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英文版民間借款合同模板合同編號(hào):__________partiesthiscontract(hereinafterreferredtoasthe"contract")ismadeandenteredintoasofthedatefirstabovewrittenandbetween:partya:address:contactperson:phonenumber:partyb:address:contactperson:phonenumber:referencesthepartiesheretohereagreeasfollows:article1definition1.1inthiscontract,unlessthecontextotherwiserequires,thefollowingtermsshallhavethefollowingmeanings:(a)"loanamount"meansthetotalamountofmoneythatpartyashalllendtopartybunderthiscontract,whichshallbenolessthanrmb100,000(onehundredthousandyuan)andnomorethanrmb1,000,000(onemillionyuan);(b)"loanterm"meansthetermoftheloangrantedpartyatopartybunderthiscontract,whichshallbenolessthan1(one)yearandnomorethan3(three)years;(c)"principal"meansthetotalamountofmoneythatpartybshallrepaytopartyaunderthiscontract,includingtheloanamountandtheinterestthereon;(d)"interest"meanstheinterestchargedontheloanamountpartyatopartyb,whichshallbecalculatedonamonthlybasisatanannualinterestrateofnolessthan6%(sixpercent)andnomorethan12%(twelvepercent);(e)"loanagreement"meansthiscontract,includingallschedules,annexesandexhibitshereto;(f)"paymentdate"meansthedateonwhichpartybshallrepaytheprincipalandinteresttopartyaunderthiscontract;(g)"eventofdefault"meansanyofthefollowingevents:(i)partybfailstomakeanypaymentunderthiscontractwhendue;(ii)partybfailstoperformanyotherobligationunderthiscontract;(iv)anyothereventthatmayreasonablybeexpectedtoadverselyaffectpartyb'sabilitytoperformitsobligationsunderthiscontract.article2loanagreement2.1partyaagreestolendtopartybtheloanamountattheinterestratesetforthinarticle1hereofforthetermsetforthinarticle1hereof.2.2partybagreestousetheloanamountforthepurposesetforthinarticle1hereofandtorepaytheprincipalandinteresttopartyainaccordancewiththetermsandconditionssetforthinthiscontract.article3interestandfees3.2partybshallpaytopartya,within30(thirty)daysaftertheendofeachcalendaryearduringthetermofthiscontract,amanagementfeeequalto1%(onepercent)oftheoutstandingprincipalamountoftheloanforsuchcalendaryear.article4repaymentofprincipalandinterest4.1partybshallrepaytheprincipalandinteresttopartyainaccordancewiththefollowingschedule:(a)within30(thirty)daysaftertheendofeachcalendarquarterduringthetermofthiscontract,partybshallrepaytopartyaanamountequalto20%(twentypercent)oftheoutstandingprincipalamountoftheloanforsuchcalendarquarter;(b)onthepaymentdate,partybshallrepaytopartyatheremainingoutstandingprincipalamountoftheloanandallaccruedandunpaidinterestthereon.4.2ifpartybfailstomakeanypaymentunderthiscontractwhendue,partyamay,atitssolediscretion,chargepartyblatefeesequalto0.5%(halfofonepercent)perdayoftheoutstandingprincipalamountoftheloanforeachdaythatsuchpaymentislate.article5defaultandtermination5.1ifanyeventofdefaultoccurs,partyamay,atitssolediscretion,declaretheentireoutstandingprincipalamountoftheloan,togetherwithallaccruedandunpaidinterestthereon,dueandpayableimmediately.5.2ifpartybfailstocureanyeventofdefault一、附件列表:借款申請(qǐng)書(shū)借款人財(cái)務(wù)報(bào)表?yè)?dān)保文件(如有)貸款用途證明文件合同雙方身份證明文件貸款審批文件貸款協(xié)議副本二、違約行為及認(rèn)定:未按約定時(shí)間支付本金或利息未按約定用途使用貸款未履行合同約定的其他義務(wù)發(fā)生重大不利變化影響還款能力違反法律法規(guī)或合同約定的其他情形三、法律名詞及解釋?zhuān)航杩罱痤~:合同約定的貸款總額。貸款期限:合同約定的貸款時(shí)間長(zhǎng)度。本金:借款人需還款的原始貸款金額。利息:借款人需支付的貸款使用費(fèi)用。貸款協(xié)議:指本合同,包括所有附件、附錄和exhibits。還款日期:借款人應(yīng)償還本金和利息的日期。違約行為:未履行合同約定的義務(wù)的行為。四、執(zhí)行中遇到的問(wèn)題及解

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