銀行筆試用得上的專業(yè)詞匯53933

1、acquiring company 收購公司  bad loan 呆帳  chart of cash flow 現(xiàn)金流量表  clearly-established ownership 產(chǎn)權(quán)清晰  debt to equity 債轉(zhuǎn)股  diversity of equities 股權(quán)多元化  economy of scale 規(guī)模經(jīng)濟  emerging economies 新興經(jīng)濟  exchange-rate regime 匯率機

2、制  fund and financing 籌資融資  global financial architecture 全球金融體系  global integration, globality 全球一體化，全球化  go public 上市  growth spurt （經(jīng)濟的）急劇增長  have one's 'two commas' 百萬富翁  hedge against 套期保值  housing mortg

3、age 住房按揭  holdings 控股，所持股份  holding company 控股公司  initial offerings 原始股  initial public offerings 首次公募  innovative business 創(chuàng)新企業(yè)  intellectual capital 智力資本  inter-bank lending 拆借  internet customer 網(wǎng)上客戶  invest

4、ment payoff period 投資回收期  joint-stock 參股  mall rat 愛逛商店的年輕人  means of production 生產(chǎn)要素  (the)medical cost social pool for major diseases 大病醫(yī)療費用社會統(tǒng)籌  mergers and acquisitions 并購  mobile-phone banking 移動電話銀行業(yè)  moods 人氣  net

5、 potato 網(wǎng)蟲  non-store seling 直銷  offering 新股  online-banking 網(wǎng)上銀行業(yè)  online-finance 在線金融  online client （銀行的）網(wǎng)上客戶  paper profit 帳面收益  physical assets 有形資產(chǎn)  project fund system 項目資本金制度  pyramid sale 傳銷  

6、;recapitalize 資產(chǎn)重組  regional corrency blocks 地區(qū)貨幣集團  regulate 調(diào)控  sell off 變現(xiàn)  share(stock) option 期權(quán)，股票認(rèn)購權(quán)  smart card 智能卡  slash prices 殺價  spare capacity 閑置的生產(chǎn)能力  strong growth 強勁的增長勢頭  switch trade 轉(zhuǎn)手貿(mào)易

7、0; takepublic 上市  tap the idle assets 盤活存量資產(chǎn)  transaction （銀行的）交易  transfer payment from the exchequer 財政轉(zhuǎn)移支付  venture-capital 風(fēng)險資本  virtual bank 虛擬銀行  wire transfer 電子轉(zhuǎn)帳 account number 帳目編號 depositor 存戶 pay-in slip 存款單 a deposit

8、form 存款單 a banding machine 自動存取機 to deposit 存款 deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書 endorser 背書人 to cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒付 to s

9、uspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票 crossed cheque 橫線支票 blank cheque 空白支票 rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現(xiàn)金支票 traveler's cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque

10、 偽支票 Bandar's note 莊票，銀票 banker 銀行家  president 行長 savings bank 儲蓄銀行 Chase Bank 大通銀行 National City Bank of New York 花旗銀行 Hongkong Shanghai Banking Corporation 匯豐銀行 Chartered Bank of India, Australia and China 麥加利銀行 Banque de I'IndoChine 東方匯理銀行 central bank, national bank, banker's ba

11、nk 中央銀行 bank of issue, bank of circulation 發(fā)行幣銀行 commercial bank 商業(yè)銀行，儲蓄信貸銀行 member bank, credit bank 儲蓄信貸銀行 discount bank 貼現(xiàn)銀行 exchange bank 匯兌銀行 requesting bank 委托開證銀行  issuing bank, opening bank 開證銀行 advising bank, notifying bank 通知銀行 negotiation bank 議付銀行 confirming bank 保兌銀行 paying bank 付款

12、銀行 associate banker of collection 代收銀行 consigned banker of collection 委托銀行 clearing bank 清算銀行 local bank 本地銀行 domestic bank 國內(nèi)銀行 overseas bank 國外銀行 unincorporated bank 錢莊 branch bank 銀行分行 trustee savings bank 信托儲蓄銀行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投資公司 trust institution 銀行的信托部

13、 credit department 銀行的信用部 commercial credit company(discount company) 商業(yè)信貸公司（貼現(xiàn)公司） neighborhood savings bank, bank of deposit 街道儲蓄所 credit union 合作銀行 credit bureau 商業(yè)興信所 self-service bank 無人銀行 land bank 土地銀行 construction bank 建設(shè)銀行 industrial and commercial bank 工商銀行 bank of communications 交通銀行 mutua

14、l savings bank 互助儲蓄銀行 post office savings bank 郵局儲蓄銀行 mortgage bank, building society 抵押銀行 industrial bank 實業(yè)銀行 home loan bank 家宅貸款銀行 reserve bank 準(zhǔn)備銀行 chartered bank 特許銀行 corresponding bank 往來銀行 merchant bank, accepting bank 承兌銀行 investment bank 投資銀行 import and export bank (EXIMBANK) 進出口銀行 joint ve

15、nture bank 合資銀行 money shop, native bank 錢莊 credit cooperatives 信用社 clearing house 票據(jù)交換所 public accounting 公共會計 business accounting 商業(yè)會計 cost accounting 成本會計 depreciation accounting 折舊會計 computerized accounting 電腦化會計 general ledger 總帳 subsidiary ledger 分戶帳 cash book 現(xiàn)金出納帳 cash account 現(xiàn)金帳 journal, da

16、y-book 日記帳，流水帳 bad debts 壞帳 investment 投資 surplus 結(jié)余 idle capital 游資 economic cycle 經(jīng)濟周期 economic boom 經(jīng)濟繁榮 economic recession 經(jīng)濟衰退 economic depression 經(jīng)濟蕭條 economic crisis 經(jīng)濟危機 economic recovery 經(jīng)濟復(fù)蘇 inflation 通貨膨脹 deflation 通貨收縮 devaluation 貨幣貶值 revaluation 貨幣增值 international balance of payment 國際

17、收支 favourable balance 順差 adverse balance 逆差 hard currency 硬通貨  soft currency 軟通貨 international monetary system 國際貨幣制度 the purchasing power of money 貨幣購買力 money in circulation 貨幣流通量 note issue 紙幣發(fā)行量 national budget 國家預(yù)算 national gross product 國民生產(chǎn)總值 public bond 公債 stock, share 股票 debenture 債券 treasury bill 國庫券 debt chain 債務(wù)鏈 direct exchange 直接（對角）套匯 indirect exchange 間接（三角）套匯 cross rate, arbitrage rate 套匯匯率 foreign currency (exchange) reserve 外匯儲備 foreign exchange fluctuation 外匯波動 foreign exchange crisis 外匯危機 discount 貼現(xiàn) discount rate, bank rate 貼現(xiàn)率 gold reserve