銀行招聘考試綜合知識(shí)(習(xí)題卷4)

試卷科目：銀行招聘考試綜合知識(shí)銀行招聘考試綜合知識(shí)(習(xí)題卷4)PAGE"pagenumber"pagenumber/SECTIONPAGES"numberofpages"numberofpages銀行招聘考試綜合知識(shí)第1部分：單項(xiàng)選擇題，共177題，每題只有一個(gè)正確答案,多選或少選均不得分。[單選題]1.影響一臺(tái)計(jì)算機(jī)性能的關(guān)鍵部件是（）。A)CD-ROMB)硬盤C)CPUD)顯示器[單選題]2.Butatthesametime,77percentofmomsanddads____thattheWebiscrucialtolearning,andanoverwhelming91percentadmitthatithelpstheirkidsexplorethingsthey'repassionateabout.A)recognizeB)announceC)distinguishD)assert[單選題]3.對(duì)費(fèi)用預(yù)算、經(jīng)濟(jì)合同的執(zhí)行情況進(jìn)行審查屬于()。A)事前審計(jì)B)事中審計(jì)C)事后審計(jì)D)內(nèi)部審計(jì)[單選題]4.下列選擇導(dǎo)致法律關(guān)系變更的是（）。A)乙公司將債權(quán)轉(zhuǎn)讓給丙公司B)楊某竊得趙某手機(jī)C)甲公司履行買賣合同D)湯某因車禍死亡[單選題]5.Hewaslooking___atthevisitingsalesman,whoshowednosignsofgettingreadytoleave.A)impatientlyB)impatienceC)patienceD)patient[單選題]6.資料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB18.264billion（$2.748billion）.However,profitfelltoRMB2.866billion（$431.3billion）,a17.4percentdecreasefromthesameperiodin2015.Robbinli,ChairmanandCEOofBaidu,said:"ThechallengesBaidufacedinthesecondquarterservedasahealthyremindertostayfocusedonthekeydriversofgrowth,sustainabilityandleadership;deliveringthebestuserexperienceandstayingattheforefrontoftechnology.AsweenterthenextchapteroftheInternet,ledbyartificialintelligence,Baiduhasneverbeenbetterpositionedtoserveourusersandworkwithourcustomersandpartners,andchangetheworldthroughtechnology."Thebusinesshasbeenrockedbyaseriesofhighprofitsissueswithitsadvertisingbusinessthisyear.Baiduwascalledoutforitspracticesaroundsellingaccesstoforumsearlythisyear.Notlongafteritalsoagreedtooverhaulthewayitdeliversitssearchads,includingthevolumeofadsserved,afterahugepublicbacklashsawBaidutakingsomeoftheblameforthedeathofastudentwhodiedaftertakingexperimentalcancertreatmentthatbefoundfromasearchad.Theoverhaulhasbeenwelcomedbytheindustrywhichbelieveswillcreateabetterexperience,particularlyonmobile.Thebusinesssaidtherevenuefrommobilewasgrowingasitrepresented63percentoftotalrevenuesforthesecondquarterof2016,comparedto50percentin2015.AccordingtoBaidu,mobilesearchmonthlyactiveuserswere667millionforthemonthofJune2016,anincreaseof6percentyear-over-year.Itsaidusersofitsmobilemapsservicegrewby13percentandthenumberofactivatedBaiduWalletaccountsreached80million,representinga131percentyear-on-yeargrowth.WhichofthefollowingiscorrectaboutBaidu'sbusinessconditionin2016?A)Baiduhasbeencuttingofftheircosts.B)Baidu'sprofithasfallen.C)Baidu'srevenueshavebeenfalling.D)Baiduhasbeenlosingmoney.[單選題]7.計(jì)算機(jī)的存儲(chǔ)單元中存儲(chǔ)的內(nèi)容（）。A)只是數(shù)據(jù)B)只能是程序C)可以是數(shù)據(jù)和指令D)只能是指令[單選題]8.經(jīng)濟(jì)學(xué)上所推崇的?橄欖型?收入分配結(jié)構(gòu)，是指低收入和高收入相對(duì)較少、中等收入占絕大多數(shù)的收入分配結(jié)構(gòu)。我國正在采取措施，實(shí)施?提低、擴(kuò)中、調(diào)高、打非、保困?的方針，使收入分配朝著?橄欖型?方向發(fā)展。這主要是為了促進(jìn)（）。A)生產(chǎn)的發(fā)展B)效率的提高C)社會(huì)的公平D)內(nèi)需的擴(kuò)大[單選題]9.能直接與CPU交換信息的功能單元是（）。A)硬盤B)控制器C)主存儲(chǔ)器D)運(yùn)算器[單選題]10.同業(yè)往來科目屬于()科目。A)資產(chǎn)負(fù)債共同類B)資產(chǎn)類C)負(fù)債類D)損益類[單選題]11.保險(xiǎn)業(yè)監(jiān)督管理的原則是()。A)以我為主、安全可控B)優(yōu)勢互補(bǔ)、合作共贏C)和諧發(fā)展D)以上都正確[單選題]12.審計(jì)人員一般運(yùn)用（），審查以外埠存款購進(jìn)的全部商品、材料和其他物品，看其有無超出采購存款的用途。A)詳查法B)盤點(diǎn)法C)抽查法D)詢問法[單選題]13.關(guān)稅與貿(mào)易總協(xié)定烏拉圭回合多邊貿(mào)易談判達(dá)成的《服務(wù)貿(mào)易總協(xié)定》依照服務(wù)的提供方式將國際服務(wù)貿(mào)易劃分為（）形式。A)3種B)4種C)5種D)6種[單選題]14.銀行的中間業(yè)務(wù)也叫收費(fèi)業(yè)務(wù)，是指不構(gòu)成銀行表內(nèi)資產(chǎn)、表內(nèi)負(fù)債的非利息收入的業(yè)務(wù)。下列關(guān)于銀行中間業(yè)務(wù)的說法，錯(cuò)誤的是（）。A)不運(yùn)用或不直接運(yùn)用銀行的自有資金B(yǎng))不承擔(dān)或不直接承擔(dān)市場風(fēng)險(xiǎn)C)以收取服務(wù)費(fèi)（手續(xù)費(fèi)、管理費(fèi)）、賺取價(jià)差的方式獲得收益D)銀行作為信用活動(dòng)的一方參與其中[單選題]15.有權(quán)修改《香港特別行政區(qū)基本法》的機(jī)關(guān)是（）。A)全國人大B)全國人大常委會(huì)C)香港特別行政區(qū)立法會(huì)D)香港特別行政區(qū)行政長官[單選題]16.以一定單位的本國貨幣為標(biāo)準(zhǔn)來計(jì)算應(yīng)收多少單位外國貨幣的標(biāo)價(jià)方式是（）。A)直接標(biāo)價(jià)法B)買人標(biāo)價(jià)法C)間接標(biāo)價(jià)法D)應(yīng)付標(biāo)價(jià)法[單選題]17.首次成功克隆哺乳動(dòng)物(多利)的國家是（）。A)英國B)美國C)法國D)德國[單選題]18.行政行為在空間上的表現(xiàn)形式和在時(shí)間上的跨度。包括行政行為方式、步驟、次序、時(shí)限等不可分割的內(nèi)容的是（）。A)行政程序B)行政訴訟C)行政復(fù)議D)行政處罰[單選題]19.基于生態(tài)環(huán)境的保護(hù)、經(jīng)濟(jì)的可持續(xù)發(fā)展、人民生活與經(jīng)濟(jì)發(fā)展的同步增長，我國經(jīng)濟(jì)發(fā)展的方式應(yīng)該以（）為主。A)外延擴(kuò)大再生產(chǎn)的方式B)內(nèi)涵擴(kuò)大再生產(chǎn)的方式C)逐次遞增的方式D)擴(kuò)大基本建設(shè)規(guī)模的方式[單選題]20.()是指企業(yè)在日?；顒?dòng)中發(fā)生的、會(huì)導(dǎo)致所有者權(quán)益減少的、與向所有者分配利潤無關(guān)的經(jīng)濟(jì)利益的總流出。A)負(fù)債B)收入C)費(fèi)用D)利潤[單選題]21.______andpredictableincreasesinresearchfundingwillallowtheUnitedStatestoaccomplishagreatdeal.A)DetainedB)SustainedC)RemainedD)Constrained[單選題]22.社會(huì)基本矛盾的運(yùn)動(dòng)總是從（）的變化開始。A)經(jīng)濟(jì)基礎(chǔ)B)上層建筑C)生產(chǎn)力D)生產(chǎn)關(guān)系[單選題]23.Wealsohadtocollectimmenseamountsofhistoricaldataand____satellitestomonitortheocean-atmospheresystem.A)makeupB)setupC)devotetoD)investin[單選題]24.代保管業(yè)務(wù)主要指商業(yè)銀行的（）。A)保管箱業(yè)務(wù)B)委托代辦債券還本付息業(yè)務(wù)C)代發(fā)股票紅利業(yè)務(wù)D)代理證券資金清算等業(yè)務(wù)[單選題]25.為保證市場經(jīng)濟(jì)穩(wěn)定運(yùn)行的主要調(diào)控手段是（）。A)法律手段B)經(jīng)濟(jì)手段C)計(jì)劃手段D)行政手段[單選題]26.下列（）選項(xiàng)屬于省人民代表大會(huì)的人事權(quán)。A)選舉上一級(jí)人民代表大會(huì)代表B)罷免本級(jí)人民檢察院檢察長，無須報(bào)經(jīng)上一級(jí)人民檢察院檢察長批準(zhǔn)C)選舉本級(jí)人民法院院長，并須報(bào)經(jīng)最高人民法院院長提請(qǐng)全國人大常委會(huì)批準(zhǔn)D)選舉本級(jí)人民檢察院檢察長，但須報(bào)經(jīng)最高人民檢察院批準(zhǔn)[單選題]27.某區(qū)政府在整頓市容時(shí)對(duì)某個(gè)農(nóng)貿(mào)自由市場作出了關(guān)閉的決定，該行政行為屬于（）。A)行政確認(rèn)行為B)行政征收行為C)具體行政行為D)抽象行政行為[單選題]28.投資者投入的固定資產(chǎn)應(yīng)按（）作為其成本。A)市場價(jià)格B)投資各方面確認(rèn)的價(jià)值C)原始價(jià)值D)折余價(jià)值[單選題]29.資料：WhyisSaltBadforYou?FRANKLECLAIR,a58-year-oldprovincialgovernmentemployeelivinginWinnipeg,hadnoideathathisbloodpressurewastoohigh.Whileoutoftownlastwinter,hecamedownwithacoldandasorethroatanddecidedtoseealocaldoctor.Apartfromcheckinghiscoldsymptoms,thedoctoralsogavehimageneralhealth-check.ThedoctorfoundthatFrank?sbloodpressurewashigherthannormalandadvisedhimtoseehisregularphysicianassoonashegothome.LeClair?sphysicianreferredhimtotheWinnipegHealthSciencesCentre,wheredietitianstoldhimthathemightbeabletocontrolhisbloodpressurebychanginghislifestyleratherthanbytakingdrugs.Peoplewithhighbloodpressurehavetocontroloreliminatefourelements:smoking,drinking,foodquantitiesandsalt.LeClairdoesn?tsmokeordrink,butthereweresomechangeshecouldmakeintheothertwocategories.Themostconclusiveevidencesofarthatahigh-saltdietisbadforyouisthe?Intersalt?study,involving10,000peoplein32countries.Itmeasuredtherelationshipbetweenurinarysodiumexcretion--adirectmeasureofsaltconsumption--andbloodpressure.Thestudyfoundthatpopulationswiththelowestsodiumexcretionalsohavethelowestbloodpressures.Recentstudieshaveshownthat?saltsensitivity?isamajorfactorintherelationshipbetweenahigh-saltdietandhypertension.Andhypertensionisariskfactorfortwoofthebiggestkillersinthiscountry:coronaryheartdiseaseandstroke.FrankLeClair?shighbloodpressurewasdiscoveredbychance.Therearenowarningsymptoms--highbloodpressureisknownasthesilentkiller.Ahigh-saltintaketriggersaviciouscycle.Thosewhoareusedtoalotofsaltintheirfoodfindtheyneedincreasingamountstobeabletocontinuetotasteitsflavourthemoresalttheyeat,themoretheywant.Itisalsoanaggravatingfactorinosteoporosisandiscloselylinkedtostomachcancer.Ahighsaltintakecanbedangerousforpeoplewithconditionsthatareaggravatedbyfluidretention,suchashepatitis,liverorkidneyproblems.Toreducehishighbloodpressure,FrankLeClairshould______.A)giveupcigarettesandalcoholB)reducehisfoodintakeandsaltconsumptionC)giveupalcoholandreducehissaltconsumptionD)giveupcigarettesandreducehisfoodintake[單選題]30.在()計(jì)量屬性下，資產(chǎn)和負(fù)債按照在公平交易中，熟悉情況的交易雙方自愿進(jìn)行資產(chǎn)交換或者債務(wù)清償?shù)慕痤~計(jì)量。A)現(xiàn)值B)公允價(jià)值C)歷史成本D)重置成本[單選題]31.同業(yè)拆借市場是指（）。A)企業(yè)之間的資金調(diào)劑市場B)銀行與企業(yè)間資金調(diào)劑市場C)金融機(jī)構(gòu)之間的資金調(diào)劑市場D)中央銀行與商業(yè)銀行之間的資金調(diào)劑市場[單選題]32.資料：THOMASWILSON15SpringDriveSometown,WI53205Home:（555）555-5555|tw@AdministrativeAssistantFouryearsofexperienceprovidingtop-notchsupporttoVPs,directorsandmanagers●Administrative:Adeptlyhandleadministrativemattersincludingscreeningcalls,managingcalendars,planningmeeting,makingtravelarrangements,composingdocumentsandorganizingofficesforefficiency.●Communications:Interactprofessionallywithalllevelsofstaffandmaintainthehighestlevelofconfidentiality,knownfortactanddiplomacyinhandlingsensitiveissues.●Computers:Considereda"poweruser"ofMicrosoftOffice;quicklylearnandmasternewtechnology.EXPERIENCEABCCOMPANY-Sometown,ORAdministrativeAssistant,2009toPresentProvideadministrativesupporttotheinvestmentbankinggroupVPandfiveofherdepartmentdirectors.Answertelephonesandpromptlyandcourteouslyassistclientsandemployeesthroughouttheorganization.Maintaincalendars,coordinatingextensiveappointments,meetingsanddomestic/internationaltravel.●OfficeManagement:Overhauledrecordkeepingsystemfrommanualtocomputer-based,creatingauser-friendlyandsystematicinformationmanagementsystemandreducingdata-retrievaltime.●TravelLogisticsManagement:Coordinateabusytravelcalendarthatincludessixinternationalsymposiumsannually,ensuringalleventsaresuccessfullyexecuted.●CustomerRelationshipManagement:TappedintothepowerofPeopleSoftCRMAnalyticstotracktheeffectivenessofleads,marketinginitiativesandrevenues.Generatedreportsthatassisteduppermanagementwithdecisionmakingandweredistributedto200+employeesdepartmentwide.TEMPORARYAGENCYASSIGNMENTS-Sometown,ORAdministrativeAssistant,2008to2009AssignedbyDEFTemporaryAgencyandGHITemporaryAgencytoserveinadministrativesupportrolesforclientsininvestorrelations,hightech,healthcareandrealestatesectors.●HittheGroundRunning:Learnedorganizationalprocesses,policiesandprocedureswithminimalramp-uptime.SuccessfullycompletedadministrativeassignmentsforABCCo.,JKLCo.,MNOCo.andPQRCo.●ServiceFocus:Adaptedtodiverseworkstylesandconsistentlyprovidedfriendly,personableservice.●ExcellentPerformance:Offeredfull-timepositionattheconclusionoftemporaryassignmentatABCCo.EDUCATIONABCTRAININGACADEMY-Sometown,ORCertificateinOfficeManagement,2009Completed45-creditcertificateprogram.Focusedonbusinessdataprocessing,softwareapplications,basicaccounting,businesscommunicationsandbusinesslaw.WhichofthefollowingisNOTamongtheadministrativematters?A)screeningcallsB)managingcalendarsC)photocopyingdocumentsD)organizingofficesforefficiency[單選題]33.商業(yè)銀行的被動(dòng)負(fù)債是（）。A)發(fā)行債券B)吸收存款C)同業(yè)拆借D)再貸款[單選題]34.資料：Weallknowthatlackofsleepaffectsourmemoryalongwithothercognitiveabilities.Sittingintheofficesleepdeprivesit?sdifficulttorememberyourownname,letalongtheever-lengtheningto-dolist.Butnownewresearchshowsthatnotgettingenoughsleepincreasesthechancesyourmindwillactuallycreatefalsememories.Thestudy,publishedinPsychologicalScience,allowedonegroupofparticipantstogetafullnights?sleepwhileanotherhadtostayupallnight.Inthemorningtheyweregivenaseriesofphotosthatweresupposedtoshowacrimebeingcommitted.Next,bothgroupsweregivensomeeyewitnessstatementsaboutthecrime.Likemanywitnessstatementsinreal-lifecrimesthedetailsweredifferenttothoseshowninthephotographs.Forexample,inoneinstancethephotoshowedathiefputtingawalletinhisjacket,butinthewitnessstatementitsaidheputitinhispants（that's?trousers?forBritishpeoplenothisunderwear!）.Afterwardstheywereaskedwhattheyhadseenintheoriginalphotographs.Theresultsshowedthatthosewho'dmissedoutontheirsleepwerethemostlikelytoregurgitatethefalseeyewitnessstatementsthey'djustreadratherthanrememberingthe?true?crime-scenephotosthey'dbeenshownmomentsbeforehand.Thelackofsleephadmessedwiththeirheadstotheextentthealltheevidence-rightandwrong-hadgotmixedup.Oneofthestudy'sauthors,KimberlyFenn,said:?Peoplewhorepeatedlygetlowamountsofsleepeverynightcouldbemoreproneinthelongruntodeveloptheseformsofmemorydistortion.It'snotjustafullnightofsleepdeprivationthatputsthematrisk.Indeed,apreliminarystudytheycarriedoutfoundthatgettingjustfivehourssleepwasenoughtocausepeopletostartmanufacturingfalsememories.Whichofthefollowingstatementsistrueaccordingtothearticle?A)fullnightofsleepdeprivationputspeopleontheriskoffalsememoryB)Short-termlackofsleepismorelikelytoresultinmemorydistortionC)DeprivationofsleepfailstohaveimpactontheabilitytomemorizelistD)Yourownnamewillnotescapeyounomatterhowlongyousleep[單選題]35.夏日雷雨過后，人們會(huì)感到空氣特別清新，其主要原因是（）。A)雷雨過后．空氣濕度增加B)雷雨過程中氣溫快速下降C)雷雨過程中雷電導(dǎo)致空氣中臭氧分子增加D)雷雨過程中空氣中的灰塵隨雨水落到地面上[單選題]36.貸款業(yè)務(wù)人員的下列行為中，不違反信貸工作崗位責(zé)任制度的是（）。A)嚴(yán)某從信貸員李某處貸到2萬元貸款，送給李某1000元?辛苦費(fèi)?，李某欣然接受B)嚴(yán)某從信貸員李某處貸到2萬元貸款，從中拿出5000元借給李某暫時(shí)使用C)信貸員李某向無擔(dān)保能力的舅舅馬某發(fā)放1000元短期貸款D)信貸員李某向大學(xué)同學(xué)王某發(fā)放5000元貸款，并為其擔(dān)保[單選題]37.某地有一些無生活收入的寡殘孤幼，政府關(guān)心并幫助他們得到起碼的生活條件，這種情況應(yīng)屬于（）。A)社會(huì)救助B)社會(huì)保險(xiǎn)C)社會(huì)福利D)社會(huì)優(yōu)撫[單選題]38.同城票據(jù)交換中，提人行提回借方票據(jù)時(shí)，應(yīng)貸記()。A)待清算票據(jù)款項(xiàng)B)存放中央銀行款項(xiàng)C)活期存款D)其他應(yīng)收款[單選題]39.通貨膨脹是指商品和服務(wù)的貨幣價(jià)格總水平持續(xù)上漲的現(xiàn)象。衡量通貨膨脹的指數(shù)有多個(gè)，下列選項(xiàng)中不是用來衡量通貨膨脹的指數(shù)是（）。A)采購經(jīng)理人指數(shù)PMIB)GDP平減指數(shù)C)生產(chǎn)者物價(jià)指數(shù)PPID)居民消費(fèi)者物價(jià)指數(shù)CPI[單選題]40.Themuseumcontainsseveral____worksofRenaissanceart,includingtwopaintingsbyRaphael,onebyDurer,onebyTitian,andanearlysketchbyTintoretto.A)uselessB)pricelessC)valuelessD)worthless[單選題]41.通貨膨脹是()制度下的一種經(jīng)常性現(xiàn)象。A)金本位B)實(shí)物本位C)信用貨幣D)銀本位[單選題]42.根據(jù)修訂后的《中國人民銀行法》，下列選項(xiàng)中不屬于中國人民銀行的職責(zé)的是（）。A)監(jiān)督管理銀行間債券市場、外匯市場B)發(fā)行人民幣、管理人民幣流通C)開展與銀行業(yè)監(jiān)督管理有關(guān)的國際交流、合作活動(dòng)D)維護(hù)支付、清算系統(tǒng)的正常運(yùn)行[單選題]43.國際分工產(chǎn)生與發(fā)展的基礎(chǔ)是（）。A)自然條件B)人口規(guī)模C)資本的國際化D)國家的出現(xiàn)[單選題]44.財(cái)務(wù)報(bào)表項(xiàng)目中的數(shù)字其直接來源是（）。A)原始憑證B)記賬憑證C)明細(xì)賬簿D)賬簿記錄[單選題]45.Theowlisa____birdwhichkillsitspreywithitsclaws.A)aglowB)predatoryC)cursoryD)petulant[單選題]46.Thelocalareanetworkalsoconnectstoawideareanetworkthatallowamessage______acrossthecountryortoothercountries.A)issentB)tobesentC)sendingD)send[單選題]47.農(nóng)業(yè)銀行的使命是（）。A)面向?三農(nóng)?、服務(wù)城鄉(xiāng)、回報(bào)股東、成就員工B)違規(guī)就是風(fēng)險(xiǎn)、安全就是效益C)以市場為導(dǎo)向、以客戶為中心、以效益為目標(biāo)D)誠信立業(yè)，穩(wěn)健行遠(yuǎn)[單選題]48.對(duì)部分地域面積大、居住人口少的村、鎮(zhèn)，村鎮(zhèn)銀行可通過采取（）形式提供服務(wù)。A)設(shè)立分支機(jī)構(gòu)B)流動(dòng)服務(wù)C)設(shè)立代表處D)設(shè)置ATM[單選題]49.行政管理是（）的重要組成部分。A)社會(huì)管理B)國家管理C)上層建筑D)經(jīng)濟(jì)建設(shè)[單選題]50.物質(zhì)從一般反映特性到人類意識(shí)產(chǎn)生所經(jīng)歷的三個(gè)決定性環(huán)節(jié)是（）。A)概念、判斷、推理B)實(shí)踐、感性認(rèn)識(shí)、理性認(rèn)識(shí)C)客體、主體、客體D)低等生物的刺激感應(yīng)性、動(dòng)物的感覺和心理、人類的意識(shí)[單選題]51.下列有關(guān)文學(xué)常識(shí)的表述錯(cuò)誤的一項(xiàng)是（）。A)老舍是現(xiàn)代杰出的小說家、戲劇家，小說有《駱駝祥子》、《四世同堂》等，劇本有《龍須溝》、《茶館》等。B)郭沫若是我國現(xiàn)代著名作家，代表作有詩集《女神》，歷史劇有《屈原》、《孔雀膽》等。C)《阿Q正傳》、《祝?！?、《包身工》、《暴風(fēng)驟雨》等小說，都反映了半殖民地舊中國勞動(dòng)人民遭受重重壓迫和剝削的痛苦生活。D)五十年代出現(xiàn)了以孫犁為代表的河北作家群，其作品以淡雅疏朗的詩情畫意與樸素清新的泥土氣息的完美統(tǒng)一為其藝術(shù)風(fēng)格，對(duì)當(dāng)代文壇產(chǎn)生了極大的影響，被譽(yù)為?荷花淀派?。[單選題]52.Howoften___yourteethexamined?A)areyouhavingB)doyouhaveC)haveyougetD)youhave[單選題]53.發(fā)明、實(shí)用新型、外觀設(shè)計(jì)專利權(quán)的期限，自下列選項(xiàng)中（）為起算日。A)申請(qǐng)日B)公告之日C)優(yōu)先權(quán)日D)授權(quán)之日[單選題]54.如果收入是平均分配的，洛倫茲曲線將（）。A)與橫軸重合B)與45°線重合C)與縱軸重合D)與橫軸和縱軸重合[單選題]55.我國的人民幣制度屬于（）。A)金本位制B)金銀復(fù)本位制C)銀本位制D)紙幣本位制[單選題]56.某客戶2010年3月15日存入50000元，定期整存整取6個(gè)月，假定利率為2.70%，到期日為2010年9月15日，支取日為2010年10月15日。假定2010年10月15日活期存款利率為0.72%，那么，扣除5%利息稅后，該客戶取出的全部金額為（）元。A)50669.70B)50669.75C)50564D)50570[單選題]57.下列反映資源配置的兩種方式的經(jīng)濟(jì)范疇是（）。A)產(chǎn)品經(jīng)濟(jì)和商品經(jīng)濟(jì)B)商品經(jīng)濟(jì)和市場經(jīng)濟(jì)C)市場經(jīng)濟(jì)和計(jì)劃經(jīng)濟(jì)D)計(jì)劃經(jīng)濟(jì)和產(chǎn)品經(jīng)濟(jì)[單選題]58.甲商品的消費(fèi)量由1增加至2時(shí)，總效用由10增加為18，那么，邊際效用是（）。A)10B)9C)8D)5[單選題]59.下列關(guān)于?過猶不及?的理解正確的是（）。A)體現(xiàn)了質(zhì)量互變的客觀規(guī)律B)?過?是指在?質(zhì)?上的超過C)應(yīng)當(dāng)將事物的改變都控制在量變D)質(zhì)變之時(shí)，量變停止[單選題]60.某集團(tuán)下屬甲、乙兩家公司，甲公司準(zhǔn)備吸收合并乙公司，乙公司的凈資產(chǎn)賬面價(jià)格是3000萬元，甲公司發(fā)行5000萬股(每股1元)進(jìn)行對(duì)價(jià)支付。合并完成后，甲公司需要沖減資本公積（）。A)3000萬B)1000萬C)不需要沖減資本公積D)2000萬[單選題]61.下列擔(dān)保中，屬于人的擔(dān)保的是（）。A)保證擔(dān)保B)留置擔(dān)保C)抵押擔(dān)保D)質(zhì)押擔(dān)保[單選題]62.長江中下游地區(qū)雖然降水豐富，但也有旱災(zāi)，其主要是（）。A)春旱B)伏旱C)秋旱D)冬旱[單選題]63.下列數(shù)據(jù)整理和顯示方法中，取值不可能大于1的是（）。A)比例B)比率C)頻數(shù)D)累積頻數(shù)[單選題]64.()假設(shè)是指在可以預(yù)見的將來，企業(yè)將會(huì)按當(dāng)前的規(guī)模和狀態(tài)繼續(xù)經(jīng)營下去。不會(huì)停業(yè)，也不會(huì)大規(guī)模削減業(yè)務(wù)。A)會(huì)計(jì)主體B)會(huì)計(jì)分期C)貨幣計(jì)量D)持續(xù)經(jīng)營[單選題]65.利息的高低與（）無關(guān)。A)政府政策B)國際利率水平C)借款人自身盈利能力D)市場利率水平[單選題]66.()是指企業(yè)在日?；顒?dòng)中形成的、會(huì)導(dǎo)致所有者權(quán)益增加的、與所有者投入資本無關(guān)的經(jīng)濟(jì)利益的總流入。A)資產(chǎn)B)收入C)費(fèi)用D)利潤[單選題]67.In17th-centuryEngland,astronomyprovidedmethodsofkeeping______oftimethatwereespeciallyusefulforaccuratenavigation.A)investigateB)traceC)checkD)track[單選題]68.某股份有限公司委托證券公司代理發(fā)行普通股1000000股，每股面值1元，每股按1.25元的價(jià)格出售，按協(xié)議，證券公司從發(fā)行收入中收取3%的手續(xù)費(fèi)。則該公司計(jì)入資本公積金的數(shù)額為（）元。A)0B)212500C)220000D)30000[單選題]69.在Internet中，常用的電子郵件縮寫是（）。A)FTPB)WWWC)BBSD)E-mai1[單選題]70.資料：Askedtonametheirfavoritecity,manyAmericanswouldselectSanFranciscowhichbeganasasmallSpanishoutpostlocatedonamagnificentbay.ThetownwaslittlemorethanavillageservingrancherswhentheUnitedStatestookpossessionofitin1846duringthewarwithMexico.SanFranciscosprangintoacityovernightbecauseofthenearbydiscoveryofgoldin1848.AgreatrushtoCaliforniatookplace.Wagontrainsploddedtheirdangerouswayacross2000milesofprairieandmountains,whilehundredsofsailingvesselsmadetheequallyhazardoustriparoundtheHorn.Thevesselsdisgorgedthousandsofpassengers--thenthecrewsdesertedtheirshipandhundredsofvesselswerelefttorotinthebay.Withintwoyears,CaliforniahadenoughpopulationtobecomeastateandSanFranciscowasformanyyearsthehubofthatnewly-arrivedpopulation.Thecity'spresentpopularityisduetoanexcellentclimate,aneasystyleofliving,goodfood,andnumeroustouristattractions.Thecityisfamousforitscablecarswhich"clangandbang"upthesteephills,andforitsexcellentseafoodstallsalongthewharf.MostvisitorsarrivingfromnationsinthePacificBasinspendseveraldaysgettingtoknowthetown.InwhichyeardidCaliforniabecomeanAmericanstate?（）1850A)1850B)1852C)1846D)1848[單選題]71.Itisadvisablethatsomewarmclothing（）withyou,astheweathercanchangequitesuddenlyinthemountainousarea.A)istakenB)willbetakenC)betakenD)hasbeentaken[單選題]72.計(jì)算機(jī)軟件系統(tǒng)主要包括（）。A)系統(tǒng)軟件和應(yīng)用軟件B)編輯軟件和應(yīng)用軟件C)數(shù)據(jù)庫軟件和工具軟件D)程序和數(shù)據(jù)[單選題]73.在社會(huì)生產(chǎn)過程中起決定作用的環(huán)節(jié)是（）。A)消費(fèi)B)交換C)生產(chǎn)D)分配[單選題]74.()是中國的中央銀行，負(fù)責(zé)制定和執(zhí)行貨幣政策。A)中國銀行B)中國人民銀行C)國家開發(fā)銀行D)中國銀行業(yè)監(jiān)督管理委員會(huì)[單選題]75.賬簿按用途不同可分為三大類，下列分類正確的是（）。A)兩欄式賬簿、三欄式賬簿、多欄式賬簿B)日記賬簿、分類賬簿、備查賬簿C)訂本式賬簿、活頁式賬簿、卡片式賬簿D)日記賬簿、分類賬簿、數(shù)量金額式賬簿[單選題]76.企業(yè)高層管理人員在制定人力資源規(guī)劃的過程中應(yīng)該承擔(dān)的工作是（）。A)收集信息B)實(shí)施人力資源規(guī)劃C)明確企業(yè)戰(zhàn)略目標(biāo)D)預(yù)測內(nèi)部人力資源需求[單選題]77.Sheandanotherwomanwereconvictedin2005oftax___butwerereleasedunderanamnesty.A)evasionB)enclosureC)erosionD)exception[單選題]78.某經(jīng)濟(jì)體持續(xù)出現(xiàn)國際收支大量順差現(xiàn)象。對(duì)此，下列說法中錯(cuò)誤的是（）。A)該經(jīng)濟(jì)體內(nèi)外匯供過于求B)該經(jīng)濟(jì)體的本幣匯率上升C)該經(jīng)濟(jì)體內(nèi)本幣供應(yīng)減少D)該經(jīng)濟(jì)體面臨通貨膨脹壓力[單選題]79.（）是新農(nóng)村建設(shè)的中心環(huán)節(jié)，是實(shí)現(xiàn)其他目標(biāo)的物質(zhì)基礎(chǔ)。A)村容整潔B)生活寬裕C)管理民主D)生產(chǎn)發(fā)展[單選題]80.進(jìn)口配額屬于（）。A)?自動(dòng)?出口限制B)進(jìn)口許可證制C)關(guān)稅壁壘D)非關(guān)稅壁壘[單選題]81.資料：StarAirways,Mumbai'sdominantairlineforthepastfiveyears,hasreporteditisplanningtoreplaceitsentireaircraftfleetwithEuropean-producedSkystreamjets.Startingwithaninitialpurchaseof90jets,StarAirwaysexpectsthechangeovertotakeadecadetocomplete.Thenewplaneswillenabletheairlinetoexpanditsinternationalroutesaswellasprovidereplacementsforitsagingfleetofjetplanes.StarAirwaysandSkystream,inajointannouncementattheBrusselsAirShowonThursday,saidthattheorderincludedseventeenofthenewAWB85Oaircraft.ThiswillmakeStarAirwaysthefirstIndiancarriertoflytheAWB850,anaimithashadsincethepowerfuljetswerefirstproduced.Whatisthepurposeofthearticle?A)ToreportonthemergeroftwoairlinesB)ToinforminvestorsofupdatedprojectplansC)ToannounceanewbusinessagreementD)Todescriberecentrenovationsatanairport[單選題]82.資料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.Theconcernisthegrowingawarenessofcentralbanks'waningabilitytoboostgrowthwithever-lowerinterestratesandever-biggerpurchasesofassets.Thedebateaboutif,whenandhowslowlytheUSFederalReservewillraiseinterestdragson,butifdownwardpressureonglobalbondyieldsfromtheEuropeanCentralBank（ECB）andtheBankofJapan's（BOJ）largesseisdrawingtoaclose,that'sabiggermilestoneformarkets.Aworldofhigherbondyieldsisonewherethepressuretoseekyieldinexoticplacesisdiminished.It'salsoaworldwherethecapitalgainsthataccompaniedfallingyieldsbecomecapitallossesandinvestorsquestionthemeritofbondsovercash（orequities）.Thissearchforyieldinexoticplaceshas,sincetheendofJanuary,helpedtheBrazilianrealgainmorethan20%againsttheUSdollar,withtheRussianroublemanagingalmostasmuch.Thedollar,itself,hasfallenbackisby7.5%fallintrade-weightedterms,unwindingnearly40%ofthegainsithasseensincemind-2014.There'snoneedtopanicaboutbondyieldsrising,becauseraterisesinJapanortheEurozoneareyearsawayandtheFed'sstilltinkering.But10-yearyieldsonbothGermanandJapanesegovernmentbondyieldsfellbelowzeroforthefirsttimeinlateJune.Theyhavebeenedginghigherthroughthesummer.It'salmostasifinvestorsreallyaren'tthatkeenontyingmoneyupatnegativeyieldsforthatlong-whynotsticktocash?IntheUS,estimatesof"neutral"realinterestratesaretumblingtoaroundzero.Estimatesofhowmuchslackthereisleftinthelabourmarketarebeingrevisedupandafterfiveyearswhenproductivitygrowthhasaveragedameasly0.5%,there'swidespreadacceptancethatit'sunlikelytoacceleratebymagic.Butevenifwetakeallofthisintoaccount,marketsarenowpricinginanextraordinarilyslowpaceofratehikesbytheFed-fromtheircurrent0.25-0.5%range,toabout0.75%bytheendof2017andto1%bytheendof2018.GDPgrowthstilloscillatesaround2%,theFed'sfavouredmeasureofinflationisat1.6%andtheunemploymentrateistrendinglower.Thepricingofthefuturepathofshorttermratesseemstoolowevenforthe"newnormal"economicenvironment.AllofthesecurrencieshavegainedagainstthepoundandIcan'tseethatchanging.ToomuchimportanceshouldnotbeplacedoneitherthecollapseinconfidenceimmediatelyafterthevotetoleavetheEUorthesubsequentbounce.TheeconomicimpactofleavingtheEUwillbefeltthroughdelayedinvestmentdecisionsasaresultofuncertaintyaboutwhenandonwhattermsithappens.Adebilitatingratherthanacorrosiveimpactontheeconomywillbeseeninslower,butpositivegrowth.Itwillalsobefeltinfurther（slower）sterlingweakness.TheBankofEnglandhasalreadycutpolicyratesfrom0.5%to0.25%,andthere'smoretocomefromboththeBankandthepoundoverthenextyear.A5%fallfromherewouldtakethepoundcloseto€1.1,andwecouldseeitfallbelow$1.25astheFederalReserveedgesrateshigher.AccordingtothelastparagraphwhichofthefollowingsisNottrue?AfterBritainleavingtheE.UtheinvestmentdecisionofinvestorshasbeenaffectedA.AfterBritainleavingtheE.UtheinvestmentdecisionofinvestorshasbeenaffectedB.AfterBritainleavingtheE.U,thevalueofthepoundwillbeseenweakenedfurtherA)AfterBritainleavingtheB)U,thefedtakesthisopportunitytoraisetherateC)AfterBritainleavingtheD)U,theBankofEnglandhasalreadycutpolicyratesto0.25%[單選題]83.法律關(guān)系的內(nèi)容是法律關(guān)系主體之間的法律權(quán)利和法律義務(wù)，二者之間具有緊密的聯(lián)系。下列有關(guān)法律權(quán)利、法律義務(wù)相互關(guān)系的表述中，沒有正確揭示這一關(guān)系的選項(xiàng)是（）。A)權(quán)利和義務(wù)在法律關(guān)系中的地位有主次之分B)享有權(quán)利是為了更好地履行義務(wù)C)權(quán)利和義務(wù)的存在、發(fā)展都必須以另一方的存在和發(fā)展為條件D)義務(wù)的設(shè)定目的是為了保障權(quán)利的實(shí)現(xiàn)[單選題]84.資料：Economicperformanceisimprovinginmostoftheworld'sleadingeconomiesbutisstillshortofaself-sustainingupswing,theOrganizationforEconomicCooperationandDevelopmentsaidonWednesday.Inanupdatetoitseconomicforecasts,theParis-basedinternationalorganisationrepresentingadvancedeconomiessaidthatmoreprivatesectorinvestmentwasneededfortheexpansiontoendure,forwagestorisesustainabilityandforinequalitiestobetackled.Althoughallleadingeconomiesarenowrecordingpositivegrowth,CatherineMann,theOECD'schiefeconomist,urgedgovernmentsto?curbyourenthusiasm[because]strongandsustainedmedium-termglobalgrowthisnotyetsecured?.TheOECD'seconomicoutlookshowsupgradestothe2017growthforecastsinChina,RussiaandEuropeexcludingtheUKwiththeworldoutlookalsoappearingstrongerin2018.Worldgrowthshouldrisefromalowof3.1percentin2016,to3.5percentthisyearand3.7percentin2018,theOECDforecast,withtheUS,theEurozone,BrazilandRussiacontributingmosttotheimprovedglobaloutlook.China'spredictedgrowthrateof6.8percentin2017and6.6percentin2018hasbeenrevisedhigherby0.2percentagepointsinbothyearsandalthoughIndia'sgrowthratehasbeenreviseddown,reflectingadjustmenttoitsnewgoodsandservicestax,itislikelytoremainthefastestgrowinglargeeconomyintheworld.OnlytheUK,whichremainsembroiledinBrexitnegotiations,hasadeterioratingoutlook.RespondingtotheOECD'sforecastthattheBritisheconomywillbetheslowestgrowingintheGroupofSevenin2018havingbeennearthetopoftheleaguetablein2016,theBritishTreasurysaiditwasnotcomplacent.Whichcountryisnotagreatcontributortotheimprovedeconomicoutlook？A)RussianB)UKC)BrazilD)US[單選題]85.Recently,XiangningstartedtocommunicatewithMike,thecontactpersonofMonsell.Oneday.Mikereceivedane-mailfromSophiaJones.Shewroteane-mailtoMikewhoisthecontactpersonofMonsell.SophiaJonesaskedsomeinformationaboutRegisteredEducationSavingsPlanofMonsell.Readthee-mails.Awordorphraseismissinginsomeofthesentences.Fouranswerchoicesaregivenbeloweachofthesentences.Selectthebestanswertocompletethetext.Thenselecttherightanswer.DearMike,Iamoneofthoseconcernedmotherswhobelievethateducationisthekey[1]ourchildren?sfuture.ButasfarasIknow,it?scostly-currentlyasmuchas$60,000forafouryeardegreeataCanadianuniversity.MydaughterAlisahasjustgot[2]totheUniversityofToronto.Ononehand,Iamthrilledatthisgreatnews,whileontheotherhand,Iamalittlebitworried[3]ourmoderatefinancialstatus.Asaresult,Iwritethistoaskforsuggestionsonwaystomaximizeoureducationsavings.HowmanyoptionsdoIhaveandhowdotheyworkIreallyappreciateandlookforwardtoyourearlyreply.Yourssincerely,SophiaJonesMrs.Jones,Firstly,pleasesendmysincerecongratulationstoAlisaforgettingintotheUniversityofToronto.AsfarasIcansee,ourRegisteredEducationSavingsPlan(RESP)isthe[4]waytohelpyoumaximizeyoureducationsavings.Tax-shelteredinvestmentgrowthandeligibilityforgovernmentgrantscanmakeabigcontributiontoyourchild?sfuture.Thisplanconsistsofthe[5]planandthefamilyplan.TheformeristoopenanRESPforanindividualchild,whilewithafamilyplanyoucannameoneormorechildrenasbeneficiaries.AttachedisabrochureonRESP.Pleasefeelfreetowritetomeifanyfurtherinformationisneeded.[2]A)admittedB)acceptedC)receivedD)announced[單選題]86.狹義的國際金融市場是指（）。A)外匯市場B)國際資金市場C)國際保險(xiǎn)市場D)國際黃金市場[單選題]87.Thenewsthattheyfailedtheirdrivingtestdiscouragedhim，（）？A)didtheyB)didn'ttheyC)diditD)didn'tit[單選題]88.我國商業(yè)銀行會(huì)計(jì)信息披露新的發(fā)展趨勢是（）。A)已逐漸從會(huì)計(jì)報(bào)表披露為主轉(zhuǎn)向其他財(cái)務(wù)會(huì)計(jì)報(bào)告披露的新的發(fā)展階段B)已逐漸從會(huì)計(jì)報(bào)表、會(huì)計(jì)報(bào)表附注及其他財(cái)務(wù)會(huì)計(jì)報(bào)告共同披露轉(zhuǎn)向會(huì)計(jì)報(bào)表披露為主的新的發(fā)展階段C)已逐漸從會(huì)計(jì)報(bào)表披露為主轉(zhuǎn)向會(huì)計(jì)報(bào)表附注披露的新的發(fā)展階段D)已逐漸從會(huì)計(jì)報(bào)表披露為主轉(zhuǎn)向會(huì)計(jì)報(bào)表、會(huì)計(jì)報(bào)表附注及其他財(cái)務(wù)會(huì)計(jì)報(bào)告共同披露的新的發(fā)展階段[單選題]89.資料：Tomanageteamsorganizationrequireeffectivemanagers.Highlyskilledandtrainedmanagerscanmakemoreinformeddecisions.Theuseofbeatpracticemodelsenablesmanagersto