借款合同中英文范本

借款合同中英文范本借款合同中文范本借款單位：_______________法定代表人：________貸款單位：_____________法定代表人：________保證單位：____________法定代表人：________簽約日期：________根據(jù)《中華人民共和國(guó)合同法》的規(guī)定，借款方為保證施工生產(chǎn)正常進(jìn)行，向貸款方申請(qǐng)建筑企業(yè)流動(dòng)資金貸款，經(jīng)貸款方審查同意發(fā)放，為明確各方權(quán)責(zé)，特簽訂本合同共同遵守。第一條本合同規(guī)定____年貸款額為人民幣（大寫(xiě)） ____萬(wàn)元，用于____.第二條借款方和貸款方必須共同遵守貸款辦法，有關(guān)貸款事項(xiàng)按辦法規(guī)定辦理。第三條貸款自支用之日起，按實(shí)際支用數(shù)計(jì)收利息，利率為月息____‰，超計(jì)劃貸款的超過(guò)部分利率為月息 ____‰，逾期貸款加計(jì)利息20%，挪用貸款挪用部分加罰利息 50%.第四條貸款方保證按照本合同的規(guī)定供應(yīng)資金，貸款方如因工作差錯(cuò)貽誤用款，以致借款方遭受損失時(shí)，應(yīng)按直接經(jīng)濟(jì)損失，由貸款方負(fù)責(zé)賠償。第五條貸款方有權(quán)檢查貸款使用情況。檢查時(shí)，借款方對(duì)調(diào)閱有關(guān)文件、帳冊(cè)、憑證和報(bào)表，查核物資庫(kù)存和施工生產(chǎn)情況等，必須給予方便。第六條借款方如違反合同和貸款辦法的規(guī)定，貸款方有權(quán)停止貸款，提前收回部分或全部貸款。第七條擔(dān)保方對(duì)借款方歸還貸款本息承擔(dān)責(zé)任，如果借款方未按期清償貸款本息時(shí)，擔(dān)保方應(yīng)在接到貸款方還款通知后一個(gè)月內(nèi)負(fù)責(zé)歸還。第八條本合同有效期：自 ____年____月____日起，至____年____月____日為止。本合同正本一式三份，簽章各方各執(zhí)一份。借款方：____________（蓋章）________代表人____________貸款方：____________（蓋章）________代表人____________擔(dān)保方：____________（蓋章）________代表人____________借款合同英文范本ContractNumber：_____________BORROWER：________________Address：_________________LENDER：__________________Address：_________________InaccordancewithprovisionsofContractLawofthePeoplesRepublicofChinaandBankofChina，afterreviewingthestatusandtherequestoftheBorrower，theLenderagreestogranttheBorroweralineofcrediton.TheBorrower，LenderandGuarantor，throughfriendlynegotiation，haveexecutedthisContractasfollows：ARTICLE1CURRENCY，AMOUNTANDTERMOFTHELOAN ：1.TheCurrencyunderthisloanisReiminbi.2.TheLineoftheloanisyuan.3.Theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.ARTICLE2THEPURPOSEOFTHELOAN：1.Thepurposeofthisloanisusedforworkingcapitalturnover.2.WithoutwrittenapprovaloftheLender，theBorrowercouldnotusetheloanoutofthescopeofthepurpose.ARTICLE3INTERESTRATEANDCALCULATIONOFINTEREST ：2.Theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days.ARTICLE4OVERDUEINTERESTSANDMISUSINGINTERESTSARTICLE5ACCOUNTTheBorrowershallopenReiminbibasicaccountand/orforeigncurrencyaccountattheLenderorLendersbranchfortheuseofdraw-down，repayment，paymentofinterestsandfees.ARTICLE6DRAW-DOWN1.Theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcredit.2.TheBorrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down.3.TheBorrowershallnotdrawtheloanlessthan1million.ARTICLE7CONDITIONSFORDRAW-DOWNThefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate：1.TheBorrowerhasopenedforeignaccountandReiminbiaccountattheofficeoftheLenderorthebranchoftheLender；2.Thiscontractandtheappendiceshavebeeneffective；3.TheBorrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttotheLender；4.TheBorrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract；5.TheBorrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments；6.TheGuarantyunderthiscontracthasbeeneffective；7.TheBorrowerhasbeensatisfiedthewarrantsunderArticle11ofthiscontract；8.Theotherrequirementforthedraw-downhavebeensatisfied.ARTICLE8REPAYMENTPLANANDPREPAYMENT2.ThepaymentmadebytheBorrowerandthedeductionfromtheaccountoftheBorrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.3.IntheeventtheBorrowerfailstorepaytheloan，theLendershallhaverightstodeductthedebtfromthebankaccountoftheBorrowerattheLenderorempowerthebranchesoftheLendertodeductthedebtfromthebankaccountoftheBorrowerattheLendersbranches；4.Theinstallmentofrepaymentshallnotlessthan1million.ARTICLE9DEBTCERTIFICATETheLendershallkeeprecordintheLendersaccountfortheprincipal，interestsandfeesandotherfeesoftheBorrowerunderthiscontract；Theabovementionedrecordandthedocumentationforthedraw-down，repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheBorrowerandtheLender.ARTICLE10GUARANTY1.（the'Guarantor'）shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities.2.Duringthetermofthiscontract，iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak，theLendershallhaverighttorequesttheBorrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract.ARTICLE11REPRESENTATIONSANDWARRANTIESI.TheBorrowersrepresentsandwarrantsasfollows：1.TheBorrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthePeoplesRepublicofChinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.TheBorrowerhasthepowertohandleitassetsusedinoperation.2.TheBorrowerisatitsoptiontosignandperformthiscontract.ItistheBorrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.Theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.3.Thealldocuments，materials，reportsandcertificatesprovidedtotheLenderbytheborrowerforconsummationofthiscontractistrue，real，competeandeffective4.TheBorrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausetheLenderrefusetoextendtheloan：1）TheBorrowerortheprincipalexecutivesoftheBorrowerinvolveinmaterialeventswhichbreachregulations，lawsorcompensationtoothers；2）Pendingactionsandarbitration；3）TheBorrowersdebtsorproposeddebtsorliensandotherencumbrances；4）Theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts；5）TheBorrowerbreachedcontractwhichisbetweentheBorrowerandothercreditors.II.TheBorrowerherebywarrantsasfollows：1.Usingthecapitaloftheloanasusagesetforthinthiscontract，theBorrowerwillnotusetheloanasEquityinvestment；TheBorrowerwillnotusethecapitaloftheloaninvestinsecurity，future，realestateetc.TheBorrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.TheBorrowerwillnotmisusingorappropriationoftheloan.2.Makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract；3.Providingupdatedfinancialstatementorfinancialbulletineveryquarter；Providingtheauditedfinancialreportatthefirstquartofeachyear；Providingoperationreport，financialreportorotherfilesandmaterialsandshallwarrantthereality，correctandeffectivenessforthefilesandmaterials；4.Anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsoftheLenders；5.AcceptingthesupervisionoftheLender，providesassistanceandcooperationfortheLenderssupervisions；6.Willnotreducetheregistrationcapital；PriorapprovalfromthelendershallberequiredwhentheBorrowerchangesofshareholdersandoperationmanner（includingbutnotlimitedtojointventure，cooperation，jointlycooperation；dissolution，closedown，liquidation，transformation；merger；changetosharecompany，usethehousing，machineryorotherrealassetsortrademark，intellectualproperty，Knowhow，landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany，tradingofoperationrightorownrightbycontracting，jointoperation，trusteeship）7.TheBorrowershallinformtheLenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheBorrowerwhentheBorrowerguaranteeforotherpartyormortgageitsassets.TheBorrowerwarrantsthatwillnotdisposetheassetswhichwillmakeadverseimpactonitsabilityofpayingdebts.8.TheBorrowerwillnotpaytheothersimilarloanspriortotheLender；9.TheBorrowerwarrantstoinformtheLenderimmediatelywhenthefollowingeventsoccurred：1）TheeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheBorrowerandanybranchesofBankofChinaorotherbanks，non-bankfinancialorganization；2）TheBorrowerchangesshareholdersorrevisethearticleofassociation；3）TheBorrowersufferdifficultiesandbadresultinfinancialandoperation；4）TheBorrowerinvolvesinmaterialactionsorarbitration；11.TheBorrowershallkeepitsbanktransactionsregardingincomecollection，sellforeigncurrencyorbuyforeigncurrencyect.ShallbeconductedattheLenderorotherbranchesoftheLender.Theturn-overforthecapitalshallsatisfythedemandoftheLender；III.TheBorrowersrepresentationsandwarrantshereunderthiscontractshallbeeffectiveeventhoughanymendment，supplementsorrevisedtobemadetothiscontract.ARTICLE12REPRESENTATIONSANDWARRANTSOFTHELENDERI.TheLenderrepresentsandwarrantsasfollows：1.TheLenderisastate-ownedcommercialbankorbranchdulyorganizedandvalidlyexistingunderthelawofP.R.CandapprovedbytheIndustryandCommercialAdministrationandholdsthefinancialinstitutionslegalpersonlicensesandfinancialinstitutionsoperationlicensetobequalifiedtooperatefinancialbusiness.2.TheLenderhastakenallnecessaryactiontoauthorizetheexecutionofthiscontractandperformanceofitsobligationsunderthiscontract.TheLenderisdulyauthorizedtoextendthisloan.II.TheLenderwarrantsasfollows：1.TheLendershallextendtheloaninaccordancewiththeprovisionssetforthinthisContract.2.CollectinterestsinaccordancewiththeregulationsofthePeoplesBank.ARTICLE13EVENTSOFBREACHCONTRACTANDSETTLEMENT：I.SettlementoftheBorrowerbreachofcontract1.Eventofbreachofcontract：1）TheBorrowerfailstousetheloaninaccordancewiththeagreedusageoftheLoan；2）TheBorrowerfailstorepaythedueprincipalandpaytheinterests，expensesorotherpayableinaccordancewiththeagreedtermofthiscontract；3）TheBorrowerbreachestherepresentationandwarrantssetforthinArticle11.4）TheBorrowerbreachesotherloanagreementsorguarantyagreementsortheGuarantorbreachtheguarantyagreementwhichmaymakeimpacttheBorrowertoperformtheobligationsunderthiscontract.5）ConclusiveevidencetoshowthattheBorrowerlosethecapacityofcreditorduringperformanceoftheobligationunderthiscontract，thefinancialconditionsoftheGuarantorareseriouslydeterioratingorotherreasonscausedtheGuarantorthecapacityofcreditdecline.6）TheBorrowerbreachestheotherobligationsunderthiscontract.2.Undertheabovecircumstances，theLendershallhaverightto：1）RequesttheBorrowertorectifywithintheperioddesignedbytheLender；2）Ceaseinextendingtheloanorcancelthecredit；3）DeclaretheloanunderthiscontractisdueandtheLendershallhaverighttodeducttheoutstandingamountfromtheaccountoftheBorrower.TheBorrowershallnotappealagainsttheLender.4）DeclaretheloanisdueunderotherloanagreementsbetweentheLenderandtheBorrower，requesttheBorrowertorepaytheloanprincipals，interests，andotherexpenses.II.ThesettlementfortheLenderbreachofthecontract1.TheLenderfailstoextendtheloanasagreedinthiscontractwithoutanyreasons；2.TheLenderbreachestheagreedinterestrateandcollectionaddinterestsorotherfees；3.TheLenderbreachestheprovisionssetforthinArticle12；4.Undertheabovecircumstances，theBorrowershallhaverightto：1）RequesttheLendertorectify；2）Repaytheloanaheadoftimeandrefusetopayanycompensationforprepayment.ARTICLE14DEDUCTIONTheBorrowershallpayinfullforthepaymentwithoutanycounteractionoranycondition.ARTICLE15ASSIGNMENTOFTHEDEBTANDCREDIT1.TheBorrowershallnotassignitsrightandliabilityunderthiscontracttootherthirdpartywithoutanywrittenapprovaloftheLender；2.IntheeventtheBorrowerassignitsrightandliabilityunderthiscontracttootherthirdpartyunderthewrittenconsentoftheLender，thethirdpartyshallabidethiscontractwithoutanycondition.ARTICLE16PERFORMANCEOFOBLIGATIONANDWAIVEROFRIGHTS1.TheBorrowerisindependentcontractorunderthiscontract，itwillnotimpactbyanyotherrelationsbetweentheBorrowerwithotherpartyexcepttheotherprovisionssetforthinthiscontract.2.TheLendergiveanyextension，toleration，favortotheBorrowerorpermittheBorrowertodelayofperformanceanyobligationunderthiscontractshallnotimpairanyrightsoftheLenderinaccordancewiththiscontractandlaws，regulation，itshallbedeemedtohavewaiveditsrightsunderthiscontractandtheobligationshallbeperformedbytheBorrowerunderthiscontract.ARTICLE17AMENDMENT，SUPPLEMENTANDINTERPRETATIONOFTHECONTRACT1.Thiscontractcouldbeamendedandsupplementeduponthewrittenagreementsconcludebytheparties.Anyaamendmentandsupplementshallbeintegralpartyofthiscontract.2.Intheeventchangeoflaws，regulationsorlegalpracticewhichwillcauseanytermscontainedinthisContractbecomeillegal，invalidorlossofpractice，theotherpartofthiscontractshallnotbeimpairedbyit.Thebothpartiesshallmakeeffortstochangetheillegal，invalidorlossofpracticepart.3.ForthemattersnotreferredinthiscontractshallbeconstruedinaccordancewiththeprovisionsofthePeoplesBankofChina.ARTICLE18DISPUTERESOLUTION，GOVERNINGLAWANDWAIVEROFEXEMPTION1.Theconclusion，interpretationanddisputeresolutionshallbesubjecttotheLawsofthePeoplesRepublicofChin.Thedisputesarisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.Incasenosettlementcanbereached，thedisputesshallbesubmittedtothePeoplesCourtofthelocationoftheLenderforjudgment.2.TheBorrowershallnotrejectanyobligationduringthesettlementofdisputes.3.Theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.TheBorrowershallnotappealtotakeactiontoexemptfromtheobligationunderthiscontract.ifbothpartiesagreetoapplyarbitration，theabovetermshallbe：）1.Theconclusion，interpretationanddisputeresolutionshallbesubjecttotheLawsofthePeoplesRepublicofChin.Thedisputearisingfromtheexecutionofthiscontractshallbesettledthroughfriendlyconsultationbybothparties.Incasenosettlementcanbereached，thedisputesshallbesubmittedtoChinaInternationalEconomicandtradearbitrationcommissionforarbitration.2.ThearbitrationshallbeconductedinaccordancewiththeArbitrationLawofPeoplesRepublicofChinaandProvisionalRulesofProcedureofChinainternationaleconomicandtradearbitrationcommission.3.DuringtheArbitration，thiscontractshallbeeffectiveandtheBorrowershallnotdisclaimtheanyobligationsunderthiscontract.4.Theexecutionandperformanceofthiscontractandtherelatedtransactioniscivilbehavior.TheBorrowershallnotappealtota