英文版借款合同正式樣本

英文版借款合同正式樣

本W(wǎng)rittenMaterialsSignedByBothPartiesOrSeveralPartiesInOrderToProtectTheirRespectiveLegitimateRights

AndInterestsAfterReachingAnAgreementThroughMutualConsultation,SoAsToMaximizeTheirInterests示范文本〕單位： 審批人：某顧一英文版借款合同正式樣本使用注慮：該協(xié)議資料可用在工作或生活中，協(xié)作的雙方或數(shù)方，為保障各自的合法權(quán)益經(jīng)各方共同協(xié)商達(dá)成？致慮見后，簽訂的書面材料，以便實(shí)現(xiàn)利益最人化。材料內(nèi)容可根據(jù)實(shí)際情況作相應(yīng)修改,請(qǐng)?jiān)谑褂脮r(shí)認(rèn)真閱讀。借款人:borrower:貸款人:lender:抵押人：mortgagor:保證人：surety:出質(zhì)人：pledgeor:為明確各方權(quán)利和義務(wù)，根據(jù)?合同法?、?貸款通那么?和其他有關(guān)法律、法規(guī)，訂立本合同。thiscontractismadeinlinewiththecontractlawofthepeople'srepublicofchinaandthegeneralprovisionsofloansofthepeople'sbankofchinatospecifytherightsandobligationsofpartiesinvolved?借貸條款loanborrowingclause第一條借款金額。見36.1article1.amountofloan:referto36.1第二條借款用途。見36.2article2.purposeofloan:referto36.2第三條借款期限。article3.lifeofloan3.1見36.3o3.1referto36.33.2借據(jù)或貸款憑證是本合同不可分割的組成部分。借款的實(shí)際放款日和還款日以借款人、貸款人雙方辦理的借據(jù)或憑證上所記載的日期為準(zhǔn)。除口期外，借據(jù)或憑證其他記載事項(xiàng)如與本合同不一致的，以本合同為準(zhǔn)。acertificateofindebtednessoraloanvoucherisanintegralpartofthiscontract ?thedateofadvanceandpaymentduedateshallfollowthedatespecifiedonthecertificateofindebtednessorloanvoucher?wherethereisanyinconsistencybetweenthestipulationsonthecertificateofindebtednessorloanvoucherandthetermsandconditionsonthiscontractexceptdate,thelattershallprevail.第四條借款劃付。在借款人辦妥借款手續(xù)后5個(gè)營業(yè)日內(nèi)將全部款項(xiàng)劃至借款人指定的賬戶，劃付次數(shù)、時(shí)間、金額見36.4o第五條article4transferringofloan.thefullamountofloanshallbetransferredtoanaccountdesignatedbytheborrowerwithin5workingdaysfromthedateofcompletingborrowingprocedure?referto36.4forthefrequency,timeandamountoftransferring第五條借款利率和計(jì)息。erestrateofloanandcalculation5.1借款利率。本合同項(xiàng)下借款利率根據(jù)國家有關(guān)規(guī)足，確定利率見一36—?5o遇利率調(diào)整時(shí)，借款期限在1年〔含〕以下的，執(zhí)行合同利率，不分段計(jì)息；借款期限在1年以上的，實(shí)行分段計(jì)息，從利率調(diào)整的次年1月1日開始，按相應(yīng)利率的檔次執(zhí)行新的利率；如借款人未按約定時(shí)間歸還借款本息或未按合同約定用途使用借款，貸款人將按國家規(guī)定對(duì)借款人計(jì)收罰息，罰息率見36?6ointerestrateofloan:theinterestrateunderthiscontractisspecifiedin36.5inlinewithrelevantrules?incaseofchangeofinterestrate,theinterestratestipulatedinthecontractshallprevailforloanswithalifeoflessthanorequaltooneyear;forloanswithalifeexceedingoneyear,theinterestshallbecalculatedonamulti-stagebasis,i.e.fromnextjan.1stfollowingtheadjustmentofinterestrate,thenewrateshallprevai1.incasetheborrowerfailstorepaytheprincipalandinterestbeforetheduedate,orfailstousetheloanforpurposesasagreedinthiscontract,thelendershallbeentitledtocollectdefaultinterestinlinewithrelevantrules?thedefaultinterestrateisspecifiedin遇利率調(diào)整時(shí)，實(shí)行分段計(jì)息的，貸款人有權(quán)根據(jù)國家有關(guān)規(guī)定自行調(diào)整，不另行通知借款人。incaseofcalculatinginterestonmulti-stagebasisduetoadjustmentofinterestrate,thelendershallbeentitledtoadjusttheinterestrateonhisownwithoutfurthernoticetotheborrower ?第六條還款方式。article6typeofrepaymentofloan6?1借款人應(yīng)在貸款人開設(shè)帳戶，戶名和帳號(hào)見36.7,并保證在每次還款日前足額存入當(dāng)期應(yīng)還款項(xiàng)的存款。借款人在此授權(quán)貸款人從借款人該帳戶中扣收借款本金、利息和可能發(fā)生的復(fù)利、罰息、違約金、保費(fèi)、損害賠償金及實(shí)現(xiàn)債權(quán)的費(fèi)用〔含律師費(fèi)和訴訟費(fèi)〕。如該帳戶資產(chǎn)缺乏以歸還到期的貸款本息，貸款人有權(quán)從借款人在中國工商銀行任何分支機(jī)構(gòu)開立的任何帳戶劃收。theborrowershouldopenanaccountwiththelender(theaccountnameandaccountnumberarespecifiedin36.7.)andpromisetodepositsufficientmoneyforrepaymentbeforeeachduedate?theborrowerherebyauthorizesthelendertocollect,ifany,compoundinterest,defaultinterest,liquidateddamage,premium,compensationandexpensesarisingfromtherealizationofcreditor?sright(includinglawyer'sfeeandcourtexpense)inadditiontodueprincipalandinterestofloan.incasetheassetinthisaccountisnotenoughforrepaymentofdueprincipalandinterest,thelendershallbeentitledtocollectfromanyaccountopenedbytheborrowerwithanybranchoficbc?6.2貸款人與借款人雙方商定，自貸款發(fā)放次月起，借款人按月歸還貸款本息〔一次性還本付息除外〕，還款期數(shù)及還款方式見36.8otheborrowershallrepaytheprincipalandinterestonamonthlybasis(exceptrepayingprincipalandinterestinalumpsum)fromthesecondmonthfollowingtheissuingofloan,asagreedbetweentheborrowerandlender ?therepaymenttenorsandtypearespecifiedin借款期間遇利率調(diào)整，如執(zhí)行本合同5?1條實(shí)行分段計(jì)息的，對(duì)借款期限在1年以上的，應(yīng)從利率調(diào)整的次年1月1日開始根據(jù)未歸還借款余額和剩余還款期數(shù)進(jìn)行調(diào)整，重新計(jì)算還款金額。incaseofmulti-stagecalculationofinterestasspecifiedin5.1duetoadjustmentofinterestrateduringthelifeofloan,therepaymentamountforloanswithalifeexceedingoneyearshallberecalculatedonthebasisofbalanceofunpaidloanandtherestofrepaymenttenorfromnextjan.1stfollowingtheadjustmentofinterestrate?6?4借款人提前歸還貸款須經(jīng)貸款人書面同意，，提前歸還局部的利息仍按本合同約定的利率和該局部實(shí)際使用天數(shù)計(jì)算。repaymentoftheloanaheadofschedulebytheborrowershallbesubjecttowrittenconsentfromthelender?theinterestofprepaidamountshouldbecalculatedonthebasisofratespecifiedinthiscontractandactualdays?第七條擔(dān)保方式。本合同的擔(dān)保人及擔(dān)保方式見36.9o具體約定由本合同中相應(yīng)的擔(dān)保條款確足。article7guarantytype ?theguarantorandguarantytypeunderthiscontractisspecifiedin36.9.thespecificstipulationsarestatedincorrespondingguarantyclauses