǐng)告訴我年利率是多少。interest is paid at the rate of 1% per annum at present. 目前每年的利率是1%。it allows you to earn a little interest on your money.這可使你從存款

17、中獲得一點(diǎn)利息。the account carries interest of 4%. 該存款有4%的利息。 the interest is added to your account every year. 每年的利息都加到你的存款中。the interest rate for the savings account is 4%.儲(chǔ)蓄存款的利率是4%。it varies from time to time. at present it is 6%.（年息）每個(gè)時(shí)期都不同，現(xiàn)在是六厘。 useful words and phrasesinterest rate 利率simple interes

18、t 單利 compound interest復(fù)利 legal interest 法定利息prime rate優(yōu)待利率payable interest 應(yīng)付利息lending rate 貸款利率usury 高利貸 the subsidy rate for value-preserved savings 保值儲(chǔ)蓄補(bǔ)貼率 銀行英語(yǔ) banking english （三） how much do you want to deposit with us? 你想在我們這存多少？how much do you wish to pay into your account?你希望在你的戶頭上存多少？how mu

19、ch money do you plan to keep in your account on a regular basis? 你計(jì)劃在你的戶頭上定期存放多少錢？how much cash do you plan to deposit in your account? 你有多少錢要存入呢？ i think you may deposit your money with the bank, or leave it here for temporary safe-keeping. 我認(rèn)為你可把錢存入銀行，或留在銀行暫保管起來。 would you please fill in the depos

20、iting form, giving the sum of money youre to deposit as well as your name, address and professional unit? 請(qǐng)?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名，地址和工作的單位，好嗎？i want to deposit 300 yuan in my account. 我想在我的戶頭上存300元。i want to deposit these cheques in my account.我想把這些支票存在我的戶頭上。id like to pay 200 yuan into my deposit acco

21、unt.我想在在我的定期存款戶頭上存200元。i want to deposit my paycheck. 我想存入我的工資支票。 id like to know whether i can cash a cheque here. 我想知道我能否在這兌換支票。will you please cash this travelers cheque? 請(qǐng)兌現(xiàn)這張旅行支票好嗎？id like to cash this money order.我想兌現(xiàn)這張匯款單。i want to cash the balance of a travelers letter of credit. 我要把旅行信用證的結(jié)余

22、兌現(xiàn)。will you please tell me whether you charge for cheques? 請(qǐng)告訴我兌換支票收手續(xù)費(fèi)嗎？could you tell me how much the checks cost?請(qǐng)告訴我這些支票要花多少錢？what if i overdraw?如果透支了怎么辦？please sign your name on the bottom line if you want to cash the check.如果想兌支票，請(qǐng)?jiān)诘拙€上簽名。please write your account number on the back of the chec

23、k.請(qǐng)?jiān)谥北趁鎸懮夏愕膸ぬ?hào)。we honored the check as the overdraft was only 5 yuan.我們承兌這張支票的透支額只有5元。 please endorse the cheque. 請(qǐng)背簽這張支票。the travelers checks cost 1.5% of the total amount of purchase.旅行支票手續(xù)費(fèi)是購(gòu)買總額的1.5%。heres the cheque book. when you send a cheque by post be careful to cross it, but if you wish to

24、cash a cheque yourself, you must leave it open.這是一本支票簿，你郵寄支票時(shí)，注意要在支票上打叉線。但是如果你本人想開張兌現(xiàn)支票，就不可打叉線。 each cheque you write will cost 2 dollars.你每開一張支票將花2美圓。 useful words and phrasesaccount number 帳目編號(hào) depositor存戶pay-in slip 存款單a deposit form存款單 a banding machine 自動(dòng)存取機(jī) to deposit 存款 deposit receipt 存款收據(jù)pr

25、ivate deposits 私人存款certificate of deposit存單deposit book, passbook存折 credit card 信用卡 principal本金overdraft, overdraw 透支 to counter sign雙簽to endorse背書 endorser背書人to cash 兌現(xiàn) to honor a cheque 兌付to dishonor a cheque 拒付 to suspend payment止付cheque,check支票cheque book 支票本order cheque記名支票bearer cheque 不記名支票cr

26、ossed cheque橫線支票blank cheque空白支票rubber cheque 空頭支票cheque stub, counterfoil票根cash cheque現(xiàn)金支票 travelers cheque 旅行支票cheque for transfer轉(zhuǎn)帳支票 outstanding cheque未付支票 canceled cheque已付支票 forged cheque 偽支票 bandars note莊票，銀票 銀行英語(yǔ) banking english （四） 相關(guān)詞匯 relative words banker 銀行家president 行長(zhǎng)savings bank 儲(chǔ)蓄銀行

27、chase bank 大通銀行national city bank of new york 花旗銀行hongkong shanghai banking corporation 匯豐銀行chartered bank of india, australia and china 麥加利銀行banque de iindochine 東方匯理銀行central bank, national bank, bankers bank 中央銀行bank of issue, bank of circulation 發(fā)行幣銀行commercial bank 商業(yè)銀行，儲(chǔ)蓄信貸銀行member bank, credi

28、t bank 儲(chǔ)蓄信貸銀行discount bank 貼現(xiàn)銀行 exchange bank 匯兌銀行requesting bank 委托開證銀行issuing bank, opening bank 開證銀行 advising bank, notifying bank 通知銀行negotiation bank 議付銀行confirming bank 保兌銀行paying bank 付款銀行associate banker of collection 代收銀行consigned banker of collection 委托銀行clearing bank 清算銀行l(wèi)ocal bank 本地銀行 d

29、omestic bank 國(guó)內(nèi)銀行overseas bank 國(guó)外銀行unincorporated bank 錢莊branch bank 銀行分行 trustee savings bank 信托儲(chǔ)蓄銀行trust company 信托公司 financial trust 金融信托公司unit trust 信托投資公司trust institution 銀行的信托部 credit department 銀行的信用部commercial credit company(discount company) 商業(yè)信貸公司（貼現(xiàn)公司）neighborhood savings bank, bank of d

30、eposit 街道儲(chǔ)蓄所credit union 合作銀行credit bureau 商業(yè)興信所self-service bank 無人銀行 land bank 土地銀行construction bank 建設(shè)銀行industrial and commercial bank 工商銀行bank of communications 交通銀行mutual savings bank 互助儲(chǔ)蓄銀行post office savings bank 郵局儲(chǔ)蓄銀行mortgage bank, building society 抵押銀行 industrial bank 實(shí)業(yè)銀行home loan bank 家宅

31、貸款銀行 reserve bank 準(zhǔn)備銀行 chartered bank 特許銀行corresponding bank 往來銀行merchant bank, accepting bank 承兌銀行investment bank 投資銀行 import and export bank (eximbank) 進(jìn)出口銀行joint venture bank 合資銀行 money shop, native bank 錢莊credit cooperatives 信用社clearing house 票據(jù)交換所 public accounting 公共會(huì)計(jì)business accounting 商業(yè)會(huì)計(jì)cost accounting 成本會(huì)計(jì)depreciation accounting 折舊會(huì)計(jì)computerized accounting 電腦化會(huì)計(jì) general ledger 總帳subsidiary ledger 分戶帳 cash book 現(xiàn)金出納帳 cash account 現(xiàn)金帳 journal, day-book 日記帳，流水帳bad debts 壞帳 investment 投資 surplus 結(jié)余 idle ca