常見銀行英語詞匯(各種銀行術(shù)語和句子全面介紹)

1、常見銀行英語詞匯中央銀行: 中國人民銀行, Peoples Bank of China, PBC 四大國有商業(yè)銀行: 中國銀行, Bank of China, BOC 中國工商銀行, Industrial and Commercial Bank of China, ICBC 中國農(nóng)業(yè)銀行, Agricultural Bank of China, ABC 中國建設(shè)銀行, China Construction Bank, CCB 政策性銀行: 國家開發(fā)銀行, China Development Bank, CDB 中國農(nóng)業(yè)發(fā)展銀行, Agricultural Development Bank of

2、 China, ADBC 中國進(jìn)出口銀行, The Export-Import Bank of China, China Eximbank 股份制商業(yè)銀行: 招商銀行, China Merchants Bank, CMB 交通銀行, Bank of Communications 中國光大銀行, China Everbright Bank, CEBB 中國民生銀行, China Minsheng Banking Corporation Ltd., CMBC 華夏銀行, Hua Xia Bank, HXB 中信銀行, China CITIC Bank 興業(yè)銀行, Industrial Bank,

3、CIB 上海浦東發(fā)展銀行, Shanghai Pudong Development Bank, SPDB 或 SPD BANK 廣東發(fā)展銀行, Guangdong Development Bank, GDB 深圳發(fā)展銀行, Shenzhen Development Bank, SDB 廈門國際銀行, Xiamen International Bank, XIB 投資銀行: 中國國際金融有限公司, China International Capital Corporation Limited, CICC 世界各大銀行中國銀行 Bank of China 中國 匯豐銀行 Hongkong and

4、Shanghai Banking Corp. 香港 里昂信貸銀行 Credit Lyonnais 法國 巴黎國民銀行 Banque Nationale de Paris 法國農(nóng)業(yè)信貸國民銀行 de Caisse Nationale Credit Agricole 法國西太平洋銀行公司 Westpac Banking Corp. 澳大利亞米蘭銀行 Midland Bank 英國 勞埃德銀行 Lloyds Bank PLC. 英國 國民西敏寺銀行 National Westminster Bank PLC. 英國 阿比國民銀行 Abbey National 英國 巴克萊銀行 Barclays Ba

5、nk PLC. 英國巴西銀行 Banco Do Brasil 巴西花旗銀行 Citibank 美國 漢華實(shí)業(yè)銀行 Manufacturers Hanover Corp. 美國 大通曼哈頓銀行 Chase Manhattan Bank 美國 第一洲際銀行 First Interstate Bancorp 美國 梅隆國民銀行 Mellon National Corp. 美國 美洲銀行(全稱/美洲銀行國民信托儲蓄會/) Bank America Corp( /Bank of America National Trust and Savings Associations/) 美國 摩根保證信托銀行 M

6、organ Guaranty Trust Corp. of New York 美國 紐約化學(xué)銀行 Chemical New York Corp. 美國 紐約銀行家信托公司 Bankers Trust New York Corp. 美國芝加哥第一國民銀行 First Chicago Corp. 美國 太平洋安全銀行 Security Pacific Corp 美國 西德意志地方銀行 Westdeutsche Landesbank Girozentrale 德國 德累斯頓銀行 Dresdner Bank 德國 德意志銀行 Deutsche Bank 德國 富士銀行 Fuji Bank 日本 大和銀

7、行 Daiwa Bank 日本 第一勸業(yè)銀行 Dai-Ichi Kangyo Bank 日本 東海銀行 Tokai Bank 日本 東京銀行 Bank of Tokyo 日本日本興業(yè)銀行 Industrial Bank of Japan 日本三和銀行 Sanwa Bank 日本 三井銀行 Mitsui Bank 日本 三菱銀行 Mitsubishi Bank 日本 住友信托銀行 Sumitomo Trust & Banking 日本 國民勞動銀行 Banca Nazionale del Lavoro 意大利 都靈圣保羅銀行 Istituto Bancario SanPaolo Di Torin

8、o 意大利倫巴省儲蓄銀行 Cassa Di Risparmio Delle Provincie Lombarde 意大利 西亞那銀行 Monte Dei Paschi Di Siena 意大利 意大利商業(yè)銀行 Banca Commerciale Italiana 意大利 意大利信貸銀行 Credito Italiano 意大利多倫多自治領(lǐng)銀行 Toronto-Dominion Bank 加拿大 加拿大帝國商業(yè)銀行 Canadian Imperial Bank of Commerce 加拿大 加拿大皇家銀行 Royal Bank of Canada 加拿大 荷蘭農(nóng)業(yè)合作社中央銀行 Coopera

9、tieve Centrale Raifferssen-Boerenleenbank 荷蘭 荷蘭通用銀行 Algemene Bank Nederland 荷蘭 瑞士聯(lián)合銀行 Union Bank of Switzerland 瑞士 瑞士信貸銀行 Credit Suisse 瑞士 瑞士銀行公司 Swiss Bank Corp. 瑞士 XXX(銀行名稱)，GUANGZHOU BRANCH，XXX ROAD SUBBRANCH銀行術(shù)語account number 帳號 depositor 存戶 pay-in slip 存款單 a deposit form 存款單 a banding machine 自

10、動存取機(jī) to deposit 存款 deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書 endorser 背書人 to cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,che

11、ck 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票 crossed cheque 橫線支票 blank cheque 空白支票 rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現(xiàn)金支票 travelers cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 偽支票 Bandars note 莊票，銀票 banker 銀行

12、家 president 行長 savings bank 儲蓄銀行 central bank, national bank, bankers bank 中央銀行 bank of issue, bank of circulation 發(fā)行幣銀行 commercial bank 商業(yè)銀行，儲蓄信貸銀行 member bank, credit bank 儲蓄信貸銀行 discount bank 貼現(xiàn)銀行 exchange bank 匯兌銀行 requesting bank 委托開證銀行 issuing bank, opening bank 開證銀行 advising bank, notifying b

13、ank 通知銀行 negotiation bank 議付銀行 confirming bank 保兌銀行 paying bank 付款銀行 associate banker of collection 代收銀行 consigned banker of collection 委托銀行 clearing bank 清算銀行 local bank 本地銀行 domestic bank 國內(nèi)銀行 overseas bank 國外銀行 unincorporated bank 錢莊 branch bank 銀行分行 trustee savings bank 信托儲蓄銀行 trust company 信托公司

14、 financial trust 金融信托公司 unit trust 信托投資公司 trust institution 銀行的信托部 credit department 銀行的信用部 commercial credit company(discount company) 商業(yè)信貸公司（貼現(xiàn)公司） neighborhood savings bank, bank of deposit 街道儲蓄所 credit union 合作銀行 credit bureau 商業(yè)興信所 self-service bank 無人銀行 land bank 土地銀行 mutual savings bank 互助儲蓄銀行

15、 post office savings bank 郵局儲蓄銀行 mortgage bank, building society 抵押銀行 industrial bank 實(shí)業(yè)銀行 home loan bank 家宅貸款銀行 reserve bank 準(zhǔn)備銀行 chartered bank 特許銀行 corresponding bank 往來銀行 merchant bank, accepting bank 承兌銀行 investment bank 投資銀行 import and export bank (EXIMBANK) 進(jìn)出口銀行 joint venture bank 合資銀行 money

16、 shop, native bank 錢莊 credit cooperatives 信用社 clearing house 票據(jù)交換所 public accounting 公共會計(jì) business accounting 商業(yè)會計(jì) cost accounting 成本會計(jì) depreciation accounting 折舊會計(jì) computerized accounting 電腦化會計(jì) general ledger 總帳 subsidiary ledger 分戶帳 cash book 現(xiàn)金出納帳 cash account 現(xiàn)金帳 journal, day-book 日記帳，流水帳 bad de

17、bts 壞帳 investment 投資 surplus 結(jié)余 idle capital 游資 economic cycle 經(jīng)濟(jì)周期 economic boom 經(jīng)濟(jì)繁榮 economic recession 經(jīng)濟(jì)衰退 economic depression 經(jīng)濟(jì)蕭條 economic crisis 經(jīng)濟(jì)危機(jī) economic recovery 經(jīng)濟(jì)復(fù)蘇 inflation 通貨膨脹 deflation 通貨收縮 devaluation 貨幣貶值 revaluation 貨幣增值 international balance of payment 國際收支 favourable balance

18、 順差 adverse balance 逆差 hard currency 硬通貨 soft currency 軟通貨 international monetary system 國際貨幣制度 the purchasing power of money 貨幣購買力 money in circulation 貨幣流通量 note issue 紙幣發(fā)行量 national budget 國家預(yù)算 national gross product 國民生產(chǎn)總值 public bond 公債 stock, share 股票 debenture 債券 treasury bill 國庫券 debt chain

19、債務(wù)鏈 direct exchange 直接（對角）套匯 indirect exchange 間接（三角）套匯 cross rate, arbitrage rate 套匯匯率 foreign currency (exchange) reserve 外匯儲備 foreign exchange fluctuation 外匯波動 foreign exchange crisis 外匯危機(jī) discount 貼現(xiàn) discount rate, bank rate 貼現(xiàn)率 gold reserve 黃金儲備 money (financial) market 金融市場 stock exchange 股票交易

20、所 broker 經(jīng)紀(jì)人 commission 傭金 bookkeeping 簿記 bookkeeper 簿記員 an application form 申請單 bank statement 對帳單 letter of credit 信用證 strong room, vault 保險庫 equitable tax system 等價稅則 specimen signature 簽字式樣 banking hours, business hours 營業(yè)時間XXX(銀行名稱)，GUANGZHOU BRANCH，XXX ROAD SUBBRANCH銀行英語口語新開帳戶What kind of acco

21、unt did you have in your mind?你想開哪種帳戶?Do you like to open a current account?你想開一個活期存款帳戶嗎?A deposit or current account?定期還是活期?Please tell me how you would like to deposit your money.請告訴我你想存何種戶頭?Theres a service charge for the checking account but no charge for the savings.支票戶頭要收服務(wù)費(fèi)，現(xiàn)金戶頭不收。Our minimum

22、 deposit for a savings account is 100 dollars.我們儲蓄存款的最低存款額是100美圓。Five yuan is the minimum original deposit.最低起存款額是5元。You can open a savings account at any time with an initial deposit of 50 dollars.你可隨時以50美圓的起存額開立儲蓄帳戶。Even one yuan is all right.甚至一元也可以起存。Here is your pasbook. Please bring it back wh

23、en you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.這是你的存折，存取款時請帶來。保管好存折，遺失請告訴我們。I should like to open a current account.我想開一個活期存款帳戶。I need a checking account so that I can pay my bill.我需開個支票帳戶，這樣就能付帳。Wed like to know how we open a checking-savings acc

24、ount.我們想知道如何開一個支票儲蓄帳戶。I have a checking account here.我在這里有一個支票存款帳戶。I think Id like a deposit account.我想要開個定期存款帳戶。Can I open a current account here?我能否在這兒開個活期存款帳戶？I want to open a deposit account with you.我要開個儲蓄帳戶。Id like to open a deposit account with you.我想在你們這兒開個定期存款帳戶。Could you tell me the differ

25、ence between a savings account and a checking account?請告訴我儲蓄存款與支票存款的區(qū)別好嗎？Please tell me the procedure for opening a savings account.請告訴我開個儲蓄帳戶需要什么手續(xù)。Will 100 yuan be enough for a minimum deposit?100元作最低存款額夠嗎？Id like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知

26、道開一個支票帳戶200元存款是否夠。Could you tell me how to operate this account?請告訴我如何經(jīng)管這個帳戶好嗎？Is there any minimum for the first deposit?第一次儲蓄有最低限額嗎？How much does each account cost?每個帳戶要花多少錢？Useful Phrasescurrent deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取joint

27、account 存款帳戶to open an account 開戶頭銀行英語口語存款How much do you want to deposit with us?你想在我們這存多少？How much do you wish to pay into your account?你希望在你的戶頭上存多少？How much money do you plan to keep in your account on a regular basis?你計(jì)劃在你的戶頭上定期存放多少錢？How much cash do you plan to deposit in your account?你有多少錢要存入呢

28、？I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我認(rèn)為你可把錢存入銀行，或留在銀行暫保管起來。Would you please fill in the depositing form, giving the sum of money youre to deposit as well as your name, address and professional unit?請?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名，地址和工作的單位，好嗎？I want to

29、deposit 300 yuan in my account.我想在我的戶頭上存300元。I want to deposit these cheques in my account.我想把這些支票存在我的戶頭上。Id like to pay 200 yuan into my deposit account.我想在在我的定期存款戶頭上存200元。I want to deposit my paycheck.我想存入我的工資支票。Id like to know whether I can cash a cheque here.我想知道我能否在這兌換支票。Will you please cash th

30、is travelers cheque?請兌現(xiàn)這張旅行支票好嗎？Id like to cash this money order.我想兌現(xiàn)這張匯款單。I want to cash the balance of a travelers letter of credit.我要把旅行信用證的結(jié)余兌現(xiàn)。Will you please tell me whether you charge for cheques?請告訴我兌換支票收手續(xù)費(fèi)嗎？Could you tell me how much the checks cost?請告訴我這些支票要花多少錢？What if I overdraw?如果透支了怎么

31、辦？Please sign your name on the bottom line if you want to cash the check.如果想兌支票，請?jiān)诘拙€上簽名。Please write your account number on the back of the check.請?jiān)谥北趁鎸懮夏愕膸ぬ?。We honored the check as the overdraft was only 5 yuan.我們承兌這張支票的透支額只有5元。Please endorse the cheque.請背簽這張支票。The travelers checks cost 1.5% of th

32、e total amount of purchase.旅行支票手續(xù)費(fèi)是購買總額的1.5%。Heres the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it open.這是一本支票簿，你郵寄支票時，注意要在支票上打叉線。但是如果你本人想開張兌現(xiàn)支票，就不可打叉線。Each cheque you write will cost 2 dollars.你每開一張支票將花2美圓。Useful W

33、ords and Phrasesaccount number 帳目編號depositor 存戶pay-in slip 存款單a deposit form 存款單a banding machine 自動存取機(jī)to deposit 存款deposit receipt 存款收據(jù)private deposits 私人存款certificate of deposit 存單deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 雙簽to endorse 背書endorser 背書人t

34、o cash 兌現(xiàn)to honor a cheque 兌付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 記名支票bearer cheque 不記名支票crossed cheque 橫線支票blank cheque 空白支票rubber cheque 空頭支票cheque stub, counterfoil 票根cash cheque 現(xiàn)金支票travelers cheque 旅行支票cheque for transfer 轉(zhuǎn)帳支票outstanding cheque

35、未付支票canceled cheque 已付支票forged cheque 偽支票Bandars note 莊票，銀票銀行英語口語取款、結(jié)余Id like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款來支付天津購物的費(fèi)用。I want to withdraw 200 dollars from my deposit account.我要從我的定期存款中支取200美圓。I want to close my account with you.我想結(jié)束在你們這兒的帳戶。

36、Id like to draw 100 yuan against this letter of credit.我想從這份信用證上提款100元。May I draw money against the letter of credit here?我可以在這兒用這份信用證取錢嗎？Could you tell me my balance?能否把存款結(jié)余金額告訴我？Please let me know my balance.請告訴我結(jié)余金額。I think you can draw on this account by cheque in payment of goods.我以為你可用支票提款支付購物

37、費(fèi)用。Your balance at the bank is 300 yuan.你在本行的結(jié)余是300元。Your deposit is exhausted.你的存款支凈了。Your letter of credit is used up.你的信用證用完了。Please tell me how you wish to draw your money.請告訴我你希望怎樣支款。Fill our a withdrawal form, please.請?zhí)顚懭】顔?。The letter of credit is exhausted.信用證上的款子已提清。The letter at Counter 6 w

38、ill pay you against your number slip.六號柜臺的出納員將根據(jù)你的號碼牌付給你錢。Useful Words and Phrasesto close an account, to clear an account 結(jié)清to draw money 取款drawing-out slip 取款單the number slip 號碼牌a withdrawal form 取款單to fill in the receipt in duplicate 一式兩份填這張收據(jù)teller, cashier 出納員銀行英語口語兌換貨幣Please tell me how much y

39、ou want to change.請告訴我你要換多少。How much of the remittance do you want to convert into Japanese yen?你要把多少匯款換成日圓？What kind of currency do you want?要哪種貨幣？Whats it you wish to change?你有什么要換的？What kind of currency do you want to change?要換哪種貨幣？In what denominations?要什么面值的？Please tell me what note you want.請告

40、訴我要什么鈔票。Will seven tens be all right?7張10元的可以嗎？Is it in travelers cheques?換旅行支票嗎？Id like to know how I shall give it to you.我想知道如何付錢給你。How would you like it?你要什么面額的？Would you kindly sign the exchange form, giving your name and address?請?jiān)趦稉Q單上簽字，寫出你的姓名和地址，好嗎？Can you change me some money, please?能否請你給我

41、兌換一些錢？Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.這些就是：一些法國法郎，瑞士法郎，美圓和一些荷蘭盾。Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.請你給我7張5鎊紙幣，4張1鎊紙幣，4張10先令紙幣，剩下的要零票。Would you mind giving

42、me the six pence in coppers?勞駕給我6便士的銅幣。Id like to know if you could change this money back into U.S. dollars for me.我想知道能否把這筆兌回成美圓。Could you change these French francs for me?能給我兌換這些法國法郎嗎？Can you give me 100 dollars in Swiss francs?能否給我100美圓的瑞士法郎？Id like to convert the full amount of the remittance

43、into U.S. dollars.我想把全部匯款換成美圓。Id like some coins for this note.我想把這張紙幣換成硬幣。Id like to break this 50 dollar note.我想把這張50美圓紙幣換開。Five twenties and ten singles, please.請給我5張20元和10張一元的。I need 300 dollars in 100-dollar cheques.我要300美圓票面為100美圓的支票。I hope youll give me ten travelers cheques of 100 dollars ea

44、ch.我希望給我10張面額為100美圓的旅行支票。In fives, please.請給我5元票面的。Could you give me some small notes?給我一些小票好嗎？Useful Words and Phrasescurrency, money 貨幣money changing 兌換貨幣an exchange form 兌換單bank note 鈔票note of large denomination 大票note of small denomination 小票small change 零錢subsidiary money 輔幣nickel piece 鎳幣plast

45、ic currency notes 塑料鈔票convertible money 可兌換（黃金）紙幣銀行英語口語儲蓄存款利息Whats the interest rate for the savings account?儲蓄存款的利率是多少？Do you pay interest on this account?這種存款付給利息嗎？Please tell me what the annual interest rate is.請告訴我年利率是多少。Interest is paid at the rate of 1% per annum at present.目前每年的利率是1%。It allow

46、s you to earn a little interest on your money.這可使你從存款中獲得一點(diǎn)利息。The account carries interest of 4%.該存款有4%的利息。The interest is added to your account every year.每年的利息都加到你的存款中。The interest rate for the savings account is 4%.儲蓄存款的利率是4%。It varies from time to time. At present it is 6%.（年息）每個時期都不同，現(xiàn)在是六厘。Useful Words and Phrasesinterest rate 利率interest 單利compound interest 復(fù)利legal interest 法定利息prime rat