農(nóng)村信用聯(lián)社工作計(jì)劃

1、農(nóng)村信用聯(lián)社工作計(jì)劃 農(nóng)村信用聯(lián)社工作計(jì)劃過(guò)去的一年年是進(jìn)一步深化信用社改革的的關(guān)鍵年，我社在聯(lián)社的正確確領(lǐng)導(dǎo)下，全體職工團(tuán)結(jié)一心心、盡職盡責(zé)、努力拼搏，認(rèn)認(rèn)真貫徹落實(shí)聯(lián)社年初工作精精神，圓滿(mǎn)地完成了聯(lián)社的各各項(xiàng)計(jì)劃。20xx年我們?nèi)w職工將以更加飽滿(mǎn)的工作作熱情，認(rèn)真落實(shí)十七大精神神，用科學(xué)的發(fā)展觀為指導(dǎo)，積極服務(wù)新農(nóng)村建設(shè)，擴(kuò)大大信貸規(guī)模，深化支農(nóng)內(nèi)涵，爭(zhēng)取更大創(chuàng)造更大的成績(jī)。為了更好的作好20xx年年各項(xiàng)工作，根據(jù)聯(lián)社整體工工作目標(biāo)，結(jié)合x(chóng)xxx信用用社工作實(shí)際將明年工作計(jì)劃劃如下：奮斗目標(biāo)：20xxx年我社存款余額計(jì)劃達(dá)到到3600萬(wàn)元，人均純?cè)?30萬(wàn)元，日均3500萬(wàn)元元。各項(xiàng)貸

2、款年末余額29000萬(wàn)元，實(shí)現(xiàn)利息收入4330萬(wàn)元。全年安全運(yùn)營(yíng)無(wú)事事故。具體措施一、狠抓抓增存工作不放松。存款是是立社本，是興社之源，只有有占有了絕對(duì)多的存款，信合合的發(fā)展才有后勁。年初，約約社將有1000多萬(wàn)元的退退耕款到位，但這部分存款不不會(huì)在我社停留太多的時(shí)間， 20xx年是我社轄區(qū)大大災(zāi)之年，大部分村子絕收，村民們?nèi)戎@部分錢(qián)過(guò)年年。過(guò)了陰歷年，又要準(zhǔn)備春春耕生產(chǎn)，資金的缺口相對(duì)往往年更大一些。xxxx鎮(zhèn)大大部分地區(qū)都是山坡地，農(nóng)民民種田是靠天吃飯，再加上金金融危機(jī)影響，農(nóng)村閑置資金金少，吸收存款困難。我們絕絕不能盲目樂(lè)觀，指望著這點(diǎn)點(diǎn)涉農(nóng)資金，要下大力氣增加加存款。需要繼續(xù)多方尋

3、找、開(kāi)辟儲(chǔ)源，繼續(xù)提升服務(wù)質(zhì)質(zhì)量，利用絨毛旺季、肉、蛋蛋、蔬菜價(jià)格較往年有大幅度度上升的時(shí)機(jī)，積極動(dòng)員種養(yǎng)養(yǎng)殖大戶(hù)把錢(qián)存入信用社，信信貸員在下鄉(xiāng)催貸收息期間繼繼續(xù)詳細(xì)掌握外出務(wù)工人員情情況，把外出務(wù)工人員的打工工收入通過(guò)自治區(qū)網(wǎng)絡(luò)支本文文來(lái)源：文秘網(wǎng) http:/付系統(tǒng)匯入信用社，力力爭(zhēng)年末超額完成聯(lián)社存款任任務(wù)。二、作強(qiáng)小額信用貸貸款，加大貸款投放力度，有有力支持春耕生產(chǎn)，嚴(yán)格控制制貸款風(fēng)險(xiǎn)，清收不良貸款 農(nóng)戶(hù)小額信用貸款是目前聯(lián)聯(lián)社主抓的信貸產(chǎn)品，風(fēng)險(xiǎn)相相對(duì)較小，流動(dòng)性強(qiáng)收益高。經(jīng)過(guò)兩年多的推廣已形成一一定的市場(chǎng)，操作性強(qiáng)，200xx年我社84%的貸款投投放全是小額信用貸款，其利利息收入全

4、部利息收入的800%以上。因此20xx年我我們將繼續(xù)加大小額信用貸款款的投放力度。力爭(zhēng)將小額信信用貸款的占比增加到貸款總總額的90%。專(zhuān)門(mén)打造農(nóng)戶(hù)戶(hù)小額信用貸款這個(gè)品牌，將將本地區(qū)的小額信用貸款作強(qiáng)強(qiáng)作大。明年上批次評(píng)定的的小額信用戶(hù)將陸續(xù)到期，在在續(xù)評(píng)的過(guò)程我們要總結(jié)上次次評(píng)定的不足，適當(dāng)擴(kuò)大信用用戶(hù)的數(shù)量，同時(shí)要控制信用用戶(hù)的質(zhì)量，對(duì)不能履行合同同，存在不講信用和收本收息息困難的將與以取消或降低信信用額度。貸款重點(diǎn)向春耕耕和涉農(nóng)方向投放，對(duì)當(dāng)?shù)卦谠诜N植養(yǎng)殖上有困難的信用戶(hù)戶(hù)將適當(dāng)?shù)臄U(kuò)大貸款投放，適適當(dāng)降低大額貸款的投放。嚴(yán)把信用戶(hù)的評(píng)定關(guān)，和貸款款的出口關(guān)，加強(qiáng)信貸人員的的責(zé)任意識(shí)和風(fēng)險(xiǎn)意

5、識(shí)，做到到“四不放” 人情貸款不放放，不符合條件的貸款不放，違規(guī)貸款不放，壘大戶(hù)貸款款不放。認(rèn)真做好貸款五級(jí)分分類(lèi)，嚴(yán)格控制貸款風(fēng)險(xiǎn)。加加強(qiáng)貸后檢查，對(duì)個(gè)別不能按按時(shí)結(jié)息的貸戶(hù)，進(jìn)行摸底排排查，逐筆分析原因，采取各各種行之有效的催收、化解措措施。對(duì)存在逃廢債貸款，將將依法起訴，對(duì)轉(zhuǎn)移用途挪作作他用的貸款有針對(duì)性的清收收。力爭(zhēng)將不良貸款的比例降降至最低，盡可能的降低貸款款風(fēng)險(xiǎn)。三、抓好貸款按季季結(jié)息工作，培養(yǎng)貸戶(hù)的信貸貸習(xí)慣加大利息催收工作，做到應(yīng)收盡收。通過(guò)20xxx年的后三個(gè)季度的結(jié)息情情況來(lái)看，貸款戶(hù)對(duì)用結(jié)算賬賬戶(hù)進(jìn)行轉(zhuǎn)帳結(jié)息還不是很熟熟悉，不習(xí)慣用結(jié)算賬戶(hù)進(jìn)行行結(jié)算。在結(jié)息日仍有一大部部

6、分客戶(hù)帶現(xiàn)金前來(lái)結(jié)息。這這樣一來(lái)，使我們業(yè)務(wù)總量大大營(yíng)業(yè)面積相對(duì)較小的矛盾顯顯得猶為突出。為此，明年將將加大對(duì)開(kāi)立個(gè)人結(jié)算賬戶(hù)辦辦理貸款的農(nóng)戶(hù)進(jìn)行宣傳和指指導(dǎo)，讓其在結(jié)息日前將現(xiàn)金金送存到貸款時(shí)的指定賬戶(hù)。這樣既方便了貸款戶(hù)，現(xiàn)時(shí)時(shí)也緩解了我社業(yè)務(wù)量大營(yíng)業(yè)業(yè)面積小的矛盾。四、繼續(xù)續(xù)做好金?？ǖ陌l(fā)行與宣傳工工作，做好股金分紅工作。金?？ǖ拇罅堪l(fā)行將有效的的降低紙幣的流通量，降低經(jīng)經(jīng)營(yíng)成本，擴(kuò)大中間業(yè)務(wù)。我我們將繼續(xù)加大對(duì)金牛卡的宣宣傳與發(fā)行工作。為我社安裝裝at機(jī)作好準(zhǔn)備工作。200xx年股金分紅工作我們將將嚴(yán)格按照聯(lián)社的工作要求，保質(zhì)保量的完成。五、繼繼續(xù)抓好信用社內(nèi)部人員、財(cái)財(cái)務(wù)、內(nèi)控等各項(xiàng)

7、管理工作。針對(duì)我社職工文化水平普普遍較低法律意識(shí)不強(qiáng)的實(shí)際際情況，我社制定學(xué)習(xí)計(jì)劃，由主任帶頭學(xué)習(xí)業(yè)務(wù)、法律律知識(shí)，提高全體職工業(yè)務(wù)技技能和依法合規(guī)經(jīng)營(yíng)的意識(shí)。堅(jiān)持這項(xiàng)學(xué)習(xí)制度，把每周周一、三、五作為學(xué)習(xí)日，重重點(diǎn)學(xué)習(xí)相關(guān)法律、法規(guī)，行行業(yè)內(nèi)控制度、業(yè)務(wù)操作流程程和計(jì)算機(jī)的應(yīng)用等。狠抓抓內(nèi)控制度不放松，嚴(yán)格按操操作流程辦理每一筆業(yè)務(wù)，嚴(yán)嚴(yán)格執(zhí)行自治區(qū)聯(lián)社制定的各各項(xiàng)規(guī)章制度，加強(qiáng)各崗位營(yíng)營(yíng)業(yè)人員行為考察，杜絕人為為的操作風(fēng)險(xiǎn)和道德風(fēng)險(xiǎn)。加強(qiáng)財(cái)務(wù)管理，保證每筆財(cái)務(wù)務(wù)開(kāi)支都確為業(yè)務(wù)發(fā)展所需，加強(qiáng)應(yīng)收息管理，真正 education on party membersadvancement activ

8、ities and enhance awareness of the communist youth league education achievements, and vigorously promote the construction of civilization advanced units, units and staff home building activities, balanced, focused, pragmatic, innovation, high standard, high quality, high level, high efficiency to co

9、mplete various tasks throughout the year.first, pay close attention to research information, efforts to improve decision-making servicesin accordance with the information reflect the information, promote the work of information leading work requirements, adhere to grasp the team construction, mechan

10、ism construction and quantitative assessment, give full play to the assistant role of leadership, actively promote the innovation of research information development, and vigorously promote the research work of information to mention upgrading, efforts to improve the ability and level of decision-ma

11、king.(a) adhere to the decision in the first place. to make the decision service as the focus of the work, participate in the point, and in the key place, in order to promote the democratization of decision-making, scientific advice. based on the citys youth career 11th five-year good bureau and the

12、 communist youth league work across the development, focus on the implementation of scientific outlook on development theory and practice subject adolescents and youth work process of building a socialist harmonious society, pay close attention to the global, strategic, forward-looking major problem

13、s, grasp the overall situation, pay attention to plan and implement the specific tasks assigned by the leadership from the overall situation, think ahead on major issues concerning the overall situation, in-depth study, grasp the dynamic, put forward suggestions, reflect in time.(two) adhere to the

14、investigation. as an important way to firmly grasp the important link of scientific and democratic decision-making, focus on key leadership concern, concern and hot points of youth practice work, adhere to the practice to investigate and research, fully and accurately grasp the actual situation, for

15、 the leadership decision-making comes from practice, practical to provide first-hand information. to enhance the initiative, according to municipal party committee leadership activities, week activities, in the research make great efforts to provide more targeted for leadership, predictability and e

16、ffectiveness of comments and suggestions.(three) adhere to the information planning as an important means of expanding. the sources of information, through the network, the media and other channels, increase integration efforts the work of the communist youth league and youth information dynamic inf

17、ormation resources, increase the information planning efforts to refine the communist youth league, and give full play to the role of information reference, to improve the quality of information as a fundamental, outstanding information work sensitivity and timeliness, timely, accurately, comprehens

18、ively reflect the municipal party committee, municipal government, the central committee of the implementation of a major deployment, leadership attention, hot and difficult issues of concern to the masses and some important emergencies, timely provide all kinds of deep and valuable component of the

19、 following information. continue to deepen the information research and information feedback system, information report system, information reporting system, information delivery system and information notification system, and constantly improve the information work of the assessment, incentive mech

20、anism, improve the long-term mechanism to improve the information work of sustainable development.two, pay close attention to contact and communication, efforts to improve the ability of comprehensive coordinationgive full play to a contact, pivotal role, coordination of the parties in accordance wi

21、th the standard, efficient, high quality principles, firmly establish the principle of service, and effectively improve the level of policy theory, grasp the method of coordinating work, conscientiously do service leadership, service and service corps cadres.(a) do to actively carry out coordination

22、. upstream municipal party committee, municipal government work report, and the central mission to understand, grasp the key ideas and working organs, targeted focus on reporting the work of mission, to focus on the citys superior league, major activities, attention, support and help.(two) do parall

23、el coordination. to strengthen the contact and communication with the municipal departments, actively seek for the work of care, support, optimize the external environment. to strengthen the group work of the communist youth league and other provinces and cities, to grasp the work around the dynamic

24、, active learning around the work experience, the effective integration of resources within the group, and the communist youth league career development.(three) earnestly grassroots coordination. further increase communication efforts, strengthen the organizations at various levels to guide the work

25、 of the office and communication, to ensure the situation, reported lower levels of strength, and strive to the grassroots, inspired by the basic spirit of innovation, the formation of good ability of the league office work.three, pay close attention to the quality of official documents, efforts to

26、improve the ability to deal with textadhere to high standards, strict requirements, careful attention to the drafting of the draft work, strict document drafting, audit clearance, proof reading and quality control, and strive to improve the ability to deal with the text, and the overall work of the

27、service center.(a) earnestly. to further establish the draft document presentation system research, adhere to the practice, especially the drafting of important days and months multiplying, concentrating on the presentation of the research, understand the situation the situation, fully understand th

28、e intention of the leadership, to ensure the output, quality, and constantly improve the quality of manuscript. a manuscript quality appraisal system, the implementation of quantitative assessment, each quarter the comparison of office draft manuscript quality. establish a reward system to reward th

29、e outstanding manuscript selection out, the wrong investigated persons responsible for the major errors.(two) strict master document quality. strengthening document quality awareness, efforts in the drafting of documents, audit checks, printed all aspects of efforts, strict policy documents audit, c

30、ontent, format and procedures, adhere to the upper and lower check, and check before and after the check, ensure the document style format in the understanding of leadership intentions in place, ideas in the language in place, and strive to improve the quality of various documents.(three) a comprehe

31、nsive specification document operation. to further standardize the document transfer procedures, emphasizing the precision in document processing, in strict accordance with the operating procedures document sign, registration, approval, distribution, handling, repaying, filing, ensure the document p

32、rocessing standard, accurate, and efficient. especially to strict dispatch, strict audit document content. strictly implement the document procedures step by step shenqian, strict and unified file format, to ensure the normative document. further the implementation of electronic document processing

33、mode, the full implementation of oa office system, efforts to improve the work efficiency.four, pay close attention to the work of supervision, efforts to improve the executive abilitythe citys major issues and focus on the overall work of the communist youth league to carry out supervision and insp

34、ection, insist on the idea, the handling of the key, efforts to promote the implementation of decisions, to ensure that government decrees.(a) on the center of focus on supervision. in accordance with the grasp the overall situation, focused, practical, quantitative refinement principle, conscientio

35、usly fulfill the supervision function, focusing on the important deployment, major decisions of the party will, secretarys office, department heads meeting agreed matters assigned by the leadership group, the book down and do the important matters and the regiment the key work to focus on supervisio

36、n, to ensure that the inspection item piece is an echo, everything in the bag, to promote the work carried out smoothly.(two) grasp the key special supervision. according to different periods of work needs, focus on leadership, social concern, hot and difficult problem of youth reflects the implemen

37、tation of regular and dynamic supervision of special work assigned by the leadership of the special work of tracking supervision, regularly held the department responsible for the regular inspection work carried out inspection stage. check or the implementation of the work, to the work of the specia

38、l supervision and implementation.(three) innovative ways to promote the supervision. to further improve the effectiveness of supervision and inspection work, really play a role in promoting the implementation work. to further improve and perfect the supervision report system, inspection notification

39、 system, regularly carry out random checks of the supervision matters, to highlight the effectiveness of the inspection work, to effectively promote the work carried out.five, pay close attention to daily management, efforts to improve logistical support capacityaccording to do great things, do smal

40、l things, start from the details; general requirements from the overall situation, pay close attention to daily management, enhance the foresight and initiative work, do the work of early preparation, program cost fine plan, artful arrangement, high quality services.(a) further strengthen the author

41、ity of hardware construction. combined with the three hit work, to further promote the party organ culture construction, and actively carry out party building advanced units, units of civilization, to create the homes of the workers, further standardize internal office conditions, perfect decoration

42、 authorities canteen, strengthening the office building management, further improve the authority office environment.(two) to further strengthen the organization system construction. the implementation of the municipal party committee of various rules and regulations, in accordance with the norms of

43、 management, efficien education on party membersadvancement activities and enhance awareness of the communist youth league education achievements, and vigorously promote the construction of civilization advanced units, units and staff home building activities, balanced, focused, pragmatic, innovatio

44、n, high standard, high quality, high level, high efficiency to complete various tasks throughout the year.first, pay close attention to research information, efforts to improve decision-making servicesin accordance with the information reflect the information, promote the work of information leading

45、 work requirements, adhere to grasp the team construction, mechanism construction and quantitative assessment, give full play to the assistant role of leadership, actively promote the innovation of research information development, and vigorously promote the research work of information to mention u

46、pgrading, efforts to improve the ability and level of decision-making.(a) adhere to the decision in the first place. to make the decision service as the focus of the work, participate in the point, and in the key place, in order to promote the democratization of decision-making, scientific advice. b

47、ased on the citys youth career 11th five-year good bureau and the communist youth league work across the development, focus on the implementation of scientific outlook on development theory and practice subject adolescents and youth work process of building a socialist harmonious society, pay close

48、attention to the global, strategic, forward-looking major problems, grasp the overall situation, pay attention to plan and implement the specific tasks assigned by the leadership from the overall situation, think ahead on major issues concerning the overall situation, in-depth study, grasp the dynam

49、ic, put forward suggestions, reflect in time.(two) adhere to the investigation. as an important way to firmly grasp the important link of scientific and democratic decision-making, focus on key leadership concern, concern and hot points of youth practice work, adhere to the practice to investigate a

50、nd research, fully and accurately grasp the actual situation, for the leadership decision-making comes from practice, practical to provide first-hand information. to enhance the initiative, according to municipal party committee leadership activities, week activities, in the research make great effo

51、rts to provide more targeted for leadership, predictability and effectiveness of comments and suggestions.(three) adhere to the information planning as an important means of expanding. the sources of information, through the network, the media and other channels, increase integration efforts the wor

52、k of the communist youth league and youth information dynamic information resources, increase the information planning efforts to refine the communist youth league, and give full play to the role of information reference, to improve the quality of information as a fundamental, outstanding informatio

53、n work sensitivity and timeliness, timely, accurately, comprehensively reflect the municipal party committee, municipal government, the central committee of the implementation of a major deployment, leadership attention, hot and difficult issues of concern to the masses and some important emergencie

54、s, timely provide all kinds of deep and valuable component of the following information. continue to deepen the information research and information feedback system, information report system, information reporting system, information delivery system and information notification system, and constant

55、ly improve the information work of the assessment, incentive mechanism, improve the long-term mechanism to improve the information work of sustainable development.two, pay close attention to contact and communication, efforts to improve the ability of comprehensive coordinationgive full play to a co

56、ntact, pivotal role, coordination of the parties in accordance with the standard, efficient, high quality principles, firmly establish the principle of service, and effectively improve the level of policy theory, grasp the method of coordinating work, conscientiously do service leadership, service a

57、nd service corps cadres.(a) do to actively carry out coordination. upstream municipal party committee, municipal government work report, and the central mission to understand, grasp the key ideas and working organs, targeted focus on reporting the work of mission, to focus on the citys superior leag

58、ue, major activities, attention, support and help.(two) do parallel coordination. to strengthen the contact and communication with the municipal departments, actively seek for the work of care, support, optimize the external environment. to strengthen the group work of the communist youth league and

59、 other provinces and cities, to grasp the work around the dynamic, active learning around the work experience, the effective integration of resources within the group, and the communist youth league career development.(three) earnestly grassroots coordination. further increase communication efforts, strengthen the organizations at various levels to guide the work of the office and communication, to ensure the situation, reported lower levels of strength, and strive to the grassroots,