借款合同范本英文

第頁共頁借款合同范本英文借款合同范本英文。借款人：borrower：貸款人：抵押人：mortgagor：保證人：surety：出質(zhì)人：pledgeor：為明確各方權(quán)利和義務，根據(jù)《合同法》、《貸款通那么》和其他有關法律、法規(guī)，訂立本合同。thiscontractismadeinlinewiththecontractlawofthepeople'srepublicofchinaandthegeneralprovisionsofloansofthepeople'sbankofchinatospecifytherightsandobligationsofpartiesinvolved.借貸條款loanborrowingclause第一條借款金額。見36.1article1.amountofloan：referto36.1第二條借款用處。見36.2article2.purposeofloan：referto36.2第三條借款期限。article3.lifeofloan3.1見referto36.33.2借據(jù)或貸款憑證是本合同不可分割的組成局部。借款的實際放款日和還款日以借款人、貸款人雙方辦理的借據(jù)或憑證上所記載的日期為準。除日期外，借據(jù)或憑證其他記載事項如與本合同不一致的，以本合同為準。3.2acertificateofindebtednessoraloanvoucherisanintegralpartofthiscontract.thedateofadvanceandpaymentduedateshallfollowthedatespecifiedonthecertificateofindebtednessorloanvoucher.wherethereisanyinconsistencybetweenthestipulationsonthecertificateofindebtednessorloanvoucherandthetermsandconditionsonthiscontractexceptdate，thelattershallprevail.第四條借款劃付。在借款人辦妥借款手續(xù)后5個營業(yè)日內(nèi)將全部款項劃至借款人指定的賬戶，劃付次數(shù)、時間、金額見36.4.第五條article4transferringofloan.thefullamountofloanshallbetransferredtoanaccountdesignatedbytheborrowerwithin5workingdaysfromthedateofpletingborrowingprocedure.referto36.4forthefrequency，timeandamountoftransferring第五條借款利率和計息。erestrateofloanandcalculation5.1借款利率。本合同項下借款利率根據(jù)國家有關規(guī)定，確定利率見36。5.遇利率調(diào)整時，借款期限在1年〔含〕以下的，執(zhí)行合同利率，不分段計息；借款期限在1年以上的，實行分段計息，從利率調(diào)整的次年1月1日開場，按相應利率的檔次執(zhí)行新的利率；如借款人未按約定時間歸還借款本息或未按合同約定用處使用借款，貸款人將按國家規(guī)定對借款人計收罰息，罰息率見36.6.延伸閱讀中英文借款合同范本如下：借款人：第七條擔保方式。本合同的擔保人及擔保方式見36.9.詳細約定由本合同中相應的擔保條款確足。article7guarantytype.theguarantorandguarantytypeunderthiscontractisspecifiedin36.9.thespecificstipulationsarestatedincorrespondingguarantyclauses.第八條借款人的權(quán)利、義務。article8rightsandobligationsoftheborrower.8.1借款人的權(quán)利：8.1rightsoftheborrower.按本合同約定的期限和用處獲得和使用借款;obtainandusetheloanfortheperiodandpurposesasagreedinthiscontract.違背借款合同的責任：1、貸款方的責任：貸款方不按合同規(guī)定及時貸款，應償付違約金。2、借款方的責任：借款方不按合同規(guī)定歸還貸款的，應當承當違約責任，并加付利息。借款方不按合同規(guī)定使用政策性貸款的，應當加付利息;貸款方有權(quán)提早收回一局部或全部貸款。民間借款合同的考前須知：隨著市場經(jīng)濟的開展，經(jīng)濟生活較為寬裕，資金使用效益被受到重視，民間債權(quán)債務關系日趨增多。那么，怎樣才能較好的保護民間債權(quán)債務關系的合法有序以及當事人的合法權(quán)益呢?我們的處理經(jīng)歷是：1.訴訟時效問題。需要注意：借款沒有約定還款期限的，債權(quán)人可以隨時提出還款主張，不受兩年訴訟時效的限制，但提出還款主張后兩年內(nèi)沒有繼續(xù)主張的，視為超過訴訟時效，法律不予支持。2.原告主張債權(quán)必須提供書面借據(jù);無書面借據(jù)或無法提供的，應提供必要的事實根據(jù)或與自己無利害關系的兩人以上的證人證言，來支持自己的主張。欠條或者借條在債務人之手時一般將被推定為該債務已經(jīng)清償。3.民間借貸的利率可以高于銀行利率，但最高不得超過銀行利率的4倍(含利率本數(shù))，但一定要明確約定，沒有約定利息的，視為無息借款。約定超出銀行同期利率4倍的，超出局部的利息依法不予保護。出借人不得將利息計入本金謀取高利，審理中發(fā)現(xiàn)借款人將利息計入本金計算復利的，只返還本金。4.出借人明知是為了進展非法活動而借款的，典型的例子是賭債，其借貸關系不予保護。對雙方的違法借貸行為，可按照有關法律予以制裁。5.行為人以借款人的名義出具的借據(jù)代其借款，借款人不成認，行為人又不能證明的，由行為人承當民事責任。如借款系用于夫妻共同生活，那么由夫妻雙方共同歸還。6.合伙經(jīng)營期間，個人以合伙組織的名義借款，用于合伙經(jīng)營的，由合伙人共同歸還;借款人不能證明借款用于合伙經(jīng)營的，由借款人歸還。7.借款的抵押假如涉及不動產(chǎn)，要到相關部門辦理登記手續(xù)，才能對抗第三人。8.債權(quán)文書如辦理可強迫執(zhí)行的公證，那么可不經(jīng)法院審理，直接向法院申請強迫執(zhí)行。9.還款期滿后6個月內(nèi)必須向擔保人主張權(quán)利，如過期那么擔保人一般不承當擔保責任。10.為延長訴訟時效可以用郵政特快專遞不斷寄送追款函，郵件回執(zhí)單必須明確注明寄送的內(nèi)容，如要求還款1萬元的函、要求擔保人承當擔保責任的函。英文外貿(mào)合同范本英文日期：合同號碼：date:contractno.:買方：(thebuyers)賣方：(thesellers)茲經(jīng)買賣雙方同意按照以下條款由買方購進，賣方售出以下商品：thiscontractismadebyandbetweenthebuyersandthesellers;wherebythebuyersagreetobuyandthesellersagreetoselltheunder-mentionedgoodssubjecttothetermsandconditionsasstipulatedhereinafter:(1)商品名稱:nameofmodity：(2)數(shù)量：quantity:(3)單價：unitprice:(4)總值：totalvalue:(5)包裝：packing:(6)消費國別：countryoforigin:(7)支付條款：termsofpayment:(8)保險：insurance:(9)裝運期限：timeofshipment:(10)起運港：portoflading:(11)目的港：portofdestination:(12)索賠：在貨到目的口岸45天內(nèi)如發(fā)現(xiàn)貨物品質(zhì)，規(guī)格和數(shù)量與合同不附，除屬保險公司或船方責任外，買方有權(quán)憑中國商檢出具的檢驗證書或有關文件向賣方索賠換貨或賠款。claims:within45daysafterthearrivalofthegoodsatthedestination,shouldthequality,specificationsorquantitybefoundnotinconformitywiththestipulationsofthecontractexceptthoseclaimsforwhichtheinsurancepanyortheownersofthevesselareliable,thebuyersshall,havetherightonthestrengthoftheinspectioncertificateissuedbythec.c.i.candtherelativedocumentstoclaimforpensationtothesellers(13)不可抗力：由于人力不可抗力的原由發(fā)生在制造，裝載或運輸?shù)倪^程中導致賣方延期交貨或不能交貨者，賣方可免除責任,在不可抗力發(fā)生后，賣方須立即電告買方及在14天內(nèi)以空郵方式向買方提供事故發(fā)生的證明文件，在上述情況下，賣方仍須負責采取措施盡快發(fā)貨。forcemajeure:(14〕仲裁：凡有關執(zhí)行合同所發(fā)生的一切爭議應通過友好協(xié)商解決，如協(xié)商不能解決，那么將分歧提交中國國際貿(mào)易促進委員會按有關仲裁程序進展仲裁，仲裁將是終局的，雙方均受其約束，仲裁費用由敗訴方承當。arbitration:買方：賣方:〔受權(quán)簽字〕〔受權(quán)簽字〕涉外借款合同范本〔英文版〕BORROWER：________________Address：_________________Address：_________________ARTICLE1CURRENCY，AMOUNTANDTERMOFTHELOAN：1.TheCurrencyunderthisloanisReiminbi.2.TheLineoftheloanisyuan.3.Theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.ARTICLE2THEPURPOSEOFTHELOAN：1.Thepurposeofthisloanisusedforworkingcapitalturnover.ARTICLE3INTERESTRATEANDCALCULATIONOFINTEREST：1.Interestrate：Theinterestrateshallbe[***]Duringtheloanterm，ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest，theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.Theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.ItisnotobligedtoinformtheBorrowerwhentheadjustmentofinterest.2.Theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days.ARTICLE4OVERDUEINTERESTSANDMISUSINGINTERESTSARTICLE5ACCOUNTARTICLE6DRAW-DOWN1.Theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcredit.3.TheBorrowershallnotdrawtheloanlessthan1million.ARTICLE7CONDITIONSFORDRAW-DOWNThefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate：4.TheBorrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract；5.TheBorrowerhasprovidedthelistandthesignaturesleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments；6.TheGuarantyunderthiscontracthasbeeneffective；7.TheBorrowerhasbeensatisfiedthewarrantsunderArticle11ofthiscontract；8.Theotherrequirementforthedraw-downhavebeensatisfied.ARTICLE8REPAYMENTPLANANDPREPAYMENT2.ThepaymentmadebytheBorrowerandthedeductionfromtheaccountoftheBorrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.4.Theinstallmentofrepaymentshallnotlessthan1million.ARTICLE9DEBTCERTIFICATEARTICLE10GUARANTY1.〔the'Guarantor'〕shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities.ARTICLE11REPRESENTATIONSANDWARRANTIESI.TheBorrowersrepresentsandwarrantsasfollows：1.TheBorrowerisapanydulyorganizedandvalidlyexistingunderthelawofthePeoplesRepublicofChinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.TheBorrowerhasthepowertohandleitassetsusedinoperation.2.TheBorrowerisatitsoptiontosignandperformthiscontract.ItistheBorrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.Theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.〔1〕TheBorrowerortheprincipalexecutivesoftheBorrowerinvolveinmaterialeventswhichbreachregulations，lawsorpensationtoothers；〔3〕TheBorrowersdebtsorproposeddebtsorliensandotherencumbrances；〔4〕Theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts；〔5〕TheBorrowerbreachedcontractwhichisbetweentheBorrowerandothercreditors.II.TheBorrowerherebywarrantsasfollows：2.Makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract；3.Providingupdatedfinancialstatementorfinancialbulletineveryquarter；Providingtheauditedfinancialreportatthefirstquartofeachyear；Providingoperationreport，financialreportorotherfilesandmaterialsandshallwarrantthereality，correctandeffectivenessforthefilesandmaterials；〔1〕TheeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheBorrowerandanybranchesofBankofChinaorotherbanks，non-bankfinancialorganization；〔2〕TheBorrowerchangesshareholdersorrevisethearticleofassociation；〔3〕TheBorrowersufferdifficultiesandbadresultinfinancialandoperation；〔4〕TheBorrowerinvolvesinmaterialactionsorarbitration；10.TheBorrowershallkeepsufficientbalanceforrepaymentprior[***]totheduedate.2.CollectinterestsinaccordancewiththeregulationsofthePeoplesBank.ARTICLE13EVENTSOFBREACHCONTRACTANDSETTLEMENT：I.SettlementoftheBorrowerbreachofcontract1.Eventofbreachofcontract：〔1〕TheBorrowerfailstousetheloaninaccordancewiththeagreedusageoftheLoan；〔2〕TheBorrowerfailstorepaythedueprincipalandpaytheinterests，expensesorotherpayableinaccordancewiththeagreedtermofthiscontract；〔3〕TheBorrowerbreachestherepresentationandwarrantssetforthinArticle11.〔4〕TheBorrowerbreachesotherloanagreementsorguarantyagreementsortheGuarantorbreachtheguarantyagreementwhichmaymakeimpacttheBorrowertoperformtheobligationsunderthiscontract.〔5〕ConclusiveevidencetoshowthattheBorrowerlosethecapacityofcreditorduringperformanceoftheobligationunderthiscontract，thefinancialconditionsoftheGuarantorareseriouslydeterioratingorotherreasonscausedtheGuarantorthecapacityofcreditdecline.〔6〕TheBorrowerbreachestheotherobligationsunderthiscontract.4.Undertheabovecircumstances，theBorrowershallhaverightto：〔2〕Repaytheloanaheadoftimeandrefusetopayanypensationforprepayment.ARTICLE14DEDUCTIONTheBorrowershallpayinfullforthepaymentwithoutanycounteractionoranycondition.ARTICLE15ASSIGNMENTOFTHEDEBTANDCREDITARTICLE16PERFORMANCEOFOBLIGATIONANDWAIVEROFRIGHTS2.Intheeventchangeoflaws，regulationsorlegalpracticewhichwillcauseanytermscontainedinthisContractbeeillegal，invalidorlossofpractice，theotherpartofthiscontractshallnotbeimpairedbyit.Thebothpartiesshallmakeeffortstochangetheillegal，invalidorlossofpracticepart.3.ForthemattersnotreferredinthiscontractshallbeconstruedinaccordancewiththeprovisionsofthePeoplesBankofChina.ARTICLE18DISPUTERESOLUTION，GOVERNINGLAWANDWAIVEROFEXEMPTION2.TheBorrowershallnotrejectanyobligationduringthesettlementofdisputes.3.Theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.TheBorrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract.〔ifbothpartiesagreetoapplyarbitration，theabovetermshallbe：〕2.ThearbitrationshallbeconductedinaccordancewiththeArbitrationLawofPeoplesRepublicofChinaandProvisionalRulesofProcedureofChinainternationaleconomicandtradearbitrationmission.3.DuringtheArbitration，thiscontractshallbeeffectiveandtheBorrowershallnotdisclaimtheanyobligationsunderthiscontract.4.Theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.TheBorrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract.ARTICLE19OTHERMATTERAGREEDBYTHEPARTIES.1.Draw-downapplication2._______________________ARTICLE21NOTICE1.Anynotice，paymentnoticeortelemunicationsshallbeforwardedtothefollowingaddress：To：TheBorrower：_________________Address：______________________PostCode：____________________Fax：__________________________Address：______________________PostCode：____________________Fax：__________________________2.Ifanychangeofaddressshallinformtheotherpartyimmediately.3.Anynotice，paymentrequestormunicationshallbeforwardedtotheaboveaddress.Thedatesonwhichnoticesshallbedeemedtohavebeeneffectivelygivenshallbedeterminedasfollows：〔1〕Ifgiveninletteritshallbedeemedeffectivelygivenonthefifthdayafterthedatemailedbyregisteredairmail，postageprepaid；〔2〕Ifgivenbytelexitshallbedeemedeffectivelygivenonthedatetheotherpartyreturnedtheinformation；〔3〕Ifgivenbyfacsimileitshallbedeemedeffectivelygivenonthefirstdateoftransmission；Borrower：_________