2023標(biāo)準(zhǔn)住房公積金貸款合同范本

2024標(biāo)準(zhǔn)住房公積金貸款合同范本中文版：2024標(biāo)準(zhǔn)住房公積金貸款合同本合同由以下各方就$$年$$月$$日的住房公積金貸款事宜達(dá)成協(xié)議。貸款人：姓名：身份證號(hào)碼：：聯(lián)絡(luò)：住房公積金賬號(hào)：借款人：姓名：身份證號(hào)碼：：聯(lián)絡(luò)：住房公積金賬號(hào)：借款金額：貸款期限：貸款利率：還款方式：1.貸款用處借款人承諾將所借款項(xiàng)用于購(gòu)置合法所有權(quán)單位或個(gè)人住房。2.貸款條件2.1借款人必須是本市戶籍居民，且名下沒有其他住房。2.2借款人必須符合住房公積金管理委員會(huì)的貸款條件。2.3貸款人承諾提供真實(shí)、準(zhǔn)確的相關(guān)貸款材料。3.還款方式3.1借款人同意每月按照貸款合同約定的金額向貸款人歸還借款本金和利息。3.2還款方式可選擇等額本息還款法或等額本金還款法。借款人應(yīng)在貸款合同中明確選擇還款方式，并按照約定履行還款義務(wù)。4.貸款利率4.1貸款利率根據(jù)住房公積金管理委員會(huì)的規(guī)定進(jìn)展調(diào)整。4.2貸款利率的調(diào)整將根據(jù)市場(chǎng)利率和央行政策進(jìn)展。5.貸款期限與提早還款5.1貸款期限根據(jù)住房公積金管理委員會(huì)的規(guī)定進(jìn)展確定。5.2借款人有權(quán)提早還款，但應(yīng)支付相應(yīng)的提早還款費(fèi)用。6.借款人的權(quán)利和義務(wù)6.1借款人有權(quán)知悉貸款的詳細(xì)情況，包括貸款利率、還款方式、貸款余額等。6.2借款人有義務(wù)按照貸款合同的約定履行還款義務(wù)，并保證提供的材料真實(shí)、準(zhǔn)確。6.3借款人有義務(wù)保護(hù)住房公積金賬號(hào)平安，不得將賬號(hào)信息泄漏給別人。7.貸款人的權(quán)利和義務(wù)7.1貸款人有權(quán)根據(jù)市場(chǎng)情況調(diào)整貸款利率。7.2貸款人有權(quán)要求借款人向其提供相關(guān)貸款材料，并有權(quán)核查材料的真實(shí)性。7.3貸款人有義務(wù)保護(hù)借款人的貸款信息和個(gè)人隱私。8.違約責(zé)任8.1假設(shè)借款人違背本合同約定未按時(shí)歸還貸款本金和利息，那么貸款人有權(quán)要求借款人支付逾期費(fèi)用。8.2假設(shè)借款人嚴(yán)重違背本合同約定，致使貸款人無(wú)法收回貸款，那么貸款人有權(quán)采取法律措施追究借款人的法律責(zé)任。9.爭(zhēng)議解決本合同在履行過(guò)程中如發(fā)生爭(zhēng)議，各方應(yīng)積極通過(guò)協(xié)商解決。如協(xié)商無(wú)果，那么應(yīng)向有管轄權(quán)的人民法院提起訴訟。本合同以中文書寫，并由各方共同持有一份，具有同等效力。貸款人簽名：日期：借款人簽名：日期：英文版：SleStandardHousingProvidentFundLoanContract2024Thiscontractisenteredintobythefollowingpartiesonthe$$dayof$$,$$regardingthehousingprovidentfundloanmatter.Lender:Name:IDnumber:Contactaddress:Contactnumber:Housingprovidentfundaccount:Borrower:Name:IDnumber:Contactaddress:Contactnumber:Housingprovidentfundaccount:Loanamount:Loanterm:Loaninterestrate:Repaymentmethod:1.LoanPurposeTheborrowerundertakestousetheloanforthepurchaseoflegalownershipofresidentialunitsorindividuals.2.LoanConditions2.1Theborrowermustbearesidentwithhouseholdregistrationinthiscityanddoesnotownanyotherhousing.2.2TheborrowermustmeettheloanconditionssetbytheHousingProvidentFundManagementmittee.2.3Thelenderpromisestoprovidetrueandaccurateloandocuments.3.RepaymentMethod3.1Theborroweragreestorepaytheprincipalandinterestoftheloantothelendermonthlyaccordingtotheagreedamountintheloancontract.3.2Therepaymentmethodcanbechosenasequalmonthlyinstallmentrepaymentorequalprincipalrepayment.Theborrowershouldclearlyindicatethechosenrepaymentmethodintheloancontractandfulfilltherepaymentobligationaccordingly.4.LoanInterestRate4.1TheloaninterestratewillbeadjustedaccordingtotheregulationsoftheHousingProvidentFundManagementmittee.4.2Theadjustmentoftheloaninterestratewillbebasedonmarketratesandcentralbankpolicies.5.LoanTermandEarlyRepayment5.1TheloantermwillbedeterminedaccordingtotheregulationsoftheHousingProvidentFundManagementmittee.5.2Theborrowerhastherighttomakeearlyrepayment,butshouldpaythecorrespondingearlyrepaymentfee.6.RightsandObligationsoftheBorrower6.1Theborrowerhastherighttoknowthespecificdetailsoftheloan,includingtheloaninterestrate,repaymentmethod,loanbalance,etc.6.2Theborrowerhastheobligationtofulfilltherepaymentobligationasagreedintheloancontractandensuretheauthenticityandaccuracyoftheprovidedmaterials.6.3Theborrowerhastheobligationtoprotectthesecurityofthehousingprovidentfundaccountandshallnotdisclosetheaccountinformationtoothers.7.RightsandObligationsoftheLender7.1Thelenderhastherighttoadjusttheloaninterestrateaccordingtomarketconditions.7.2Thelenderhastherighttorequiretheborrowertoproviderelevantloandocumentsandhastherighttoverifytheauthenticityofthedocuments.7.3Thelenderhastheobligationtoprotecttheloaninformationandpersonalprivacyoftheborrower.8.BreachofContractLiability8.1Iftheborrowerfailstorepaytheloanprincipalandinterestontimeinviolationofthecontract,thelenderhastherighttorequesttheborrowertopayoverduefees.8.2Iftheborrowerseriouslyviolatesthecontract,causingthelenderunabletorecovertheloan,thelenderhastherighttotakelegalmeasurestopursuetheborrower'slegalliability.9.DisputeResolutionIfanydisputearisesduringtheperformanceofthiscontract,thepartiesshallactivelyresolveitthroughnegotiation.Ifthenegotiationfails,thedisputeshallbesubmitt